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1061161

	registered interest
	date	14/02/2019
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Financial Services: Technology
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what steps his Department is taking to encourage small businesses to invest in and utilise FinTech.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	221819
	answer	answer is ministerial correction date of answer 22/02/2019 answer text <p>The UK has been independently ranked by EY and Deloitte as the world’s leading hub for Fintech. The ambitious Fintech Sector Strategy, launched in March 2018 by the Chancellor, sets out how the Government intends to maintain that position.</p><p> </p><p>This thriving Fintech community is an advantage for small UK businesses, who benefit from easy access to a range of services including foreign exchange, loans, equity investment and invoice finance. The British Business Bank’s annual Small Business Finance Markets report, published on 11 February, states that the value of peer-to-peer business lending rose a further 18% in 2018, having increased by 51% in 2017.</p><p> </p><p>The same report notes that awareness among small businesses is also increasing, with 52% aware of peer-to-peer lending as an option (2017: 47%) and 70% aware of equity crowdfunding (2017: 60%). The British Business Bank’s portal for small businesses, the Finance Hub, has extensive information for small businesses on finance options including those available through Fintech providers and how to access them.</p><p> </p> answering member constituency Kingswood answering member printed Chris Skidmore question first answered 22/02/2019 13:05:28 answering member 4021 label Biography information for Chris Skidmore
	tabling member	4608 label Biography information for John Lamont

1038341

	registered interest
	date	09/01/2019
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Department for Business, Energy and Industrial Strategy: Disadvantaged
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what recent assessment his Department has made of (a) how widespread social exclusion is in rural areas and (b) the effect of his Department’s policies on social exclusion in rural areas.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	206841
	answer	answer is ministerial correction date of answer 17/01/2019 answer text <p>In order to inform delivery of the Government’s Industrial Strategy, the Department regularly reviews data and assessments relating to our cities, towns and rural areas, to understand both the challenges they face and the competitive advantages they hold. Our Ageing Society Grand Challenge includes £98 million of Industrial Strategy Challenge Fund investment into a ‘healthy ageing programme’, which will drive the development of new products and services to help people live in their homes longer, tackle loneliness and increase independence and wellbeing.</p><p> </p><p>BEIS is also supporting economic development and tackling regional disparities across the UK through the Strength in Places Fund, which received an additional £120 million of funding in Autumn Budget 2018. The programme supports businesses across the UK to adopt new technologies and to drive innovation-led growth, driving economic prosperity across all areas of the UK.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 17/01/2019 16:21:01 answering member 4487 label Biography information for Kelly Tolhurst
	tabling member	4608 label Biography information for John Lamont

1047725

	registered interest
	date	24/01/2019
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Low Pay: Rural Areas
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what steps his Department is taking to tackle low pay in rural areas.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	212428
	answer	answer is ministerial correction date of answer 01/02/2019 answer text <p>The Government is committed to delivering an economy that works for all. Through the National Living Wage and National Minimum Wage, the Government is ensuring the lowest paid across the UK are fairly rewarded for their contribution to the economy. For example, 3,100 workers in Berwickshire, Roxburgh and Selkirk are currently on the National Minimum Wage or National Living Wage.</p><p>The Government has committed to increase the National Living Wage to reach 60% of median earnings by 2020, subject to sustained economic growth. To meet this target, we will increase the National Living Wage rate by 4.9% to £8.21 in April 2019, benefiting 1.8 million workers directly. This increase will mean that a full-time worker on the National Living Wage will be over £2,750 better off over the course of the year, compared to when the policy was introduced. Furthermore, inflation-beating increases in the National Minimum Wage rates are expected to benefit 350,000 young workers from April 2019.</p> answering member constituency Rochester and Strood answering member printed Kelly Tolhurst question first answered 01/02/2019 14:31:50 answering member 4487 label Biography information for Kelly Tolhurst
	tabling member	4608 label Biography information for John Lamont

772371

	registered interest
	date	17/10/2017
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Energy: Berwickshire, Roxburgh and Selkirk
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, whether an estimate has been made of the number of energy customers in Berwickshire, Roxburgh and Selkirk constituency who are on (a) standard variable tariffs or (b) a default tariff.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	108140
	answer	answer is ministerial correction date of answer 23/10/2017 answer text <p>The Department collects data from energy companies by public electricity supplier (PES) regions; data is not available by parliamentary constituency. In South Scotland, 64% of gas and electricity customers are estimated to be on variable tariffs.</p><p>The Department’s methodology to produce estimates of customers on fixed tariffs is reliant on this being explicitly detailed in the tariff name so may not completely identify all tariffs. All tariffs not identified as fixed are assumed to be variable; however, standard variable tariffs cannot be distinguished within these.</p><p>Data are published in Quarterly Energy Prices tables 2.4.2 and 2.5.2.</p><p><a href="https://www.gov.uk/government/statistical-data-sets/quarterly-domestic-energy-price-stastics" target="_blank">https://www.gov.uk/government/statistical-data-sets/quarterly-domestic-energy-price-stastics</a></p> answering member constituency Stourbridge answering member printed Margot James question first answered 23/10/2017 10:20:12 answering member 4115 label Biography information for Margot James
	tabling member	4608 label Biography information for John Lamont

819919

	registered interest
	date	10/01/2018
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Mobile Phones
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what assessment his Department has made of whether mobile phone providers have met their legally binding agreement to provide a mobile phone signal to 90 per cent of the UK’s landmass by the end of 2017.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	121991
	answer	answer is ministerial correction date of answer 18/01/2018 answer text <p>The regulator Ofcom is responsible for enforcing spectrum licence obligations and it is assessing whether mobile network operators have met their licence obligations that were agreed in 2014. Ofcom plans to publish its assessment in early 2018. In 2017 the Government granted Ofcom new powers to issue fines to mobile operators in the event that they do not meet their licence obligations.</p> answering member constituency Stourbridge answering member printed Margot James grouped question UIN 121993 121994 question first answered 18/01/2018 13:50:09 answering member 4115 label Biography information for Margot James
	tabling member	4608 label Biography information for John Lamont

819921

	registered interest
	date	10/01/2018
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Mobile Phones
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how the agreement with mobile phone providers to provide a mobile phone signal to 90 per cent of the UK’s landmass by the end of 2017 will be enforced.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	121993
	answer	answer is ministerial correction date of answer 18/01/2018 answer text <p>The regulator Ofcom is responsible for enforcing spectrum licence obligations and it is assessing whether mobile network operators have met their licence obligations that were agreed in 2014. Ofcom plans to publish its assessment in early 2018. In 2017 the Government granted Ofcom new powers to issue fines to mobile operators in the event that they do not meet their licence obligations.</p> answering member constituency Stourbridge answering member printed Margot James grouped question UIN 121991 121994 question first answered 18/01/2018 13:50:09 answering member 4115 label Biography information for Margot James
	tabling member	4608 label Biography information for John Lamont

819922

	registered interest
	date	10/01/2018
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	5G
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what assessment he has made of the potential merits of strengthening future license conditions for the 5G spectrum auction in order to improve telephone and data signal in remote parts of the UK.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	121994
	answer	answer is ministerial correction date of answer 18/01/2018 answer text <p>The regulator Ofcom is responsible for enforcing spectrum licence obligations and it is assessing whether mobile network operators have met their licence obligations that were agreed in 2014. Ofcom plans to publish its assessment in early 2018. In 2017 the Government granted Ofcom new powers to issue fines to mobile operators in the event that they do not meet their licence obligations.</p> answering member constituency Stourbridge answering member printed Margot James grouped question UIN 121991 121993 question first answered 18/01/2018 13:50:09 answering member 4115 label Biography information for Margot James
	tabling member	4608 label Biography information for John Lamont

819928

	registered interest
	date	10/01/2018
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Broadband: Rural Areas
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what proportion of rural premises in (a) Scotland, (b) Wales and (c) England have access to superfast broadband.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	122000
	answer	answer is ministerial correction date of answer 18/01/2018 answer text <p>Ofcom's 2017 Connected Nations report includes the following percentages in figure 5, measuring superfast availability at 30Mbit/s in May 2017, showing percentage point changes from a year earlier (pp).</p><table><tbody><tr><td><p> </p></td><td><p>Urban coverage, % premises</p></td><td><p>Rural coverage, % premises</p></td></tr><tr><td><p>UK</p></td><td><p>95% (↑2pp)</p></td><td><p>66% (↑7pp)</p></td></tr><tr><td><p>England</p></td><td><p>95% (↑1pp)</p></td><td><p>69% (↑6pp)</p></td></tr><tr><td><p>Northern Ireland</p></td><td><p>97% (↑1pp)</p></td><td><p>57% (↑5pp)</p></td></tr><tr><td><p>Scotland</p></td><td><p>94% (↑4pp)</p></td><td><p>56% (↑10pp)</p></td></tr><tr><td><p>Wales</p></td><td><p>96% (↑3pp)</p></td><td><p>66% (↑10pp)</p></td></tr></tbody></table><p> </p><p>Source: Ofcom analysis of operator data</p> answering member constituency Stourbridge answering member printed Margot James question first answered 18/01/2018 14:04:06 answering member 4115 label Biography information for Margot James
	tabling member	4608 label Biography information for John Lamont

755668

	registered interest
	date	04/09/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Broadband: Berwickshire, Roxburgh and Selkirk
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how she plans to improve access to broadband services in Berwickshire Roxburgh and Selkirk.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	7140
	answer	answer is ministerial correction date of answer 12/09/2017 answer text <p>The Department has contributed £50.8 million to the current Highlands &amp; Islands broadband project and £50 million to the project for the Rest of Scotland. A further £20.99 million has been allocated to support further Rollout by Digital Scotland across both projects which could include Berwickshire, Roxburgh and Selkirk. For premises not covered by superfast broadband, we will ensure universal broadband coverage of at least 10Mbps, so that no home or business is left behind.</p> answering member constituency West Suffolk answering member printed Matt Hancock question first answered 12/09/2017 16:27:17 answering member 4070 label Biography information for Matt Hancock
	tabling member	4608 label Biography information for John Lamont

755676

	registered interest
	date	04/09/2017
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Broadband: Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how much her Department has contributed to the Digital Scotland Superfast Broadband programme; and what other support her Department has given to the rollout of superfast broadband in Scotland.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	7202
	answer	answer is ministerial correction date of answer 14/09/2017 answer text <p>I refer the hon member to my response to the question from the member from Orkney and Shetland during DCMS questions today in the chamber.</p> answering member constituency West Suffolk answering member printed Matt Hancock grouped question UIN 900848 question first answered 14/09/2017 16:58:48 answering member 4070 label Biography information for Matt Hancock
	tabling member	4608 label Biography information for John Lamont