{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&_metadata=all&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberConstituency=Harlow&answeringDeptSortName=Treasury&max-answer.questionFirstAnswered.=2018-12-10T14%3A43%3A22.38Z", "items" : [{"_about" : "http://data.parliament.uk/resources/1019417", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1019417/answer", "answerText" : {"_value" : "

The UK is recognized as a world leader on LGBT rights. Sexual orientation is one of the nine characteristics protected under the Equality Act 2010, for which the Government Equalities Office (GEO) within DfID is the Government\u2019s lead department. A wide range of government departments have spending in support of LGBT rights. For instance, in 2015, GEO ran a £2.0 million pilot fund to test approaches to effectively tackle homophobic, biphobic and transphobic (HBT) bullying in schools. Following the evaluation of the pilot, the Government is now providing £4.0 million worth of funds from 2016 to 2020 to tackle HBT bullying in schools. However, the information requested on broader funding allocations is not held centrally and could only be provided at disproportionate cost.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-12-10", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-12-10T14:43:22.38Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-12-03", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "LGBT+ People"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, how much money the Government has allocated to organisations and groups supporting LGBTQ+ rights in England since 2010.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3985", "label" : {"_value" : "Biography information for Robert Halfon"} } , "tablingMemberConstituency" : {"_value" : "Harlow"} , "tablingMemberPrinted" : [{"_value" : "Robert Halfon"} ], "uin" : "198218"} , {"_about" : "http://data.parliament.uk/resources/874866", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/874866/answer", "answerText" : {"_value" : "

The Government transferred the regulation of consumer credit to the Financial Conduct Authority (FCA) in 2014 and has given the FCA strong powers to protect consumers. This was demonstrated by the FCA announcement in October 2017 that BrightHouse, a rent-to-own firm, would pay over £14.8 million in redress to 249,000 customers in respect of agreements which may not have been affordable, and payments which should have been refunded.<\/p>

<\/p>

The Government has also given the FCA the power to cap the cost of all forms of credit, and the FCA can do so if it thinks it is necessary to protect consumers. The FCA\u2019s review of the high-cost credit sector has identified concerns about the high costs of rent-to-own borrowing, as well as concerns about repeat borrowing and refinancing in the doorstep lending sector. The FCA has said that it will consult on proposed remedies in May 2018.<\/p>

<\/p>

Treasury ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-04-18", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "135169"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-04-18T13:03:39.783Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-29", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether the Government plans to cap the maximum sum of money people can borrow from rent to own and doorstep lenders.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3985", "label" : {"_value" : "Biography information for Robert Halfon"} } , "tablingMemberConstituency" : {"_value" : "Harlow"} , "tablingMemberPrinted" : [{"_value" : "Robert Halfon"} ], "uin" : "135167"} , {"_about" : "http://data.parliament.uk/resources/874867", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/874867/answer", "answerText" : {"_value" : "

Government policy on financial education and capability focuses on ensuring that people have the confidence and skills they need to successfully engage with their finances. To this end the Government established the Money Advice Service (MAS), which provides free-to-use financial guidance and coordinates the UK\u2019s Financial Capability Strategy. This is a 10-year strategy which aims to gather evidence on the most effective interventions to improve people\u2019s financial capability, and support and coordinate initiatives that are proven to work. As part of this strategy MAS will shortly publish plans to commission projects to help working age adults manage their money, which will include a focus on households on low incomes. The plans will also focus on the financial capability needs of children and young people at home, in school, and in community settings.<\/p>

Moving forward, the Government is legislating to merge the functions of MAS with those of The Pensions Advisory Service (TPAS) and Pension Wise, to create a Single Financial Guidance Body to simplify the existing public financial guidance landscape. The government\u2019s commitment to improving people\u2019s financial capability is reflected in the new body\u2019s strategic function to develop and coordinate a national strategy to improve the financial capability of members of the public, which will build on and further progress MAS\u2019s work.<\/p>

It is also particularly important that children and young adults receive financial education to help them shape their financial habits later in life. This is why financial literacy was made statutory within the national curriculum in England in 2014, as part of the curriculum for citizenship education for 11-16 year olds.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-04-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-04-18T13:10:16.963Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-29", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Financial Services: Education"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what plans the Government has to increase access to financial education for people on low incomes.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3985", "label" : {"_value" : "Biography information for Robert Halfon"} } , "tablingMemberConstituency" : {"_value" : "Harlow"} , "tablingMemberPrinted" : [{"_value" : "Robert Halfon"} ], "uin" : "135168"} , {"_about" : "http://data.parliament.uk/resources/874868", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/874868/answer", "answerText" : {"_value" : "

The Government transferred the regulation of consumer credit to the Financial Conduct Authority (FCA) in 2014 and has given the FCA strong powers to protect consumers. This was demonstrated by the FCA announcement in October 2017 that BrightHouse, a rent-to-own firm, would pay over £14.8 million in redress to 249,000 customers in respect of agreements which may not have been affordable, and payments which should have been refunded.<\/p>

<\/p>

The Government has also given the FCA the power to cap the cost of all forms of credit, and the FCA can do so if it thinks it is necessary to protect consumers. The FCA\u2019s review of the high-cost credit sector has identified concerns about the high costs of rent-to-own borrowing, as well as concerns about repeat borrowing and refinancing in the doorstep lending sector. The FCA has said that it will consult on proposed remedies in May 2018.<\/p>

<\/p>

Treasury ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-04-18", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "135167"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-04-18T13:03:39.847Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-29", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what discussions he has had with the rent-to-own and doorstep lending industry on how they target customers.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3985", "label" : {"_value" : "Biography information for Robert Halfon"} } , "tablingMemberConstituency" : {"_value" : "Harlow"} , "tablingMemberPrinted" : [{"_value" : "Robert Halfon"} ], "uin" : "135169"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 4, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }