{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&_metadata=all&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-ddpModified.=2017-09-06T22%3A15%3A16.543Z&min-ddpModified.=2017-07-20T21%3A45%3A42.458Z", "items" : [{"_about" : "http://data.parliament.uk/resources/757297", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757297/answer", "answerText" : {"_value" : "
The European Parliament\u2019s Committee of Inquiry into Money Laundering, Tax Avoidance and Tax Evasion requested a meeting with ministers during the Committee\u2019s two-day visit to London during February 2017. Ministers were unavailable on the days requested and the Committee met with senior officials from the UK\u2019s cross-agency Panama Papers Taskforce.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1091", "label" : {"_value" : "Biography information for Lord Bates"} } , "answeringMemberPrinted" : {"_value" : "Lord Bates"} , "dateOfAnswer" : {"_value" : "2017-09-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-18T11:46:24.14Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "CaTreasury"} , "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "EP Committee of Inquiry into Money Laundering, Tax Avoidance and Tax Evasion"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government, further to the Written Answer by Lord Bates on 28 July (HL997), whether they received a request for ministers to meet the European Parliament's Committee of Inquiry into Money Laundering, Tax Avoidance and Tax Evasion; and if so, what was their response.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4153", "label" : {"_value" : "Biography information for Lord Kennedy of Southwark"} } , "tablingMemberPrinted" : [{"_value" : "Lord Kennedy of Southwark"} ], "uin" : "HL1282"} , {"_about" : "http://data.parliament.uk/resources/757316", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/757316/answer", "answerText" : {"_value" : "
The Treasury monitors the Bank of England\u2019s Money and Credit statistical releases and other statistical publications. The government established an independent Financial Policy Committee<\/a> (FPC) and gave the FPC a primary objective to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing financial stability. The FPC\u2019s June 2017 Financial Stability Report (FSR), published on 27 June, assesses recent trends in unsecured debt in the consumer credit market. The FSR notes that consumer credit has been growing rapidly, but that loss rates on consumer credit lending are low at present.<\/p> <\/p>"}
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, "hansardHeading" : {"_value" : "Credit"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of the finding contained in the Bank of England's Money and Credit June 2017 Statistical Release that there was a 10 per cent rise in outstanding unsecured consumer credit in the year to June.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4286", "label" : {"_value" : "Biography information for Lord Mendelsohn"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Mendelsohn"}
], "uin" : "HL1301"}
, {"_about" : "http://data.parliament.uk/resources/757317", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/757317/answer", "answerText" : {"_value" : " The government monitors the Bank of England\u2019s statistical releases, including Money and Credit, and is committed to supporting all those affected by problem debt.<\/p> <\/p> We have a range of measures in place to help achieve that. The Financial Conduct Authority (FCA) regulates the consumer credit market, and has introduced binding rules to strengthen consumer protection. They are based on the principle that money should only be lent to a consumer if they can afford to repay it; lenders must show forbearance if there is evidence of financial difficulty.<\/p> <\/p> The FCA also capped the cost of payday loans. As part of a review of this price cap, the FCA will examine the high-cost credit market more broadly and consider whether further interventions are necessary to address the risk of consumer harm.<\/p> <\/p> The Money Advice Service (MAS), which was set up by the government, coordinates the provision of free-to-client debt advice. In 2016/17, MAS spent just under £49 million on its debt advice work, directing around 90% of this to fund frontline services. This led to more than 440,000 free-to-client debt advice sessions being delivered face-to-face, over the phone and online across the UK.<\/p> <\/p> In the Queen\u2019s Speech, the government announced the Financial Guidance and Claims Bill. This will legislate to restructure the financial guidance landscape and bring debt advice, money guidance, and pensions guidance together in a single body, and give consumers better access to the financial information they need. This Bill is currently going through Parliament.<\/p> <\/p>"}
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, "hansardHeading" : {"_value" : "Debts"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of the finding contained in the Bank of England's Money and Credit June 2017 Statistical Release that one in six of the 2.2 million people with personal debt are in financial distress; and what action they are taking to reduce consumer debt.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4286", "label" : {"_value" : "Biography information for Lord Mendelsohn"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Mendelsohn"}
], "uin" : "HL1302"}
, {"_about" : "http://data.parliament.uk/resources/757318", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/757318/answer", "answerText" : {"_value" : " The Treasury monitors the Bank of England\u2019s Money and Credit statistical releases and other statistical publications.<\/p> The Government is supporting lending to SMEs in a variety of ways, such as through the establishment of the British Business Bank to make finance markets work better for small businesses. The Government is also helping alternative lenders which lend to small businesses, for example through support for challenger banks; introducing a bespoke regime for peer-to-peer lending; and structural interventions such as the bank referral scheme and the SME credit data sharing scheme.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/1091", "label" : {"_value" : "Biography information for Lord Bates"}
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, "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Business: Loans"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of the findings contained in the Bank of England's Money and Credit June 2017 Statistical Release that there was (1) a £0.2 billion fall in loans to non-financial small and medium enterprises, and (2) an £8.2 billion rise in loans to large business, in the year to June.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4286", "label" : {"_value" : "Biography information for Lord Mendelsohn"}
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], "uin" : "HL1303"}
, {"_about" : "http://data.parliament.uk/resources/757353", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/757353/answer", "answerText" : {"_value" : " Football transfer fees are subject to VAT according to the normal rules. Any profits made by football clubs are subject to Corporation Tax in the usual way. Payments made to players as part of their transfer, such as signing-on fees, are taxable as earnings.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/1091", "label" : {"_value" : "Biography information for Lord Bates"}
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, "answeringMemberPrinted" : {"_value" : "Lord Bates"}
, "dateOfAnswer" : {"_value" : "2017-09-18", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2017-09-18T11:45:33.523Z", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2017-09-05", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Football: Taxation"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government whether HMRC collects any revenue from football club transfer payments.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/952", "label" : {"_value" : "Biography information for Lord Tebbit"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Tebbit"}
], "uin" : "HL1338"}
, {"_about" : "http://data.parliament.uk/resources/757394", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/757394/answer", "answerText" : {"_value" : "