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1133561
star this property registered interest false more like this
star this property date less than 2019-06-20more like thismore than 2019-06-20
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, whether there is a minimum level of income that a claimant of universal credit must retain after a 40 per cent reduction to repay an advance. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 267165 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>There is no set minimum level Universal Credit award for a claimant to retain. A claimant’s award will reflect their individual circumstances, topping up any earnings or other income that they may have, so their Universal Credit might just constitute a small proportion of their total income. Deductions from the award are calculated in relation to the Universal Credit standard allowance and the maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance. From October 2019 this will be reduced to 30 per cent.</p><p /><p> </p> more like this
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 266652 more like this
star this property question first answered
less than 2019-06-24T16:41:12.587Zmore like thismore than 2019-06-24T16:41:12.587Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1133332
star this property registered interest false more like this
star this property date less than 2019-06-19more like thismore than 2019-06-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what proportion of claimants of universal credit with an existing advance that have successfully applied for a budgeting advance have (a) received the maximum available budgeting advance, (b) chosen to repay the budgeting advance over the maximum time period allowed and (c) repaid the budgeting advance within the pre-agreed time period. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 266642 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support.</p><p>A budgeting advance is available for one-off unexpected financial events for Universal Credit claimants and is repayable over a period of up to 12 monthly instalments. Claimants might be able to get help for things such as: emergency household costs, getting a job or staying in work or funeral costs.</p><p>Of the Universal Credit claims repaying an existing advance:</p><p>a) 8% of these claims received a budgeting advance which was the maximum amount available to them</p><p>b) 13% of these claims received a budgeting advance to be paid over the maximum time period allowed</p><p>c) Information regarding those budgeting advances repaid within the pre-agreed time period is not readily available, and to provide it would incur disproportionate cost.</p><p> </p><p>Notes:</p><ol><li>Figures relate to Universal Credit full service only</li><li>Figures relate to claims repaying an advance between March 2018 and February 2019</li><li>Figures are rounded to the nearest %</li><li>Budgeting advances with a value of £348, £464 and £812 have been used for proportion of claimants receiving the maximum available advance, as the values relate to the maximum entitlement dependent on the claimant's circumstances</li></ol><p> </p>
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-24T16:28:06.77Zmore like thismore than 2019-06-24T16:28:06.77Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1133343
star this property registered interest false more like this
star this property date less than 2019-06-19more like thismore than 2019-06-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 18 June 2019 to Question 263677 on universal credit, what recovery methods her Department uses. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 266645 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>Claimants are advised from the onset advances of Universal Credit are not loans. They are Universal Credit awards paid early which is then recovered over an agreed period via deductions from their Universal Credit payment. Universal Credit New Claim Advances are recovered over a maximum of 12 months, this increases to 16 months in 2021. Exceptionally, the maximum period could be deferred by up to three months. Claimants can opt to repay the advance over a shorter period. For advances made after the payment due date, the full amount is recovered immediately from arrears payable.</p> more like this
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-24T16:22:46.817Zmore like thismore than 2019-06-24T16:22:46.817Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1133347
star this property registered interest false more like this
star this property date less than 2019-06-19more like thismore than 2019-06-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, how many universal credit claimants had advance payments refused for a (a) new claim and (b) benefit transfer in the last 12 months. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 266647 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>Universal Credit new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months. From October 2021, this maximum repayment period will be extended from 12 to 16 months.</p><p> </p><p>The Department ensures claimants are made aware of their maximum advance entitlement and informed that their Universal Credit award will be adjusted over the relevant recovery period to take into account the advance of benefit they received.</p><p> </p><p>There were 1,046,000 claims made to Universal Credit during January to December 2018 which went into payment. Of these claims, 598,000 (57%) received an advance by end of February 2019 and 449,000 (43%) did not receive an advance. Those who did not receive an advance will include instances of advance payments being refused. However, to identify and collate the total number of applications refused for (a) new claim and (b) benefit transfer in the last 12 months would incur disproportionate cost to the Department.</p><p> </p><p>Notes:</p><p> </p><ol><li>Figures relate to Universal Credit full service</li><li>Figures capture all advances types</li><li>Figures are rounded to the nearest 1,000</li><li>Advances paid are provided for claims which went into payment in the 2018 calendar year to ensure enough time has elapsed to be certain these claims did actually progress to payment</li></ol>
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-24T16:06:42.197Zmore like thismore than 2019-06-24T16:06:42.197Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1133371
star this property registered interest false more like this
star this property date less than 2019-06-19more like thismore than 2019-06-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, whether there is a minimum level of income that a universal credit claimant must retain after a 40 per cent reduction to repay an advance has been applied. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 266652 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>There is no set minimum level Universal Credit award for a claimant to retain. A claimant’s award will reflect their individual circumstances, topping up any earnings or other income that they may have, so their Universal Credit might just constitute a small proportion of their total income. Deductions from the award are calculated in relation to the Universal Credit standard allowance and the maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance. From October 2019 this will be reduced to 30 per cent.</p><p /><p> </p> more like this
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 267165 more like this
star this property question first answered
less than 2019-06-24T16:41:12.507Zmore like thismore than 2019-06-24T16:41:12.507Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131839
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, how many universal credit claimants have been offered a deferral period for advance repayments in the last 12 months. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263675 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>This information is not centrally collated and could only be supplied at a disproportionate cost to the Department.</p><p> </p><p>The Department recognises that exceptional circumstances may occur to claimants that were not foreseen when a Universal Credit advance was taken out. Should claimants face unexpected financial hardship as a result of such changes, they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p> more like this
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T15:35:06.57Zmore like thismore than 2019-06-18T15:35:06.57Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123350
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131840
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, how many universal credit claimants who have an existing advance have been offered an additional budgeting advance in the last 12 months. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263676 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>A budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>The latest available data shows in the 12 months between March 2018 and February 2019 around 840,000 claims received a new claim or benefit transfer advance. In the same period 134,000 claims received budgeting advances, where for the previous assessment period prior to receiving a budgeting advance there was a repayment of a previous advance for that claim.</p><p> </p><p><strong>Notes:</strong></p><p><strong> </strong></p><ol><li>Figures are rounded to the nearest 1,000.</li><li>Figures relate only to Universal Credit full service.</li><li>Figures do not relate to those who may have been repaying an advance from a previous claim.</li></ol>
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T15:04:24.657Zmore like thismore than 2019-06-18T15:04:24.657Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123351
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131841
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to question 260538, what assistance is available for universal credit claimants who (a) are unable to repay their advance, (b) have already had their repayments deferred for three months, (c) are not eligible for benefit transfer or change of circumstance advances and (d) are still repaying a previous budgeting advance. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263677 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p>
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 263678 more like this
star this property question first answered
less than 2019-06-18T15:32:14.81Zmore like thismore than 2019-06-18T15:32:14.81Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123353
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131842
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to Question 260540, what the consequences are for universal credit claimants who are unable to repay their advance within the agreed timescale. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263678 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p>
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property grouped question UIN 263677 more like this
star this property question first answered
less than 2019-06-18T15:32:14.873Zmore like thismore than 2019-06-18T15:32:14.873Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123355
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this
1131844
star this property registered interest false more like this
star this property date less than 2019-06-12more like thismore than 2019-06-12
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 6 June to Question 258971, what information her Department holds on the proportion of universal credit claimants who have successfully applied for a reduction in their deduction in the most recent period for which figures are available. more like this
star this property tabling member constituency Birmingham, Selly Oak more like this
star this property tabling member printed
Steve McCabe remove filter
star this property uin 263679 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>As at 13th June 2019 the proportion of Universal Credit claimants with a benefit overpayment, who have successfully applied for a reduction in the rate at which they are repaying that overpayment, was 9.2%.</p><p> </p><p>The Department ensures that appropriate safeguards are in place to protect claimants who have deductions from their benefit to repay overpayments. If a claimant is struggling they can contact the Department’s Debt Management Team to discuss lowering their repayment rate. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant.</p><p> </p><p><em>*The data provided in this response has been sourced from internal management information and was never intended for public release. It is not comparable to any other, similar data subsequently released by the Department.</em></p> more like this
star this property answering member constituency Reading West remove filter
star this property answering member printed Alok Sharma more like this
star this property question first answered
less than 2019-06-18T16:22:13.303Zmore like thismore than 2019-06-18T16:22:13.303Z
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property previous answer version
123356
star this property answering member constituency Reading West more like this
star this property answering member printed Alok Sharma more like this
star this property answering member
4014
star this property label Biography information for Alok Sharma more like this
star this property tabling member
298
unstar this property label Biography information for Steve McCabe more like this