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The Government takes the protection of consumers very seriously. It also supports the UK music industry and fair remuneration for artists. In the event that a company is unable to meet its contractual obligation when they fall into administration, consumers who paid for goods using their credit card are protected under section 75 of the Consumer Credit Act 1974 (CCA) and should contact their card issuing company. In some circumstances, debit card payments can be refunded through the Chargeback scheme and consumers should seek further information from their bank.<\/p>

The Insolvency Agency, an executive agency of the Department for Business, Energy and Industrial Strategy, acts as an impartial source of information for the public and HMG on insolvency and redundancy matters.<\/p>

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