{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury&_metadata=all", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?answer.dateOfAnswer=2018-05-22&answeringDeptSortName=Treasury", "items" : [{"_about" : "http://data.parliament.uk/resources/909261", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/909261/answer", "answerText" : {"_value" : "<p>People\u2019s disposable income is now 4.6% higher in real terms than in 2010. That is because we have turned around the economy and held taxes down.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Norfolk"}
        , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T13:37:42.797Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Cost of Living"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "What progress the Government has made on supporting families with the cost of living.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4136", "label" : {"_value" : "Biography information for Nigel Mills"}
      }
      , "tablingMemberConstituency" : {"_value" : "Amber Valley"}
      , "tablingMemberPrinted" : [{"_value" : "Nigel Mills"}
      ], "uin" : "905491"}
    , {"_about" : "http://data.parliament.uk/resources/906298", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/906298/answer", "answerText" : {"_value" : "<p>The vast majority of parents can use the childcare service (through which they apply for Tax-Free Childcare and 30 hours free childcare) without any problems. HMRC has been working with their delivery partner National Savings &amp; Investments (NS&amp;I) and NS&amp;I\u2019s supplier Atos to make improvements to the service. As a result over 99% of parents are now receiving their eligibility decision within 5 working days.<\/p><p>It is not the Government\u2019s usual practice to comment on contractual matters between departments and their contactors since they may be commercially sensitive.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Norfolk"}
        , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T13:02:04.953Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-17", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Children: Day Care"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, which company is contracted to resolve technical issues with the tax free childcare online application system; what targets are set in that contract; and how much money that is paid to that company under that contract.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4458", "label" : {"_value" : "Biography information for Conor McGinn"}
      }
      , "tablingMemberConstituency" : {"_value" : "St Helens North"}
      , "tablingMemberPrinted" : [{"_value" : "Conor McGinn"}
      ], "uin" : "145359"}
    , {"_about" : "http://data.parliament.uk/resources/906332", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/906332/answer", "answerText" : {"_value" : "<p>According to the Bank of England\u2019s Money and Credit data, the outstanding level of consumer credit, in nominal terms, was £183.9bn in March 2010, compared to £209.4bn in March 2018.<\/p><p> <\/p><p>The government established the independent Financial Policy Committee (FPC), giving the FPC a primary objective to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing financial stability. Following the Bank of England\u2019s 2017 stress test, the FPC said that regulatory capital buffers for individual firms should now be set so that each bank can absorb losses on consumer lending, alongside all the other effects of the stress test on its balance sheet. This will ensure lenders are resilient to any defaults related to consumer credit.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
        }
        , "answeringMemberConstituency" : {"_value" : "Salisbury"}
        , "answeringMemberPrinted" : {"_value" : "John Glen"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T15:57:01.85Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-17", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Credit"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what recent assessment his Department has made of trends in the level of consumer credit since 2010.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/308", "label" : {"_value" : "Biography information for Mr Jim Cunningham"}
      }
      , "tablingMemberConstituency" : {"_value" : "Coventry South"}
      , "tablingMemberPrinted" : [{"_value" : "Mr Jim Cunningham"}
      ], "uin" : "145268"}
    , {"_about" : "http://data.parliament.uk/resources/906383", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/906383/answer", "answerText" : {"_value" : "<p>The government is fully committed to the Protocol and steps to achieve ratification have begun. Subject to parliamentary approval, the government intends to deposit the instruments of ratification by 2 July 2018. This will enable the UK to participate if there is a first Meeting of the Parties later this year.<\/p><p><strong> <\/strong><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4320", "label" : {"_value" : "Biography information for Robert Jenrick"}
        }
        , "answeringMemberConstituency" : {"_value" : "Newark"}
        , "answeringMemberPrinted" : {"_value" : "Robert Jenrick"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "145340"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:54:19.303Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-17", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "WHO Framework Convention on Tobacco Control"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, when he plans to deposit the instruments of ratification for the Protocol to Eliminate Illicit Trade in Tobacco Products.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4244", "label" : {"_value" : "Biography information for Jonathan Ashworth"}
      }
      , "tablingMemberConstituency" : {"_value" : "Leicester South"}
      , "tablingMemberPrinted" : [{"_value" : "Jonathan Ashworth"}
      ], "uin" : "145339"}
    , {"_about" : "http://data.parliament.uk/resources/906384", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/906384/answer", "answerText" : {"_value" : "<p>The government is fully committed to the Protocol and steps to achieve ratification have begun. Subject to parliamentary approval, the government intends to deposit the instruments of ratification by 2 July 2018. This will enable the UK to participate if there is a first Meeting of the Parties later this year.<\/p><p><strong> <\/strong><\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4320", "label" : {"_value" : "Biography information for Robert Jenrick"}
        }
        , "answeringMemberConstituency" : {"_value" : "Newark"}
        , "answeringMemberPrinted" : {"_value" : "Robert Jenrick"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : {"_value" : "145339"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:54:19.353Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-17", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "WHO Framework Convention on Tobacco Control"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will make it his policy to deposit the instruments of ratification for the Protocol to Eliminate Illicit Trade in Tobacco Products before the 2 July 2018 deadline to ensure that the UK can participate in the event that there is a first Meeting of the Parties this year.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4244", "label" : {"_value" : "Biography information for Jonathan Ashworth"}
      }
      , "tablingMemberConstituency" : {"_value" : "Leicester South"}
      , "tablingMemberPrinted" : [{"_value" : "Jonathan Ashworth"}
      ], "uin" : "145340"}
    , {"_about" : "http://data.parliament.uk/resources/903969", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/903969/answer", "answerText" : {"_value" : "<p>The government is determined that everyone who is entitled to the National Minimum and Living Wage (NMW) receives it. Anyone who feels they have been underpaid NMW should contact the Acas helpline on 0300 123 1100 or use the online pay and work rights complaints form on <a href=\"https://www.gov.uk/government/publications/pay-and-work-rights-complaints\" target=\"_blank\">gov.uk<\/a>. HMRC review all complaints that are referred to them.<\/p><p> <\/p><p>In 2017/18 HMRC identified over £15.6 million arrears for over 200,000 workers. This included around £5.9 million self-correction arrears affecting around than 72,000 workers.<\/p><p> <\/p><p>HMRC always takes action to ensure workers receive what they are entitled to, and has robust assurance processes in place to make sure that all employers fully repay their workers. If HMRC believes that the employer has not self-corrected completely, or becomes aware of another NMW risk, the employer will be investigated again<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3935", "label" : {"_value" : "Biography information for Mel Stride"}
        }
        , "answeringMemberConstituency" : {"_value" : "Central Devon"}
        , "answeringMemberPrinted" : {"_value" : "Mel Stride"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T07:45:05.567Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-14", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Minimum Wage: Arrears"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, with reference to the HM Revenue and Customs press release of 9 May 2018, 200,000 receive back pay as HMRC enforces National Minimum Wage, how much of the £15.6 million of minimum wage arrears identified in 2017-18 was identified through self-correction by employers; and how many of those 200,000 people those arrears self-corrected by employers relate to.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3930", "label" : {"_value" : "Biography information for Caroline Lucas"}
      }
      , "tablingMemberConstituency" : {"_value" : "Brighton, Pavilion"}
      , "tablingMemberPrinted" : [{"_value" : "Caroline Lucas"}
      ], "uin" : "143732"}
    , {"_about" : "http://data.parliament.uk/resources/904039", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/904039/answer", "answerText" : {"_value" : "<p>The High Income Child Benefit Charge (HICBC) was introduced in 2013 to help reduce the fiscal deficit and to ensure that support is targeted at those who need it most. HICBC applies to someone with an income over £50,000 who claims Child Benefit, or whose partner claims it. The tax charge increases gradually for taxpayers with incomes between £50,000 and £60,000.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Norfolk"}
        , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : [{"_value" : "143796"}
        , {"_value" : "143797"}
        ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:49:29.803Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-14", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "High Income Child Benefit Tax Charge"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how many households in (a) UK, (b) Wales, and (c) Aberavon constituency are subject to the high income child benefit tax charge.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4359", "label" : {"_value" : "Biography information for Stephen Kinnock"}
      }
      , "tablingMemberConstituency" : {"_value" : "Aberavon"}
      , "tablingMemberPrinted" : [{"_value" : "Stephen Kinnock"}
      ], "uin" : "143795"}
    , {"_about" : "http://data.parliament.uk/resources/904041", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/904041/answer", "answerText" : {"_value" : "<p>The High Income Child Benefit Charge (HICBC) was introduced in 2013 to help reduce the fiscal deficit and to ensure that support is targeted at those who need it most. HICBC applies to someone with an income over £50,000 who claims Child Benefit, or whose partner claims it. The tax charge increases gradually for taxpayers with incomes between £50,000 and £60,000.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Norfolk"}
        , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : [{"_value" : "143795"}
        , {"_value" : "143797"}
        ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:49:29.85Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-14", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "High Income Child Benefit Tax Charge"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment he has made of the effectiveness of the high income child benefit tax charge.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4359", "label" : {"_value" : "Biography information for Stephen Kinnock"}
      }
      , "tablingMemberConstituency" : {"_value" : "Aberavon"}
      , "tablingMemberPrinted" : [{"_value" : "Stephen Kinnock"}
      ], "uin" : "143796"}
    , {"_about" : "http://data.parliament.uk/resources/904042", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/904042/answer", "answerText" : {"_value" : "<p>The High Income Child Benefit Charge (HICBC) was introduced in 2013 to help reduce the fiscal deficit and to ensure that support is targeted at those who need it most. HICBC applies to someone with an income over £50,000 who claims Child Benefit, or whose partner claims it. The tax charge increases gradually for taxpayers with incomes between £50,000 and £60,000.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"}
        }
        , "answeringMemberConstituency" : {"_value" : "South West Norfolk"}
        , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : [{"_value" : "143795"}
        , {"_value" : "143796"}
        ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:49:29.897Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-14", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Child Benefit: Repayments"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask Mr Chancellor of the Exchequer, how much revenue has accrued to the public purse under the child benefit tax charge.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4359", "label" : {"_value" : "Biography information for Stephen Kinnock"}
      }
      , "tablingMemberConstituency" : {"_value" : "Aberavon"}
      , "tablingMemberPrinted" : [{"_value" : "Stephen Kinnock"}
      ], "uin" : "143797"}
    , {"_about" : "http://data.parliament.uk/resources/899969", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/899969/answer", "answerText" : {"_value" : "<p>The government is committed to protecting consumers from unfair lending practises, including excessive interest rates. To this end, the government legislated to require the Financial Conduct Authority (FCA) to introduce a cap on the cost of payday loans, which came into force on 2 January 2015. All firms which offer payday loans, including Oakam, are restricted by the payday price cap, and the FCA has strong powers to take action against any firms which do not comply with these rules.<\/p><p>The cap consists of three parts: a daily interest cap of 0.8%; a £15 cap on default charges; and a total cost cap of 100% to ensure that consumers never need to pay back more than twice the sum they have borrowed.<\/p><p>The FCA reviewed the payday price cap and published its findings last summer, showing that the price cap has been effective, leading to savings of approximately £150 million for the 760,000 individuals using payday loans each year. The price cap will remain at the same level, and the FCA has committed to review it again in three years.<\/p><p> <\/p><p>The FCA is also reviewing the high-cost credit market more broadly, focusing on rent-to-own, doorstep lending, catalogue credit, and overdrafts. The FCA will publish an update at the end of May.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1091", "label" : {"_value" : "Biography information for Lord Bates"}
        }
        , "answeringMemberPrinted" : {"_value" : "Lord Bates"}
        , "dateOfAnswer" : {"_value" : "2018-05-22", "_datatype" : "dateTime"}
        , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
        , "questionFirstAnswered" : [{"_value" : "2018-05-22T14:05:24.67Z", "_datatype" : "dateTime"}
        ]}
      , "answeringDeptId" : {"_value" : "14"}
      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2018-05-08", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Credit: Interest Rates"}
      , "houseId" : {"_value" : "2"}
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      ], "questionText" : "To ask Her Majesty's Government what assessment they have made of the money lender Oakam charging an APR of 1,421 per cent; and what assessment they have made of the effectiveness of the interest rate cap, introduced in 2015, on reducing high-cost short, and medium-term loans.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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