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A Standard Interest Rate (SIR) based on the Bank of England\u2019s published monthly average mortgage interest rate is used to calculate the amount paid towards the interest on a claimant\u2019s mortgage and / or loan. This rate is based on information from banks and building societies and reflects an average of current mortgage interest rates on UK loans. The current rate (from June 2017) is 2.61%.<\/p>
<\/p>
Interest will be charged on SMI loans based upon the cost of gilts as published by the Office for Budget Responsibility (OBR). This rate reflects the cost of Government borrowing. The Gilt Rate Forecast for 2017-18 is 1.5% as specified in the latest Economic and Fiscal Outlook published on the 8th March 2017 by the OBR and the current forecast for 2018-19 is 1.7%.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4008", "label" : {"_value" : "Biography information for Dame Caroline Dinenage"} } , "answeringMemberConstituency" : {"_value" : "Gosport"} , "answeringMemberPrinted" : {"_value" : "Caroline Dinenage"} , "dateOfAnswer" : {"_value" : "2017-10-30", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-10-30T12:47:06.61Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-10-24", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Support for Mortgage Interest"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, how the interest rate will be set, following support for mortgage interest changes in April 2018.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1484", "label" : {"_value" : "Biography information for Helen Goodman"} } , "tablingMemberConstituency" : {"_value" : "Bishop Auckland"} , "tablingMemberPrinted" : [{"_value" : "Helen Goodman"} ], "uin" : "109240"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 1, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }