{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&hansardHeading=Students%3A+Loans", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&hansardHeading=Students%3A+Loans", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&_metadata=all&hansardHeading=Students%3A+Loans", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&_page=0&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&hansardHeading=Students%3A+Loans", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&hansardHeading=Students%3A+Loans", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-answer.dateOfAnswer=2019-04-15&min-answer.questionFirstAnswered.=2019-04-25T14%3A52%3A48.047Z&max-date=2019-05-15&hansardHeading=Students%3A+Loans", "items" : [{"_about" : "http://data.parliament.uk/resources/1126803", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1126803/answer", "answerText" : {"_value" : "

Statistics covering student loans, debt and repayment are published annually by the Student Loans Company (SLC). The statistics are published separately for each government administration. Information on repayments by financial year can be found in table 1 of each of the publications:<\/p>

https://www.slc.co.uk/official-statistics/student-loans-debt-and-repayment.aspx<\/a>.<\/p>

<\/p>

The next release in the student loans, debt and repayment series is confirmed for 13 June 2019, which will include repayment statistics for the financial year 2018-19.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4021", "label" : {"_value" : "Biography information for Chris Skidmore"} } , "answeringMemberConstituency" : {"_value" : "Kingswood"} , "answeringMemberPrinted" : {"_value" : "Chris Skidmore"} , "dateOfAnswer" : {"_value" : "2019-05-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-05-21T16:30:13.663Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-05-15", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Education, how much money has been repaid to the Student Loans Company in each of the last three years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1597", "label" : {"_value" : "Biography information for David Simpson"} } , "tablingMemberConstituency" : {"_value" : "Upper Bann"} , "tablingMemberPrinted" : [{"_value" : "David Simpson"} ], "uin" : "254787"} , {"_about" : "http://data.parliament.uk/resources/1125055", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1125055/answer", "answerText" : {"_value" : "

The government remains committed to introducing an Alternative Student Finance product. Details on implementation will follow the Review of Post-18 Education and Funding which will conclude this year.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4021", "label" : {"_value" : "Biography information for Chris Skidmore"} } , "answeringMemberConstituency" : {"_value" : "Kingswood"} , "answeringMemberPrinted" : {"_value" : "Chris Skidmore"} , "dateOfAnswer" : {"_value" : "2019-05-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-05-13T16:18:52.2Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-05-07", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Education, what progress his Department has made on the introduction of sharia-compliant student loans.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4058", "label" : {"_value" : "Biography information for Paul Blomfield"} } , "tablingMemberConstituency" : {"_value" : "Sheffield Central"} , "tablingMemberPrinted" : [{"_value" : "Paul Blomfield"} ], "uin" : "251396"} , {"_about" : "http://data.parliament.uk/resources/1124630", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1124630/answer", "answerText" : {"_value" : "

The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer\u2019s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students\u2019 social media.<\/p>

<\/p>

The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC\u2019s website. This notice sets out how students\u2019 personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.<\/p>

<\/p>

The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company\u2019s social media use. This policy is due to be published on the SLC\u2019s website next month.<\/p>

<\/p>

The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.<\/p>

<\/p>

The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.<\/p>

<\/p>

In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.<\/p>

<\/p>

To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4169", "label" : {"_value" : "Biography information for Viscount Younger of Leckie"} } , "answeringMemberPrinted" : {"_value" : "Viscount Younger of Leckie"} , "dateOfAnswer" : {"_value" : "2019-05-13", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "HL15499"} , {"_value" : "HL15500"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-05-13T16:50:45.06Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-05-02", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government (1) what is the current policy of the Student Loans Company on the surveillance of students\u2019 social media; (2) whether any such policy is publicly available; (3) which social media platforms may fall under this policy; and (4) what measures are in place to oversee this policy.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3842", "label" : {"_value" : "Biography information for Baroness Garden of Frognal"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Garden of Frognal"} ], "uin" : "HL15498"} , {"_about" : "http://data.parliament.uk/resources/1124631", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1124631/answer", "answerText" : {"_value" : "

The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer\u2019s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students\u2019 social media.<\/p>

<\/p>

The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC\u2019s website. This notice sets out how students\u2019 personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.<\/p>

<\/p>

The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company\u2019s social media use. This policy is due to be published on the SLC\u2019s website next month.<\/p>

<\/p>

The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.<\/p>

<\/p>

The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.<\/p>

<\/p>

In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.<\/p>

<\/p>

To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4169", "label" : {"_value" : "Biography information for Viscount Younger of Leckie"} } , "answeringMemberPrinted" : {"_value" : "Viscount Younger of Leckie"} , "dateOfAnswer" : {"_value" : "2019-05-13", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "HL15498"} , {"_value" : "HL15500"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-05-13T16:50:45.107Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-05-02", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government how many individuals' social media accounts the Student Loans Company has surveilled as part of its approach to combatting fraud.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3842", "label" : {"_value" : "Biography information for Baroness Garden of Frognal"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Garden of Frognal"} ], "uin" : "HL15499"} , {"_about" : "http://data.parliament.uk/resources/1124632", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1124632/answer", "answerText" : {"_value" : "

The Student Loans Company (SLC) carries out investigations where fraud is suspected, as well as sample checks to identify possible fraud. The SLC accesses a wide range of publicly available information for the purposes of verifying a customer\u2019s eligibility and detecting and preventing fraud, and this may include publicly available social media content. The SLC only accesses information that is in the public domain; it does not use information sourced from social media in isolation to make a determination on a case; and it does not conduct ongoing monitoring or surveillance of students\u2019 social media.<\/p>

<\/p>

The SLC provides a privacy notice to all students during their application for finance, which is also available on the SLC\u2019s website. This notice sets out how students\u2019 personal information is processed and used by the company, including that both the information provided by the student during their application and publicly available information, such as that on social media and other public platforms, may be used to detect, investigate and prevent crime including fraud.<\/p>

<\/p>

The SLC is also in the final stages of drafting a social media acceptable use policy, which covers all aspects of the company\u2019s social media use. This policy is due to be published on the SLC\u2019s website next month.<\/p>

<\/p>

The policy covers any publicly available social media platform. Currently, the SLC accesses publicly available content on Facebook, Twitter and LinkedIn.<\/p>

<\/p>

The policy will be reviewed at least annually or more often if business requirements, legislation, or regulations change.<\/p>

<\/p>

In 2018-19, the SLC investigated 3,829 cases in relation to potential application fraud (out of a total of 2.8 million applicants and students). A further 5,289 cases were investigated in relation to repayment evasion (out of a total 5.7 million repayers). As part of the process for both preventing application fraud and eliminating repayment evasion, investigators may review publicly available information, such as that on social media and other public platforms. This does not occur in every investigation.<\/p>

<\/p>

To date in financial year (FY) 2019-20, and in FY 2018-19, no individuals received compensation or redress from the SLC as a result of wrongful decisions by the SLC's Counter Fraud Team. In FY 2017-18, one individual received an ex-gratia payment of £100.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4169", "label" : {"_value" : "Biography information for Viscount Younger of Leckie"} } , "answeringMemberPrinted" : {"_value" : "Viscount Younger of Leckie"} , "dateOfAnswer" : {"_value" : "2019-05-13", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "HL15498"} , {"_value" : "HL15499"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-05-13T16:50:45.153Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-05-02", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government how many individuals have received compensation or redress from the Student Loans Company as a result of wrongful decisions under its approach to combatting fraud.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3842", "label" : {"_value" : "Biography information for Baroness Garden of Frognal"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Garden of Frognal"} ], "uin" : "HL15500"} , {"_about" : "http://data.parliament.uk/resources/1110678", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1110678/answer", "answerText" : {"_value" : "

The system for setting interest rates on student loans is set out in The Education (Student Loans) (Repayment) Regulations 2009, as amended. The Department for Education sets the interest rate as instructed by the regulations.<\/p>

<\/p>

For post-2012 student loans, the department regularly monitors the interest rates set on student loans against the interest rates prevailing on the market. The most appropriate comparators for undergraduate student loans are the effective interest rates available on unsecured personal loans, as published by the Bank of England (data series CFMBJ77 and CFMBJ94). Both rates continue to be above the maximum interest rate charged on student loans.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4169", "label" : {"_value" : "Biography information for Viscount Younger of Leckie"} } , "answeringMemberPrinted" : {"_value" : "Viscount Younger of Leckie"} , "dateOfAnswer" : {"_value" : "2019-04-25", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-04-25T14:52:48.047Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2019-04-09", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Students: Loans"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government what plans they have to review the rates of interest charged on student loans to ensure they properly reflect the Bank of England interest rate.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4339", "label" : {"_value" : "Biography information for Baroness Brady"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Brady"} ], "uin" : "HL15142"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 6, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }