The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.<\/p>
Claimants have the ability to make the decision for themselves on the time period for repayment. Most claimants (around 85%) choose to repay their advance over a 12-month period, with others repaying in a shorter timeframe.<\/p>
The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.<\/p>
Claimants can view their Universal Credit statement online to see how their award is calculated and a breakdown of what deductions are being made.<\/p>
We are committed to keeping all Universal Credit services and processes, under review and will make improvements where necessary.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-07-15", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-07-15T15:51:24.083Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-07-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 18 June 2019 to Question 263677, for what reason the letter sent to a universal credit claimant\u2019s journal to confirm an advance payment does not specify the (a) amount to be repaid each month or (b) number of months that the repayments will last; and if he will add that information to that letter.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "275662"} , {"_about" : "http://data.parliament.uk/resources/1138172", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1138172/answer", "answerText" : {"_value" : "
The Department is committed to bringing fraudsters to justice. Last year we, working alongside local authorities, recovered more than £1.1bn in fraud and error across all benefits and brought almost 5,000 prosecutions in 2017/18.<\/p>
<\/p>
As of June 2019, the Department has received around 42,000 fraud referrals from staff relating to potential fraudulent advance claims, which equates to less than 1 per cent of all Universal Credit claims.<\/p>
<\/p>
Our investigations are ongoing and we are therefore unable to provide details of how many may have used another person\u2019s identity to make their claim, or to quantify the amount spent on investigations of this type. However, any cases in which this has occurred will be treated accordingly, with the continued use of both prosecutions and tough financial penalties to deter this fraudulent behaviour.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-07-15", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "275666"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-07-15T15:21:01.313Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-07-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what information her Department holds on the extent to which fraudulent claims for universal credit have been made by people using a loophole in the online application process to make an application and claim an advance using another person\u2019s information.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "275665"} , {"_about" : "http://data.parliament.uk/resources/1138177", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1138177/answer", "answerText" : {"_value" : "
The Department is committed to bringing fraudsters to justice. Last year we, working alongside local authorities, recovered more than £1.1bn in fraud and error across all benefits and brought almost 5,000 prosecutions in 2017/18.<\/p>
<\/p>
As of June 2019, the Department has received around 42,000 fraud referrals from staff relating to potential fraudulent advance claims, which equates to less than 1 per cent of all Universal Credit claims.<\/p>
<\/p>
Our investigations are ongoing and we are therefore unable to provide details of how many may have used another person\u2019s identity to make their claim, or to quantify the amount spent on investigations of this type. However, any cases in which this has occurred will be treated accordingly, with the continued use of both prosecutions and tough financial penalties to deter this fraudulent behaviour.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-07-15", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "275665"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-07-15T15:21:01.357Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-07-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what information his Department holds on how much has been spent on investigating fraudulent universal credit claims that have been made by people using a loophole in the online application process to make an application and claim an advance using another person\u2019s information.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "275666"} , {"_about" : "http://data.parliament.uk/resources/1138178", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1138178/answer", "answerText" : {"_value" : "
Under Universal Credit (UC) claimants will only have one claim to benefit, whereas under Legacy, they may have made claims to multiple benefits. It is therefore not possible to draw a direct comparison between the caseloads of UC and Legacy benefits. UC will also incorporate Tax Credits which is currently administered by Her Majesty\u2019s Revenue and Customs, who record their overpayments differently.<\/p>
<\/p>
The Department is open and transparent about the cost of fraud and error in the benefit system, publishing our National \u201cFraud and Error in the Benefit System\u201d statistics each year which detail the amount we estimate is lost to both fraud and error across all benefits.<\/p>
<\/p>
Most welfare losses, across Government, arise from claimants failing to report changes of circumstances, Universal Credit (UC) provides a single, digital interface through which claimants can more easily report these changes. As such, once UC is fully rolled out, we expect cross-welfare losses to fraud, error and overpayments to be reduced by around £1 billion per year. UC also allows us to adjust benefit entitlement in line with changing circumstances in real time. Internal and external data matches are increasingly helping to inform benefit payments and alerting staff to check for any undeclared changes in people\u2019s circumstances.<\/p>
As of June 2019, the Department has received around 42,000 fraud referrals from staff relating to potential fraudulent advance claims, which equates to less than 1 per cent of all Universal Credit claims.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-07-15", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-07-15T15:11:50.03Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-07-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what information her Department holds on the proportion of successful universal credit claims which are fraudulent; and how that figure compares to legacy benefits.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "275667"} , {"_about" : "http://data.parliament.uk/resources/1138180", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1138180/answer", "answerText" : {"_value" : "
Both members of a couple are given individual notice at the time of taking out the advance, via their Universal Credit (UC) journal, which includes the amount of the advance and of their liability to repay the advance. They will also be alerted individually to this UC Journal entry via the contact details provided for each claimant.<\/p>
<\/p>
The Department will consider all reported cases on their own merits and decisions are made on the strength of any evidence provided.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-07-19", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-07-19T12:06:59.25Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-07-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 8 July 2019 to Question 272738, what recourse is available to a member of a joint claim whose partner has deliberately prevented them from being made aware of a universal credit advance; and in what circumstances a member of a joint claim who was unaware of an advance of universal credit is no longer liable for repaying that advance.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "275668"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 5, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }