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1001947

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages: EU Law
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	187982
	answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:49:19 answering member 4051 label Biography information for John Glen
	tabling member	114 label Biography information for Tim Loughton

1010571

	registered interest
	date	20/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages: Interest Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what support is available to borrowers seeking to access lower mortgage rates in the event that their proposed new lender or current lender is not signed up to the Government's voluntary agreement with UK Finance, the Building Socieities Association and the Intermediary Mortgage Lenders Association.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	193356
	answer	answer is ministerial correction date of answer 28/11/2018 answer text <p>67 lenders representing 95% of the UK’s residential mortgage market have signed up to the industry voluntary agreement to help mortgage prisoners.</p><p> </p><p>As set out in my response to your PQ tabled 5<sup>th</sup> November 2018 officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done. This will include where lenders are not signed up to the industry’s voluntary agreement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/11/2018 13:00:27 answering member 4051 label Biography information for John Glen
	tabling member	114 label Biography information for Tim Loughton

782087

	registered interest
	date	01/11/2017
	answering body	Department for Communities and Local Government
	answering dept id	7
	answering dept short name	Communities and Local Government
	answering dept sort name	Communities and Local Government
	hansard heading	Council Tax: Young People
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Communities and Local Government, what assessment he has made of the level of council tax paid by care leavers under the age of 25.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110956
	answer	answer is ministerial correction date of answer 06/11/2017 answer text <p>The Department does not collect council tax data which identifies taxpayers under the age of 25.</p> answering member constituency Nuneaton answering member printed Mr Marcus Jones question first answered 06/11/2017 17:41:04 answering member 4024 label Biography information for Mr Marcus Jones
	tabling member	114 label Biography information for Tim Loughton

782088

	registered interest
	date	01/11/2017
	answering body	Department for Communities and Local Government
	answering dept id	7
	answering dept short name	Communities and Local Government
	answering dept sort name	Communities and Local Government
	hansard heading	Council Tax: Care Leavers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Communities and Local Government, what assessment he has made of the potential merits of exempting care leavers under the age of 25 from paying council tax.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110957
	answer	answer is ministerial correction date of answer 06/11/2017 answer text <p>The Government is committed to assisting care leavers. It has given councils the flexibility to support vulnerable groups, including care leavers, to help manage their council tax bills. We wrote to all councils in 2016 to remind them of the powers they had under the Local Government Finance Act 1992 to support vulnerable groups. A number of councils have already taken the decision to support care leavers through an exemption or discount on their council tax bills.</p><p> </p> answering member constituency Nuneaton answering member printed Mr Marcus Jones question first answered 06/11/2017 17:41:31 answering member 4024 label Biography information for Mr Marcus Jones
	tabling member	114 label Biography information for Tim Loughton

782123

	registered interest
	date	01/11/2017
	answering body	Department for Environment, Food and Rural Affairs
	answering dept id	13
	answering dept short name	Environment, Food and Rural Affairs
	answering dept sort name	Environment, Food and Rural Affairs
	hansard heading	Fishing Catches: British Overseas Territories
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Environment, Food and Rural Affairs, what fishing tonnage quota is assigned to the UK for each of its Overseas Territories; and what fishing quota is assigned to each vessel.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110955
	answer	answer is ministerial correction date of answer 07/11/2017 answer text <p>Marine and fisheries management issues are devolved matters for UK Overseas Territories (UKOT), who are responsible for managing fishing licensing issues, including vessel allocations. In terms of international quota allocations, however, St Helena (including Ascension and Tristan da Cunha), Bermuda, BVI and Turks and Caicos are part of the UKOT membership to the International Convention for the Conservation of Atlantic Tunas (ICCAT). Within ICCAT, the UKOTs have been allocated quota for bigeye tuna (2,100t), albacore (100t), swordfish (25t), which is divided between these territories, based on historical interests.</p> answering member constituency Camborne and Redruth answering member printed George Eustice question first answered 07/11/2017 17:53:59 answering member 3934 label Biography information for George Eustice
	tabling member	114 label Biography information for Tim Loughton

782244

	registered interest
	date	01/11/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Stamp Duty Land Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing regional rates of stamp duty.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110971
	answer	answer is ministerial correction date of answer 07/11/2017 answer text <p>The Scotland Act 2012 provided the Scottish Parliament with powers to replace UK Stamp Duty Land Tax (SDLT). Land and Buildings Transaction Tax replaced UK SDLT in Scotland from 1 April 2015. From April 2018, Land Transaction Tax will replace UK SDLT in Wales. The Government holds all taxes under review.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 07/11/2017 16:41:47 answering member 3935 label Biography information for Mel Stride
	tabling member	114 label Biography information for Tim Loughton

782260

	registered interest
	date	01/11/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Treasure Act 1996
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what plans she has to review the effectiveness of the Treasure Act 1996.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110975
	answer	answer is ministerial correction date of answer 09/11/2017 answer text <p>The Department is planning a public consultation on treasure policy, which will primarily focus on proposed revisions to the Treasure Act 1996 Code of Practice.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/11/2017 12:17:33 answering member 4051 label Biography information for John Glen
	tabling member	114 label Biography information for Tim Loughton

782261

	registered interest
	date	01/11/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Youth Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what assessment she has made of trends in the level of spending on youth services excluding spending on the National Citizen Service.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110974
	answer	answer is ministerial correction date of answer 09/11/2017 answer text <p>Local authorities are responsible for allocating funding to youth services in line with local need. Section 251 data gathered by the Department for Education shows that between 2012/13 and 2015/16 total local authority spending on youth services has reduced by 36%.</p><p> </p><p>Local authority spending is only one part of the picture: many local authorities are creating new partnerships and models to respond to the changing funding landscape. Government has supported local authorities to adapt through the £700,000 Delivering Differently for Young People programme and is investing £80 million through the Youth Investment and #iwill Funds to increase opportunities for young people to develop skills and participate in their communities.</p><p> </p> answering member constituency Chatham and Aylesford answering member printed Tracey Crouch question first answered 09/11/2017 12:24:44 answering member 3950 label Biography information for Dame Tracey Crouch
	tabling member	114 label Biography information for Tim Loughton

782262

	registered interest
	date	01/11/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Young People
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what steps she has taken to implement the Government's Positive for Youth policy on youth.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110973
	answer	answer is ministerial correction date of answer 09/11/2017 answer text <p>The Government published a statement on the implementation of Positive for Youth in 2013. DCMS’ focus on youth policy builds on the legacy of Positive for Youth. This includes funding opportunities for young people to develop skills and participate in their communities and supporting the youth sector to develop its evidence base, sustainability and impact.</p> answering member constituency Chatham and Aylesford answering member printed Tracey Crouch question first answered 09/11/2017 12:23:03 answering member 3950 label Biography information for Dame Tracey Crouch
	tabling member	114 label Biography information for Tim Loughton

782263

	registered interest
	date	01/11/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Young People
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, when she plans to publish the Government's updated youth policy.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	uin	110972
	answer	answer is ministerial correction date of answer 09/11/2017 answer text <p>DCMS conducted a series of regional workshops in March and April 2017 with representatives from the youth sector, local authorities and young people to discuss current issues and opportunities for youth policy. The evidence gathered is being used by DCMS across its youth policy work.</p> answering member constituency Chatham and Aylesford answering member printed Tracey Crouch question first answered 09/11/2017 12:21:25 answering member 3950 label Biography information for Dame Tracey Crouch
	tabling member	114 label Biography information for Tim Loughton