On 17 March, the Government published \u201cInclusive Britain\u201d in response to the independent report by the Commission on Race and Ethnic Disparities, setting out a ground-breaking action plan to tackle negative disparities, promote unity and build a fairer Britain for all. The Government has responded in detail to each of the Commission\u2019s 24 recommendations from its report. In some cases, The Government\u2019s response has gone further than the report envisaged, to ensure that our action plan is as wide-reaching as possible and builds a fairer and more inclusive society in the long-term.<\/p>
<\/p>
The Government is very supportive of the Race At Work Charter, which over 100 financial services firms have already signed up to. The Charter commits firms that sign up to take practical steps to tackle barriers that ethnic minority people face in recruitment and progression.<\/p>
<\/p>
We are also supporting entrepreneurs through the Start-Up Loans scheme, which offers businesses 12 months of free mentoring. Of all loans issued up to December 2021, 20% went to Asian people, Black people, or people from other Ethnic Minorities (excluding White minorities). At the end of December 2021, the programme had delivered more than 90,000 loans, providing more than £819m of funding to entrepreneurs.<\/p>
In March 2021, the Parker Review published statistics showing that significant progress has been made on improving ethnic diversity of UK boards, with 89 out of 100 FTSE 100 companies reporting they had appointed a director from a minority ethnic group.<\/p>
<\/p>
The Treasury remains committed to supporting individuals and businesses of all backgrounds to access the finance they need and continues to engage with the private sector and other government departments including BEIS and Cabinet Office on this important issue.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-04-26", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "155698"} , {"_value" : "155699"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-04-26T14:57:12.987Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-04-19", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Financial Institutions: Ethnic Groups"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, with reference to the report published by Lloyds Bank entitled Black. British. In Business & Proud, what steps he is taking to increase the confidence of the UK's Black business community in the banking and financial services sector.", "registeredInterest" : {"_value" : "true", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "155697"} , {"_about" : "http://data.parliament.uk/resources/1458216", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1458216/answer", "answerText" : {"_value" : "
On 17 March, the Government published \u201cInclusive Britain\u201d in response to the independent report by the Commission on Race and Ethnic Disparities, setting out a ground-breaking action plan to tackle negative disparities, promote unity and build a fairer Britain for all. The Government has responded in detail to each of the Commission\u2019s 24 recommendations from its report. In some cases, The Government\u2019s response has gone further than the report envisaged, to ensure that our action plan is as wide-reaching as possible and builds a fairer and more inclusive society in the long-term.<\/p>
<\/p>
The Government is very supportive of the Race At Work Charter, which over 100 financial services firms have already signed up to. The Charter commits firms that sign up to take practical steps to tackle barriers that ethnic minority people face in recruitment and progression.<\/p>
<\/p>
We are also supporting entrepreneurs through the Start-Up Loans scheme, which offers businesses 12 months of free mentoring. Of all loans issued up to December 2021, 20% went to Asian people, Black people, or people from other Ethnic Minorities (excluding White minorities). At the end of December 2021, the programme had delivered more than 90,000 loans, providing more than £819m of funding to entrepreneurs.<\/p>
In March 2021, the Parker Review published statistics showing that significant progress has been made on improving ethnic diversity of UK boards, with 89 out of 100 FTSE 100 companies reporting they had appointed a director from a minority ethnic group.<\/p>
<\/p>
The Treasury remains committed to supporting individuals and businesses of all backgrounds to access the finance they need and continues to engage with the private sector and other government departments including BEIS and Cabinet Office on this important issue.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-04-26", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "155697"} , {"_value" : "155699"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-04-26T14:57:13.037Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-04-19", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Banks: Ethnic Groups"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, with reference to the report published by Lloyds Bank entitled Black. British. In Business & Proud, what steps he is taking to increase (a) cultural awareness and (b) Black representation in the banking sector.", "registeredInterest" : {"_value" : "true", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "155698"} , {"_about" : "http://data.parliament.uk/resources/1458217", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1458217/answer", "answerText" : {"_value" : "
On 17 March, the Government published \u201cInclusive Britain\u201d in response to the independent report by the Commission on Race and Ethnic Disparities, setting out a ground-breaking action plan to tackle negative disparities, promote unity and build a fairer Britain for all. The Government has responded in detail to each of the Commission\u2019s 24 recommendations from its report. In some cases, The Government\u2019s response has gone further than the report envisaged, to ensure that our action plan is as wide-reaching as possible and builds a fairer and more inclusive society in the long-term.<\/p>
<\/p>
The Government is very supportive of the Race At Work Charter, which over 100 financial services firms have already signed up to. The Charter commits firms that sign up to take practical steps to tackle barriers that ethnic minority people face in recruitment and progression.<\/p>
<\/p>
We are also supporting entrepreneurs through the Start-Up Loans scheme, which offers businesses 12 months of free mentoring. Of all loans issued up to December 2021, 20% went to Asian people, Black people, or people from other Ethnic Minorities (excluding White minorities). At the end of December 2021, the programme had delivered more than 90,000 loans, providing more than £819m of funding to entrepreneurs.<\/p>
In March 2021, the Parker Review published statistics showing that significant progress has been made on improving ethnic diversity of UK boards, with 89 out of 100 FTSE 100 companies reporting they had appointed a director from a minority ethnic group.<\/p>
<\/p>
The Treasury remains committed to supporting individuals and businesses of all backgrounds to access the finance they need and continues to engage with the private sector and other government departments including BEIS and Cabinet Office on this important issue.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-04-26", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "155697"} , {"_value" : "155698"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-04-26T14:57:12.923Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-04-19", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Banks: Ethnic Groups"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, with reference to the report published by Lloyds Bank entitled Black. British. In Business & Proud, if he will take steps to work with the banking sector on creating a bespoke mentoring programme for Black-owned businesses.", "registeredInterest" : {"_value" : "true", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "155699"} , {"_about" : "http://data.parliament.uk/resources/1422627", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1422627/answer", "answerText" : {"_value" : "
The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free Buy-Now Pay-Later (BNPL) products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021 the Government announced its intention to regulate BNPL products in a proportionate manner.<\/p>
<\/p>
The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January. The consultation sought stakeholder views on how to define the scope of regulation and how to draw boundaries in legislation between different types of credit agreements that make use of the exemption from consumer credit regulation that is currently used by BNPL products.<\/p>
<\/p>
The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.<\/p>
<\/p>
HMT does not hold information regarding the savings to consumers resulting from the use of BNPL products in 2021, or the impact of BNPL on the UK\u2019s retail industry. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-02-28", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "125129"} , {"_value" : "125130"} , {"_value" : "125131"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-02-28T15:02:19.987Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-02-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit: Regulation"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, what steps his Department is taking to regulate buy now, pay later products.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "125128"} , {"_about" : "http://data.parliament.uk/resources/1422628", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1422628/answer", "answerText" : {"_value" : "
The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free Buy-Now Pay-Later (BNPL) products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021 the Government announced its intention to regulate BNPL products in a proportionate manner.<\/p>
<\/p>
The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January. The consultation sought stakeholder views on how to define the scope of regulation and how to draw boundaries in legislation between different types of credit agreements that make use of the exemption from consumer credit regulation that is currently used by BNPL products.<\/p>
<\/p>
The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.<\/p>
<\/p>
HMT does not hold information regarding the savings to consumers resulting from the use of BNPL products in 2021, or the impact of BNPL on the UK\u2019s retail industry. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-02-28", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "125128"} , {"_value" : "125130"} , {"_value" : "125131"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-02-28T15:02:20.08Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-02-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, what plans his Department has to create a definition of buy now, pay later in statute; and whether he has made an assessment of the potential impact of establishing that definition.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "125129"} , {"_about" : "http://data.parliament.uk/resources/1422629", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1422629/answer", "answerText" : {"_value" : "
The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free Buy-Now Pay-Later (BNPL) products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021 the Government announced its intention to regulate BNPL products in a proportionate manner.<\/p>
<\/p>
The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January. The consultation sought stakeholder views on how to define the scope of regulation and how to draw boundaries in legislation between different types of credit agreements that make use of the exemption from consumer credit regulation that is currently used by BNPL products.<\/p>
<\/p>
The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.<\/p>
<\/p>
HMT does not hold information regarding the savings to consumers resulting from the use of BNPL products in 2021, or the impact of BNPL on the UK\u2019s retail industry. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-02-28", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "125128"} , {"_value" : "125129"} , {"_value" : "125131"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-02-28T15:02:20.143Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-02-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, what estimate his Department has made of the savings to consumers resulting from the use of buy now, pay later low interest credit schemes in 2021.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "125130"} , {"_about" : "http://data.parliament.uk/resources/1422630", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1422630/answer", "answerText" : {"_value" : "
The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free Buy-Now Pay-Later (BNPL) products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021 the Government announced its intention to regulate BNPL products in a proportionate manner.<\/p>
<\/p>
The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January. The consultation sought stakeholder views on how to define the scope of regulation and how to draw boundaries in legislation between different types of credit agreements that make use of the exemption from consumer credit regulation that is currently used by BNPL products.<\/p>
<\/p>
The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.<\/p>
<\/p>
HMT does not hold information regarding the savings to consumers resulting from the use of BNPL products in 2021, or the impact of BNPL on the UK\u2019s retail industry. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2022-02-28", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "125128"} , {"_value" : "125129"} , {"_value" : "125130"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-02-28T15:02:20.19Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-02-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Credit: Retail Trade"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Chancellor of the Exchequer, what assessment his Department has made of the impact of buy now, pay later products on the UK\u2019s retail industry.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"} } , "tablingMemberConstituency" : {"_value" : "Wycombe"} , "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"} ], "uin" : "125131"} , {"_about" : "http://data.parliament.uk/resources/1419033", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1419033/answer", "answerText" : {"_value" : "
In his Mansion House statement last July, the Chancellor set out the Government\u2019s vision for an open, competitive, green, and technologically advanced financial services sector. A sweeping set of reforms to sharpen the UK\u2019s competitive advantage in financial services is already underway.<\/p>
<\/p>
In November, the Government published the second consultation in its Future Regulatory Framework (FRF) Review. This provides a once-in-a-generation opportunity to ensure that, having left the EU, the UK establishes a coherent, agile, and internationally respected approach to financial services regulation that is right for the UK. This includes proposals to repeal a significant volume of retained EU law relating to financial services, so that the financial services regulators can take responsibility for making the appropriate rules in these areas.<\/p>
As set out in the recent publication, The Benefits of Brexit: How the UK is taking advantage of leaving the EU, <\/em>the Government is actively seeking out opportunities to tailor the regulation of our financial services sector, within the new framework the FRF Review will deliver, through measures including:<\/p> <\/p> The Government and the Bank of England have not yet\u202fmade a decision\u202fon whether to introduce a\u202fcentral bank digital currency\u202f(CBDC) in the UK,\u202fand will engage widely with stakeholders on the\u202fbenefits, risks and practicalities of doing so.<\/p> <\/p> Maintaining user safety and privacy is an utmost priority as the Government and the Bank appraises the case for a CBDC in the UK.<\/p> <\/p> The Government\u2019s commitment to ensuring any CBDCs operate within appropriate privacy frameworks was set out in the G7\u2019s public policy principles for CBDC, as part of the UK\u2019s G7 Presidency.\u202f These principles set out rigorous standards of privacy, accountability for the protection of users\u2019 data, and transparency on how information will be secured and used is essential for any CBDC to command trust and confidence.<\/p> <\/p> Earlier this month, the Government committed to public consultation with the Bank of England in 2022 setting out an assessment of the case for a UK CBDC, including the merits of further work to develop an operational and technology model for a UK CBDC.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
}
, "answeringMemberConstituency" : {"_value" : "Salisbury"}
, "answeringMemberPrinted" : {"_value" : "John Glen"}
, "dateOfAnswer" : {"_value" : "2021-11-17", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2021-11-17T15:22:37.017Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "14"}
, "answeringDeptShortName" : {"_value" : "Treasury"}
, "answeringDeptSortName" : {"_value" : "Treasury"}
, "date" : {"_value" : "2021-11-12", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Central Bank Digital Currencies"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Chancellor of the Exchequer, if he will make it his policy that any central bank digital currency will not be used to direct, control or hold under surveillance the spending of holders of such currency by ensuring that the currency is not programmable.", "registeredInterest" : {"_value" : "true", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4064", "label" : {"_value" : "Biography information for Mr Steve Baker"}
}
, "tablingMemberConstituency" : {"_value" : "Wycombe"}
, "tablingMemberPrinted" : [{"_value" : "Mr Steve Baker"}
], "uin" : "73820"}
, {"_about" : "http://data.parliament.uk/resources/1336547", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1336547/answer", "answerText" : {"_value" : " The Financial Conduct Authority (FCA) announced on 3 June that the Temporary Registration Regime for cryptoasset firms would be extended from 9 July 2021 to 31 March 2022. Extending the regime will allow firms which are currently part of the regime to continue trading whilst their applications for anti-money laundering supervision are being assessed. The FCA has increased considerably the resources allocated to assessing applications, with a view to processing the remaining applications by the new deadline.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
}
, "answeringMemberConstituency" : {"_value" : "Salisbury"}
, "answeringMemberPrinted" : {"_value" : "John Glen"}
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