{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&sessionNumber=1&session.=2015%2F16", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptShortName=Treasury&sessionNumber=1&session.=2015%2F16", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&sessionNumber=1&session.=2015%2F16&_metadata=all", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_page=0&sessionNumber=1&session.=2015%2F16", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&sessionNumber=1&session.=2015%2F16", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&sessionNumber=1&session.=2015%2F16", "items" : [{"_about" : "http://data.parliament.uk/resources/518537", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518537/answer", "answerText" : {"_value" : "<p>The Government does not have plans to propose changes to Additional Tier 1 (AT1) instruments. These instruments have been designed without voting rights for investors because it is necessary for issuing banks to have the capital readily available in times of stress. Introduction of voting rights before a bank reaches a trigger point could undermine the ability to quickly convert these instruments and secure the capital necessary to prevent additional stress.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4536", "label" : {"_value" : "Biography information for Lord O'Neill of Gatley"}
        }
        , "answeringMemberPrinted" : {"_value" : "Lord O'Neill of Gatley"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:23:28.233Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-11", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Shareholders: Voting Rights"}
      , "houseId" : {"_value" : "2"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
      }
      ], "questionText" : "To ask Her Majesty\u2019s Government whether they will consider giving the owners of Alternative Tier One instruments capital voting rights in banks which are approaching a contingent convertible conversion point.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3869", "label" : {"_value" : "Biography information for Lord Myners"}
      }
      , "tablingMemberPrinted" : [{"_value" : "Lord Myners"}
      ], "uin" : "HL8293"}
    , {"_about" : "http://data.parliament.uk/resources/518386", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518386/answer", "answerText" : {"_value" : "<p>HM Revenue and Customs (HMRC) is continuing to tighten rules on personal service companies and off-payroll workers. For example, it has successfully used Managed Service Company legislation to tackle tax avoidance involving personal service companies and intends to pursue people behind the schemes for tax debts.<\/p><p> <\/p><p>The 2016 Budget announced changes to improve the effectiveness of the intermediaries rules in the public sector. HMRC is also developing, with stakeholders, a new online tool for the public and private sectors to provide greater certainty about the tax rules.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1526", "label" : {"_value" : "Biography information for Greg Hands"}
        }
        , "answeringMemberConstituency" : {"_value" : "Chelsea and Fulham"}
        , "answeringMemberPrinted" : {"_value" : "Greg Hands"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T09:35:11.6Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Off-payroll Working"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what steps he plans to take to ensure that private sector companies are responsible for their off-payroll workers who use personal service companies paying the correct amount of tax.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4058", "label" : {"_value" : "Biography information for Paul Blomfield"}
      }
      , "tablingMemberConstituency" : {"_value" : "Sheffield Central"}
      , "tablingMemberPrinted" : [{"_value" : "Paul Blomfield"}
      ], "uin" : "36952"}
    , {"_about" : "http://data.parliament.uk/resources/518387", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518387/answer", "answerText" : {"_value" : "<p>The new Lifetime ISA will provide savers with the flexibility to save towards a first home and retirement at the same time.<\/p><p> <\/p><p>From April 2017, people aged 18 to 40 will be able to save up to £4,000 each year into a Lifetime ISA and receive a 25% bonus from the Government.<\/p><p> <\/p><p>The Government is engaging with the industry on the detail of implementation, regulation and advice on the Lifetime ISA. Further details will be announced when the Government brings forward legislation to enact the Lifetime ISA in the autumn.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "36954"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T07:26:10.613Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Individual Savings Accounts"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, when Lifetime ISAs will be available to the public.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4410", "label" : {"_value" : "Biography information for Julian Knight"}
      }
      , "tablingMemberConstituency" : {"_value" : "Solihull"}
      , "tablingMemberPrinted" : [{"_value" : "Julian Knight"}
      ], "uin" : "36953"}
    , {"_about" : "http://data.parliament.uk/resources/518388", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518388/answer", "answerText" : {"_value" : "<p>The new Lifetime ISA will provide savers with the flexibility to save towards a first home and retirement at the same time.<\/p><p> <\/p><p>From April 2017, people aged 18 to 40 will be able to save up to £4,000 each year into a Lifetime ISA and receive a 25% bonus from the Government.<\/p><p> <\/p><p>The Government is engaging with the industry on the detail of implementation, regulation and advice on the Lifetime ISA. Further details will be announced when the Government brings forward legislation to enact the Lifetime ISA in the autumn.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "36953"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T07:26:10.55Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Individual Savings Accounts"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what steps he plans to take to offer public financial advice on Lifetime ISAs.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4410", "label" : {"_value" : "Biography information for Julian Knight"}
      }
      , "tablingMemberConstituency" : {"_value" : "Solihull"}
      , "tablingMemberPrinted" : [{"_value" : "Julian Knight"}
      ], "uin" : "36954"}
    , {"_about" : "http://data.parliament.uk/resources/518389", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518389/answer", "answerText" : {"_value" : "<p>Within HM Revenue and Customs (HMRC) debt management teams in Worthing and Edinburgh are responsible for initiating insolvency actions where other attempts to recover sums due have been unsuccessful. A third team at Newcastle lodges HMRC\u2019s claims in insolvencies. The total number of staff engaged on insolvency work in HMRC\u2019s debt management offices is 258.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:37:35.027Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Insolvency"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many staff at HM Revenue and Customs work on insolvency procedures.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4136", "label" : {"_value" : "Biography information for Nigel Mills"}
      }
      , "tablingMemberConstituency" : {"_value" : "Amber Valley"}
      , "tablingMemberPrinted" : [{"_value" : "Nigel Mills"}
      ], "uin" : "37006"}
    , {"_about" : "http://data.parliament.uk/resources/518390", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518390/answer", "answerText" : {"_value" : "<p>HM Revenue and Customs (HMRC) only holds information about dividends paid for each of the last two years. In 2014/15 a total of £70.6m was received. In 2015/16 the figure was £74.5m. These figures represent dividends paid after a company or individual has been made insolvent. HMRC also receives payments in response to the initiation of insolvency proceedings and these payments are sometimes sufficient to allow HMRC to withdraw the proceedings. Data is not available about the amount received by way of these payments.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:38:22.877Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Insolvency"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how much HM Revenue and Customs has received related to insolvency procedures in each of the last five years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4136", "label" : {"_value" : "Biography information for Nigel Mills"}
      }
      , "tablingMemberConstituency" : {"_value" : "Amber Valley"}
      , "tablingMemberPrinted" : [{"_value" : "Nigel Mills"}
      ], "uin" : "37007"}
    , {"_about" : "http://data.parliament.uk/resources/518391", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518391/answer", "answerText" : {"_value" : "<p>The new Lifetime ISA is an additional flexible savings product which will complement pensions to give savers greater freedom and choice to save for the long-term in a way that works for them.<\/p><p> <\/p><p>With automatic enrolment already helping nine million people with their pensions, the Government remains committed to supporting people who save in different ways.<\/p><p> <\/p><p>Increasing the choice of savings products available, the Lifetime ISA supports the Government\u2019s ambition to encourage a regular savings habit amongst young people and to create a culture of long-term saving by offering the right products to suit their changing circumstances at different points in their lives.<\/p><p> <\/p><p>From April 2017, people aged 18 to 40 will be able to save up to £4,000 each year into a Lifetime ISA and receive a 25% bonus from the Government. Under the new Lifetime ISA, young savers will no longer have to choose between saving for their first home purchase or for retirement.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1526", "label" : {"_value" : "Biography information for Greg Hands"}
        }
        , "answeringMemberConstituency" : {"_value" : "Chelsea and Fulham"}
        , "answeringMemberPrinted" : {"_value" : "Greg Hands"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T09:26:01.707Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Individual Savings Accounts: Workplace Pensions"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether it is his Department's policy that employees should be offered the choice of either auto-enrolment or paying into a Lifetime ISA as a means for saving for their pension, or that employees who wish to invest in a Lifetime ISA must do so in addition to auto-enrolment.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4410", "label" : {"_value" : "Biography information for Julian Knight"}
      }
      , "tablingMemberConstituency" : {"_value" : "Solihull"}
      , "tablingMemberPrinted" : [{"_value" : "Julian Knight"}
      ], "uin" : "37003"}
    , {"_about" : "http://data.parliament.uk/resources/518392", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518392/answer", "answerText" : {"_value" : "<p>The amount spent by HM Revenue and Customs\u2019 (HMRC) debt management offices in Worthing, Edinburgh and Newcastle on staff costs and insolvency expenses (e.g. court fees and payments to insolvency practitioners) was £32,594,200 in 2012/13, £26,337,346 in 2013/14, £30,295,668 in 2014/15 and £28,171,282 in 2015/16. Full data is not available for 2011/12. Across HMRC there are other staff working on specialist areas of insolvency but in the time available we cannot provide details of numbers or cost.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:35:39.257Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Insolvency"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what the cost was to HM Revenue and Customs related to insolvency procedures in each of the last five years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4136", "label" : {"_value" : "Biography information for Nigel Mills"}
      }
      , "tablingMemberConstituency" : {"_value" : "Amber Valley"}
      , "tablingMemberPrinted" : [{"_value" : "Nigel Mills"}
      ], "uin" : "37008"}
    , {"_about" : "http://data.parliament.uk/resources/518393", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518393/answer", "answerText" : {"_value" : "<p>HM Revenue and Customs (HMRC) is a creditor of anyone who has a tax debt. We do not have complete information about the number of debtors who have owed money to HMRC in the past five years.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:36:43.977Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Revenue and Customs: Credit"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many times HM Revenue and Customs has been a creditor in the last five years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4136", "label" : {"_value" : "Biography information for Nigel Mills"}
      }
      , "tablingMemberConstituency" : {"_value" : "Amber Valley"}
      , "tablingMemberPrinted" : [{"_value" : "Nigel Mills"}
      ], "uin" : "37009"}
    , {"_about" : "http://data.parliament.uk/resources/518489", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/518489/answer", "answerText" : {"_value" : "<p>Private credit growth grew at 3.7% in the year to March, below the 2003-08 average of 11.5%. Industry sources such as Nesta estimate that peer-to-peer lending for consumers and business facilitated £2.4 billion of gross lending in 2015, 85% higher than in 2014. The volume of payday lending fell 35% in the first six months after the government transferred regulatory responsibility of the consumer credit market to the Financial Conduct Authority in April 2014.<\/p><p> <\/p><p>The government created the independent Financial Policy Committee (FPC) to ensure we don\u2019t repeat the mistakes of the past, and they have judged that financial stability risks from domestic credit growth are not elevated. The FPC has already taken action on loan-to-income ratios and mortgage affordability to ensure against risks from indebted households, and interest payments as a proportion of household income have fallen to a record low of 4.7% in Q4 2015, compared to 10.6% in Q1 2008.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4536", "label" : {"_value" : "Biography information for Lord O'Neill of Gatley"}
        }
        , "answeringMemberPrinted" : {"_value" : "Lord O'Neill of Gatley"}
        , "dateOfAnswer" : {"_value" : "2016-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2016-05-12T10:20:56.003Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2016-05-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Credit"}
      , "houseId" : {"_value" : "2"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
      }
      ], "questionText" : "To ask Her Majesty\u2019s Government what assessment they have made of the growth in private sector credit; the use of lending strategies by banks; payday lenders and peer-to-peer lenders; and risks to family finances and financial stability.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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