Access to cash coverage in the UK 2023 Q1<\/a><\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4639", "label" : {"_value" : "Biography information for Bim Afolami"}
}
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, "answeringMemberPrinted" : {"_value" : "Bim Afolami"}
, "dateOfAnswer" : {"_value" : "2024-03-25", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2024-03-25T13:48:05.013Z", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2024-03-15", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Cash Dispensing: Lincolnshire"}
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, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what recent assessment his Department has made of the adequacy of the availability of cash withdrawal facilities in Lincolnshire.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/350", "label" : {"_value" : "Biography information for Sir John Hayes"}
}
, "tablingMemberConstituency" : {"_value" : "South Holland and The Deepings"}
, "tablingMemberPrinted" : [{"_value" : "Sir John Hayes"}
], "uin" : "18841"}
, {"_about" : "http://data.parliament.uk/resources/1695814", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1695814/answer", "answerText" : {"_value" : "In total, the British Business Bank's Covid-19 loan support schemes (Coronavirus Business Interruption Loan Scheme, Coronavirus Large Business Interruption Loan Scheme and the Bounce Back Loan Scheme) supported £101.4 million of lending to businesses in the South Holland and the Deepings constituency.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4850", "label" : {"_value" : "Biography information for Gareth Davies"}
}
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, "answeringMemberPrinted" : {"_value" : "Gareth Davies"}
, "dateOfAnswer" : {"_value" : "2024-03-21", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2024-03-21T16:17:23.963Z", "_datatype" : "dateTime"}
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, "answeringDeptShortName" : {"_value" : "Treasury"}
, "answeringDeptSortName" : {"_value" : "Treasury"}
, "date" : {"_value" : "2024-03-13", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Business: South Holland and the Deepings"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, how much funding in Government-backed business loans was provided to businesses in South Holland and the Deepings constituency during the covid-19 pandemic.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/350", "label" : {"_value" : "Biography information for Sir John Hayes"}
}
, "tablingMemberConstituency" : {"_value" : "South Holland and The Deepings"}
, "tablingMemberPrinted" : [{"_value" : "Sir John Hayes"}
], "uin" : "18353"}
, {"_about" : "http://data.parliament.uk/resources/1694501", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1694501/answer", "answerText" : {"_value" : "
The Government recognises the important role banks and other financial services can play in supporting efforts to tackle gambling related harm.<\/p>
Around 90% of retail bank accounts and an increasing number of payment providers now offer opt-in gambling blocks, which can be used to manage customers\u2019 gambling spend. The Government welcomes industry-led improvements to these tools. For example, we are aware some providers have made the gambling management tools more customisable, allowing customers to set gambling spending limits or block all transactions entirely.<\/p>
Regarding loans to people with gambling addictions, protecting vulnerable consumers is a key priority for the Government and the Financial Conduct Authority (FCA), which regulates the consumer credit market. Under FCA rules, firms undertaking creditworthiness assessments must assess whether a customer will repay, but also the customer\u2019s ability to repay affordably and without significantly affecting their wider financial situation.<\/p>
Officials meet regularly with the FCA and banks to discuss these issues.<\/p>
In April 2020, the Gambling Commission also introduced a ban on using credit cards to gamble to help minimise the risk of harm to consumers from gambling with money they do not have.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4639", "label" : {"_value" : "Biography information for Bim Afolami"}
}
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, "answeringMemberPrinted" : {"_value" : "Bim Afolami"}
, "dateOfAnswer" : {"_value" : "2024-03-12", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2024-03-12T12:52:52.623Z", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2024-03-07", "_datatype" : "dateTime"}
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, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, if he will have discussions with banks on (a) limits on spending for gambling addicts and (b) issuing loans to gambling addicts.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/350", "label" : {"_value" : "Biography information for Sir John Hayes"}
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, {"_about" : "http://data.parliament.uk/resources/1693316", "AnsweringBody" : [{"_value" : "Treasury"}
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Most hearing aids are dispensed free of charge to NHS patients. Specialised hearing devices designed for people with severely defective hearing are relieved of VAT, when purchased by disabled people. However, generic hearing aids that are not designed specifically for disabled persons are not relieved of VAT.<\/p>
The Government keeps all taxes under review.<\/p>"}
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}
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, "date" : {"_value" : "2024-03-04", "_datatype" : "dateTime"}
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, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, whether he plans to zero rate hearing aids.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/350", "label" : {"_value" : "Biography information for Sir John Hayes"}
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HM Treasury ministers have regular discussions with Department for Health and Social Care ministers on a range of issues, including meetings between the Chancellor and the Secretary of State<\/p>
The Government delivers a wide range of support to help those with disabilities and long-term health conditions, such as Parkinson\u2019s. If individuals incur extra costs whilst performing tasks associated with daily living, then they may qualify for disability benefits such as Personal Independence Payment (PIP) and Attendance Allowance (AA). This extra support can be worth over £8,900 per year and is due to increase from April by 6.7%. Depending on their needs, additional support for those with Parkinson\u2019s may be available via local authorities who deliver adult social care services.<\/p>"}
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}
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, "dateOfAnswer" : {"_value" : "2024-03-05", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2024-02-26", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Chronic Illnesses: Government Assistance"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what steps he is taking to support people with (a) Parkinson's and (b) other long-term conditions to cover everyday expenses.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/350", "label" : {"_value" : "Biography information for Sir John Hayes"}
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The Treasury regularly engages with the banking sector to discuss a range of policy matters. The Government believes that all customers, wherever they live, should have appropriate access to banking and cash services, and I would like to assure you that I am monitoring this issue closely.<\/p>
<\/p>
Though the closure of bank or building society branches are commercial decisions, it is imperative that firms recognise the needs of all their customers, including those who need to use in-person services.<\/p>
<\/p>
Guidance from the FCA sets out its expectation of firms when they are deciding to reduce their physical branches or the number of free-to-use ATMs. The FCA\u2019s guidance is clear that firms are expected to carefully consider the impact of planned branch closures on their customers\u2019 everyday banking and cash access needs, and put in place alternatives, where this is reasonable.<\/p>
<\/p>
UK customers can access banking services through a number of different channels. This includes in branches, Post Offices or Banking Hubs, as well as via telephone banking and through digital means such as mobile or online banking.<\/p>
<\/p>
The Post Office allows personal and business customers to carry out everyday banking services at 11,500 Post Office branches across the UK. The Post Office is required by the Department for Business & Trade to ensure that 95% of the total rural population across the UK is within 3 miles of their nearest Post Office.<\/p>
<\/p>
Banking Hubs are an initiative which enable customers of participating banks to access cash and banking services in shared facilities. Over 100 Banking Hubs have been announced so far, and the Government hopes to see these Hubs open as soon as possible.<\/p>"}
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, "date" : {"_value" : "2024-02-19", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Banks: Closures"}
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], "questionText" : "To ask the Chancellor of the Exchequer, whether he has had recent discussions with banks on the closure of bank branches in rural areas.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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