{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-date=2015-10-13&max-answer.dateOfAnswer=2014-10-21", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answeringDeptId=14&max-date=2015-10-13&max-answer.dateOfAnswer=2014-10-21", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-date=2015-10-13&_metadata=all&max-answer.dateOfAnswer=2014-10-21", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&answeringDeptId=14&max-date=2015-10-13&max-answer.dateOfAnswer=2014-10-21", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-date=2015-10-13&max-answer.dateOfAnswer=2014-10-21", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answeringDeptId=14&max-date=2015-10-13&max-answer.dateOfAnswer=2014-10-21", "items" : [{"_about" : "http://data.parliament.uk/resources/93754", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93754/answer", "answerText" : {"_value" : "<p>HM Revenue &amp; Customs (HMRC) acknowledges that there have been some recent telephony issues which have affected the service provided via their dedicated MP Hotline. HMRC have taken steps to resolve the issue and the MP Hotline facility is now fully operational.<\/p><p> <\/p><p> <\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T16:47:53.404268Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-16", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Welfare Tax Credits"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what reports he has received of problems experienced by hon. Members using the dedicated MP tax credit hotline; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4264", "label" : {"_value" : "Biography information for Stephen Doughty"}
      }
      , "tablingMemberConstituency" : {"_value" : "Cardiff South and Penarth"}
      , "tablingMemberPrinted" : [{"_value" : "Stephen Doughty"}
      ], "uin" : "210921"}
    , {"_about" : "http://data.parliament.uk/resources/93755", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93755/answer", "answerText" : {"_value" : "<p>The advisory groups set up by HM Revenue and Customs (HMRC) to examine issues from the introduction of the Scottish rate of income tax have completed their work. The Government\u2019s proposals for the detailed consequential changes needed to implement the Scottish Rate of Income Tax were set out in the Technical Note published by HMRC in May 2012. In December 2013 HMRC announced arrangements to ensure that from 2016 Scottish taxpayers will receive the appropriate tax relief on their pension contributions to relief at source schemes.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T16:46:03.2104263Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-16", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Income Tax: Scotland"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether the Pensions Technical Group and Income Tax Technical Group established to examine issues arising from the introduction of a Scottish rate of income tax have completed their work.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3982", "label" : {"_value" : "Biography information for Margaret Curran"}
      }
      , "tablingMemberConstituency" : {"_value" : "Glasgow East"}
      , "tablingMemberPrinted" : [{"_value" : "Margaret Curran"}
      ], "uin" : "210913"}
    , {"_about" : "http://data.parliament.uk/resources/93756", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93756/answer", "answerText" : {"_value" : "<p>The Scottish Government has not made any requests to create new devolved taxes under this power.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T16:51:15.1151425Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-16", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Taxation: Scotland"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many requests the Scottish Government has made using the powers of Part 3 of the Scotland Act 2012 for the addition of new devolved taxes.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3982", "label" : {"_value" : "Biography information for Margaret Curran"}
      }
      , "tablingMemberConstituency" : {"_value" : "Glasgow East"}
      , "tablingMemberPrinted" : [{"_value" : "Margaret Curran"}
      ], "uin" : "210914"}
    , {"_about" : "http://data.parliament.uk/resources/93757", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93757/answer", "answerText" : {"_value" : "<p>I refer the hon member to the answer that I gave her on 13 June 2013 (OR,WA, COL: 390W).<\/p><p> <\/p><p> <\/p><p><a href=\"http://www.publications.parliament.uk/pa/cm201314/cmhansrd/cm130613/text/130613w0001.htm#13061354000143\" target=\"_blank\">http://www.publications.parliament.uk/pa/cm201314/cmhansrd/cm130613/text/130613w0001.htm#13061354000143<\/a><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T10:01:23.4235631Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-16", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Income Tax: Scotland"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many officials in his Department are working on the Scottish rate of income tax project.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3982", "label" : {"_value" : "Biography information for Margaret Curran"}
      }
      , "tablingMemberConstituency" : {"_value" : "Glasgow East"}
      , "tablingMemberPrinted" : [{"_value" : "Margaret Curran"}
      ], "uin" : "210915"}
    , {"_about" : "http://data.parliament.uk/resources/93455", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93455/answer", "answerText" : {"_value" : "<p>The Government understands the importance of having a growing but stable finance sector. Since the financial crisis the Government has, domestically and with EU and international partners, implemented an unprecedented range of regulatory reforms to improve the safety and resilience of the financial sector. The Government will continue to promote long-term and sustainable growth domestically and with EU and international partners, including in the finance sector. In addition, the Government will continue efforts through the Financial Services Trade and Investment Board, a strategic body chaired by HM Treasury, to attract inward investment, promote external trade and encourage the growth of the UK\u2019s financial services sector.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T09:07:59.3105952Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-15", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Financial Services"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what steps his Department plans to take to encourage long-term and sustainable growth in the finance sector.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4101", "label" : {"_value" : "Biography information for Stephen Gilbert"}
      }
      , "tablingMemberConstituency" : {"_value" : "St Austell and Newquay"}
      , "tablingMemberPrinted" : [{"_value" : "Stephen Gilbert"}
      ], "uin" : "210735"}
    , {"_about" : "http://data.parliament.uk/resources/93466", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93466/answer", "answerText" : {"_value" : "<p>According to the latest figures published by the Office for National Statistics, the UK\u2019s total household debt was £1,671 billion in the second quarter of 2014.<\/p><p> <\/p><p> <\/p><p>These figures are available here: <a href=\"http://www.ons.gov.uk/ons/rel/naa1-rd/united-kingdom-economic-accounts/index.html\" target=\"_blank\">http://www.ons.gov.uk/ons/rel/naa1-rd/united-kingdom-economic-accounts/index.html<\/a><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T09:19:43.8184142Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-15", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Debts"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what the total household debt was in the UK on 1 April 2014.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1409", "label" : {"_value" : "Biography information for Mr Gregory Campbell"}
      }
      , "tablingMemberConstituency" : {"_value" : "East Londonderry"}
      , "tablingMemberPrinted" : [{"_value" : "Mr Gregory Campbell"}
      ], "uin" : "210628"}
    , {"_about" : "http://data.parliament.uk/resources/93467", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93467/answer", "answerText" : {"_value" : "<p>Latest statistics show that tourism expenditure associated with overnight trips in Northern Ireland has increased by 9 per cent over the last 12 months.<\/p><p> <\/p><p> <\/p><p> <\/p><p>The Treasury has previously considered the impact of a VAT cut for the UK tourism sector on growth and jobs. The conclusion the Government reached is that a VAT cut would not produce sufficient economic growth to outweigh the revenue shortfall. A VAT cut for this sector would therefore need to be funded either by additional borrowing or by raising other taxes, both of which are likely to have a negative effect on the economy. The Government therefore have no plans to introduce a VAT cut for this sector.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Under EU law it is not possible to introduce a specific VAT rate for Northern Ireland that differs from that applied in the rest of the UK.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-20", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-20T15:35:05.6808204Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-15", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Tourism: Taxation"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will assess the effect on the economy in Northern Ireland of the Irish government's decision to retain a reduced rate of sales tax for the tourism industry.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4130", "label" : {"_value" : "Biography information for Baroness Ritchie of Downpatrick"}
      }
      , "tablingMemberConstituency" : {"_value" : "South Down"}
      , "tablingMemberPrinted" : [{"_value" : "Ms Margaret Ritchie"}
      ], "uin" : "210670"}
    , {"_about" : "http://data.parliament.uk/resources/93469", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93469/answer", "answerText" : {"_value" : "<p>The Government has already taken steps to make it easier for parents to pass on more of their money to their children when the die.<\/p><p> <\/p><p> <\/p><p> <\/p><p>From April 2015, individuals will be able to pass on their unused defined contribution pension to any nominated beneficiary when they die, rather than paying the 55% tax charge on inherited pensions which currently applies<\/p><p> <\/p><p> <\/p><p> <\/p><p>If the individual dies before they reach the age of 75, the beneficiary will be able to access the funds completely tax free at any age. If the individual dies after they reach the age of 75, the beneficiary will be able to access the funds, at any age, subject their marginal rate of income tax. There will also be an option to receive the pension as a lump sum payment, subject to a tax charge of 45%.<\/p><p> <\/p><p> <\/p><p> <\/p><p>These changes will be legislated for in the Taxation of Pensions Bill currently passing through the House.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T15:58:05.3519524Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-15", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Inheritance Tax"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to permit parents to leave more of their own money to their children.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/655", "label" : {"_value" : "Biography information for Lord McCrea of Magherafelt and Cookstown"}
      }
      , "tablingMemberConstituency" : {"_value" : "South Antrim"}
      , "tablingMemberPrinted" : [{"_value" : "Dr William McCrea"}
      ], "uin" : "210769"}
    , {"_about" : "http://data.parliament.uk/resources/93473", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93473/answer", "answerText" : {"_value" : "<p>Estimates for the number of self employed people earning less than the personal allowance of £10,000 for 2014-15 are not available.<\/p><p> <\/p><p>The latest year for which estimates are available is 2011-12, where it is estimated that 1.94m (35%) of individuals with self employment income have total taxable income below the personal allowance of £7,475 for that tax year. These estimates are derived from table 3.6 and table 3.10 of the following publication, based on Survey of Personal Incomes (SPI) data for 2011-12.<\/p><p> <\/p><p>.<\/p><p> <\/p><p><a href=\"https://www.gov.uk/government/statistics/personal-incomes-statistics-tables-31-to-311-for-the-tax-year-2011-to-2012\" target=\"_blank\">https://www.gov.uk/government/statistics/personal-incomes-statistics-tables-31-to-311-for-the-tax-year-2011-to-2012<\/a><\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Hertfordshire"}
        , "answeringMemberPrinted" : {"_value" : "Mr David Gauke"}
        , "dateOfAnswer" : {"_value" : "2014-10-21", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2014-10-21T15:56:38.6087231Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2014-10-15", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Self-employed"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what proportion of self employed people are earning less than the personal allowance of £10,000.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/655", "label" : {"_value" : "Biography information for Lord McCrea of Magherafelt and Cookstown"}
      }
      , "tablingMemberConstituency" : {"_value" : "South Antrim"}
      , "tablingMemberPrinted" : [{"_value" : "Dr William McCrea"}
      ], "uin" : "210821"}
    , {"_about" : "http://data.parliament.uk/resources/93095", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/93095/answer", "answerText" : {"_value" : "<p>The Government has put a number of protections in place to limit repossessions.<\/p><p> <\/p><p> <\/p><p> <\/p><p>It established the independent Financial Conduct Authority (FCA) and gave them the responsibility to put in place robust protections to ensure fair treatment of borrowers facing payment difficulties. The Department for Work and Pensions also provides help for pensioners and those out of work to meet their mortgage payments through Support for Mortgage Interest. In addition, all borrowers can seek protection in the Courts using the Mortgage Pre-Action Protocol, which makes it clear that repossession must always be the last resort for lenders.<\/p><p> <\/p><p> <\/p><p> <\/p><p>However, a well-functioning mortgage market will always need to keep the possibility of repossession open as a last resort. Without this option, lenders have no reliable security against which to lend and the likely consequence would be higher mortgage rates.<\/p><p> <\/p><p> <\/p><p> <\/p><p> <\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4117", "label" : {"_value" : "Biography information for Andrea Leadsom"}
        }
        , "answeringMemberConstituency" : {"_value" : "South Northamptonshire"}
        , "answeringMemberPrinted" : {"_value" : "Andrea Leadsom"}
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