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1144492
star this property registered interest false remove filter
star this property date less than 2019-09-03more like thismore than 2019-09-03
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Pensions: Chronic Illnesses more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Chancellor of the Exchequer, what estimate he has made of the number of people affected by terminal illness who are unable to claim their personal pensions early. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 286104 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-09-09more like thismore than 2019-09-09
star this property answer text <p>The government does not hold this data.</p><p> </p><p>Subject to scheme rules, individuals may be able to make early withdrawals from their personal pension in the event that they are expected to live less than a year. These withdrawals can be made free of tax provided certain conditions are met.</p> more like this
star this property answering member constituency Salisbury more like this
unstar this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-09T11:37:49.28Zmore like thismore than 2019-09-09T11:37:49.28Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1145159
star this property registered interest false remove filter
star this property date less than 2019-09-05more like thismore than 2019-09-05
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Companies: Pay more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Chancellor of the Exchequer, what the total payroll is of companies in England that have a payroll (a) over and (b) under £3 million. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 287470 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-09-27more like thismore than 2019-09-27
star this property answer text <p>It is not possible to produce meaningful estimates of the paybills of employers in specific geographical areas. HMRC has information on where Pay As You Earn (PAYE) schemes are registered, though not on the workplaces of the employer. Many large employers will have various workplaces across the UK and will operate multiple PAYE schemes, or outsource their payroll to a payroll provider based in a different location.</p> more like this
star this property answering member constituency Hereford and South Herefordshire more like this
unstar this property answering member printed Jesse Norman more like this
star this property question first answered
less than 2019-09-27T13:58:55.747Zmore like thismore than 2019-09-27T13:58:55.747Z
star this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1167212
star this property registered interest false remove filter
star this property date less than 2019-10-29more like thismore than 2019-10-29
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Chancellor of the Exchequer, what estimate he has made of the number of existing mortgage prisoners that could benefit from the rule changes announced by the FCA on 28 October 2019. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 7072 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-11-04more like thismore than 2019-11-04
star this property answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p>
star this property answering member constituency Salisbury more like this
unstar this property answering member printed John Glen more like this
star this property grouped question UIN
7073 more like this
7074 more like this
star this property question first answered
less than 2019-11-04T14:00:56.09Zmore like thismore than 2019-11-04T14:00:56.09Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1167213
star this property registered interest false remove filter
star this property date less than 2019-10-29more like thismore than 2019-10-29
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Chancellor of the Exchequer, what steps he will take to ensure that his officials contact existing vulture funds operating in the UK to ensure compliance with the new FCA regulations on mortgage prisoners. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 7073 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-11-04more like thismore than 2019-11-04
star this property answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p>
star this property answering member constituency Salisbury more like this
unstar this property answering member printed John Glen more like this
star this property grouped question UIN
7072 more like this
7074 more like this
star this property question first answered
less than 2019-11-04T14:00:56.137Zmore like thismore than 2019-11-04T14:00:56.137Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1167214
star this property registered interest false remove filter
star this property date less than 2019-10-29more like thismore than 2019-10-29
star this property answering body
Treasury more like this
unstar this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
unstar this property hansard heading Mortgages more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Chancellor of the Exchequer, what discussions he has had with representatives of groups acting on behalf of mortgage prisoners on the effect of the announcement made by the FCA on 28 October 2019. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 7074 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-11-04more like thismore than 2019-11-04
star this property answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p>
star this property answering member constituency Salisbury more like this
unstar this property answering member printed John Glen more like this
star this property grouped question UIN
7072 more like this
7073 more like this
star this property question first answered
less than 2019-11-04T14:00:56.183Zmore like thismore than 2019-11-04T14:00:56.183Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1141127
star this property registered interest false remove filter
star this property date less than 2019-07-22more like thismore than 2019-07-22
star this property answering body
Home Office more like this
unstar this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
unstar this property hansard heading Entry Clearances: Overseas Students more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for the Education on the financial implications for universities of delays in the processing of free visa applications for international students who have been offered places by universities to study in the UK. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 280139 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-25more like thisremove minimum value filter
star this property answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> more like this
star this property answering member constituency Romsey and Southampton North more like this
unstar this property answering member printed Caroline Nokes more like this
star this property grouped question UIN
280168 more like this
280171 more like this
star this property question first answered
less than 2019-07-25T15:31:49.86Zmore like thismore than 2019-07-25T15:31:49.86Z
star this property answering member
4048
star this property label Biography information for Caroline Nokes more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1141128
star this property registered interest false remove filter
star this property date less than 2019-07-22more like thismore than 2019-07-22
star this property answering body
Home Office more like this
unstar this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
unstar this property hansard heading Entry Clearances: Overseas Students more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for the Home Department, what recent discussions he has had with representatives from Cardiff University on delays in the processing of visa applications for international students who are enrolling in autumn 2019. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 280168 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-25more like thisremove minimum value filter
star this property answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> more like this
star this property answering member constituency Romsey and Southampton North more like this
unstar this property answering member printed Caroline Nokes more like this
star this property grouped question UIN
280139 more like this
280171 more like this
star this property question first answered
less than 2019-07-25T15:31:49.907Zmore like thismore than 2019-07-25T15:31:49.907Z
star this property answering member
4048
star this property label Biography information for Caroline Nokes more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1141129
star this property registered interest false remove filter
star this property date less than 2019-07-22more like thismore than 2019-07-22
star this property answering body
Home Office more like this
unstar this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
unstar this property hansard heading Entry Clearances: Overseas Students more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for the Education on increasing the number of free appointments for international students who require visas to allow them to enrol at Cardiff university in autumn 2019. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 280169 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-25more like thisremove minimum value filter
star this property answer text <p>We wrote to Tier 4 sponsors, including Cardiff University on 11 July 2019 to set out Sopra Steria’s offer for Tier 4 students applying in the Autumn, which includes the provision of dedicated Tier 4 Service Points.</p> more like this
star this property answering member constituency Romsey and Southampton North more like this
unstar this property answering member printed Caroline Nokes more like this
star this property grouped question UIN 280170 more like this
star this property question first answered
less than 2019-07-25T15:29:58.913Zmore like thismore than 2019-07-25T15:29:58.913Z
star this property answering member
4048
star this property label Biography information for Caroline Nokes more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1141130
star this property registered interest false remove filter
star this property date less than 2019-07-22more like thismore than 2019-07-22
star this property answering body
Home Office more like this
unstar this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
unstar this property hansard heading Entry Clearances: Overseas Students more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for the Home Department, what assessment he has made of the adequacy of UK Visa and Citizenship Applications Services in providing free appointments for international students at (a) its Cardiff centre and (b) its other five centres. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 280170 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-25more like thisremove minimum value filter
star this property answer text <p>We wrote to Tier 4 sponsors, including Cardiff University on 11 July 2019 to set out Sopra Steria’s offer for Tier 4 students applying in the Autumn, which includes the provision of dedicated Tier 4 Service Points.</p> more like this
star this property answering member constituency Romsey and Southampton North more like this
unstar this property answering member printed Caroline Nokes more like this
star this property grouped question UIN 280169 more like this
star this property question first answered
less than 2019-07-25T15:29:58.963Zmore like thismore than 2019-07-25T15:29:58.963Z
star this property answering member
4048
star this property label Biography information for Caroline Nokes more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this
1141132
star this property registered interest false remove filter
star this property date less than 2019-07-22more like thismore than 2019-07-22
star this property answering body
Home Office more like this
unstar this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
unstar this property hansard heading Entry Clearances: Overseas Students more like this
star this property house id 1 more like this
unstar this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for Education on the adequacy of procedures to process tier 4 visa procedures. more like this
star this property tabling member constituency Blackpool South more like this
star this property tabling member printed
Gordon Marsden remove filter
star this property uin 280171 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-25more like thisremove minimum value filter
star this property answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> more like this
star this property answering member constituency Romsey and Southampton North more like this
unstar this property answering member printed Caroline Nokes more like this
star this property grouped question UIN
280139 more like this
280168 more like this
star this property question first answered
less than 2019-07-25T15:31:49.937Zmore like thismore than 2019-07-25T15:31:49.937Z
star this property answering member
4048
star this property label Biography information for Caroline Nokes more like this
star this property tabling member
465
star this property label Biography information for Gordon Marsden more like this