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18743

	registered interest
	date	04/11/2013
	answering body	Department for Communities and Local Government
	answering dept id	7
	answering dept short name
	answering dept sort name
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Communities and Local Government, what funding was allocated from Homes and Community Agency to (a) develop new affordable housing and (b) bring empty homes back into use in Harrow in each of the last five years.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	174351
	answer	answer is ministerial correction date of answer 28/04/2014 answer text <p> </p><p><em>[Holding Reply: Thursday 7 November 2013]</em></p><p>The figures for affordable housing are as follows for the London Borough of Harrow area:</p><p> </p><table><tbody><tr><td><p>2008-09</p></td><td><p>£22 million</p></td></tr><tr><td><p>2009-10</p></td><td><p>£45 million</p></td></tr><tr><td><p>2010-11</p></td><td><p>£26 million</p></td></tr><tr><td><p>2011-12</p></td><td><p>£15 million</p></td></tr><tr><td><p>2012-13</p></td><td><p>£13 million</p></td></tr></tbody></table><p>Since April 2012, allocations from the Affordable Housing Programme have been overseen by the Greater London Authority rather than the Homes and Communities Agency. There have been no specific allocations on empty homes over this period.</p><p>As outlined to the hon. Member in the answer of 7 January 2013, <em>Official Report</em>, Column 121W, I would note that the new Affordable Rent model now allows for more affordable housing to be delivered with lower levels of taxpayer capital subsidy and lever in more private investment.</p><p>As the National Audit Office has observed: “The Department selected the best delivery model open to it for the funds it had available” and “The Department has so far achieved its policy objective to maximise the number of homes delivered within the available grant funding” (National Audit Office, “Financial viability of the social housing sector; introducing the Affordable Homes Programme”, 4 July 2012, HC465, pp.6-7).</p><p>I also note that the Mayor's proposed Housing Strategy states: “£1.8 billion of public funding has been secured by the Mayor which will unlock an estimated additional £3.7 billion of other investment for London to enable 55,000 affordable homes to be delivered between 2011-15” (Mayor of London, “The Revised London Housing Strategy”, December2011, p.35).</p><p>Across England, 170,000 affordable homes have been delivered so far since April 2010, and a total of £19.5 billion of public and private investment is being spent on affordable housing over the current Spending Review period.</p><p> </p><p><em> </em></p><p> </p> answering member constituency Keighley answering member printed Kris Hopkins question first answered 28/04/2014 12:00:00 answering member 4043 label Biography information for Kris Hopkins
	tabling member	177 label Biography information for Gareth Thomas

90584

	registered interest
	date	04/09/2014
	answering body	Attorney General
	answering dept id	88
	answering dept short name	Attorney General
	answering dept sort name	Attorney General
	hansard heading	Pay
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Attorney General, what the (a) highest and (b) lowest full-time equivalent salary paid by (i) the Law Officers' Departments and (ii) its public bodies was in (A) 2010-11, (B) 2011-12, (C) 2012-13, (D) 2013-14 and (E) 2014-15; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	208301
	answer	answer is ministerial correction date of answer 09/09/2014 answer text <p> </p><p>The following tables contain details on the highest and lowest payments made to full-time equivalent civil servants in the Law Officers’ Departments between 2010-11 and 2014-15.</p><p> </p><p> </p><p> </p><table><tbody><tr><td colspan="6"><p><strong>Treasury Solicitor’s Department (TSol) *</strong></p></td></tr><tr><td><p><strong>FTE salary</strong></p></td><td><p><strong>2010-11</strong></p></td><td><p><strong>2011-12</strong></p></td><td><p><strong>2012-13</strong></p></td><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15 (to date)</strong></p></td></tr><tr><td><p><strong>Lowest</strong></p></td><td><p>£18,000 - £18,500</p></td><td><p>£18,000 - £18,500</p></td><td><p>£20,000 - £20,500</p></td><td><p>£21,000 – £21,500</p></td><td><p>£20,500 - £21,000</p></td></tr><tr><td><p><strong>Highest</strong></p></td><td><p>£155,000 – £159,999</p></td><td><p>£155,000 – £159,999</p></td><td><p>£155,000 – £159,999</p></td><td><p>£160,000 – £164,999</p></td><td><p>£160,000 – £164,999</p></td></tr></tbody></table><p> </p><p>* TSol data also covers the Attorney General’s Office and Her Majesty’s Crown Prosecution Service Inspectorate.</p><p> </p><p> </p><p> </p><table><tbody><tr><td colspan="6"><p><strong>Serious Fraud Office</strong></p></td></tr><tr><td><p><strong>FTE salary</strong></p></td><td><p><strong>2010-11</strong></p></td><td><p><strong>2011-12</strong></p></td><td><p><strong>2012-13</strong></p></td><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15 (to date)</strong></p></td></tr><tr><td><p><strong>Lowest</strong></p></td><td><p>£19,500- £20,000</p></td><td><p>£19,500- £20,000</p></td><td><p>£20,000- £20,500</p></td><td><p>£19,500- £20,000</p></td><td><p>£19,500- £20,000</p></td></tr><tr><td><p><strong>Highest</strong></p></td><td><p>£165,000 - £169,999</p></td><td><p>£165,000 - £169,999</p></td><td><p>£180,000 - £184,999</p></td><td><p>£180,000 - £184,999</p></td><td><p>£180,000 - £184,999</p></td></tr></tbody></table><p> </p><p> </p><p> </p><table><tbody><tr><td colspan="6"><p><strong>Crown Prosecution Service *</strong></p></td></tr><tr><td><p><strong>FTE salary</strong></p></td><td><p><strong>2010-11</strong></p></td><td><p><strong>2011-12</strong></p></td><td><p><strong>2012-13</strong></p></td><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15 (to date)</strong></p></td></tr><tr><td><p><strong>Lowest</strong></p></td><td><p>£14,000 -£14,500</p></td><td><p>£14,000 -£14,500</p></td><td><p>£14,000 -£14,500</p></td><td><p>£14,000 -£15,000</p></td><td><p>£14,000 -£15,000</p></td></tr><tr><td><p><strong>Highest</strong></p></td><td><p>£210,000 -£215,000</p></td><td><p>£210,000 -£215,000</p></td><td><p>£195,000 – £200,000</p></td><td><p>£195,000 – £200,000</p></td><td><p>£200,000 -£205,000</p></td></tr></tbody></table><p> </p><p>* The source data for this question has been extracted from the CPS ‘Trent’ database using the base data report as of 05/09/14. Consequent change to data input may mean that this data could change at some point in the future.</p><p> </p><p> </p><p> </p><p>In line with standard reporting requirements and for protection of personal data the salary for the highest paid individual has been shown within a £5K boundary and a £500 range has been applied for lower paid staff.</p><p> </p> answering member constituency Kenilworth and Southam answering member printed Jeremy Wright question first answered 09/09/2014 13:33:15 answering member 1560 label Biography information for Sir Jeremy Wright
	tabling member	177 label Biography information for Gareth Thomas

166229

	registered interest
	date	26/11/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Construction: Industry
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, if he will have discussions with representatives of the construction industry on their use of umbrella companies; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	216035
	answer	answer is ministerial correction date of answer 03/12/2014 answer text <p>While I have not been approached by representatives from the construction industry on this matter, I am open to representations on the use of umbrella companies in the construction sector.</p><p> </p><p> </p><p> </p> answering member constituency Grantham and Stamford answering member printed Nick Boles question first answered 03/12/2014 11:43:41 answering member 3995 label Biography information for Nick Boles previous answer version 31000 answering member constituency Grantham and Stamford answering member printed Nick Boles answering member 3995 label Biography information for Nick Boles
	tabling member	177 label Biography information for Gareth Thomas

172743

	registered interest
	date	08/01/2015
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Postal Services: Harrow
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, what assessment he has made of the effect on mail volumes to the universal service provider in the HA postcode area of London of end-to-end competition; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	220228
	answer	answer is ministerial correction date of answer 13/01/2015 answer text <p>Parliament gave Ofcom, as an independent regulator for postal services, the powers and tools it needs to assess the effects of competition on the provision of the universal service and to take appropriate action if the universal service is ever found to be at risk from competition.</p><p> </p><p> </p><p> </p><p>Ofcom has an effective monitoring regime in place, which includes a notification condition requiring end-to-end competitors to inform them of plans relating to delivery volumes.</p><p> </p><p> </p><p> </p><p>Ofcom recently reviewed and assessed all the evidence on competition in the postal market and concluded that the universal postal service is not under any current threat from the effects of competition. It will however continue to track Royal Mail’s performance and ongoing developments in the market. More information about Ofcom’s regulatory regime can be found on its website (<a href="http://www.ofcom.org.uk/" target="_blank">www.ofcom.org.uk</a>).</p><p> </p><p><strong> </strong></p><p> </p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 13/01/2015 13:21:15 answering member 1513 label Biography information for Jo Swinson
	tabling member	177 label Biography information for Gareth Thomas

57947

	registered interest
	date	04/06/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Insolvency
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, how many insolvencies there were in each (a) region of England and (b) London borough in (i) 2011-12, (ii) 2012-13 and (iii) 2013-14; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199141
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p> </p><p>Figures for the number of individual insolvencies in region in England and each London borough in 2011 and 2012 can be found in the tables below. Individual insolvency figures include bankruptcy orders, debt relief orders and individual voluntary arrangements.</p><p> </p><p> </p><p> </p><p>The Insolvency Service compiles its regional individual insolvency statistics on a calendar year basis, therefore financial year totals are not available. Figures for 2013 will be available on the Insolvency Service website from 10 July 2014.</p><p> </p><p> </p><p> </p><p>Regional breakdowns for the number of company insolvencies are not currently available.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Table 1: Number of Individual Insolvencies in each Region of England, 2011-2012<sup>1</sup></p><p> </p><table><tbody><tr><td><p><strong>Region</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td></tr><tr><td><p>North East</p></td><td><p>7,320</p></td><td><p>6,924</p></td></tr><tr><td><p>North West</p></td><td><p>16,202</p></td><td><p>15,451</p></td></tr><tr><td><p>Yorkshire and The Humber</p></td><td><p>12,255</p></td><td><p>11,265</p></td></tr><tr><td><p>East Midlands</p></td><td><p>10,956</p></td><td><p>9,722</p></td></tr><tr><td><p>West Midlands</p></td><td><p>11,964</p></td><td><p>11,054</p></td></tr><tr><td><p>East of England</p></td><td><p>12,098</p></td><td><p>11,108</p></td></tr><tr><td><p>London</p></td><td><p>10,803</p></td><td><p>9,583</p></td></tr><tr><td><p>South East</p></td><td><p>16,430</p></td><td><p>14,366</p></td></tr><tr><td><p>South West</p></td><td><p>13,049</p></td><td><p>12,545</p></td></tr><tr><td><p><strong>England</strong></p></td><td><p><strong>111,077</strong></p></td><td><p><strong>102,018</strong></p></td></tr><tr><td colspan="3"><p><sup>1 </sup>Where individual has provided a valid postcode</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Table 2: Number of Individual Insolvencies in each London Borough, 2011-2012<sup>1</sup></p><p> </p><table><tbody><tr><td><p><strong>London Borough</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td></tr><tr><td><p>City of London</p></td><td><p>5</p></td><td><p>12</p></td></tr><tr><td><p>Barking and Dagenham</p></td><td><p>387</p></td><td><p>371</p></td></tr><tr><td><p>Barnet</p></td><td><p>364</p></td><td><p>322</p></td></tr><tr><td><p>Bexley</p></td><td><p>379</p></td><td><p>336</p></td></tr><tr><td><p>Brent</p></td><td><p>336</p></td><td><p>304</p></td></tr><tr><td><p>Bromley</p></td><td><p>355</p></td><td><p>372</p></td></tr><tr><td><p>Camden</p></td><td><p>229</p></td><td><p>232</p></td></tr><tr><td><p>Croydon</p></td><td><p>561</p></td><td><p>519</p></td></tr><tr><td><p>Ealing</p></td><td><p>331</p></td><td><p>301</p></td></tr><tr><td><p>Enfield</p></td><td><p>401</p></td><td><p>372</p></td></tr><tr><td><p>Greenwich</p></td><td><p>469</p></td><td><p>421</p></td></tr><tr><td><p>Hackney</p></td><td><p>342</p></td><td><p>252</p></td></tr><tr><td><p>Hammersmith and Fulham</p></td><td><p>203</p></td><td><p>163</p></td></tr><tr><td><p>Haringey</p></td><td><p>348</p></td><td><p>282</p></td></tr><tr><td><p>Harrow</p></td><td><p>223</p></td><td><p>186</p></td></tr><tr><td><p>Havering</p></td><td><p>344</p></td><td><p>316</p></td></tr><tr><td><p>Hillingdon</p></td><td><p>339</p></td><td><p>343</p></td></tr><tr><td><p>Hounslow</p></td><td><p>378</p></td><td><p>332</p></td></tr><tr><td><p>Islington</p></td><td><p>326</p></td><td><p>272</p></td></tr><tr><td><p>Kensington and Chelsea</p></td><td><p>194</p></td><td><p>173</p></td></tr><tr><td><p>Kingston upon Thames</p></td><td><p>166</p></td><td><p>165</p></td></tr><tr><td><p>Lambeth</p></td><td><p>383</p></td><td><p>328</p></td></tr><tr><td><p>Lewisham</p></td><td><p>386</p></td><td><p>360</p></td></tr><tr><td><p>Merton</p></td><td><p>230</p></td><td><p>196</p></td></tr><tr><td><p>Newham</p></td><td><p>437</p></td><td><p>391</p></td></tr><tr><td><p>Redbridge</p></td><td><p>340</p></td><td><p>334</p></td></tr><tr><td><p>Richmond upon Thames</p></td><td><p>197</p></td><td><p>165</p></td></tr><tr><td><p>Southwark</p></td><td><p>360</p></td><td><p>361</p></td></tr><tr><td><p>Sutton</p></td><td><p>386</p></td><td><p>287</p></td></tr><tr><td><p>Tower Hamlets</p></td><td><p>409</p></td><td><p>295</p></td></tr><tr><td><p>Waltham Forest</p></td><td><p>446</p></td><td><p>369</p></td></tr><tr><td><p>Wandsworth</p></td><td><p>281</p></td><td><p>260</p></td></tr><tr><td><p>Westminster</p></td><td><p>268</p></td><td><p>191</p></td></tr><tr><td><p><strong>London Total</strong></p></td><td><p><strong>10,803</strong></p></td><td><p><strong>9,583</strong></p></td></tr><tr><td colspan="3"><p><sup>1</sup> Where individual has provided a valid postcode</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>It should be noted that these figures do not account for any changes in the base population over time. Using the rate of bankruptcies per 10,000 adults allows for a like-for-like comparison across years.</p><p> </p><p> </p><p> </p><p>Headline figures for insolvencies in England and Wales can be found in the quarterly <em>Insolvency Statistics</em> release, a National Statistics publication. Figures for January-March 2014 were published on 29 April 2014, and can be found here:</p><p> </p><p><a href="https://www.gov.uk/government/publications/insolvency-statistics-january-to-march-2014" target="_blank">https://www.gov.uk/government/publications/insolvency-statistics-january-to-march-2014</a></p><p> </p><p> </p><p> </p><p>Annual numbers and rates of bankruptcies by region for 2000-2012 are available in the <em>Individual Insolvencies by Region</em> publication, which can be found at the following link:</p><p> </p><p><a href="https://www.gov.uk/government/publications/insolvency-statistics-individual-insolvencies-by-region" target="_blank">https://www.gov.uk/government/publications/insolvency-statistics-individual-insolvencies-by-region</a></p><p> </p><p> </p><p> </p> answering member constituency Cardiff Central answering member printed Jenny Willott question first answered 09/06/2014 16:00:50 answering member 1497 label Biography information for Jenny Willott
	tabling member	177 label Biography information for Gareth Thomas

57956

	registered interest
	date	04/06/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Bankruptcy
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, how many (a) bankruptcy orders were granted and (b) individual voluntary arrangements were agreed in each (i) region of England and (ii) London borough in (A) 2011-12, (B) 2012-13 and (C) 2013-14; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199140
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p> </p><p>Figures for the number of bankruptcies, debt relief orders and individual voluntary arrangements in each region of England and each London borough in 2011 and 2012 can be found in the tables below. The sum of these procedures represents the total number of individual insolvencies in each area.</p><p> </p><p> </p><p> </p><p>The Insolvency Service compiles its regional individual insolvency statistics on a calendar year basis, therefore financial year totals are not available. Figures for 2013 will be available on the Insolvency Service website from 10 July 2014.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p><em> </em></p><p> </p><p><em>Table 1: Number of Bankruptcies, Debt Relief Orders and Individual Voluntary Arrangements in each Region of England, 2011-2012<sup>1</sup></em></p><p> </p><table><tbody><tr><td><p> </p></td><td colspan="2"><p><strong>Bankruptcies</strong></p></td><td colspan="2"><p><strong>Debt Relief Orders</strong></p></td><td colspan="2"><p><strong>Individual Voluntary Arrangements</strong></p></td></tr><tr><td><p><strong>Region</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td></tr><tr><td><p>North East</p></td><td><p>2,367</p></td><td><p>1,834</p></td><td><p>1,907</p></td><td><p>2,090</p></td><td><p>3,046</p></td><td><p>3,000</p></td></tr><tr><td><p>North West</p></td><td><p>5,491</p></td><td><p>4,378</p></td><td><p>3,993</p></td><td><p>4,465</p></td><td><p>6,718</p></td><td><p>6,608</p></td></tr><tr><td><p>Yorkshire and The Humber</p></td><td><p>4,317</p></td><td><p>3,295</p></td><td><p>2,791</p></td><td><p>3,278</p></td><td><p>5,147</p></td><td><p>4,692</p></td></tr><tr><td><p>East Midlands</p></td><td><p>3,902</p></td><td><p>2,743</p></td><td><p>2,553</p></td><td><p>2,649</p></td><td><p>4,501</p></td><td><p>4,330</p></td></tr><tr><td><p>West Midlands</p></td><td><p>3,756</p></td><td><p>2,943</p></td><td><p>2,984</p></td><td><p>3,306</p></td><td><p>5,224</p></td><td><p>4,805</p></td></tr><tr><td><p>East of England</p></td><td><p>4,141</p></td><td><p>3,149</p></td><td><p>3,053</p></td><td><p>3,102</p></td><td><p>4,904</p></td><td><p>4,857</p></td></tr><tr><td><p>London</p></td><td><p>4,047</p></td><td><p>3,256</p></td><td><p>2,528</p></td><td><p>2,371</p></td><td><p>4,228</p></td><td><p>3,956</p></td></tr><tr><td><p>South East</p></td><td><p>5,756</p></td><td><p>4,180</p></td><td><p>3,372</p></td><td><p>3,500</p></td><td><p>7,302</p></td><td><p>6,686</p></td></tr><tr><td><p>South West</p></td><td><p>4,564</p></td><td><p>3,615</p></td><td><p>3,966</p></td><td><p>4,269</p></td><td><p>4,519</p></td><td><p>4,661</p></td></tr><tr><td><p><strong> England </strong></p></td><td><p><strong>38,341</strong></p></td><td><p><strong>29,393</strong></p></td><td><p><strong>27,147</strong></p></td><td><p><strong>29,030</strong></p></td><td><p><strong>45,589</strong></p></td><td><p><strong>43,595</strong></p></td></tr><tr><td colspan="3"><p><sup>1</sup> Where individual has provided a valid postcode</p></td><td> </td><td> </td><td> </td><td> </td></tr></tbody></table><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p><em>Table 2: Number of Bankruptcies, Debt Relief Orders and Individual Voluntary Arrangements in each London Borough, 2011-2012<sup>1</sup></em></p><p> </p><table><tbody><tr><td><p> </p></td><td colspan="2"><p><strong>Bankruptcies</strong></p></td><td colspan="2"><p><strong>Debt Relief Orders</strong></p></td><td colspan="2"><p><strong>Individual Voluntary Arrangements</strong></p></td></tr><tr><td><p><strong>London Borough</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td><td><p><strong>2011</strong></p></td><td><p><strong>2012</strong></p></td></tr><tr><td><p>City of London</p></td><td><p>3</p></td><td><p>6</p></td><td><p>0</p></td><td><p>1</p></td><td><p>2</p></td><td><p>5</p></td></tr><tr><td><p>Barking and Dagenham</p></td><td><p>131</p></td><td><p>95</p></td><td><p>78</p></td><td><p>89</p></td><td><p>178</p></td><td><p>187</p></td></tr><tr><td><p>Barnet</p></td><td><p>160</p></td><td><p>138</p></td><td><p>44</p></td><td><p>37</p></td><td><p>160</p></td><td><p>147</p></td></tr><tr><td><p>Bexley</p></td><td><p>126</p></td><td><p>103</p></td><td><p>63</p></td><td><p>82</p></td><td><p>190</p></td><td><p>151</p></td></tr><tr><td><p>Brent</p></td><td><p>131</p></td><td><p>88</p></td><td><p>57</p></td><td><p>78</p></td><td><p>148</p></td><td><p>138</p></td></tr><tr><td><p>Bromley</p></td><td><p>144</p></td><td><p>148</p></td><td><p>57</p></td><td><p>69</p></td><td><p>154</p></td><td><p>155</p></td></tr><tr><td><p>Camden</p></td><td><p>101</p></td><td><p>90</p></td><td><p>70</p></td><td><p>71</p></td><td><p>58</p></td><td><p>71</p></td></tr><tr><td><p>Croydon</p></td><td><p>199</p></td><td><p>187</p></td><td><p>96</p></td><td><p>71</p></td><td><p>266</p></td><td><p>261</p></td></tr><tr><td><p>Ealing</p></td><td><p>148</p></td><td><p>115</p></td><td><p>36</p></td><td><p>49</p></td><td><p>147</p></td><td><p>137</p></td></tr><tr><td><p>Enfield</p></td><td><p>154</p></td><td><p>140</p></td><td><p>82</p></td><td><p>55</p></td><td><p>165</p></td><td><p>177</p></td></tr><tr><td><p>Greenwich</p></td><td><p>114</p></td><td><p>108</p></td><td><p>198</p></td><td><p>171</p></td><td><p>157</p></td><td><p>142</p></td></tr><tr><td><p>Hackney</p></td><td><p>136</p></td><td><p>87</p></td><td><p>95</p></td><td><p>71</p></td><td><p>111</p></td><td><p>94</p></td></tr><tr><td><p>Hammersmith and Fulham</p></td><td><p>79</p></td><td><p>61</p></td><td><p>58</p></td><td><p>35</p></td><td><p>66</p></td><td><p>67</p></td></tr><tr><td><p>Haringey</p></td><td><p>164</p></td><td><p>95</p></td><td><p>83</p></td><td><p>83</p></td><td><p>101</p></td><td><p>104</p></td></tr><tr><td><p>Harrow</p></td><td><p>103</p></td><td><p>68</p></td><td><p>25</p></td><td><p>13</p></td><td><p>95</p></td><td><p>105</p></td></tr><tr><td><p>Havering</p></td><td><p>137</p></td><td><p>110</p></td><td><p>55</p></td><td><p>68</p></td><td><p>152</p></td><td><p>138</p></td></tr><tr><td><p>Hillingdon</p></td><td><p>116</p></td><td><p>121</p></td><td><p>48</p></td><td><p>62</p></td><td><p>175</p></td><td><p>160</p></td></tr><tr><td><p>Hounslow</p></td><td><p>136</p></td><td><p>107</p></td><td><p>59</p></td><td><p>62</p></td><td><p>183</p></td><td><p>163</p></td></tr><tr><td><p>Islington</p></td><td><p>117</p></td><td><p>86</p></td><td><p>122</p></td><td><p>113</p></td><td><p>87</p></td><td><p>73</p></td></tr><tr><td><p>Kensington and Chelsea</p></td><td><p>84</p></td><td><p>80</p></td><td><p>68</p></td><td><p>60</p></td><td><p>42</p></td><td><p>33</p></td></tr><tr><td><p>Kingston upon Thames</p></td><td><p>66</p></td><td><p>52</p></td><td><p>44</p></td><td><p>44</p></td><td><p>56</p></td><td><p>69</p></td></tr><tr><td><p>Lambeth</p></td><td><p>126</p></td><td><p>95</p></td><td><p>116</p></td><td><p>105</p></td><td><p>141</p></td><td><p>128</p></td></tr><tr><td><p>Lewisham</p></td><td><p>130</p></td><td><p>104</p></td><td><p>111</p></td><td><p>105</p></td><td><p>145</p></td><td><p>151</p></td></tr><tr><td><p>Merton</p></td><td><p>90</p></td><td><p>71</p></td><td><p>49</p></td><td><p>25</p></td><td><p>91</p></td><td><p>100</p></td></tr><tr><td><p>Newham</p></td><td><p>138</p></td><td><p>109</p></td><td><p>112</p></td><td><p>116</p></td><td><p>187</p></td><td><p>166</p></td></tr><tr><td><p>Redbridge</p></td><td><p>133</p></td><td><p>141</p></td><td><p>67</p></td><td><p>79</p></td><td><p>140</p></td><td><p>114</p></td></tr><tr><td><p>Richmond upon Thames</p></td><td><p>72</p></td><td><p>57</p></td><td><p>65</p></td><td><p>45</p></td><td><p>60</p></td><td><p>63</p></td></tr><tr><td><p>Southwark</p></td><td><p>130</p></td><td><p>134</p></td><td><p>80</p></td><td><p>91</p></td><td><p>150</p></td><td><p>136</p></td></tr><tr><td><p>Sutton</p></td><td><p>111</p></td><td><p>93</p></td><td><p>100</p></td><td><p>91</p></td><td><p>175</p></td><td><p>103</p></td></tr><tr><td><p>Tower Hamlets</p></td><td><p>180</p></td><td><p>104</p></td><td><p>100</p></td><td><p>93</p></td><td><p>129</p></td><td><p>98</p></td></tr><tr><td><p>Waltham Forest</p></td><td><p>144</p></td><td><p>96</p></td><td><p>167</p></td><td><p>147</p></td><td><p>135</p></td><td><p>126</p></td></tr><tr><td><p>Wandsworth</p></td><td><p>112</p></td><td><p>72</p></td><td><p>61</p></td><td><p>56</p></td><td><p>108</p></td><td><p>132</p></td></tr><tr><td><p>Westminster</p></td><td><p>132</p></td><td><p>95</p></td><td><p>62</p></td><td><p>34</p></td><td><p>74</p></td><td><p>62</p></td></tr><tr><td><p><strong>London</strong></p></td><td><p><strong>4,047</strong></p></td><td><p><strong>3,256</strong></p></td><td><p><strong>2,528</strong></p></td><td><p><strong>2,371</strong></p></td><td><p><strong>4,228</strong></p></td><td><p><strong>3,956</strong></p></td></tr><tr><td colspan="3"><p><sup>1</sup> Where individual has provided a valid postcode</p></td><td> </td><td> </td><td> </td><td> </td></tr></tbody></table><p> </p><p>It should be noted that these figures do not account for any changes in the base population over time. Using the rate of bankruptcies per 10,000 adults allows for a like-for-like comparison across years.</p><p> </p><p> </p><p> </p><p>Headline figures for insolvencies in England and Wales can be found in the quarterly <em>Insolvency Statistics</em> release, a National Statistics publication. Figures for January-March 2014 were published on 29 April 2014, and can be found here:</p><p> </p><p><a href="https://www.gov.uk/government/publications/insolvency-statistics-january-to-march-2014" target="_blank">https://www.gov.uk/government/publications/insolvency-statistics-january-to-march-2014</a></p><p> </p><p> </p><p> </p><p>Annual numbers and rates of bankruptcies by region for 2000-2012 are available in the <em>Individual Insolvencies by Region</em> publication, which can be found at the following link:</p><p> </p><p><a href="https://www.gov.uk/government/publications/insolvency-statistics-individual-insolvencies-by-region" target="_blank">https://www.gov.uk/government/publications/insolvency-statistics-individual-insolvencies-by-region</a></p><p> </p><p> </p><p> </p> answering member constituency Cardiff Central answering member printed Jenny Willott question first answered 09/06/2014 16:10:52 answering member 1497 label Biography information for Jenny Willott
	tabling member	177 label Biography information for Gareth Thomas

90587

	registered interest
	date	04/09/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Pay
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, what the (a) highest and (b) lowest full-time equivalent salary paid by (i) his Department and (ii) its public bodies was in (A) 2010-11, (B) 2011-12, (C) 2012-13, (D) 2013-14 and (E) 2014-15; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	208300
	answer	answer is ministerial correction date of answer 09/09/2014 answer text <p> </p><p>The table below shows the highest and lowest full-time equivalent salaries paid by the Department for Business, Innovation and Skills (BIS) in bands of £5,000 between 2010 and 2014.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p> </p></td><td><p>Lowest full-time equivalent salary</p></td><td><p>Highest full-time equivalent salary</p></td></tr><tr><td><p>2010-11</p></td><td><p>10,000 – 15,000</p></td><td><p>220,000 – 225,000</p></td></tr><tr><td><p>2011-12</p></td><td><p>15,000 – 20,000</p></td><td><p>200,000 – 205,000</p></td></tr><tr><td><p>2012-13</p></td><td><p>15,000 – 20,000</p></td><td><p>185,000 – 190,000</p></td></tr><tr><td><p>2013-14</p></td><td><p>15,000 – 20,000</p></td><td><p>170,000 – 175,000</p></td></tr></tbody></table><p> </p><p> </p><p> </p><p>As we have not competed the financial year 2014-15 we are unable to provide figures for that period at this time.</p><p> </p><p> </p><p> </p><p>This information is not held by BIS in respect of non-Departmental Public Bodies.</p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 09/09/2014 14:06:35 answering member 1513 label Biography information for Jo Swinson
	tabling member	177 label Biography information for Gareth Thomas

57948

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will require the Prudential Regulation Authority to conduct an analysis of recently released personal and business lending data by postcode to examine (a) levels of disparity in lending and (b) progress in achieving financial inclusion; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199137
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199138 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

57949

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will require banks and their financial institutions to release further personal and business lending data by postcode; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199138
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199106 199107 199137 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas

57950

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Banks: Loans
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received about the publication of personal and business lending data by postcode; and if he will make a statement.
	tabling member constituency	Harrow West
	tabling member printed	Mr Gareth Thomas
	uin	199106
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>In July 2013 the Government announced that it had reached an agreement with the major UK banks to publish lending data across 10,000 individual postcodes.</p><p> </p><p>The first dataset was published in December 2013 and shows the outstanding stock of lending that has been committed to customers across three categories; loans and overdrafts to SMEs, mortgages and unsecured personal loans (excluding credit cards).</p><p> </p><p> </p><p>The data will allow challenger banks, smaller building societies, credit unions and community development finance institutions (CDFIs) to find areas where there is a lack of lending so they can offer finance to those customers who are crying out for support to help their business grow.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 199107 199137 199138 question first answered 09/06/2014 14:11:46 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	177 label Biography information for Gareth Thomas