The Government recently welcomed publication of the Contingent Reimbursement Model industry code, which came into effect on 28 May. This marks a significant step forward in the fight against Authorised Push Payment (APP) frauds, which involve customers being tricked into sending monies to a fraudster via a Payment Service Provider (PSP).<\/p>
The code will ensure all customers transferring money between payment service providers that are signatories to the code will be fully reimbursed if the consumer has done everything they should to prevent the scam occurring. This code will also provide a greater level of protection for customers considered to be vulnerable to this type of fraud.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1539", "label" : {"_value" : "Biography information for Mr Ben Wallace"} } , "answeringMemberConstituency" : {"_value" : "Wyre and Preston North"} , "answeringMemberPrinted" : {"_value" : "Mr Ben Wallace"} , "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-06-18T15:42:20.793Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Financial Services: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, what steps he is taking to ensure the provision of compensation to victims of financial fraud.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1447", "label" : {"_value" : "Biography information for Andrew Rosindell"} } , "tablingMemberConstituency" : {"_value" : "Romford"} , "tablingMemberPrinted" : [{"_value" : "Andrew Rosindell"} ], "uin" : "262275"} , {"_about" : "http://data.parliament.uk/resources/1131101", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1131101/answer", "answerText" : {"_value" : "
The Home Office is leading work across government to ensure a robust ap-proach to the illegal misuse of drones.<\/p>
This includes developing policy over how counter-measures can be best used to respond to malicious and illegal drone use, and accelerating work with the security community and industry to test and evaluate counter-drone technologies. We are working closely with UK sectors at risk to determine how they can be best protected, reducing the likelihood and impact of malicious incidents.<\/p>
To further strengthen our ability to tackle drone misuse, an Unmanned Aircraft Bill is currently being prepared which will give the police enhanced powers to enforce drone-related rules. From 30 November 2019 a registration requirement will also come into force for all operators of drones weighing 250 grams or more, as will a requirement for remote pilots of drones to take a competency test.<\/p>
The Department for Transport has also extended the restriction zone around airports where the flying of drones is prohibited. The new zones, which came into force in March this year, cover an airport\u2019s aerodrome traffic zone and 5km extensions from the end of runways. This builds on the government\u2019s changes to the law last year, which made it illegal to fly a drone above 400 feet or within 1 km of an airport.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1539", "label" : {"_value" : "Biography information for Mr Ben Wallace"} } , "answeringMemberConstituency" : {"_value" : "Wyre and Preston North"} , "answeringMemberPrinted" : {"_value" : "Mr Ben Wallace"} , "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-06-18T15:36:20.36Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Terrorism: Unmanned Air Vehicles"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, what steps he is taking to tackle the potential use of drones in terrorist attacks.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1447", "label" : {"_value" : "Biography information for Andrew Rosindell"} } , "tablingMemberConstituency" : {"_value" : "Romford"} , "tablingMemberPrinted" : [{"_value" : "Andrew Rosindell"} ], "uin" : "262277"} , {"_about" : "http://data.parliament.uk/resources/1131117", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1131117/answer", "answerText" : {"_value" : "
Fraud poses a major threat to the UK, with over 3.6 million estimated inci-dents of fraud in 2018. The Government is committed to tackling this crime, but no single body can do this alone. This work demands a truly collaborative approach within both the public and private sector.<\/p>
The Joint Fraud Taskforce (JFT) was established in 2016 as a coalition of government, regulators, law enforcement and the private sector to tackle fraud collaboratively. It has delivered initiatives like the Banking Protocol, which is a rapid response scheme between high-street banks and the police to identify frauds in action. This initiative has prevented over £48m from falling into fraudsters\u2019 hands, leading to over 400 arrests.<\/p>
Further action is being taken by regulators and industry to increase payments security and reduce fraud. From 14 September of this year, supplementary rules to the second Payment Services Directive - the Strong Customer Au-thentication regulatory technical standards \u2013 will apply. Payment service providers (e.g. banks) will be required to apply multi-factor authentication to higher-value and higher-risk electronic transactions, which should reduce incidents of fraud.<\/p>
The payments industry is undertaking further work to help prevent Authorised Push Payment (APP) scams from occurring. The Confirmation of Payee (CoP) initiative is the industry agreed way of ensuring that names of recipients are checked before payments are sent and received. Industry are developing the service so that CoP can be implemented by payment providers during 2019.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1539", "label" : {"_value" : "Biography information for Mr Ben Wallace"} } , "answeringMemberConstituency" : {"_value" : "Wyre and Preston North"} , "answeringMemberPrinted" : {"_value" : "Mr Ben Wallace"} , "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-06-18T15:40:14.097Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Financial Services: Fraud"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, what steps he is taking to reduce fraud in the financial sector.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1447", "label" : {"_value" : "Biography information for Andrew Rosindell"} } , "tablingMemberConstituency" : {"_value" : "Romford"} , "tablingMemberPrinted" : [{"_value" : "Andrew Rosindell"} ], "uin" : "262293"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 3, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }