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173499

	registered interest
	date	13/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent assessment he has made of the capacity within the citizens advice network to deal with Pensions Wise enquiries.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	220611
	answer	answer is ministerial correction date of answer 11/02/2015 answer text <p>Pension Wise telephone sessions will be delivered by the Pensions Advisory Service, based at its headquarters in London.</p><p> </p><p> </p><p> </p><p>Face to face sessions are being delivered by Citizens Advice England and Wales, Citizens Advice Scotland and Citizens Advice Northern Ireland. These will be offered in selected bureaux across the United Kingdom with the aim of providing good geographic coverage and ensuring the service is accessible across the UK.</p><p> </p><p> </p><p> </p><p>The government is working closely with the three Citizens Advice bodies to ensure that they are appropriately funded and supported to build sufficient capacity in the bureaux network.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 220610 220635 question first answered 11/02/2015 16:57:43 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3949 label Biography information for Gregg McClymont

173500

	registered interest
	date	13/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many agents offering guidance through the Pensions Wise scheme will be based outside London.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	220610
	answer	answer is ministerial correction date of answer 11/02/2015 answer text <p>Pension Wise telephone sessions will be delivered by the Pensions Advisory Service, based at its headquarters in London.</p><p> </p><p> </p><p> </p><p>Face to face sessions are being delivered by Citizens Advice England and Wales, Citizens Advice Scotland and Citizens Advice Northern Ireland. These will be offered in selected bureaux across the United Kingdom with the aim of providing good geographic coverage and ensuring the service is accessible across the UK.</p><p> </p><p> </p><p> </p><p>The government is working closely with the three Citizens Advice bodies to ensure that they are appropriately funded and supported to build sufficient capacity in the bureaux network.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 220611 220635 question first answered 11/02/2015 16:57:43 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3949 label Biography information for Gregg McClymont

173503

	registered interest
	date	13/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what training agents offering guidance through the Pensions Wise scheme will be given before dealing with enquiries; and if he will make a statement.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	220633
	answer	answer is ministerial correction date of answer 16/01/2015 answer text <p>A high quality and rigorous training programme will ensure all guidance specialists have the required technical knowledge and guidance skills, whether they are delivering guidance face to face or over the phone.</p><p> </p><p> </p><p> </p><p>The training programme is being designed in accordance with the standards set by the Financial Conduct Authority (FCA) and is currently being finalised.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 16/01/2015 14:39:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

173504

	registered interest
	date	13/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent estimate he has made of the number of people who will seek to use the Pensions Wise service in the financial year 2015-16.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	220634
	answer	answer is ministerial correction date of answer 16/01/2015 answer text <p>The Government is working closely with stakeholders to understand and estimate potential demand for the service, and to build sufficient and flexible capacity in the Pension wise service to meet demand.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 16/01/2015 14:43:12 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

173505

	registered interest
	date	13/01/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, where the agents offering guidance through the Pensions Wise scheme will be based.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	220635
	answer	answer is ministerial correction date of answer 11/02/2015 answer text <p>Pension Wise telephone sessions will be delivered by the Pensions Advisory Service, based at its headquarters in London.</p><p> </p><p> </p><p> </p><p>Face to face sessions are being delivered by Citizens Advice England and Wales, Citizens Advice Scotland and Citizens Advice Northern Ireland. These will be offered in selected bureaux across the United Kingdom with the aim of providing good geographic coverage and ensuring the service is accessible across the UK.</p><p> </p><p> </p><p> </p><p>The government is working closely with the three Citizens Advice bodies to ensure that they are appropriately funded and supported to build sufficient capacity in the bureaux network.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 220610 220611 question first answered 11/02/2015 16:57:43 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3949 label Biography information for Gregg McClymont

46192

	registered interest
	date	01/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people have been issued demand notices for unpaid tax in each of the last five years.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	194790
	answer	answer is ministerial correction date of answer 09/04/2014 answer text <p>HMRC does not hold data on the total number of letters issued demanding payment of an established and overdue tax debt over the last five years.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 09/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

46201

	registered interest
	date	01/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what plans he has to amend rules on the deliberate deprivation of capital used in the means test for social care funding as a consequence of the planned changes to pensions from 2015.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	194792
	answer	answer is ministerial correction date of answer 08/04/2014 answer text <p>This measure fundamentally changes the way that people can access their retirement savings, and so depending on the decisions they make, people may increase or decrease their chances of being eligible for means tested services at some point in their retirement. We will ensure that the relevant guidance, including where necessary the guidance on deliberate deprivation of capital, is updated before the new flexibilities are implemented in April 2015.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 08/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

46202

	registered interest
	date	01/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people have been issued demand notices for unpaid tax since the introduction of the £50,000 maximum tax relief on pensions contributions in April 2011.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	194791
	answer	answer is ministerial correction date of answer 08/04/2014 answer text <p>HMRC does not hold data on the total number of letters issued demanding payment of an established and overdue tax debt since April 2011. Each taxpayer with an established and overdue debt may receive several letters requesting payment.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 08/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

47169

	registered interest
	date	07/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people made the maximum allowed contribution to an ISA in each of the last three years; and how many he estimates will do so in each of the next three years as a result of changes announced in the 2014 Budget.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	195422
	answer	answer is ministerial correction date of answer 10/04/2014 answer text <p>HM TREASURY</p><p> </p><p> </p><p> </p><p>Gregg McClymont MP</p><p> </p><p><strong>CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer, how many people made the maximum allowed contribution to an ISA in each of the last three years; and how many he estimates will do so in each of the next three years as a result of changes announced in the 2014 Budget. 195422</p><p> </p><p>DAVID GAUKE</p><p>In 2010-11, around 1.2 million individuals made full use of their (£10,200) ISA allowance. Figures for more recent years are not yet available.</p><p> </p><p>As announced at Budget 2014, from 1 July 2014 the overall annual New ISA subscription limit will be increased to £15,000 and can be used for either cash or stocks and shares investments, or any combination of the two, up to this limit. Over 6 million people are expected to benefit from these increases, including over 5 million adults currently making full use of the cash ISA limit.</p><p> </p><p>Estimates of the numbers of individuals expected to save at the new limit in each of the next three years are not available.</p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 10/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont

47170

	registered interest
	date	07/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will publish an impact assessment of planned changes to pensions from 2015 as announced in the 2014 Budget.
	tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
	tabling member printed	Gregg McClymont
	uin	195423
	answer	answer is ministerial correction date of answer 10/04/2014 answer text <p>HM TREASURY</p><p> </p><p> </p><p> </p><p>MP Gregg McClymont MP</p><p> </p><p><strong>CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST</strong></p><p> </p><p>To ask Mr Chancellor of the Exchequer if he will publish an impact assessment of planned changes to pensions from 2015 as announced in the 2014 Budget 195423</p><p> </p><p>DAVID GAUKE</p><p>The expected Exchequer impacts over the forecast period of the changes made to private pensions taxation as announced at Budget 2014 were included in the Taxes Information and Impact Note “Increasing Pension Flexibility” published on 19 March 2014 and can be found in Table 2.1 (p.56) of the Red Book.</p><p> </p><p>The Treasury announced in paragraph 1.13 of “Freedom of Choice in Pensions” that “it intends to publish draft legislation for a short technical consultation prior to the introduction of the legislation that will enact the changes from April 2015”. A consultation impact assessment will be published alongside this draft legislation.</p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 10/04/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	3949 label Biography information for Gregg McClymont