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      ], "answer" : {"_about" : "http://data.parliament.uk/resources/651827/answer", "answerText" : {"_value" : "<p>In Q2 2016 household debt relative to income fell to 142%, down from its peak of 160 percent in Q1 2008. Unsecured debt as a proportion of household income was 39 per cent in Q2 2016, down from a peak of 44 percent in Q1 2007. The government recognises that there is more to be done to help those in problem debt. The Money Advice Service (MAS), an arms-length body of the Treasury coordinates the provision of publicly-funded free to client debt advice. In 2015-2016 MAS had a £75m budget and in that financial year made 300,000 money guidance sessions and 380,000 debt advice sessions available to consumers<strong>. <\/strong>In October 2016 the government announced plans to bring publicly-funded debt advice, money guidance, and pensions guidance together in a single guidance body, responsible for providing impartial, free-to-client guidance and for promoting financial capability.<\/p><p> <\/p><p>Additionally, we have created the independent Financial Policy Committee within the Bank of England, to ensure emerging risks and vulnerabilities across the financial system as a whole, including in relation to household debt, are identified, monitored and effectively addressed.<\/p>"}
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      ], "questionText" : "To ask Her Majesty\u2019s Government what plans they have to address the level of household debt, the rate at which it is increasing, and the multiple it represents of annual household income.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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