Support for mortgage interest provides protection for home owners from the threat of repossession. The new loan scheme will provide exactly the same level of support and, thus, exactly the same level of protection against repossession. Claimants and mortgage lenders will not see any difference in the payments they receive.<\/p>
Recovery of SMI loans will not be sought until the property is sold or transferred. If the amount of equity available after the sale of the property is less than the amount due to be recovered the balance will be written off.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-19", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-19T15:02:21.383Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Support for Mortgage Interest"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what assessment she has made of the effect on household income of the replacement of Support for Mortgage Interest with a new loans-based system from April 2018.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/478", "label" : {"_value" : "Biography information for Lord Field of Birkenhead"} } , "tablingMemberConstituency" : {"_value" : "Birkenhead"} , "tablingMemberPrinted" : [{"_value" : "Frank Field"} ], "uin" : "132451"} , {"_about" : "http://data.parliament.uk/resources/862033", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862033/answer", "answerText" : {"_value" : "
The information requested is not readily available and to provide it would incur disproportionate cost.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Lord Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T11:55:55.09Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, how many people receiving their first universal credit payment have had money deducted from that payment to repay debt from (a) the Social Fund and (b) other benefits; and how much and what proportion of that debt has been repaid to date.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/478", "label" : {"_value" : "Biography information for Lord Field of Birkenhead"} } , "tablingMemberConstituency" : {"_value" : "Birkenhead"} , "tablingMemberPrinted" : [{"_value" : "Frank Field"} ], "uin" : "132452"} , {"_about" : "http://data.parliament.uk/resources/862062", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862062/answer", "answerText" : {"_value" : "
Assumptions, including the take up rate, used to forecast annual payments in loans for Support for Mortgage Interest (SMI) loans will be reviewed following the introduction of the loan.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-19", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-19T12:42:30.71Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Support for Mortgage Interest"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, whether she has revised the assumptions set out on page 8 of the impact assessment on Converting support for mortgage interest from a benefit into a loan that (a) 5 per cent of eligible working age claimants and (b) 8 per cent of eligible pension age claimants will not claim support for mortgage interest when it is converted into a loan.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4464", "label" : {"_value" : "Biography information for Melanie Onn"} } , "tablingMemberConstituency" : {"_value" : "Great Grimsby"} , "tablingMemberPrinted" : [{"_value" : "Melanie Onn"} ], "uin" : "132481"} , {"_about" : "http://data.parliament.uk/resources/862111", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862111/answer", "answerText" : {"_value" : "
The Department does not collect data on paying parents who use limited companies. The Child Maintenance Service obtains income information directly from HMRC and includes almost all sources of income declared to that Department for tax purposes. The specially trained Financial Investigation Unit (FIU) is able to look into cases where there is concern about a parent\u2019s income. The FIU has been expanded since it was set up in 2014; and between October and December 2017 it opened over 1200 complex earner investigations. We recently consulted on a new Child Maintenance Compliance and Arrears strategy which proposed further improvements to the treatment of the income of complex earners, such as high value assets owned by a parent being used to create a notional income. Our response to the consultation will be published in due course.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "132531"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T12:06:10.853Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Maintenance"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what steps she has taken to reduce the number of people declaring incorrect incomes to avoid child support payments in the last 12 months.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4572", "label" : {"_value" : "Biography information for Chris Elmore"} } , "tablingMemberConstituency" : {"_value" : "Ogmore"} , "tablingMemberPrinted" : [{"_value" : "Chris Elmore"} ], "uin" : "132530"} , {"_about" : "http://data.parliament.uk/resources/862112", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862112/answer", "answerText" : {"_value" : "
The Department does not collect data on paying parents who use limited companies. The Child Maintenance Service obtains income information directly from HMRC and includes almost all sources of income declared to that Department for tax purposes. The specially trained Financial Investigation Unit (FIU) is able to look into cases where there is concern about a parent\u2019s income. The FIU has been expanded since it was set up in 2014; and between October and December 2017 it opened over 1200 complex earner investigations. We recently consulted on a new Child Maintenance Compliance and Arrears strategy which proposed further improvements to the treatment of the income of complex earners, such as high value assets owned by a parent being used to create a notional income. Our response to the consultation will be published in due course.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "132530"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T12:06:10.917Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Children: Maintenance"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what estimate she has made of the number of people using limited companies to declare incorrect incomes to avoid child support payments in the last 12 months.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4572", "label" : {"_value" : "Biography information for Chris Elmore"} } , "tablingMemberConstituency" : {"_value" : "Ogmore"} , "tablingMemberPrinted" : [{"_value" : "Chris Elmore"} ], "uin" : "132531"} , {"_about" : "http://data.parliament.uk/resources/862142", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862142/answer", "answerText" : {"_value" : "
Health and safety inspectors appointed under section 19 of the Health and Safety at Work etc. Act 1974 (HSWA) exercise powers under section 20 of HSWA to enforce the requirement for landlords to hold a record of the gas safety check for the property they are letting.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4071", "label" : {"_value" : "Biography information for Sarah Newton"} } , "answeringMemberConstituency" : {"_value" : "Truro and Falmouth"} , "answeringMemberPrinted" : {"_value" : "Sarah Newton"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T12:13:58Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Private Rented Housing: Natural Gas"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what steps the Government is taking to ensure that the Health and Safety Executive has the necessary powers to enforce the requirement for landlords to hold a gas safety certificate for the property they are letting.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4481", "label" : {"_value" : "Biography information for Alex Chalk"} } , "tablingMemberConstituency" : {"_value" : "Cheltenham"} , "tablingMemberPrinted" : [{"_value" : "Alex Chalk"} ], "uin" : "132561"} , {"_about" : "http://data.parliament.uk/resources/862172", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862172/answer", "answerText" : {"_value" : "
Pre-existing charges on property have no impact on the SMI loans process. SMI loans will be offered to all eligible claimants regardless of any pre-existing charges on property.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-19", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-19T12:29:31.517Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Mortgages: Government Assistance"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 2 February 2018 to Question 125704, on Mortgages: Interest Payments, how the application process for the new loan will operate in cases where there is an existing charge on the property.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1513", "label" : {"_value" : "Biography information for Jo Swinson"} } , "tablingMemberConstituency" : {"_value" : "East Dunbartonshire"} , "tablingMemberPrinted" : [{"_value" : "Jo Swinson"} ], "uin" : "132591"} , {"_about" : "http://data.parliament.uk/resources/862225", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862225/answer", "answerText" : {"_value" : "
For those refugees granted leave to remain as a result of a successful asylum claim, a joint fast track National Insurance Number (NINo) application process operates between DWP and the Home Office. This process has been in place since 2005 but only included the main asylum applicant. This was extended to cover all adult dependants (aged 16 or over) in the refugee\u2019s family from 15 January 2018.<\/p>
Additionally from this date the NINo is now printed on the reverse of the refugees Biometric Residence Permit (BRP).<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T12:19:21.437Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Asylum: National Insurance"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, if she will issue national insurance numbers to all asylum seekers when they are granted refugee status.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4682", "label" : {"_value" : "Biography information for Luke Pollard"} } , "tablingMemberConstituency" : {"_value" : "Plymouth, Sutton and Devonport"} , "tablingMemberPrinted" : [{"_value" : "Luke Pollard"} ], "uin" : "132644"} , {"_about" : "http://data.parliament.uk/resources/862236", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862236/answer", "answerText" : {"_value" : "
A right to reside in the UK is one of the eligibility conditions for those claiming income-related benefits. Those that are required to provide evidence of their right to reside are subject to the Habitual Residence Test (HRT). The HRT contains two elements: an assessment of the legal right of residence and an assessment of factual habitual residence. Refugees who provide documentation which confirms their legal right to reside in the UK will satisfy the HRT. Refugees are exempt from the assessment of factual habitual residence if the Home Office have granted them leave to remain in the UK with recourse to public funds.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4495", "label" : {"_value" : "Biography information for Kit Malthouse"} } , "answeringMemberConstituency" : {"_value" : "North West Hampshire"} , "answeringMemberPrinted" : {"_value" : "Kit Malthouse"} , "dateOfAnswer" : {"_value" : "2018-03-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-03-21T12:26:54.577Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-03-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Habitual Residence Test"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what assessment she has made of whether refugees should be required to pass a habitual residence test for benefits after being granted refugee status.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4682", "label" : {"_value" : "Biography information for Luke Pollard"} } , "tablingMemberConstituency" : {"_value" : "Plymouth, Sutton and Devonport"} , "tablingMemberPrinted" : [{"_value" : "Luke Pollard"} ], "uin" : "132655"} , {"_about" : "http://data.parliament.uk/resources/862250", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/862250/answer", "answerText" : {"_value" : "
The information requested is not readily available and could only be provided at disproportionate cost.<\/p>
The available information on the number of couples, (a) with dependent children who are in receipt of the childcare element of Universal Credit, and (b) with no children, is published and can be accessed at: https://stat-xplore.dwp.gov.uk/<\/a>.<\/p> Guidance on how to extract the information required can be found at:<\/p>