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<p>The sale from the pre-2012 (plan 1) English student loan book, which was completed
in December 2017, took place by means of a securitisation. This involved transferring
the loan pool to a new independent English-domiciled company (“the Issuer”). This
company is registered as ‘Income Contingent Student Loans 1 (2002-2006) Plc’. In turn
the Issuer has issued to investors securities in the form of notes representing the
rights to the remaining future repayments.</p><p> </p><p>The individual names of investors
are commercially sensitive and are not publicly available.</p>
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