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1126933

	registered interest
	date	15/05/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what penalties universal credit claimants incur if they are unable to repay their advance within 12 months.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	254729
	answer	answer is ministerial correction date of answer 24/05/2019 answer text <p>Before accepting a Universal Credit Advance the number of monthly repayment instalments is agreed with a claimant, up to a maximum of 12. For a variety of reasons, instalments may not occur consecutively, so claimants do not incur a penalty if it takes them more than 12 calendar months.</p><p> </p><p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 24/05/2019 12:02:18 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1126934

	registered interest
	date	15/05/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 13 May to Question 249845, what proportion of universal credit claimants who had not fully repaid their advance as of 5 May 2019 had taken out that advance prior to 5 November 2018.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	254730
	answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The latest available data shows there were 610,000 claimants who had not fully repaid a Universal Credit Advance which had been taken out prior to 5 November 2018. This equates to around 40% of the total claimants with a Universal Credit Advance.</p><p> </p><p>Notes:</p><ol><li>Data is a snapshot of information held on 15 May 2019 and has been rounded to the nearest ten thousand.</li><li>Many Universal Credit advances are taken out over a 12-month repayment period, so this snapshot of data includes cases where repayments are being made to the agreed timeline.</li><li>This data has been sourced from internal management information and due to the time available, has not been quality assured to the usual standards for public release. It should therefore not be compared to any other similar data subsequently released by the Department.</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 23/05/2019 16:28:49 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe