The Government is committed to incentivising greater saving and investment, to help hard working people save for their future goals and build greater financial resilience.<\/p>
<\/p>
The Help to Save scheme was launched in September 2018 and is intended to promote financial resilience among working households on low incomes by supporting them to kickstart a regular, long-term savings habit and build a financial buffer for a rainy day.<\/p>
Individuals can also save up to £20,000 into an Individual Savings Account (ISA) each year, and any savings income received within an ISA is tax free. This, along with the Personal Savings Allowance of up to £1,000 for basic rate taxpayers means that around 85% of people with savings income pay no tax on that income.<\/p>
<\/p>
However, the Government also recognises that people need support to make effective investment decisions. This is why the Government and FCA are working on a joint review of the boundary between financial advice and guidance to ensure people can access appropriate support with their financial decision-making.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4580", "label" : {"_value" : "Biography information for Baroness Vere of Norbiton"} } , "answeringMemberPrinted" : {"_value" : "Baroness Vere of Norbiton"} , "dateOfAnswer" : {"_value" : "2024-04-24", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2024-04-24T14:44:04.443Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2024-04-15", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Personal Savings"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask His Majesty's Government, following the findings of the Financial Conduct Authority survey indicating a decrease in savings and investing among UK adults, what steps they are taking to help individuals and families save and invest.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"} } , "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"} ], "uin" : "HL3813"} , {"_about" : "http://data.parliament.uk/resources/1546225", "AnsweringBody" : [{"_value" : "Foreign, Commonwealth and Development Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1546225/answer", "answerText" : {"_value" : "
Human Rights is a crucial element underpinning the UK's foreign policy. We continue to urge the Palestinian Authority (PA) to respect human rights, Officials from our Consulate-General in Jerusalem regularly raise the need for key legislative and security sector reform to ensure respect for human rights and fundamental freedoms. We encourage the PA to ensure the harmonisation of Palestinian laws with International Human Rights conventions to which it has acceded. As we mark the 16 days of activism against gender-based violence, we are again urging the PA at the highest levels to adopt legislation to ensure the protection and progression of women's rights.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4210", "label" : {"_value" : "Biography information for Lord Ahmad of Wimbledon"} } , "answeringMemberPrinted" : {"_value" : "Lord Ahmad of Wimbledon"} , "dateOfAnswer" : {"_value" : "2022-12-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-12-12T17:38:21.043Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "208"} , "answeringDeptShortName" : {"_value" : "Foreign, Commonwealth and Development Office"} , "answeringDeptSortName" : {"_value" : "Foreign, Commonwealth and Development Office"} , "date" : {"_value" : "2022-11-28", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Palestinians: Human Rights and Protest"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask His Majesty's Government what steps they are taking to prevent any breaches of human rights by the Palestinian Authority; and what further steps they are taking to support the right of freedom to protest in the areas administered by that Authority.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/33", "label" : {"_value" : "Biography information for Lord Pickles"} } , "tablingMemberPrinted" : [{"_value" : "Lord Pickles"} ], "uin" : "HL3813"} , {"_about" : "http://data.parliament.uk/resources/1366733", "AnsweringBody" : [{"_value" : "Department for Levelling Up, Housing and Communities"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1366733/answer", "answerText" : {"_value" : "
We are continuing to work positively and constructively with the Northern Ireland Executive to agree a suitable Freeport model. This will ensure that the model delivers a compelling offer for ports and businesses and their local communities in Northern Ireland.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4877", "label" : {"_value" : "Biography information for Lord Greenhalgh"} } , "answeringMemberPrinted" : {"_value" : "Lord Greenhalgh"} , "dateOfAnswer" : {"_value" : "2021-11-22", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2021-11-22T14:47:58.013Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "211"} , "answeringDeptShortName" : {"_value" : "Levelling Up, Housing and Communities"} , "answeringDeptSortName" : {"_value" : "Levelling Up, Housing and Communities"} , "date" : {"_value" : "2021-11-08", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Freeports: Northern Ireland"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government, further to the Written Answer by Lord Greenhalgh on 2 November (HL3296), what legal obligations apply to the Freeports model in Northern Ireland which did not delay the selection of Freeports in England.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/657", "label" : {"_value" : "Biography information for Lord Kilclooney"} } , "tablingMemberPrinted" : [{"_value" : "Lord Kilclooney"} ], "uin" : "HL3813"} , {"_about" : "http://data.parliament.uk/resources/1192016", "AnsweringBody" : [{"_value" : "Department for Environment, Food and Rural Affairs"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1192016/answer", "answerText" : {"_value" : "
The Government recognises the crucial role that all agricultural sectors are playing during this time.<\/p>
As horticulture is part of the agricultural sector, impacts of COVID-19 on the horticulture industry are being overseen by the UK Agricultural Market Monitoring Group, which meets weekly to monitor UK agricultural markets and to provide forewarning of any atypical market movements. During the coronavirus outbreak, this has allowed Defra and the devolved administrations to share the latest stakeholder information and data to ensure we have an evidence base to assess the effects of COVID-19 on the agricultural industry, in specific markets, or geographical regions.<\/p>
Officials are having regular meetings with the different agricultural sectors to understand the specific issues affecting each sector. It is clear that the coronavirus pandemic is having an impact on horticulture businesses up and down the country and the Government is acutely aware of the challenges facing parts of the industry at this time. We have been working closely with the Horticultural Trades Association (HTA) on reviewing when and how garden centres can reopen safely and as of May 13th<\/sup> 2020, garden centres have been allowed to reopen. This will allow businesses to sell their products directly to the public once again and in doing so bring about the wider benefits to consumers, especially for physical and mental wellbeing, which gardening can bring. There is extensive ongoing engagement being undertaken by the department with representatives from the horticulture supply chain to capture emerging issues and to identify what short-term and long-term support the sector, as a whole, needs.<\/p> We will continue to monitor the situation and to work closely with the sector as restrictions are removed and recovery begins.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4161", "label" : {"_value" : "Biography information for Lord Gardiner of Kimble"}
}
, "answeringMemberPrinted" : {"_value" : "Lord Gardiner of Kimble"}
, "dateOfAnswer" : {"_value" : "2020-05-15", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2020-05-15T10:32:07.627Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "13"}
, "answeringDeptShortName" : {"_value" : "Environment, Food and Rural Affairs"}
, "answeringDeptSortName" : {"_value" : "Environment, Food and Rural Affairs"}
, "date" : {"_value" : "2020-04-30", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Horticulture: Coronavirus"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty's Government what assessment they have made of whether horticulture is as critical to the national economy as agriculture; and whether they plan to treat horticulture equally to agriculture in their plans for economic recovery.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/2109", "label" : {"_value" : "Biography information for The Earl of Sandwich"}
}
, "tablingMemberPrinted" : [{"_value" : "The Earl of Sandwich"}
], "uin" : "HL3813"}
, {"_about" : "http://data.parliament.uk/resources/800426", "AnsweringBody" : [{"_value" : "Department of Health"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/800426/answer", "answerText" : {"_value" : " The Department for Communities and Local Government is working closely with the Department of Health on how we improve access to mental health services for rough sleepers, or those at risk of homelessness in England. The Government has committed over £1 billion until 2020 to local authorities to reduce homelessness and rough sleeping and has supported the Homelessness Reduction Act \u2013 due to commence in April 2018. The Act will ensure that people who are in need of assistance get the support they need before becoming homeless.<\/p> <\/p> The Government is also supporting 84 projects, some specifically funding mental health interventions, across 205 district and unitary local authorities in England through its £50 million Homelessness Prevention Programme offering tailored support services for people who need it and rapid support for people to make a sustainable recovery from homelessness.<\/p> <\/p> The Government has also set an aim to halve rough sleeping by 2022 and eliminate it entirely by 2027. We are setting up a rough sleeping and homelessness taskforce and piloting a Housing First approach to tackle rough sleeping.<\/p> <\/p> We expect local authorities, NHS England and clinical commissioning groups to all play a crucial role in achieving this. NHS England has published guidance, People Who Are Homeless: How to register with a doctor (GP)<\/em>, for general practices and patients to ensure that homeless patients are still able to access primary care services. A copy is attached. Public Health England\u2019s online only guidance Improving health through the home<\/em> provides a single point of access to wide-ranging authoritative information on data, evaluation, evidence and research related to homelessness to support providers and commissioners, such as good practice prompts for commissioning for homeless people with drug or alcohol problems.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4545", "label" : {"_value" : "Biography information for Lord O'Shaughnessy"}
}
, "answeringMemberPrinted" : {"_value" : "Lord O'Shaughnessy"}
, "attachment" : {"_about" : "http://data.parliament.uk/resources/800426/answer/attachment/1", "fileName" : {"_value" : "how-to-register-with-a-gp-homeless.pdf"}
, "title" : "How to Register with a doctor (GP)"}
, "dateOfAnswer" : {"_value" : "2017-12-18", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2017-12-18T16:14:33.227Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "17"}
, "answeringDeptShortName" : {"_value" : "Health"}
, "answeringDeptSortName" : {"_value" : "Health"}
, "date" : {"_value" : "2017-12-04", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Mental Health Services: Homelessness"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty's Government what assessment they have made of, and what plans they have to improve, mental health services for those who are homeless or rough-sleeping.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4564", "label" : {"_value" : "Biography information for Lord Bird"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Bird"}
], "uin" : "HL3813"}
, {"_about" : "http://data.parliament.uk/resources/651831", "AnsweringBody" : [{"_value" : "Department of Health"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/651831/answer", "answerText" : {"_value" : " The UK National Screening Committee (UK NSC) requests that all members declare any personal or business interests which the public might reasonably think could influence their judgement as part of the activities undertaken for the UK NSC on the conflict of interest form and declaration.<\/p> <\/p> The conflict of interest form further requests for the member to include any personal direct and indirect interests, including close family members and others living in the same household. The form is consistent with those of other scientific advisory committees and upholds the seven principles of public life \u2013 the Nolan principles. Members are able to express any changes in situations at any time and are directed to withdraw from any discussions where they feel they cannot act impartially.<\/p> <\/p> Termination of membership from the UK NSC may arise where the Chair takes in good belief that the member has acted dishonestly or under duress to influence a recommendation.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/127", "label" : {"_value" : "Biography information for Lord Prior of Brampton"}
}
, "answeringMemberPrinted" : {"_value" : "Lord Prior of Brampton"}
, "dateOfAnswer" : {"_value" : "2016-12-19", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2016-12-19T12:18:19.283Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "17"}
, "answeringDeptShortName" : {"_value" : "Health"}
, "answeringDeptSortName" : {"_value" : "Health"}
, "date" : {"_value" : "2016-12-05", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "National Screening Committee"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government, further to the Written Answer by Lord Prior of Brampton on 22 November (HL3125), whether the public disclosure of a relevant interest is sufficient in all cases relating to appointments to the UK National Screening Committee; and if not, what types of interest would prevent an individual from being appointed or from continuing to serve on the Committee.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4557", "label" : {"_value" : "Biography information for Lord Shinkwin"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Shinkwin"}
], "uin" : "HL3813"}
, {"_about" : "http://data.parliament.uk/resources/431550", "AnsweringBody" : [{"_value" : "Ministry of Justice"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/431550/answer", "answerText" : {"_value" : " Under section 26 of the Northern Ireland Act 1998 (NIA) the Secretary of State may by order direct that action be taken by a Northern Ireland Minister or department if required for the purpose of giving effect to international obligations. However, international obligations in this context are defined as \u201cany international obligations of the United Kingdom other than obligations to observe and implement EU law or the Convention rights\u201d <\/em>(Section 98 of the NIA). As such, the power under section 26 cannot be used for the purpose of bringing about action in Northern Ireland to comply with the European Convention on Human Rights.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4183", "label" : {"_value" : "Biography information for Lord Faulks"}
}
, "answeringMemberPrinted" : {"_value" : "Lord Faulks"}
, "dateOfAnswer" : {"_value" : "2015-12-04", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2015-12-04T14:10:00.437Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "54"}
, "answeringDeptShortName" : {"_value" : "Justice"}
, "answeringDeptSortName" : {"_value" : "Justice"}
, "date" : {"_value" : "2015-11-23", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "European Convention on Human Rights: Northern Ireland"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government, further to the Answer by Lord Faulks on 18 November (HL Deb, col 133), what is their assessment of whether they have the power under section 26 of the Northern Ireland Act 1998 to give direction to the devolved institutions in Northern Ireland to secure their compliance with the European Human Rights Conventions; and whether the Secretary of State has considered exercising any such power to secure full compliance in Northern Ireland with its obligations under the Convention in relation to equal marriage, blasphemy and defamation.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/2037", "label" : {"_value" : "Biography information for Lord Lester of Herne Hill"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Lester of Herne Hill"}
], "uin" : "HL3813"}
, {"_about" : "http://data.parliament.uk/resources/170866", "AnsweringBody" : [{"_value" : "Foreign and Commonwealth Office"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/170866/answer", "answerText" : {"_value" : " We condemn the statement by senior Hamas leader, Khalil al-Hayya, on 14 December claiming that "the illusion of Israel will be removed" by Hamas' military wing.<\/p> The Government's policy on Hamas has not changed and is clear: Hamas must renounce violence, recognise Israel and accept previously signed agreements. We believe that only a negotiated two-state solution will resolve the Israeli-Palestinian conflict once and for all and end the occupation.<\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/3474", "label" : {"_value" : "Biography information for Baroness Anelay of St Johns"}
}
, "answeringMemberPrinted" : {"_value" : "Baroness Anelay of St Johns"}
, "dateOfAnswer" : {"_value" : "2014-12-31", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2014-12-31T11:23:03.923Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "16"}
, "answeringDeptShortName" : {"_value" : "Foreign and Commonwealth Office"}
, "answeringDeptSortName" : {"_value" : "Foreign and Commonwealth Office"}
, "date" : {"_value" : "2014-12-16", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Middle East"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government what action they plan to take to protect the viability of the two-state solution, in the light of the statement by the Hamas leadership on 14 December that they are intent on the destruction of Israel.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/2537", "label" : {"_value" : "Biography information for Lord Turnberg"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Turnberg"}
], "uin" : "HL3813"}
], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 8, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]}
}