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      ], "answer" : {"_about" : "http://data.parliament.uk/resources/417544/answer", "answerText" : {"_value" : "<p>Whether the Financial Conduct Authority (FCA) made an estimate of the potential liability of any banks is a matter for the FCA. However, it is reasonable to assume that for any conduct issue that arises, the FCA would seek to understand the potential financial impact.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Several meetings took place between Treasury Ministers and the FCA in January 2012 (then the Financial Services Authority), although I understand that FCA\u2019s interest rate hedging products redress scheme was not on the agenda for any of these meetings.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4107", "label" : {"_value" : "Biography information for Dame Harriett Baldwin"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether Ministers in his Department met representatives of the Financial Conduct Authority (FCA) to discuss the FCA interest rate hedging products redress scheme in January 2013.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
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    , {"_about" : "http://data.parliament.uk/resources/417545", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/417545/answer", "answerText" : {"_value" : "<p>Whether the Financial Conduct Authority (FCA) made an estimate of the potential liability of any banks is a matter for the FCA. However, it is reasonable to assume that for any conduct issue that arises, the FCA would seek to understand the potential financial impact.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Several meetings took place between Treasury Ministers and the FCA in January 2012 (then the Financial Services Authority), although I understand that FCA\u2019s interest rate hedging products redress scheme was not on the agenda for any of these meetings.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4107", "label" : {"_value" : "Biography information for Dame Harriett Baldwin"}
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      , "date" : {"_value" : "2015-09-08", "_datatype" : "dateTime"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether the Financial Conduct Authority made an estimate of the potential liability of (a) Lloyds and (b) RBS under the interest rate hedging products redress scheme during the development of that scheme.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
      }
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    , {"_about" : "http://data.parliament.uk/resources/416307", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416307/answer", "answerText" : {"_value" : "<p>The Department has not made an assessment of the interaction between VAT thresholds and the minimum wage.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Businesses are only required to register for VAT when the total value of their taxable supplies of goods and services in the preceding 12 months exceeds the current VAT registration threshold, which was increased to £82,000 with effect from 1 April 2015.<\/p><p> <\/p><p> <\/p><p> <\/p>"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what assessment his Department has made of the effect of the increase of the minimum wage on small businesses which as a result of that increase will begin to operate above the VAT threshold.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
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    , {"_about" : "http://data.parliament.uk/resources/416308", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416308/answer", "answerText" : {"_value" : "<p>The Department has not made an assessment of the interaction between VAT thresholds and the minimum wage.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Businesses are only required to register for VAT when the total value of their taxable supplies of goods and services in the preceding 12 months exceeds the current VAT registration threshold, which was increased to £82,000 with effect from 1 April 2015.<\/p><p> <\/p><p> <\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3995", "label" : {"_value" : "Biography information for Nick Boles"}
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      , "answeringDeptId" : {"_value" : "26"}
      , "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
      , "answeringDeptSortName" : {"_value" : "Business, Innovation and Skills"}
      , "date" : {"_value" : "2015-09-04", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Small Businesses: Minimum Wage"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what estimate his Department has made of the number of small businesses that will begin to operate over the VAT threshold as a result of complying with the new minimum wage.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
      }
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    , {"_about" : "http://data.parliament.uk/resources/416309", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416309/answer", "answerText" : {"_value" : "<p>This Department has regular and frequent discussions with businesses of all sizes and across all sectors on a wide range of issues including the National Minimum Wage (NMW). In addition, the Low Pay Commission (LPC) will continue to play a key role in recommending the NMW and National Living Wage (NLW) rates going forward. In their report to Government the LPC consults widely and considers and reflects the views and representations from a wide range of businesses and sectors of the economy.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3995", "label" : {"_value" : "Biography information for Nick Boles"}
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      , "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
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      , "date" : {"_value" : "2015-09-04", "_datatype" : "dateTime"}
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      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what representations have been made to his Department on the effect of the increase in the minimum wage on small businesses.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
      }
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      , "tablingMemberPrinted" : [{"_value" : "Guto Bebb"}
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    , {"_about" : "http://data.parliament.uk/resources/416310", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416310/answer", "answerText" : {"_value" : "<p>The Department has not made an assessment of the interaction between VAT thresholds and the minimum wage.<\/p><p> <\/p><p> <\/p><p> <\/p><p>Businesses are only required to register for VAT when the total value of their taxable supplies of goods and services in the preceding 12 months exceeds the current VAT registration threshold, which was increased to £82,000 with effect from 1 April 2015.<\/p><p> <\/p><p> <\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3995", "label" : {"_value" : "Biography information for Nick Boles"}
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      , "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
      , "answeringDeptSortName" : {"_value" : "Business, Innovation and Skills"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what assessment his Department has made of the potential effect of the increase in the minimum wage on small businesses operating under the VAT threshold.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
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      , "tablingMemberPrinted" : [{"_value" : "Guto Bebb"}
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    , {"_about" : "http://data.parliament.uk/resources/416311", "AnsweringBody" : [{"_value" : "HM Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416311/answer", "answerText" : {"_value" : "<p>The Government has chosen to maintain the highest VAT registration threshold in the EU (set at £82,000 from 1 April 2015). The Government may not increase this threshold further, aside from maintaining its value in line with inflation, without the consent of the European Commission and the unanimous agreement of all EU Member States.<\/p><p> <\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1529", "label" : {"_value" : "Biography information for Mr David Gauke"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the potential effect of increasing the VAT threshold so that small businesses complying with the new national minimum wage can continue to operate below the VAT threshold.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
      }
      , "tablingMemberConstituency" : {"_value" : "Aberconwy"}
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      ], "uin" : "8887"}
    , {"_about" : "http://data.parliament.uk/resources/416312", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/416312/answer", "answerText" : {"_value" : "<p>This Department has regular and frequent discussions with businesses of all sizes and across all sectors on a wide range of issues including the National Minimum Wage (NMW). In addition, the Low Pay Commission (LPC) will continue to play a key role in recommending the NMW and National Living Wage (NLW) rates going forward. In their report to Government the LPC consults widely and considers and reflects the views and representations from a wide range of businesses and sectors of the economy.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3995", "label" : {"_value" : "Biography information for Nick Boles"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what representations have been made to his Department on the effect of the increase in minimum wage on small businesses.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3910", "label" : {"_value" : "Biography information for Guto Bebb"}
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