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1137496

	registered interest
	date	09/07/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Conversion Therapy
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for Women and Equalities, what steps she is taking to bring forward legislative proposals to make LGBTQ+ conversion therapy illegal.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	274439
	answer	answer is ministerial correction date of answer 04/09/2019 answer text <p>Conversion therapy is wrong and we are committed to ending these practices.</p><p>We have committed to considering all legislative and non-legislative options to prohibit promoting, offering or conducting these practices whether they are occurring in a medical, commercial or faith-based context.</p><p>The LGBT Advisory Panel are looking at conversion therapy to help us identify the most effective actions to end it. We are conducting detailed research into the experiences of those that have undergone conversion therapy and how it has affected them.</p><p>This is a complex issue that we will be approaching sensitively. We are engaging widely before bringing forward proposals, and we will consult on the final package to ensure that the actions we take are proportionate, targeted and effective.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 04/09/2019 13:32:37 answering member 4399 label Biography information for Victoria Atkins
	tabling member	308 label Biography information for Mr Jim Cunningham

1137503

	registered interest
	date	05/07/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	LGBT+ People: Religion
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for Women and Equalities, what steps she has taken to promote LGBTQ+ rights in the religious community.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	274440
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>The Government will always protect people’s legitimate right to free speech, to be themselves and to practise their religion within the law.</p><p> </p><p>These values are fundamental but we will not shy away from challenging cultures and practices that are harmful to individuals or hold them back from making the most of the opportunities of living in modern Britain.</p><p> </p><p>In July 2018, we launched the LGBT Action Plan, setting out comprehensive commitments on LGBT equality. These actions aim to help all LGBT people, of all backgrounds and faiths, reach their full potential.</p><p> </p><p>From our commitment to end conversion therapy to using behavioural insights to tackle deep-seated prejudices, this government is committed to building a society that works for everyone, regardless of faith, sexual orientation or gender identity.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 25/07/2019 09:25:43 answering member 4399 label Biography information for Victoria Atkins
	tabling member	308 label Biography information for Mr Jim Cunningham

1139740

	registered interest
	date	17/07/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Corporation Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to lower the corporation tax rate for small businesses.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	278356
	answer	answer is ministerial correction date of answer 22/07/2019 answer text <p>Since 2010 the Government has successively reduced the UK Corporation Tax rate to support businesses, both large and small. Now at 19%, the UK Corporation Tax rate is currently the lowest in the G20, and in April 2020 it will be lowered further from 19% to 17%.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 22/07/2019 16:00:13 answering member 4320 label Biography information for Robert Jenrick
	tabling member	308 label Biography information for Mr Jim Cunningham

1139741

	registered interest
	date	17/07/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Business: Disclosure of Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of scrapping quarterly reporting for businesses with a turnover of under £85,000.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	278357
	answer	answer is ministerial correction date of answer 22/07/2019 answer text <p>There have been no changes to the reporting requirements for businesses below the VAT threshold. Making Tax Digital (MTD) applies only to VAT registered businesses above the £85,000 VAT threshold.</p><p> </p><p>The Government has been clear that any move to extend MTD would happen only after it has assurance that the MTD for VAT service is working well, and will therefore not be mandating MTD for any new taxes or businesses in 2020.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 22/07/2019 15:48:20 answering member 3991 label Biography information for Jesse Norman
	tabling member	308 label Biography information for Mr Jim Cunningham

1145539

	registered interest
	date	24/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Banks: Closures
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the proportion of high street bank branches that have closed in the last five years.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	290284
	answer	answer is ministerial correction date of answer 30/09/2019 answer text <p>The Treasury does not make assessments of the bank branch network. The decision to close a branch is a commercial issue for the management team of the bank. However, Government believes it is important the impact on communities must be understood, considered and mitigated where possible. That is why the Government continues to be very supportive of the Access to Banking Standard and the commitment it places on banks to minimise the impact of branch closures, including by ensuring that customers are aware of the alternative ways they can continue to access banking services. These include the Post Office, which allows 95% of business and 99% of personal banking customers to carry out their everyday banking at 11,500 Post Office branches across the UK.</p><p> </p><p>The Financial Conduct Authority undertook an analysis of branch closures as part of their Strategic Review of Retail Banking Business Models. This analysis can be found in Annex 1 of the final report.</p> answering member constituency Salisbury answering member printed John Glen question first answered 30/09/2019 09:33:30 answering member 4051 label Biography information for John Glen
	tabling member	308 label Biography information for Mr Jim Cunningham

1145544

	registered interest
	date	24/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Older People
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that elderly people have access to a bank branch.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	290285
	answer	answer is ministerial correction date of answer 30/09/2019 answer text <p>Though I can understand the disappointment felt in a community when a bank branch closes, the decision to maintain a presence on the high street is a commercial one for the management team of a bank and Government does not intervene in those decisions.</p><p> </p><p>The retail financial landscape is changing, as more consumers and businesses opt for the convenience, security, and speed of digital payments and digital banking. Banking service providers need to balance customer interests, market competition, and other commercial factors when considering their strategy.</p><p> </p><p>However, the Government also firmly believes that the impact of branch closures should be understood, considered, and mitigated where possible so that all customers, wherever they live, continue to have access to over-the-counter banking services if they wish to use them. That’s why the Government supports the industry’s Access to Banking Standard which helps customers to understand the options they have locally to continue to access banking services, including specialist assistance for customers who need more help, which may include the elderly. Alternative options include the Post Office, which allows 95% of business and 99% of personal banking customers to carry out their everyday banking at 11,500 Post Office branches across the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 30/09/2019 09:36:07 answering member 4051 label Biography information for John Glen
	tabling member	308 label Biography information for Mr Jim Cunningham

1145822

	registered interest
	date	25/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Income Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of rises in income tax thresholds on income distribution in the last 10 years.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	290638
	answer	answer is ministerial correction date of answer 30/09/2019 answer text <p>Between 2010 and April 2019 the personal allowance has increased by more than 90%. This means that 1.74 million people on low incomes have been taken out of income tax altogether since 2015-16. The Government has also increased the higher rate threshold to £50,000 to support working people to keep more of what they earn.</p><p>The income tax system is highly progressive – the top 1% of income taxpayers are forecast to pay over 29% of all income tax in 2018-19.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 30/09/2019 16:08:45 answering member 3991 label Biography information for Jesse Norman
	tabling member	308 label Biography information for Mr Jim Cunningham

1147075

	registered interest
	date	30/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Disguised Remuneration Loan Charge Review
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure the impartiality of the leader of the inquiry into loan charge schemes.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	292092
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>The Chancellor has commissioned Sir Amyas Morse, former CEO of the National Audit Office, to lead an independent Review to consider the impact of the Loan Charge, focusing on individuals who entered directly into disguised remuneration schemes.</p><p> </p><p>Sir Amyas is widely respected, as was emphasised by colleagues across the House in a debate of 6 March 2019.</p><p> </p><p>Sir Amyas has full control over how the Review is run and the outcome. For more information, the Review’s terms of reference can be found here: <a href="https://www.gov.uk/government/publications/disguised-remuneration-independent-loan-charge-review" target="_blank">https://www.gov.uk/government/publications/disguised-remuneration-independent-loan-charge-review</a></p><p><strong> </strong></p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 08/10/2019 07:34:45 answering member 3991 label Biography information for Jesse Norman
	tabling member	308 label Biography information for Mr Jim Cunningham

1148191

	registered interest
	date	03/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Income Tax: Tax Rates and Bands
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the effect of rises in income tax thresholds on income distribution in the last 10 years.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	294097
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>I refer the Hon. Member to the answer given on 30<sup>th</sup> September (written question number 290638).</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 08/10/2019 07:31:07 answering member 3991 label Biography information for Jesse Norman
	tabling member	308 label Biography information for Mr Jim Cunningham

1149415

	registered interest
	date	15/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent representations he has received on the loyalty penalty in the mortgage market; and if he will make a statement.
	tabling member constituency	Coventry South
	tabling member printed	Mr Jim Cunningham
	uin	435
	answer	answer is ministerial correction date of answer 21/10/2019 answer text <p>There are comparatively high levels of customer engagement in the UK mortgage market, with 75% of customers taking out a new product within 6 months of being on the reversion rate.</p><p>Whilst the levels of customer engagement are comparatively high in the mortgage market, the Government is not complacent. That is why HM Treasury (HMT) has worked closely with the Financial Conduct Authority (FCA) on changes to their lending rules, which will remove the regulatory barrier which currently prevents some borrowers from switching to a new deal. These changes will be in place before the end of the year.</p><p>HMT also supports the current FCA research into customers who could switch at the end of the fixed introductory period but who choose to stay on the reversion rate.</p><p>No recent representations have been made to the Chancellor of the Exchequer on the loyalty penalty in the mortgage market.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 436 437 question first answered 21/10/2019 13:51:56 answering member 4051 label Biography information for John Glen
	tabling member	308 label Biography information for Mr Jim Cunningham