{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08&_metadata=all", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "items" : [{"_about" : "http://data.parliament.uk/resources/982601", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/982601/answer", "answerText" : {"_value" : "

The government is determined to ensure that everyone who is entitled to the National Minimum and Living Wage (NMW) receives it. Anyone who feels they have been unpaid NMW should contact Acas helpline on 0300 123 1100 or via the online complaints form at gov.uk<\/a>. HMRC reviews all complaints that are referred to them.<\/p>

<\/p>

As referenced in the answer to your question 169367<\/a>, most NMW cases are subject to civil (non-criminal) sanctions, the consequences of which includes fines of up to 200% of the determined underpayment, and public naming.<\/p>

<\/p>

HMRC NMW investigations take into account all non-compliance risks - of which lack of adequate records might be one - and a case is closed by a Notice of Underpayment (NOUs) which covers multiple risks. We do not hold data in a format that distinguishes record keeping from other risks identified.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3935", "label" : {"_value" : "Biography information for Mel Stride"} } , "answeringMemberConstituency" : {"_value" : "Central Devon"} , "answeringMemberPrinted" : {"_value" : "Mel Stride"} , "dateOfAnswer" : {"_value" : "2018-10-16", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-10-16T16:48:47.247Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-10-08", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Services: Minimum Wage"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, how many social care employers have been subject to any form of action by HMRC for failing to keep sufficient minimum wage records in the most recent period for which figures are available.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "176287"} , {"_about" : "http://data.parliament.uk/resources/964220", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/964220/answer", "answerText" : {"_value" : "

The government is determined to ensuring that everyone who is entitled to the National Minimum and Living Wage (NMW) receives it. Anyone who feels they have been underpaid NMW should contact the Acas helpline on 0300 123 1100 or via the online complaints form at gov.uk<\/a>. HMRC reviews all complaints that are referred to them.<\/p>

<\/p>

Most NMW cases are subject to civil (non-criminal) sanctions, the consequences of which include fines of up to 200% of the determined underpayment, and public naming.<\/p>

<\/p>

Prosecution is reserved for the most serious non-compliance, and since 2007 HMRC investigations have led to the successful prosecution of 14 UK employers for NMW related offences. These prosecutions have included one care sector provider, but not for the offence of failing to keep sufficient minimum wage records.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3935", "label" : {"_value" : "Biography information for Mel Stride"} } , "answeringMemberConstituency" : {"_value" : "Central Devon"} , "answeringMemberPrinted" : {"_value" : "Mel Stride"} , "dateOfAnswer" : {"_value" : "2018-09-11", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-09-11T10:33:55.623Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-09-03", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Services: Minimum Wage"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, how many social care employers have been prosecuted by HMRC for failing to keep sufficient minimum wage record in the most recent period for which figures are available.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "169367"} , {"_about" : "http://data.parliament.uk/resources/942512", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/942512/answer", "answerText" : {"_value" : "

The purpose of the Charging Infrastructure Investment Fund is to catalyse private sector investment into the electric vehicle chargepoint network.<\/p>

<\/p>

There are separate interventions to support the uptake of hydrogen fuel cell vehicles and roll out more cutting edge infrastructure. This includes funding which will see additional hydrogen refuelling stations being built as well as upgrades to existing refuelling infrastructure. In addition, government funding has supported the opening of the UK\u2019s first integrated forecourt hydrogen refuelling station at the Shell Beaconsfield site, making it the first location in the country selling hydrogen fuel as well as petrol and diesel.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4320", "label" : {"_value" : "Biography information for Robert Jenrick"} } , "answeringMemberConstituency" : {"_value" : "Newark"} , "answeringMemberPrinted" : {"_value" : "Robert Jenrick"} , "dateOfAnswer" : {"_value" : "2018-07-24", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-07-24T16:32:39.663Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-07-16", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Hydrogen Fuelling Stations"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether he plans to include hydrogen refuelling stations within the scope of the Charging Infrastructure Investment Fund.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "164424"} , {"_about" : "http://data.parliament.uk/resources/935091", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/935091/answer", "answerText" : {"_value" : "

Parents cannot claim Universal Credit or tax credits for the same childcare they are using childcare vouchers to fund. However, if a Universal Credit or tax credit claimant requires more childcare than their vouchers pay for, they can claim any additional amounts through Universal Credit or tax credits, provided they meet the eligibility conditions and can provide evidence of payments.<\/p>

<\/p>

The government has increased the support for working parents on Universal Credit who can now get up to 85% of their childcare costs paid. Parents on tax credits get up to 70% of their childcare costs paid. This means the majority of Universal Credit and tax credits claimants are better off getting help through these schemes than through the childcare voucher scheme.<\/p>

Many Universal Credit and tax credits claimants aren\u2019t able to get childcare vouchers as the majority of schemes are run through salary sacrifice. You cannot salary sacrifice below the National Minimum Wage so those claimants earning close to this level aren\u2019t able to get childcare vouchers.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-07-10", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-07-10T14:40:42.713Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-07-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Childcare Vouchers"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 2 July 2018 to Question 157736, whether people using childcare vouchers are able to use that voucher scheme alongside (a) the childcare element to working tax credit and (b) universal credit.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "161159"} , {"_about" : "http://data.parliament.uk/resources/931576", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/931576/answer", "answerText" : {"_value" : "

There will be no impact on parents currently using vouchers when the scheme closes to new entrants in October 2018. Parents that are using childcare vouchers will be able to continue doing so, while they work for the same employer and their employer continues to offer them.<\/p>

<\/p>

Universal Credit claimants are unable to receive help with childcare costs through Universal Credit at the same time as using childcare vouchers.<\/p>

<\/p>

The government has increased the support available to parents on Universal Credit, who can now get up to 85% of their childcare costs paid. This means the vast majority of Universal Credit claimants are better off getting help with their childcare costs through Universal Credit than through the voucher scheme.<\/p>

<\/p>

<\/p>

Most vouchers schemes are run through salary sacrifice arrangements, and because you cannot salary sacrifice below the National Minimum Wage, the vast majority of parents on low income are not able to get childcare vouchers.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-07-02", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-07-02T13:14:58.337Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-06-26", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Childcare Vouchers"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the closure of the childcare vouchers scheme on universal credit claimants who currently access both schemes.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "157736"} , {"_about" : "http://data.parliament.uk/resources/900162", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/900162/answer", "answerText" : {"_value" : "

The Government is committed to protecting consumers from unfair lending practises. To this end, the Government has given the Financial Conduct Authority (FCA) strong powers, including the power to cap the cost of credit, and it will do so if it thinks it is necessary to protect consumers.<\/p>

<\/p>

The FCA is conducting a review of the high-cost credit market, including rent-to-own and doorstep lending, and will publish an update later this month. The Government will continue to work closely with the FCA to ensure that all customers are treated fairly.<\/p>

<\/p>

As well as supporting consumers through better regulation, the Government is also supporting consumers to make effective financial decisions, through the creation of a Single Financial Guidance Body (SFGB). The SFGB will have a statutory duty to improve the public\u2019s financial capability.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-05-15", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "141784"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-05-15T13:37:39.817Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-05-08", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Instalment Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether he plans to bring forward legislative proposals to extend the protections under the payday loan cap to the (a) rent-to-own and (b) home credit markets.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "141783"} , {"_about" : "http://data.parliament.uk/resources/900163", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/900163/answer", "answerText" : {"_value" : "

The Government is committed to protecting consumers from unfair lending practises. To this end, the Government has given the Financial Conduct Authority (FCA) strong powers, including the power to cap the cost of credit, and it will do so if it thinks it is necessary to protect consumers.<\/p>

<\/p>

The FCA is conducting a review of the high-cost credit market, including rent-to-own and doorstep lending, and will publish an update later this month. The Government will continue to work closely with the FCA to ensure that all customers are treated fairly.<\/p>

<\/p>

As well as supporting consumers through better regulation, the Government is also supporting consumers to make effective financial decisions, through the creation of a Single Financial Guidance Body (SFGB). The SFGB will have a statutory duty to improve the public\u2019s financial capability.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-05-15", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "141783"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-05-15T13:37:39.863Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-05-08", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Instalment Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what steps his Department is taking to help ensure customers are protected from being pushed into problem debt by (a) rent-to-own and (b) home credit products.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "141784"} , {"_about" : "http://data.parliament.uk/resources/836032", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/836032/answer", "answerText" : {"_value" : "

Legislation amending the legal definition of the exemptions will be included in Finance Bill 2018-19 which will be introduced after Budget 2018 in the autumn. The legislation will be published in draft this summer.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4320", "label" : {"_value" : "Biography information for Robert Jenrick"} } , "answeringMemberConstituency" : {"_value" : "Newark"} , "answeringMemberPrinted" : {"_value" : "Robert Jenrick"} , "dateOfAnswer" : {"_value" : "2018-02-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-02-12T10:24:55.173Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "CaTreasury"} , "date" : {"_value" : "2018-02-02", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Climate Change Levy: Exemptions"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, with reference to paragraph 3.47 of Autumn Budget 2017 on ensuring climate change levy exemptions for businesses that operate mineralogical and metallurgical processes remain operable after EU exit, what steps he has taken to clarify the definition of the exemptions in the Finance (No. 2) Bill 2018-19.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "126387"} , {"_about" : "http://data.parliament.uk/resources/808911", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/808911/answer", "answerText" : {"_value" : "

The government is monitoring the situation with the Forties Pipeline System closely. Energy Minister Richard Harrington has spoken to Ineos and the Department of Business, Energy and Industrial Strategy continues to liaise with industry operators to monitor the situation. Any material economic or fiscal effects would be considered by the Office for Budget Responsibility as part of their next forecasts at Spring Statement.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2017-12-20", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-12-20T16:41:33.093Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "CaTreasury"} , "date" : {"_value" : "2017-12-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "North Sea Oil: Pipelines"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will estimate the (a) direct and (b) indirect costs to the public purse of the decision by Ineos to invoke a force majeure clause in its contract for the Forties pipeline.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "120020"} , {"_about" : "http://data.parliament.uk/resources/798665", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/798665/answer", "answerText" : {"_value" : "

The Financial Conduct Authority (FCA) published their interim Retirement Outcomes Review report in July 2017 and plan to publish their final report in 2018.<\/p>

<\/p>

The government welcomes the FCA\u2019s work in this area ensuring that the market supports consumer choice and consumers have the right information when making decisions on how to manage their retirement income. The government awaits the publication of the final report of the review, and will consider any recommendations carefully.<\/p>

<\/p>

The government notes the FCA\u2019s interim report and believes it is right that individuals are trusted with their own hard-earned savings and that they should have choice about how to access their pension income rather than being forced to purchase an annuity.<\/p>

<\/p>

As the FCA\u2019s interim findings show, the majority of pots that are fully withdrawn are smaller (90% worth less than £30,000) and the majority of individuals (94%) have other sources of income in retirement. This does not indicate that people are squandering their savings as a result of the pension freedoms.<\/p>

<\/p>

The pension freedoms have been very popular: as of October 2017 individuals have accessed over £14.2 billion through over 2.7 million payments.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4095", "label" : {"_value" : "Biography information for Steve Barclay"} } , "answeringMemberConstituency" : {"_value" : "North East Cambridgeshire"} , "answeringMemberPrinted" : {"_value" : "Stephen Barclay"} , "dateOfAnswer" : {"_value" : "2017-12-11", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-12-11T12:00:14.417Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "CaTreasury"} , "date" : {"_value" : "2017-12-01", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Pensioners: Income"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the Financial Conduct Authority\u2019s interim report on the Retirement Outcomes Review.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4122", "label" : {"_value" : "Biography information for Alex Cunningham"} } , "tablingMemberConstituency" : {"_value" : "Stockton North"} , "tablingMemberPrinted" : [{"_value" : "Alex Cunningham"} ], "uin" : "117059"} ], "itemsPerPage" : 10, "next" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=1&answeringDeptId=14&tablingMemberConstituency=Stockton+North&max-date=2018-10-08", "page" : 0, "startIndex" : 1, "totalResults" : 45, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }