https://www.gov.uk/child-trust-funds<\/a><\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
}
, "answeringMemberConstituency" : {"_value" : "Salisbury"}
, "answeringMemberPrinted" : {"_value" : "John Glen"}
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, "questionFirstAnswered" : [{"_value" : "2018-09-11T16:09:07.347Z", "_datatype" : "dateTime"}
]}
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, "date" : {"_value" : "2018-09-06", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Child Trust Fund"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Chancellor of the Exchequer, what estimate he has made of the number of lost Child Trust Fund accounts in each (a) nation and (b) region of the UK.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/534", "label" : {"_value" : "Biography information for Chris Ruane"}
}
, "tablingMemberConstituency" : {"_value" : "Vale of Clwyd"}
, "tablingMemberPrinted" : [{"_value" : "Chris Ruane"}
], "uin" : "171312"}
, {"_about" : "http://data.parliament.uk/resources/969258", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/969258/answer", "answerText" : {"_value" : "
Government is aware that there have been examples of the mis-selling of packaged accounts and action has already been taken.<\/p>
<\/p>
The Government expects financial services firms to treat their customers fairly, according to the FCA\u2019s Principles for Business. Where a customer feels this has not been the case, the Financial Ombudsman Service plays a valuable role in providing consumers with a swift and effective means of resolving disputes. An effective Ombudsman enhances consumer confidence. This is beneficial for financial markets and for the providers of financial services and products.<\/p>
<\/p>
In 2013, the FCA introduced new rules on packaged bank accounts. These were designed to help customers understand whether the product was right for them. Firms are now required to establish and record whether customers are eligible to claim for each of the insurances in the package. They are also now required to send annual statements, prompting customers to review their eligibility and whether the products continue to meet their needs.<\/p>
<\/p>
The FCA then conducted a thematic review of packaged bank accounts in 2016 and found that there were weaknesses in firms\u2019 complaint handling procedures. The FCA then conducted a further review of these complaint handling procedures and published their findings in July 2017. They found that real improvements had been made, but made some further recommendations on how firms could improve their processes further.<\/p>
<\/p>
As with all financial services products, Government works closely with the Ombudsman and the financial services regulators to ensure that current legislation continues to protect consumers.<\/p>"}
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, "date" : {"_value" : "2018-09-06", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Bank Services: Complaints"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the number of complaints made to the Financial Ombudsman Service on packaged bank accounts.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1548", "label" : {"_value" : "Biography information for Jessica Morden"}
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, {"_about" : "http://data.parliament.uk/resources/964043", "AnsweringBody" : [{"_value" : "Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/964043/answer", "answerText" : {"_value" : "
The UK\u2019s FinTech Bridge agreements have facilitated positive cross border activity between the UK and our Bridge partner markets, and UK officials work closely with counterparts in each FinTech Bridge market to support firms seeking to export internationally.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
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, "date" : {"_value" : "2018-09-03", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Financial Services: Australia"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what assessment he has made of the effectiveness of the FinTech bridge agreement between the UK and Australia.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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, "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
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], "answer" : {"_about" : "http://data.parliament.uk/resources/964044/answer", "answerText" : {"_value" : "
The UK\u2019s FinTech Bridge agreements have facilitated positive cross border activity between the UK and our Bridge partner markets, and UK officials work closely with counterparts in each FinTech Bridge market to support firms seeking to export internationally.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
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, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what assessment he has made of the effectiveness of the FinTech bridge agreement between the UK and Hong Kong.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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The UK\u2019s FinTech Bridge agreements have facilitated positive cross border activity between the UK and our Bridge partner markets, and UK officials work closely with counterparts in each FinTech Bridge market to support firms seeking to export internationally.<\/p>"}
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, "hansardHeading" : {"_value" : "Financial Services: Singapore"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what assessment he has made of the effectiveness of the FinTech bridge agreement between the UK and Singapore.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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The UK\u2019s FinTech Bridge agreements have facilitated positive cross border activity between the UK and our Bridge partner markets, and UK officials work closely with counterparts in each FinTech Bridge market to support firms seeking to export internationally.<\/p>"}
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], "questionText" : "To ask the Chancellor of the Exchequer, what assessment he has made of the effectiveness of the FinTech bridge agreement between the UK and South Korea.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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The UK\u2019s FinTech Bridge agreements have facilitated positive cross border activity between the UK and our Bridge partner markets, and UK officials work closely with counterparts in each FinTech Bridge market to support firms seeking to export internationally.<\/p>"}
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, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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, {"_about" : "http://data.parliament.uk/resources/964048", "AnsweringBody" : [{"_value" : "Treasury"}
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UK and US government officials and regulators continue to engage on a range of financial services policy, including FinTech. There are no current plans for a UK-US FinTech Bridge.<\/p>
<\/p>"}
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], "questionText" : "To ask the Chancellor of the Exchequer, whether he has had discussions with the US Administration on establishing a FinTech bridge agreement between the UK and the USA.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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, "tablingMemberPrinted" : [{"_value" : "Adam Afriyie"}
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], "answer" : {"_about" : "http://data.parliament.uk/resources/964049/answer", "answerText" : {"_value" : "
There have been no recent discussions between the Chancellor of the Exchequer and international counterparts on establishing new FinTech Bridge agreements since the signing of the UK-Australia FinTech Bridge in March 2018. However the UK remains committed to fostering international collaboration and exploring the scope for additional FinTech Bridge agreements where opportunities are present.<\/p>"}
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], "questionText" : "To ask the Chancellor of the Exchequer, whether he has had discussions with his international counterparts on establishing new Fin Tech bridge agreements between their countries and the UK.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1586", "label" : {"_value" : "Biography information for Adam Afriyie"}
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