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As part of its review of automatic enrolment, published in December 2017, the Government looked at the position of the self-employed and private pension saving. The review established that the 4.8 million people who are self-employed in the UK are a hugely varied population with different income and savings needs for their retirement. Overall, participation rates for the self-employed have been on the decline in recent years, falling from 31 per cent in 2006/7 to 14 per cent in 2016/17. While pension participation rates have fallen for the self-employed, analysis has shown that the self-employed have, on average, broadly comparable levels of total assets to employees\u2019 (PPI report on policies for increasing long-term saving of the self-employed). However, analysis has shown the distribution of assets to be different for employees compared to the self-employed \u2013 employees tend to have a higher level of private pension wealth compared to the self-employed and the self-employed tend to have higher levels of property wealth relative to employees.<\/p>

<\/p>

The review found that there is currently no single or simple and straightforward mechanism to bring self-employed people into workplace pension saving. Nor is there any consensus or evidence about the best approach to increasing pension saving among this group.<\/p>

<\/p>

We are committed to work towards implementing our manifesto commitment to improve retirement savings among the self-employed by testing targeted interventions to understand what works in practice. We will provide more information about the trial areas later this year, following our feasibility work.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4142", "label" : {"_value" : "Biography information for Guy Opperman"} } , "answeringMemberConstituency" : {"_value" : "Hexham"} , "answeringMemberPrinted" : {"_value" : "Guy Opperman"} , "dateOfAnswer" : {"_value" : "2018-09-11", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "170737"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-09-11T16:15:25.693Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-09-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Self-employed: Pensions"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what recent steps her Department has taken to encourage self-employed individuals to participate in a private pension scheme.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"} } , "tablingMemberConstituency" : {"_value" : "Windsor"} , "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"} ], "uin" : "170738"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 1, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }