{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2019-05-22&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answer.dateOfAnswer=2019-05-22&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2019-05-22&_metadata=all&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&answer.dateOfAnswer=2019-05-22&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2019-05-22&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2019-05-22&creator.label=Biography+information+for+Lord+Taylor+of+Warwick", "items" : [{"_about" : "http://data.parliament.uk/resources/1127020", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1127020/answer", "answerText" : {"_value" : "
The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.<\/p>
<\/p>
The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders\u2019 use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.<\/p>
<\/p>
The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.<\/p>
<\/strong><\/p> On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/57", "label" : {"_value" : "Biography information for Lord Young of Cookham"}
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, "dateOfAnswer" : {"_value" : "2019-05-22", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2019-05-22T16:23:21.48Z", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2019-05-15", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Credit"}
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, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"}
], "uin" : "HL15781"}
, {"_about" : "http://data.parliament.uk/resources/1126727", "AnsweringBody" : [{"_value" : "Department for Business, Energy and Industrial Strategy"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1126727/answer", "answerText" : {"_value" : " This is a concerning time for the 3,500 workers at the Swindon plant and the many thousands of people employed by companies in Honda UK\u2019s supply chain. The Government will come together to provide support for those affected by this and other decisions.<\/p> <\/p> Despite this disappointing news, government believes that the case for continued investment in the UK is exceptionally strong, and that Honda and our strategic technology priorities are aligned. The UK has some of the best talent in the world and the Government is already investing in future car manufacturing, batteries and electrification infrastructure to ensure the UK retains its world-leading edge. The UK continues to be one of the most competitive locations in the world for automotive and other advanced manufacturing. We continue to support individual company investments in technology transition, and we are committed to maintaining and growing our domestic supply chain and highly skilled workforce.<\/p> <\/p> We recognise the challenges facing automotive businesses, including the prevailing market conditions in Europe, but strongly believe that companies in automotive and other sectors can continue to take advantage of the UK\u2019s business environment and the opportunities arising from accessing new and developing markets in the UK and overseas.<\/p> <\/p> We are determined to ensure that the UK continues to be one of the most competitive locations in the world for the automotive sector. BEIS Ministers and officials regularly engage with the automotive industry, including bilaterals with manufacturers, interactions via trade associations, and through the Department\u2019s participation in the Automotive Council.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/2616", "label" : {"_value" : "Biography information for Lord Henley"}
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, "answeringMemberPrinted" : {"_value" : "Lord Henley"}
, "dateOfAnswer" : {"_value" : "2019-05-22", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2019-05-22T16:28:04.5Z", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2019-05-14", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Motor Vehicles: Manufacturing Industries"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of the impact on the automotive sector of recent announcements by Honda and other car manufacturers of expected job losses in the UK.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"}
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, {"_about" : "http://data.parliament.uk/resources/1126332", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1126332/answer", "answerText" : {"_value" : " Branch closures can be difficult for the communities affected and the Government pays close attention to this issue. However, the decision to close a branch is a commercial one for a firm, and Government does not intervene in those decisions.<\/p> <\/p> However, the Government is equally clear that as banking providers seek to respond to technological advances and changes in customer behaviour, they must also consider carefully the needs of those who still rely on their local bank branch. Since May 2017, the major high street banks have been signed up to the Access to Banking Standard, which commits them to work with customers and communities to minimise the impact of branch closures and put in place alternative banking services.<\/p> <\/p> The Government also supports the Post Office Banking Framework Agreement which enables 99% of the UK\u2019s personal and 95% of the UK\u2019s small business customers to withdraw money, deposit cash and cheques and check balances at any one of the Post Office\u2019s network of 11,500 branches.<\/p> <\/p> <\/p> While banks do have to comply with competition law, there is no specific regulation that prevents banks from sharing branches or other premises where their strategies align. The Government therefore has no plans to update competition law on this basis. Government does not intervene in these commercial decisions, but will continue to encourage banks to think creatively about how they can ensure that consumers can access a wide range of banking services on a sustainable basis. For example, NatWest, Lloyds Bank and Barclays are trialling shared business banking hubs in 6 locations across the UK in the coming weeks.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/57", "label" : {"_value" : "Biography information for Lord Young of Cookham"}
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, "date" : {"_value" : "2019-05-13", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Banking Hubs: Competition"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what plans they have, if any, to update competition law to allow for shared banking hubs in areas where local bank branches have been closed.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"}
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, {"_about" : "http://data.parliament.uk/resources/1125862", "AnsweringBody" : [{"_value" : "Department for Exiting the European Union "}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1125862/answer", "answerText" : {"_value" : " The negotiated Withdrawal Agreement and Political Declaration outline the UK and EU\u2019s shared commitment to a free trade area for goods with no tariffs, quotas or rules of origin requirements. We are not seeking membership of the Single Market, or Customs Union, after we leave the EU, but a bold and ambitious economic partnership.<\/p> The government has delivered on its commitment to provide appropriate analysis to Parliament with a robust, objective assessment of how exiting the EU may affect the economy of the UK, sectors, nations and regions in the long run. The analysis considers four analytical scenarios and compares them to today\u2019s arrangements: the UK position set out in the July 2018 White Paper, a hypothetical FTA, an EEA-type relationship and a no deal scenario.<\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4336", "label" : {"_value" : "Biography information for Lord Callanan"}
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, "answeringMemberPrinted" : {"_value" : "Lord Callanan"}
, "dateOfAnswer" : {"_value" : "2019-05-22", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2019-05-22T12:02:34.8Z", "_datatype" : "dateTime"}
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, "answeringDeptShortName" : {"_value" : "Exiting the European Union "}
, "answeringDeptSortName" : {"_value" : "Exiting the European Union "}
, "date" : {"_value" : "2019-05-09", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Brexit"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what assessment they have made of the economic impact of a Brexit scenario where the UK stays in a customs union with the EU.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"}
], "uin" : "HL15652"}
, {"_about" : "http://data.parliament.uk/resources/1125517", "AnsweringBody" : [{"_value" : "Department of Health and Social Care"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1125517/answer", "answerText" : {"_value" : " The Government recognises the need to be able to recruit effectively from abroad and the Immigration White Paper, The UK\u2019s future skills-based immigration system<\/em>, published in December 2018, sets out the foundation for a single immigration system, where it is workers\u2019 skills that matter, not where they come from. This system will streamline the high-skilled visa route, by removing the Resident Labour Market Test and the Tier 2 Visa Cap. The Home Office is undertaking a programme of engagement to discuss the proposed measures with colleagues across Government and industry, to develop a future immigration system that works for the whole of the United Kingdom.<\/p> The Government wants to support the National Health Service in expanding international recruitment more widely, as this clearly has a role to play to meeting staffing shortages, especially in the short term. Recruitment of doctors and nurses is the responsibility of individual NHS organisations, a number of which do actively recruit from overseas, including from countries in the European Union. However, we also recognise the need to boost our domestic workforce as well. The NHS Long Term Plan sets out a vital strategic framework to ensure that, over the next 10 years, the NHS will have the staff it needs so that nurses and doctors are working in a supportive culture that allows them to provide the expert compassionate care they are committed to providing. Details of this will be explored more fully in the forthcoming Interim NHS People Plan.<\/p> The Government has taken steps to ensure that EU citizens can continue to come and work in the NHS once we have left the EU. In March 2019, we put in place legislation that ensures the continued recognition of qualifications from EU countries by all professional regulators covering the health and social care sectors. This means that EU citizens will continue to be able to come and practice in the UK once we have left the EU, even if we leave without a deal.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4019", "label" : {"_value" : "Biography information for Baroness Blackwood of North Oxford"}
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, "dateOfAnswer" : {"_value" : "2019-05-22", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2019-05-08", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "NHS: Migrant Workers"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what plans they have, if any, to increase the number of NHS staff recruited from EU member states after Brexit.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"}
], "uin" : "HL15612"}
, {"_about" : "http://data.parliament.uk/resources/1125518", "AnsweringBody" : [{"_value" : "Department for International Trade"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1125518/answer", "answerText" : {"_value" : " Germany accounts for 10.2% of total UK trade and remains a crucial market for UK goods and services. Total trade in goods and services between the UK and Germany amounted to £132.7 billion in 2018.<\/p> <\/p> In August 2018, my Rt Hon. Friend the Secretary of State for International Trade launched the Export Strategy, through which the Government plans to increase UK total exports as a proportion of GDP to 35% and make Britain a 21st century exporting superpower. Germany will be a priority market for this strategy. We will also continue to promote the UK as a bilateral trading partner, reassuring German businesses that the UK remains open for business and remains an advocate for free trade and open markets.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4169", "label" : {"_value" : "Biography information for Viscount Younger of Leckie"}
}
, "answeringMemberPrinted" : {"_value" : "Viscount Younger of Leckie"}
, "dateOfAnswer" : {"_value" : "2019-05-22", "_datatype" : "dateTime"}
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, "questionFirstAnswered" : [{"_value" : "2019-05-22T16:23:42.5Z", "_datatype" : "dateTime"}
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, "answeringDeptShortName" : {"_value" : "International Trade"}
, "answeringDeptSortName" : {"_value" : "International Trade"}
, "date" : {"_value" : "2019-05-08", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Overseas Trade: Germany"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what steps they are taking to develop the UK\u2019s post-Brexit trading relationship with Germany.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"}
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