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<p /> <p /> <p>The government believes people should be trusted to make their own
choices about how to use their savings to fund their retirement. These measures fundamentally
change the way that people can access their retirement savings, and therefore people
are free to vary the mix of income and capital they hold in retirement.</p><p> </p><p>Alongside
these changes, the government is taking measures to ensure everyone approaching retirement
is aware of the choices they have. Pension providers and schemes will be required,
by April 2015, to offer all individuals retiring with a defined contribution pension
pot free and impartial face-to-face guidance on their retirement choices.</p>
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