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tabling member printed	Paul Farrelly
answering dept short name	Treasury
tabling member › label	Biography information for Paul Farrelly
answer › date of answer	2019-07-04
max answer › question first answered	2019-07-18T10:35:40.003Z

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member constituency

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member constituency

answering member printed

question first answered

answering member


label

tabling member


label

1135818

registered interest

date

01/07/2019

answering body

Treasury

answering dept id

answering dept short name

Treasury

answering dept sort name

Treasury

hansard heading

Credit

house id

legislature

25259

	pref label	House of Commons

question text

To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing (a) a minimum dwell time and (b) prompts that require active demonstrations of consumer understanding on consumer credit application pages.

tabling member constituency

Newcastle-under-Lyme

tabling member printed

Paul Farrelly

uin

271398

answer

is ministerial correction

date of answer

04/07/2019

answer text

The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014. Although the Treasury sets the legal framework for the regulation of financial services, the FCA is an independent body. Therefore this is a matter for the FCA. The FCA has tough enforcement powers – criminal, civil and regulatory – to protect consumers and to take action against firms and individuals that do not meet its standards. Since the transfer, the FCA has taken a proactive approach on consumer credit, to ensure that all consumers who use high-cost credit products are treated fairly.

answering member constituency

Salisbury

answering member printed

John Glen

question first answered

04/07/2019 14:11:40

answering member

4051

	label	Biography information for John Glen

tabling member

1436

	label	Biography information for Paul Farrelly