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1131841
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to question 260538, what assistance is available for universal credit claimants who (a) are unable to repay their advance, (b) have already had their repayments deferred for three months, (c) are not eligible for benefit transfer or change of circumstance advances and (d) are still repaying a previous budgeting advance. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263677 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p>
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 263678 more like this
star this property question first answered
less than 2019-06-18T15:32:14.81Zmore like thismore than 2019-06-18T15:32:14.81Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123353
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131842
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to Question 260540, what the consequences are for universal credit claimants who are unable to repay their advance within the agreed timescale. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263678 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p>
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 263677 more like this
star this property question first answered
less than 2019-06-18T15:32:14.873Zmore like thismore than 2019-06-18T15:32:14.873Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123355
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131844
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 6 June to Question 258971, what information her Department holds on the proportion of universal credit claimants who have successfully applied for a reduction in their deduction in the most recent period for which figures are available. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263679 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>As at 13th June 2019 the proportion of Universal Credit claimants with a benefit overpayment, who have successfully applied for a reduction in the rate at which they are repaying that overpayment, was 9.2%.</p><p> </p><p>The Department ensures that appropriate safeguards are in place to protect claimants who have deductions from their benefit to repay overpayments. If a claimant is struggling they can contact the Department’s Debt Management Team to discuss lowering their repayment rate. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant.</p><p> </p><p><em>*The data provided in this response has been sourced from internal management information and was never intended for public release. It is not comparable to any other, similar data subsequently released by the Department.</em></p> more like this
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T16:22:13.303Zmore like thismore than 2019-06-18T16:22:13.303Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123356
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1126941
star this property registered interest false more like this
star this property date less than 2019-05-15more like thismore than 2019-05-15
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 May 2019 to Question 249847, what assessment of a universal credit claimant’s financial situation is made when calculating what percentage of their payment will be deducted in order to repay an advance. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 254734 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-03more like thismore than 2019-06-03
star this property answer text <p>The maximum amount a claimant can receive as a new claim advance payment is 100 per cent of their total indicative Universal Credit award. The claimant can decide the length of repayment period when they request the advance. This can be up to a maximum 12 months. The rate of repayment is decided by dividing the total advance amount by the agreed repayment period.</p><p>Affordability is managed by ensuring the recovery rate is not more than the equivalent of 40 per cent of the standard allowance and help is available for those struggling to meet the recovery rate once recovery begins. In many cases, because claimants choose to repay advances over many months, advance repayments constitute less than 40% of a standard allowance. In exceptional circumstances, recovery can be deferred for up to 3 months from the start of the recovery period.</p><p>Advances are not loans; they are an interest free advance payment of benefit, available to help people who need immediate financial support, which is then recovered over an agreed period. The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p>
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-03T13:51:25.467Zmore like thismore than 2019-06-03T13:51:25.467Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
119076
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131839
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, how many universal credit claimants have been offered a deferral period for advance repayments in the last 12 months. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263675 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>This information is not centrally collated and could only be supplied at a disproportionate cost to the Department.</p><p> </p><p>The Department recognises that exceptional circumstances may occur to claimants that were not foreseen when a Universal Credit advance was taken out. Should claimants face unexpected financial hardship as a result of such changes, they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p> more like this
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T15:35:06.57Zmore like thismore than 2019-06-18T15:35:06.57Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123350
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131840
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, how many universal credit claimants who have an existing advance have been offered an additional budgeting advance in the last 12 months. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263676 more like this
unstar this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>A budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>The latest available data shows in the 12 months between March 2018 and February 2019 around 840,000 claims received a new claim or benefit transfer advance. In the same period 134,000 claims received budgeting advances, where for the previous assessment period prior to receiving a budgeting advance there was a repayment of a previous advance for that claim.</p><p> </p><p><strong>Notes:</strong></p><p><strong> </strong></p><ol><li>Figures are rounded to the nearest 1,000.</li><li>Figures relate only to Universal Credit full service.</li><li>Figures do not relate to those who may have been repaying an advance from a previous claim.</li></ol>
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T15:04:24.657Zmore like thismore than 2019-06-18T15:04:24.657Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123351
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma remove filter
unstar this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this