The readability of the terms and conditions set out in life insurance policies falls within the remit of the Financial Conduct Authority (FCA). As such, HM Treasury has not conducted research into this topic.<\/p>
<\/p>
The FCA is the UK\u2019s conduct of business regulator and is an independent public body. The FCA has confirmed that it will provide a written response to the Member\u2019s question. A copy of the letter will be placed in the Library of the House.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4095", "label" : {"_value" : "Biography information for Steve Barclay"} } , "answeringMemberConstituency" : {"_value" : "North East Cambridgeshire"} , "answeringMemberPrinted" : {"_value" : "Stephen Barclay"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "9036"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T15:13:49.96Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "CaTreasury"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Life Insurance"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what research his Department has conducted into the readability of the terms and conditions set out in life insurance policies.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8661"} , {"_about" : "http://data.parliament.uk/resources/757406", "AnsweringBody" : [{"_value" : "Department for Digital, Culture, Media and Sport"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757406/answer", "answerText" : {"_value" : "
The government is committed to eliminating the gender pay gap. As a public service broadcaster funded by the licence fee, the BBC has a responsibility to set an example for others and lead the way in promoting equality in the workplace. It is for the BBC to determine how to close its gender pay gap and we expect to see improvement in next year's disclosure.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4070", "label" : {"_value" : "Biography information for Matt Hancock"} } , "answeringMemberConstituency" : {"_value" : "West Suffolk"} , "answeringMemberPrinted" : {"_value" : "Matt Hancock"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T14:55:12.133Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "10"} , "answeringDeptShortName" : {"_value" : "Digital, Culture, Media and Sport"} , "answeringDeptSortName" : {"_value" : "Digital, Culture, Media and Sport"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "BBC: Equal Pay"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Digital, Culture, Media and Sport, what steps her Department is taking to help reduce the gender pay gap at the BBC.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8662"} , {"_about" : "http://data.parliament.uk/resources/757419", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757419/answer", "answerText" : {"_value" : "
Figures on the proportion of children eligible for free school meals are published, for all authorities in England, annually. The figures can be found in the statistical first releases, which are available at: https://www.gov.uk/government/collections/statistics-school-and-pupil-numbers<\/a>.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1562", "label" : {"_value" : "Biography information for Sir Robert Goodwill"} } , "answeringMemberConstituency" : {"_value" : "Scarborough and Whitby"} , "answeringMemberPrinted" : {"_value" : "Mr Robert Goodwill"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T16:16:20.25Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Free School Meals"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Education, what proportion of children were eligible for free school meals in (a) Kirklees and (b) England in each of the last seven years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8653"} , {"_about" : "http://data.parliament.uk/resources/757420", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757420/answer", "answerText" : {"_value" : "
Attendances at A&E<\/p><\/td> | 2010-11<\/p><\/td> | 2011-12<\/p><\/td> | 2012-13<\/p><\/td> | 2013-14<\/p><\/td> | 2014-15<\/p><\/td> | 2015-16<\/p><\/td> | 2016-17<\/p><\/td> | 2017-18 Year to Date*<\/p><\/td><\/tr> |
134,528<\/p><\/td> | 137,821<\/p><\/td> | 140,825<\/p><\/td> | 138,799<\/p><\/td> | 142,038<\/p><\/td> | 148,355<\/p><\/td> | 151,354<\/p><\/td> | 51,194<\/p><\/td><\/tr><\/tbody><\/table> *Activity from April to July 2017 inclusive<\/p> Sources: NHS England:<\/p> 2010 data is from the Quarterly Monitoring of Accident and Emergency (QMAE) collection. The number of emergency admissions not via A&E were not collected on the QMAE return.<\/p> 2011-12 to June 2015 data is from the A&E Attendance and Emergency Admissions Weekly Sitrep collection.<\/p> From July 2015 data comes from the A&E Attendance and Emergency Admissions Monthly Sitrep collection.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1542", "label" : {"_value" : "Biography information for Philip Dunne"} } , "answeringMemberConstituency" : {"_value" : "Ludlow"} , "answeringMemberPrinted" : {"_value" : "Mr Philip Dunne"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T10:37:13.737Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health"} , "answeringDeptSortName" : {"_value" : "Health"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Huddersfield Royal Infirmary: Accident and Emergency Departments"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Health, how many patients were admitted to the Huddersfield Royal Infirmary Accident and Emergency Department in each of the last seven years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8656"} , {"_about" : "http://data.parliament.uk/resources/757455", "AnsweringBody" : [{"_value" : "Department of Health"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757455/answer", "answerText" : {"_value" : " It is for individual National Health Service trusts and foundation trusts to make decisions in consultation with local stakeholders (e.g. clinical commissioning groups) about their facilities and accordingly they are responsible for developing their own business cases for major new investment projects. They are required to do so with regard to value for money and affordability of the different options. The Department and NHS Improvement works closely with trusts going through this process. HM Treasury are responsible for the policy on the use of Private Finance 2 (PF2), the successor to the Private Finance Initiative, introduced under the Coalition Government in 2012. This introduced changes to the previous model.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1542", "label" : {"_value" : "Biography information for Philip Dunne"} } , "answeringMemberConstituency" : {"_value" : "Ludlow"} , "answeringMemberPrinted" : {"_value" : "Mr Philip Dunne"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T10:10:44.89Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health"} , "answeringDeptSortName" : {"_value" : "Health"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Hospitals: Construction"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Health, what his policy is on the use of private financial investment companies to fund the building of new hospitals.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8657"} , {"_about" : "http://data.parliament.uk/resources/757484", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757484/answer", "answerText" : {"_value" : " Tackling knife crime is a priority for the Government and we are taking action. Our approach is centred on four key strands \u2013 early intervention and prevention, working with the police on operations and enforcement, work with retailers on responsible sales and work on the legislative framework. As part of this wide approach, on 18 July the Government announced its intention to consult on a number of proposals to tackle knife crime . The consultation respond to concerns about how some retailers are selling knives online. We will use the responses to the consultation to inform further work to assess the impact on these proposals.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4071", "label" : {"_value" : "Biography information for Sarah Newton"} } , "answeringMemberConstituency" : {"_value" : "Truro and Falmouth"} , "answeringMemberPrinted" : {"_value" : "Sarah Newton"} , "dateOfAnswer" : {"_value" : "2017-09-13", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-13T16:07:08.79Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Knives: Sales"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, what assessment her Department has made of the effect on small online businesses of proposed changes to the online sale of knives.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8658"} , {"_about" : "http://data.parliament.uk/resources/757485", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757485/answer", "answerText" : {"_value" : " The Government has protected overall police spending in real terms since the Spending Review in 2015. In addition, nine police forces have submitted a total of 11 bids collectively, for Home Office innovation or transformation funding in relation to local projects involving support for people affected by mental health issues. Of these, six of the bids have been successful.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1561", "label" : {"_value" : "Biography information for Mr Nick Hurd"} } , "answeringMemberConstituency" : {"_value" : "Ruislip, Northwood and Pinner"} , "answeringMemberPrinted" : {"_value" : "Mr Nick Hurd"} , "dateOfAnswer" : {"_value" : "2017-09-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-12T16:55:54.8Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Police: Mental Health Services"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, how many police forces have made representations for additional funding to support people affected with mental health issues.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8659"} , {"_about" : "http://data.parliament.uk/resources/757486", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757486/answer", "answerText" : {"_value" : " Many police forces have local joint initiatives with health partners to respond to people with mental health issues. For example, approximately 38 police forces in England have access to a Street Triage service \u2013 where mental health professionals accompany police officers on patrol and all forces have access to mental health partners who provide advice and support them in dealing with the public. Information on the average number of responses to calls from people with a mental health issue, by the police, is an operational matter for individual police forces and is not held centrally by the Home Office.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1561", "label" : {"_value" : "Biography information for Mr Nick Hurd"} } , "answeringMemberConstituency" : {"_value" : "Ruislip, Northwood and Pinner"} , "answeringMemberPrinted" : {"_value" : "Mr Nick Hurd"} , "dateOfAnswer" : {"_value" : "2017-09-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-12T10:53:46.13Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Police: Mental Health Services"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, what the average number of police responses to calls from people with a mental health issue was in (a) England and (b) West Yorkshire in each of the last five years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4649", "label" : {"_value" : "Biography information for Thelma Walker"} } , "tablingMemberConstituency" : {"_value" : "Colne Valley"} , "tablingMemberPrinted" : [{"_value" : "Thelma Walker"} ], "uin" : "8660"} ], "itemsPerPage" : 10, "next" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=1&max-ddpCreated=2018-11-21T20%3A16%3A16.930Z&max-ddpModified.=2018-11-15T16%3A43%3A03.355Z&tablingMemberConstituency=Colne+Valley&dateTabled=2017-09-05", "page" : 0, "startIndex" : 1, "totalResults" : 14, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} } |