{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_page=0&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptShortName=Treasury&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_page=0&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_metadata=all&_sort=tablingMemberPrinted,answer.answeringMember.label", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_page=0&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "isPartOf" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptShortName=Treasury&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptShortName=Treasury&_page=0&_properties=tablingMember.label,houseId,AnsweringBody,answer.questionFirstAnswered&max-date=2014-05-06&_sort=tablingMemberPrinted,answer.answeringMember.label", "type" : "http://purl.org/linked-data/api/vocab#ListEndpoint"}
    , "items" : [{"_about" : "http://data.parliament.uk/resources/47166", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/47166/answer", "answerText" : {"_value" : "<p><strong>The Current Account Switching Service launched in September of last year, and has had a very positive impact. Early signs are positive, with switching numbers in Q4 of 2013 up by 17 per cent compared to Q4 of the previous year. <\/strong><\/p><p> <\/p><p><strong>The Financial Conduct Authority will carry out a review in September of this year into the effectiveness of the Current Account Switching Service. This will include an assessment of the effect the introduction of seven day account switching has had on the number of people changing bank account provider. <\/strong><\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-04-29", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-29T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-07", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect the introduction of seven-day bank account switching has had on the number of people changing bank account provider; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
      }
      , "tablingMemberConstituency" : {"_value" : "Windsor"}
      , "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
      ], "uin" : "195454"}
    , {"_about" : "http://data.parliament.uk/resources/50009", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/50009/answer", "answerText" : {"_value" : "<p>Treasury Ministers and officials have regular discussions with the Home Office on a wide variety of topics as part of the process of policy development and delivery.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1535", "label" : {"_value" : "Biography information for Danny Alexander"}
        }
        , "answeringMemberConstituency" : {"_value" : "Inverness, Nairn, Badenoch and Strathspey"}
        , "answeringMemberPrinted" : {"_value" : "Danny Alexander"}
        , "dateOfAnswer" : {"_value" : "2014-05-12", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-05-12T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-05-06", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what discussions his Department has had with the Home Office on the economic effect of the Tier 1 (Investor) visa; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
      }
      , "tablingMemberConstituency" : {"_value" : "Windsor"}
      , "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
      ], "uin" : "197732"}
    , {"_about" : "http://data.parliament.uk/resources/47167", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/47167/answer", "answerText" : {"_value" : "<p>Treasury Ministers regularly meet with the Office of Tax Simplification and other parts of Treasury group as part of normal departmental and Government business. As was the case with previous Administrations, it is not the Government's practice to provide details of all such meetings and discussions<em>.<\/em><\/p><p> <\/p><p>Details of Ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:<\/p><p><a href=\"http://www.hm-treasury.gov.uk/minister_hospitality.htm\" target=\"_blank\">http://www.hm-treasury.gov.uk/minister_hospitality.htm<\/a>.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-04-28", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-28T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-07", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many meetings he held with the Office of Tax Simplification in (a) 2011-12 and (b) 2012-13.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
      }
      , "tablingMemberConstituency" : {"_value" : "Windsor"}
      , "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
      ], "uin" : "195455"}
    , {"_about" : "http://data.parliament.uk/resources/49058", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/49058/answer", "answerText" : {"_value" : "<p><strong>At Budget 2014 the government announced it will implement Office of Tax Simplification (OTS) recommendations to simplify the taxation of employee benefits and expenses, employee share schemes, and partnerships. It will also simplify National Insurance contributions (NICs) for the self-employed by collecting class 2 NICs through Self Assessment from April 2016, as recommended by the OTS. <\/strong><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-05-06", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-05-06T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-29", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what recent progress has been made on implementing the recommendations of the Office of Tax Simplification.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
      }
      , "tablingMemberConstituency" : {"_value" : "Windsor"}
      , "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
      ], "uin" : "197027"}
    , {"_about" : "http://data.parliament.uk/resources/43648", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/43648/answer", "answerText" : {"_value" : "<p><strong>The information requested is not available.<\/strong><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4027", "label" : {"_value" : "Biography information for Baroness Morgan of Cotes"}
        }
        , "answeringMemberConstituency" : {"_value" : "Loughborough"}
        , "answeringMemberPrinted" : {"_value" : "Nicky Morgan"}
        , "dateOfAnswer" : {"_value" : "2014-05-06", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-05-06T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-03-18", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of families eligible for tax-free childcare in Reading West constituency.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
      }
      , "tablingMemberConstituency" : {"_value" : "Reading West"}
      , "tablingMemberPrinted" : [{"_value" : "Alok Sharma"}
      ], "uin" : "192622"}
    , {"_about" : "http://data.parliament.uk/resources/48144", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/48144/answer", "answerText" : {"_value" : "<p><strong>The stamp duty land tax relief for first time buyers in existence between March 2010 and March 2012 was found by HMRC to be ineffective in increasing the number of first time buyers entering the market. <\/strong><\/p><p> <\/p><p><strong>The Government is instead taking other steps to support those wishing to purchase a home, such as the Help to Buy and NewBuy schemes. <\/strong><\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-04-30", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-30T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-10", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will take steps to reduce the amount of stamp duty paid by first-time home buyers.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1447", "label" : {"_value" : "Biography information for Andrew Rosindell"}
      }
      , "tablingMemberConstituency" : {"_value" : "Romford"}
      , "tablingMemberPrinted" : [{"_value" : "Andrew Rosindell"}
      ], "uin" : "196306"}
    , {"_about" : "http://data.parliament.uk/resources/47123", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/47123/answer", "answerText" : {"_value" : "<p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.<\/p><p> <\/p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.<\/p><p> <\/p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-04-29", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "195597"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-29T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-07", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to make personal debt charged at an APR of over 30 per cent unrecoverable; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/372", "label" : {"_value" : "Biography information for Austin Mitchell"}
      }
      , "tablingMemberConstituency" : {"_value" : "Great Grimsby"}
      , "tablingMemberPrinted" : [{"_value" : "Austin Mitchell"}
      ], "uin" : "195592"}
    , {"_about" : "http://data.parliament.uk/resources/47126", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/47126/answer", "answerText" : {"_value" : "<p>The Government legislated in the Banking Reform Act 2013 to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of high-cost short-term credit, including payday loans, in order to protect consumers from excessive costs. In designing the cap, the FCA will take into account the interest rate and other fees and charges which may be incurred in relation to a high-cost loan.<\/p><p> <\/p><p>As part of the FCA's powers to cap the cost of credit in the Financial Services Act 2012, the Government gave the FCA specific powers to prevent a lender enforcing a credit agreement and recovering the debt, if the agreement contravenes its rules on the cost of credit. It can also require that any money or property transferred under the credit agreement must be returned.<\/p><p> <\/p><p>The FCA is currently conducting analysis to inform the design of the cap; it has committed to publishing its proposed rules which implement the cap in July. The FCA plans to publish final rules in the autumn and all lenders must be compliant with the cap by 2 January 2015. The Government supports the FCA's proposed timetable for implementing the cap: it allows the FCA appropriate time to conduct analysis, consult on its proposals and ensure that firms are fully compliant by January. It also allows the FCA to draw on the insight of the Competition and Markets Authority's study into payday lenders in designing the cap.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-04-29", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "195592"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-29T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-07", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will bring forward proposals to limit the interest rate payable on payday loans; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/372", "label" : {"_value" : "Biography information for Austin Mitchell"}
      }
      , "tablingMemberConstituency" : {"_value" : "Great Grimsby"}
      , "tablingMemberPrinted" : [{"_value" : "Austin Mitchell"}
      ], "uin" : "195597"}
    , {"_about" : "http://data.parliament.uk/resources/44897", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/44897/answer", "answerText" : {"_value" : "<p><strong>The breakdown of spend by Ministerial private offices in the departmental on Government Procurement Cards for 2005-06 to 2009-10 is in the table below. There are three types of spend within the definition of GPC, procurement, lodge and corporate cards.<\/strong><\/p><p> <\/p><table><tbody><tr><td> <\/td><td><p>2005-06<\/p><\/td><td><p>2006-07<\/p><\/td><td><p>2007-08<\/p><\/td><td><p>2008-09<\/p><\/td><td><p>2009-10<\/p><\/td><\/tr><tr><td><p><strong>Chancellor of the Exchequer <\/strong><\/p><\/td><td><p>220,787.69<\/p><\/td><td><p>239,967.84<\/p><\/td><td><p>141,155.09<\/p><\/td><td><p>95,124.66<\/p><\/td><td><p>94,773.45<\/p><\/td><\/tr><tr><td><p><strong>Chief Secretary<\/strong><\/p><\/td><td><p>31,243.13<\/p><\/td><td><p>40,350.89<\/p><\/td><td><p>16,002.80<\/p><\/td><td><p>13,834.62<\/p><\/td><td><p>25,955.41<\/p><\/td><\/tr><tr><td><p><strong>Exchequer Secretary <\/strong><\/p><\/td><td><p>10,426.42<\/p><\/td><td><p>12,784.10<\/p><\/td><td><p>15,899.54<\/p><\/td><td><p>17,146.39<\/p><\/td><td><p>20,028.14<\/p><\/td><\/tr><tr><td><p><strong>Economic Secretary<\/strong><\/p><\/td><td><p>14,807.79<\/p><\/td><td><p>80,689.90<\/p><\/td><td><p>21,329.00<\/p><\/td><td><p>14,060.81<\/p><\/td><td><p>7,961.58<\/p><\/td><\/tr><tr><td><p><strong>Financial Secretary <\/strong><\/p><\/td><td><p>39,163.29<\/p><\/td><td><p>28,673.99<\/p><\/td><td><p>21,654.07<\/p><\/td><td><p>46,993.19<\/p><\/td><td><p>21,031.27<\/p><\/td><\/tr><tr><td><p><strong>Financial Services Secretary<\/strong><\/p><\/td><td><p>N/A<\/p><\/td><td><p>N/A<\/p><\/td><td><p>N/A<\/p><\/td><td><p>N/A<\/p><\/td><td><p>16,187.33<\/p><\/td><\/tr><tr><td><p><strong>Total<\/strong><\/p><\/td><td><p><strong>316,428.32<\/strong><\/p><\/td><td><p><strong>402,466.72<\/strong><\/p><\/td><td><p><strong>216,040.50<\/strong><\/p><\/td><td><p><strong>187,159.67<\/strong><\/p><\/td><td><p><strong>185,937.18<\/strong><\/p><\/td><\/tr><\/tbody><\/table>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4262", "label" : {"_value" : "Biography information for Lord Deighton"}
        }
        , "answeringMemberPrinted" : {"_value" : "Lord Deighton"}
        , "dateOfAnswer" : {"_value" : "2014-04-14", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-04-14T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-03-25", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "2"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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      ], "questionText" : "To ask Her Majesty's Government what was the breakdown of departmental private office spending on Government Procurement Cards between 2005\u201306 and 2009\u201310.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/2097", "label" : {"_value" : "Biography information for Baroness Seccombe"}
      }
      , "tablingMemberPrinted" : [{"_value" : "Baroness Seccombe"}
      ], "uin" : "HL6300"}
    , {"_about" : "http://data.parliament.uk/resources/49208", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/49208/answer", "answerText" : {"_value" : "<p>The Government is committed to improving standards in the debt management industry to deliver a better deal for consumers and greater transparency for creditors. The Debt Management Plan Protocol played a crucial role in meeting this objective, working in complement with the OFT regulatory framework, and paved the way for more robust regulation of the sector by the FCA.<\/p><p> <\/p><p>From 1 April, responsibility for regulating debt management firms, along with all other consumer credit firms, transferred from the Office of Fair Trading to the Financial Conduct Authority (FCA).<\/p><p> <\/p><p>Consumers will be better protected under the new regime - the FCA will:<\/p><p>· police the gateway to the market more thoroughly;<\/p><p>· proactively identify risks to consumers;<\/p><p>· focus its supervisory resources on areas most likely to cause consumer harm;<\/p><p>· approve individuals in influential roles in firms;<\/p><p>· operate a flexible and responsive regime;<\/p><p>· use its wide enforcement toolkit;<\/p><p>· and ensure consumers have access to redress.<\/p><p> <\/p><p>The FCA will thoroughly assess every debt management firm's fitness to trade as part of the authorisation process \u2013 debt management firms will be amongst the first to require authorisation.<\/p><p> <\/p><p>The FCA has also introduced new requirements for debt management firms, including:<\/p><p>· Prudential requirements: Debt management firms often hold consumers' money - the FCA is requiring large debt management firms to hold capital to ensure that consumers don't risk losing their money if things go wrong.<\/p><p>· Guidance added that debt management firms should not allocate more than half the money received from customers in debt management plans to meeting their fees and charges.<\/p><p> <\/p><p>With the new FCA regulatory regime in place which will greatly improve consumer protection in the debt management market, the Government decided following discussions with a range of stakeholders that it was the right time to step away from an active role in the Protocol.<\/p><p> <\/p><p>The Government hopes that the stakeholders involved in the Protocol will continue to work together to help the FCA monitor the market and drive best practice in the sector.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-05-08", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : [{"_value" : "197277"}
        , {"_value" : "197278"}
        , {"_value" : "197279"}
        ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-05-08T12:00:00.00Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "CaTreasury"}
      , "date" : {"_value" : "2014-04-30", "_datatype" : "dateTime"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what discussions he has had with (a) representatives or organisations offering free debt advice, (b) representatives of fee charging debt management organisations, (c) creditors and (d) the Insolvency Service on the potential effect of his Department's withdrawal from the Debt Management Plan Protocol guidance group.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4011", "label" : {"_value" : "Biography information for Cathy Jamieson"}
      }
      , "tablingMemberConstituency" : {"_value" : "Kilmarnock and Loudoun"}
      , "tablingMemberPrinted" : [{"_value" : "Cathy Jamieson"}
      ], "uin" : "197276"}
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