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1187094

	registered interest
	date	23/03/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Business: Coronavirus
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he has taken to ensure that businesses (a) receive comprehensive advice and consistent support when accessing the economic package of help that has been put in place in response to the covid-19 outbreak and (b) will be compensated if the planned measures prove to be insufficient.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	33634
	answer	answer is ministerial correction date of answer 31/03/2020 answer text The government has announced a significant package of financial support for businesses and organisations. Details of this package are available at: <a href="http://www.businesssupport.gov.uk/" target="_blank">www.businesssupport.gov.uk</a>. Businesses and individuals will also benefit from the Coronavirus Job Retention Scheme (CJRS), Statutory Sick Pay refunds and Self-employment Income Support Scheme (SEISS), which will support self-employed individuals (including members of partnerships) whose income has been negatively impacted by COVID-19. More detail on the CJRS can be found at: <a href="https://www.gov.uk/guidance/check-if-you-could-be-covered-by-the-coronavirus-job-retention-scheme" target="_blank">https://www.gov.uk/guidance/check-if-you-could-be-covered-by-the-coronavirus-job-retention-scheme</a> and <a href="https://www.gov.uk/guidance/claim-for-wage-costs-through-the-coronavirus-job-retention-scheme" target="_blank">https://www.gov.uk/guidance/claim-for-wage-costs-through-the-coronavirus-job-retention-scheme</a>. answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 31/03/2020 09:24:06 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

808804

	registered interest
	date	18/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Bank Services: Small Businesses
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will make it his policy to expand the role of the Financial Services Ombudsman to allow all small and medium sized businesses to make complaints on banking services.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	119913
	answer	answer is ministerial correction date of answer 21/12/2017 answer text <p>The remit of the Financial Ombudsman Services (FOS) is a matter for the Financial Conduct Authority, which is operationally independent of Government. The FCA indicated in the April 2017 Feedback Statement on their Mission consultation that they intend to consult on widening the remit of the FOS.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 21/12/2017 10:52:20 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

732566

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Cooperatives and Social Enterprises
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to support the growth of social enterprises and cooperatives.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1202
	answer	answer is ministerial correction date of answer 30/06/2017 answer text <p>The Government is strongly supportive of both the co-operative and social enterprise sectors. The Government supports social enterprises in various ways, including championing procurement for social value. At Spring Budget 2017, the Government also announced that the thresholds at which co-operatives will have to conduct a full audit will increase in line with those for companies. This will allow co-operatives to use more of their resources to benefit their members. The Government will continue to explore further ways to support the sector.</p><p> </p><p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a>.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 116 117 question first answered 30/06/2017 11:24:32 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

732625

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Electronic Funds Transfer: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the annual cost to the UK economy of bank-transfer fraud.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1011
	answer	answer is ministerial correction date of answer 04/07/2017 answer text <p>The Government has not made an assessment of the annual cost of bank transfer scams (otherwise known as Authorised Push Payment scams) to the UK economy, because the Payment Systems Regulator (PSR) is currently undertaking work to assess the scale and scope of the problem.</p><p> </p><p>This is part of their wider programme of work to better protect consumers from these scams and reduce the damage they cause. The programme also includes working with Financial Fraud Action UK to develop a common understanding of what data on these scams can be shared between banks, and what barriers stand in the way of sharing further information; and developing best practice standards that banks should follow when responding to these scams.</p><p> </p><p>The PSR is also looking at what role the payment system operators CHAPS and Faster Payments Service (the systems that allow push payments to be made) could play in mitigating the damage caused by Authorised Push Payment scams.</p><p> </p><p>The PSR will publish a review of progress in the second half of 2017.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 04/07/2017 16:34:58 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

808892

	registered interest
	date	18/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Banks: Capital Investment
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will conduct an inquiry into the effect on the viability of small to medium sized business of banks’ efforts to improve their own capital ratios.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	120001
	answer	answer is ministerial correction date of answer 21/12/2017 answer text <p>The Government established an independent Financial Policy Committee (FPC) to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system. In March 2017 the FPC judged the appropriate Tier 1 capital requirement for the UK banking system, in aggregate and net of any countercyclical capital buffer, to be 13.5% of risk-weighted assets, as currently measured. The FPC’s judgement of the appropriate level of capital for the banking system was calibrated such that banks could absorb the cumulative losses in historical stress episodes and continue to provide essential services to the real economy.</p><p> </p><p>The Government is supporting lending to SMEs in a variety of ways, including: establishing the British Business Bank to make finance markets work better for small businesses; supporting challenger banks; introducing a bespoke regime for peer-to-peer lending; and structural interventions such as the bank referral scheme and the SME credit data sharing scheme.</p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 21/12/2017 11:05:51 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

732651

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	LIBOR
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Governor of the Bank of England on manipulation of the London Interbank Offered Rate.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1148
	answer	answer is ministerial correction date of answer 04/07/2017 answer text <p>The Chancellor has regular discussions with the Governor of the Bank of England on a wide range of issues relating to financial services. As has been the practice of previous administrations, the Government does not provide details of such discussions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 04/07/2017 16:33:12 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

751685

	registered interest
	date	13/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Foreign Exchange
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 July 2017 to Question 2292, from the hon. Member for Edinburgh South, whether he plans to publish the results of the research on foreign exchange (a) separately from the Government's response to the consultation, (b) in conjunction with the Government's response to the consultation or (c) not at all; if he will bring forward amendments to the draft Payment Services Regulations as a direct result of those findings; and if he will make a statement.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	4869
	answer	answer is ministerial correction date of answer 20/07/2017 answer text <p>In my answer of 5 July I stated that the Government was conducting research on the effects of transparency in overseas money transfers (involving foreign exchange) on consumer decisions. This research helped to inform the Government’s response to the consultation on the implementation of the second Payment Services Directive (PSDII), which was published on 19 July 2017.</p><p> </p><p>The Government’s response to the consultation explains that, as the second Payment Services Directive is a maximum harmonising Directive, the Government has limited flexibility as to how far we can go beyond its explicit requirements. Although the Government could see some benefit in requiring firms to display the difference between the exchange rate they offer and the interbank exchange rate, it is clear that including such a requirement in PSDII would be gold-plating, and the Government has therefore decided not to do so.</p><p>The Government does not intend to publish the research at this point in time as it relates to the formulation and development of ongoing Government policy.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 20/07/2017 14:29:01 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

753989

	registered interest
	date	19/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Foreign Exchange
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 17 July 2017 to Question 4713, how he will ensure that the research on the effect of pricing structures on consumer value choices is used to inform policy; and if he will make a statement.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	6150
	answer	answer is ministerial correction date of answer 07/09/2017 answer text <p>In my answer of 17 July I stated that Government does not intend to publish the research it conducted earlier in the year on the effects of transparency in overseas money transfers (involving foreign exchange) on consumer decisions as it relates to the formulation and development of ongoing Government policy.</p><p> </p><p>The research helped to inform the Government’s response to its consultation on the implementation of the second Payment Services Directive, which was published on 19 July 2017.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 07/09/2017 16:01:57 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day