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The Government has not made an estimate about levels of unscrupulous money lending. The National Audit Office estimated that unaddressed detriment in the UK consumer credit market cost consumers £450m in 2011-12.<\/p>
<\/p>
The Government has fundamentally reformed regulation of the consumer credit market. The new, more robust Financial Conduct Authority regime will help to deliver the Government's vision for a well functioning and sustainable consumer credit market which is able to meet consumers' needs.<\/p>
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