{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&_metadata=all&max-answer.dateOfAnswer=2018-11-15", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "items" : [{"_about" : "http://data.parliament.uk/resources/869352", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869352/answer", "answerText" : {"_value" : "

We are listening to colleagues regarding the circumstances of public sector employers, and have committed to ongoing engagement to look at these issues as tax-free childcare continues to roll out to replace employer-supported childcare.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T13:57:46.783Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Public Sector: Childcare Vouchers"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 21 March 2018 to Question 133041, on Children: Day Care, whether his Department plans to undertake a public consultation on public sector employees and childcare vouchers.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4607", "label" : {"_value" : "Biography information for Stephanie Peacock"} } , "tablingMemberConstituency" : {"_value" : "Barnsley East"} , "tablingMemberPrinted" : [{"_value" : "Stephanie Peacock"} ], "uin" : "133866"} , {"_about" : "http://data.parliament.uk/resources/869444", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869444/answer", "answerText" : {"_value" : "

The information requested in question 133960 is not available.<\/p>

<\/p>

HMRC regularly engage with employers and attend employer events and forums to talk directly to employers about the benefits of Tax-Free Childcare. Resource and information about Tax-Free Childcare has been included in the HMRC employer bulletin, reaching over 750,000 employers.<\/p>

<\/p>

Robust estimates are not available for the information requested in question 133963. The Government announced the closure of the childcare voucher scheme to new entrants at Budget 2016. Therefore, parents of 12 to 15 year olds have either decided not to join the voucher scheme or are unable to join the scheme because they are self-employed or their employer does not offer vouchers.<\/p>

<\/p>

I refer the honourable member to the answer I gave on 30 January (124938) which provided our estimate of those parents who will be eligible for Tax-Free Childcare and those that receive childcare vouchers.<\/p>

<\/p>

Tax-Free Childcare is now fully rolled out, and we will keep it under review to ensure it\u2019s delivering the support needed for working families.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "133960"} , {"_value" : "133962"} , {"_value" : "133963"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T14:01:35.1Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Day Care"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 29 January 2018 to Questions 124596 and 124597, on children: day care, for what reasons he did not answer the substantive questions in the answers provided.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "133958"} , {"_about" : "http://data.parliament.uk/resources/869446", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869446/answer", "answerText" : {"_value" : "

The information requested in question 133960 is not available.<\/p>

<\/p>

HMRC regularly engage with employers and attend employer events and forums to talk directly to employers about the benefits of Tax-Free Childcare. Resource and information about Tax-Free Childcare has been included in the HMRC employer bulletin, reaching over 750,000 employers.<\/p>

<\/p>

Robust estimates are not available for the information requested in question 133963. The Government announced the closure of the childcare voucher scheme to new entrants at Budget 2016. Therefore, parents of 12 to 15 year olds have either decided not to join the voucher scheme or are unable to join the scheme because they are self-employed or their employer does not offer vouchers.<\/p>

<\/p>

I refer the honourable member to the answer I gave on 30 January (124938) which provided our estimate of those parents who will be eligible for Tax-Free Childcare and those that receive childcare vouchers.<\/p>

<\/p>

Tax-Free Childcare is now fully rolled out, and we will keep it under review to ensure it\u2019s delivering the support needed for working families.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "133958"} , {"_value" : "133962"} , {"_value" : "133963"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T14:01:35.023Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Day Care"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 30 January to Question 124938 on Children: Day Care, how many and what proportion of recipients will receive the full £2,000 top-up under the tax-free childcare scheme.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "133960"} , {"_about" : "http://data.parliament.uk/resources/869448", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869448/answer", "answerText" : {"_value" : "

The information requested in question 133960 is not available.<\/p>

<\/p>

HMRC regularly engage with employers and attend employer events and forums to talk directly to employers about the benefits of Tax-Free Childcare. Resource and information about Tax-Free Childcare has been included in the HMRC employer bulletin, reaching over 750,000 employers.<\/p>

<\/p>

Robust estimates are not available for the information requested in question 133963. The Government announced the closure of the childcare voucher scheme to new entrants at Budget 2016. Therefore, parents of 12 to 15 year olds have either decided not to join the voucher scheme or are unable to join the scheme because they are self-employed or their employer does not offer vouchers.<\/p>

<\/p>

I refer the honourable member to the answer I gave on 30 January (124938) which provided our estimate of those parents who will be eligible for Tax-Free Childcare and those that receive childcare vouchers.<\/p>

<\/p>

Tax-Free Childcare is now fully rolled out, and we will keep it under review to ensure it\u2019s delivering the support needed for working families.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "133958"} , {"_value" : "133960"} , {"_value" : "133963"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T14:01:35.163Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Day Care"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, Pursuant to the Answer of 30 January to Question 124938, Children: Child Care, what steps HMRC is taking to ensure that employers understand the merits of tax-free childcare.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "133962"} , {"_about" : "http://data.parliament.uk/resources/869449", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869449/answer", "answerText" : {"_value" : "

The information requested in question 133960 is not available.<\/p>

<\/p>

HMRC regularly engage with employers and attend employer events and forums to talk directly to employers about the benefits of Tax-Free Childcare. Resource and information about Tax-Free Childcare has been included in the HMRC employer bulletin, reaching over 750,000 employers.<\/p>

<\/p>

Robust estimates are not available for the information requested in question 133963. The Government announced the closure of the childcare voucher scheme to new entrants at Budget 2016. Therefore, parents of 12 to 15 year olds have either decided not to join the voucher scheme or are unable to join the scheme because they are self-employed or their employer does not offer vouchers.<\/p>

<\/p>

I refer the honourable member to the answer I gave on 30 January (124938) which provided our estimate of those parents who will be eligible for Tax-Free Childcare and those that receive childcare vouchers.<\/p>

<\/p>

Tax-Free Childcare is now fully rolled out, and we will keep it under review to ensure it\u2019s delivering the support needed for working families.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "133958"} , {"_value" : "133960"} , {"_value" : "133962"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T14:01:35.243Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Childcare Vouchers"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, Pursuant to the Answer of 30 January to Question 123438, on Children: Childcare, what estimate he has made of the number of parents who will not receive support for childcare through the Childcare Vouchers scheme for children aged 11 and over in the next five years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "133963"} , {"_about" : "http://data.parliament.uk/resources/869466", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869466/answer", "answerText" : {"_value" : "

HM Revenue and Customs has no plans to implement local variations to national schemes applicable to excisable industries.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3935", "label" : {"_value" : "Biography information for Mel Stride"} } , "answeringMemberConstituency" : {"_value" : "Central Devon"} , "answeringMemberPrinted" : {"_value" : "Mel Stride"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T12:50:18.587Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Excise Duties"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether he plans to implement local variations to national licensing schemes for excisable industries.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/474", "label" : {"_value" : "Biography information for Mr Nigel Evans"} } , "tablingMemberConstituency" : {"_value" : "Ribble Valley"} , "tablingMemberPrinted" : [{"_value" : "Mr Nigel Evans"} ], "uin" : "133980"} , {"_about" : "http://data.parliament.uk/resources/869525", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/869525/answer", "answerText" : {"_value" : "

The majority of parents use the service without problems. HM Revenue and Customs have procedures in place to ensure any parent who experiences a technical issue when applying for Tax-Free Childcare through the online service, receives support and does not lose out financially.<\/p>

<\/p>

Where parents have missed out on Tax-Free Childcare payments, HMRC pay compensation to reimburse them for missed government top-ups.<\/p>

<\/p>

A dedicated childcare service helpline is available to provide further support to any parents experiencing technical difficulties.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4097", "label" : {"_value" : "Biography information for Elizabeth Truss"} } , "answeringMemberConstituency" : {"_value" : "South West Norfolk"} , "answeringMemberPrinted" : {"_value" : "Elizabeth Truss"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T14:47:51.797Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-22", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Day Care"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what support his Department provides to parents who experience technical difficulties when seeking to claim tax-free childcare online.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4662", "label" : {"_value" : "Biography information for Ruth George"} } , "tablingMemberConstituency" : {"_value" : "High Peak"} , "tablingMemberPrinted" : [{"_value" : "Ruth George"} ], "uin" : "134039"} , {"_about" : "http://data.parliament.uk/resources/868596", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/868596/answer", "answerText" : {"_value" : "

The Government is committed to ensuring the UK is a hostile environment for illicit finance and has taken significant steps to tackle the threat of money laundering. The Government tightened the requirements on AML supervisors in the Money Laundering Regulations 2017 and legislated to establish an oversight body for professional body supervisors (the Office for Professional Body AML Supervision or OPBAS) in December 2017.<\/p>

<\/p>

TCSPs undertaking business in the UK must be supervised by either the FCA, HMRC or a professional body. <\/em>They are subject to the Money Laundering Regulations 2017 which strengthened the requirements on TCSPs by introducing a fitness and propriety test on beneficial owners, officers and managers, by requiring TCSPs to be registered with either the FCA or HMRC and by requiring them to undertake customer due diligence checks when forming a company, whether or not the formation is the only transaction being carried out for that customer. At an international level, the UK works with international partners and through the Financial Action Task Force to drive up global standards of supervision and enforcement.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T10:39:20.253Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Money Laundering"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, whether the Government is taking steps to ensure that all Trust and Company Service Providers setting up companies in the UK are overseen by an anti-money laundering supervisor; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/206", "label" : {"_value" : "Biography information for Mr David Lammy"} } , "tablingMemberConstituency" : {"_value" : "Tottenham"} , "tablingMemberPrinted" : [{"_value" : "Mr David Lammy"} ], "uin" : "133815"} , {"_about" : "http://data.parliament.uk/resources/868598", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/868598/answer", "answerText" : {"_value" : "

This Government is committed to making the UK a hostile place for illicit finance. Knowing who ultimately owns and controls a company is an important part of the global fight against corruption, money laundering and terrorist financing. It can assist law enforcement in their investigations, and additionally act as a deterrent. Our public register of company beneficial ownership, the People with Significant Control register, went live in June 2016. In June last year, this requirement was extended to Scottish Limited Partnerships. Last year we further strengthened our anti-money laundering regime through the Money Laundering Regulations 2017, bringing our system into line with the international standards as set by the Financial Action Task Force.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T10:34:56.257Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Money Laundering"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what steps the Government is taking to prevent UK-registered companies being used in money laundering schemes.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/206", "label" : {"_value" : "Biography information for Mr David Lammy"} } , "tablingMemberConstituency" : {"_value" : "Tottenham"} , "tablingMemberPrinted" : [{"_value" : "Mr David Lammy"} ], "uin" : "133817"} , {"_about" : "http://data.parliament.uk/resources/867511", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/867511/answer", "answerText" : {"_value" : "

Decisions on overdraft fees and charges are a commercial matter for firms. The Financial Conduct Authority (FCA) requires firms to treat their customers fairly and has broad and robust powers to enforce breaches of its rules.<\/p>

In its July 2017 review of high-cost credit, the FCA concluded that it had concerns about both arranged and unarranged overdrafts. On 31 January 2018 the FCA published an update on its review, confirming it had seen evidence of consumer harm and would be undertaking further analysis to identify the extent of that harm, and how it might be resolved. The FCA has committed to publishing the results of this analysis in May 2018. The FCA also confirmed that overdrafts would be considered as part of its wider Strategic Review of Retail Business Banking Models and that it would look to consult on any further remedies towards the end of 2018, taking into account the findings of the Strategic Review.<\/p>

The Government supports the FCA\u2019s work in this area and will continue to work with it to ensure that all consumers who use high-cost credit products are treated fairly.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"} } , "answeringMemberConstituency" : {"_value" : "Salisbury"} , "answeringMemberPrinted" : {"_value" : "John Glen"} , "dateOfAnswer" : {"_value" : "2018-03-27", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "133487"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-27T10:33:49.413Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2018-03-20", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Bank Services: Fees and Charges"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of overdraft charges on the finances of vulnerable people.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4625", "label" : {"_value" : "Biography information for Paul Masterton"} } , "tablingMemberConstituency" : {"_value" : "East Renfrewshire"} , "tablingMemberPrinted" : [{"_value" : "Paul Masterton"} ], "uin" : "133486"} ], "itemsPerPage" : 10, "next" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=1&AnsweringBody.=Treasury&answer.dateOfAnswer=2018-03-27&max-answer.dateOfAnswer=2018-11-15", "page" : 0, "startIndex" : 1, "totalResults" : 27, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }