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1167501

	registered interest
	date	30/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what estimate he has made of the number of GTA England members that have been unable to access apprenticeship funding since the apprenticeship levy was introduced.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7649
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>We are committed to ensuring that our reforms to apprenticeships work for smaller employers and their providers, such as group training associations (GTAs).</p><p> </p><p>GTAs are important members of the training provider market, working for groups of employers to provide high quality training. We ran a procurement exercise to secure high-quality training to support small and medium-sized employers from January 2018 to April 2019. This was a highly competitive exercise attracting interest from a wide range of training providers and we recognise that not all providers were successful in the competition. The contracts we awarded have been subsequently extended to April 2020, supported by over £700 million funding for new starts and existing apprentices.</p><p> </p><p>In addition to these contracts, the smaller employers are also able to receive transfers from levy-paying employers, allowing GTAs access to levy-funded training. We have also announced that we will shortly enable levy payers to transfer funds to cover the full cost of training for 16 to 18-year-olds in the smallest businesses with fewer than 50 employers.</p><p> </p><p>Earlier this year, we confirmed that small and medium enterprises (SMEs), who do not pay the apprenticeship levy, would soon be able to access the benefits of using the award-winning apprenticeship service (AS). The AS, already in use by large levy paying employers, will give SMEs greater control over choosing their apprenticeships, a greater range of training providers to engage with, and a new route to access apprenticeship funding.</p><p> </p><p>We announced at the Association of Employment and Learning Providers (AELP) conference on 29 October 2019 that from January we will begin to transition SMEs onto the service, and will be supporting up to an additional 5,000 starts per month from January to March 2020 for employers that don’t pay the levy. We will be issuing more detail on the transition arrangements from November and throughout 2020.</p><p> </p><p>Officials meet regularly with GTA England to discuss training provision, including in respect of apprenticeships. We also work closely with the AELP, the Learning and Work Institute, and the Association of Colleges to consider a range of sectoral issues and to ensure that our apprenticeships reforms continue to work for employers of all sizes, including charities.</p><p> </p> answering member constituency Chippenham answering member printed Michelle Donelan grouped question UIN 7650 question first answered 04/11/2019 14:40:24 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1167212

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of existing mortgage prisoners that could benefit from the rule changes announced by the FCA on 28 October 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7072
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7073 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1167213

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he will take to ensure that his officials contact existing vulture funds operating in the UK to ensure compliance with the new FCA regulations on mortgage prisoners.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7073
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1167214

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what discussions he has had with representatives of groups acting on behalf of mortgage prisoners on the effect of the announcement made by the FCA on 28 October 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7074
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7073 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1166827

	registered interest
	date	28/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Shipping
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, how many apprentice (a) starts and (b) completions there have been in each sector of the maritime industry since 2014-15.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	6226
	answer	answer is ministerial correction date of answer 31/10/2019 answer text <p>Data on apprenticeship starts, completions, training providers and age of apprentices is not available for the maritime industry sector specifically.</p><p>Due to the methodology behind these experimental statistics, data has not been published below the broad industry sector level.</p><p>The most recent statistics on apprenticeships starts by broad industry sector cover the academic years 2012/13 to 2016/17 and are published at the following link:</p><p><a href="https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics" target="_blank">https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics</a>.</p> answering member constituency Chippenham answering member printed Michelle Donelan grouped question UIN 6228 6229 question first answered 31/10/2019 14:04:46 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1166828

	registered interest
	date	28/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Shipping
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what the average length of time is for agreeing standards for apprenticeships in the maritime industry through the Trailblazer working group model.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	6227
	answer	answer is ministerial correction date of answer 31/10/2019 answer text <p>This is a matter for the Institute for Apprenticeships. I have asked its Chief Executive, Sir Gerry Berragan, to write to the hon. Member, and a copy of his reply will be placed in the Libraries of both Houses when it is available.</p> answering member constituency Chippenham answering member printed Michelle Donelan question first answered 31/10/2019 14:45:41 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1166829

	registered interest
	date	28/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Shipping
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, which training providers offer apprenticeships for employers in the maritime industry.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	6228
	answer	answer is ministerial correction date of answer 31/10/2019 answer text <p>Data on apprenticeship starts, completions, training providers and age of apprentices is not available for the maritime industry sector specifically.</p><p>Due to the methodology behind these experimental statistics, data has not been published below the broad industry sector level.</p><p>The most recent statistics on apprenticeships starts by broad industry sector cover the academic years 2012/13 to 2016/17 and are published at the following link:</p><p><a href="https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics" target="_blank">https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics</a>.</p> answering member constituency Chippenham answering member printed Michelle Donelan grouped question UIN 6226 6229 question first answered 31/10/2019 14:04:46 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1166830

	registered interest
	date	28/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Shipping
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, what the average age is of an apprentice in the maritime industry sector.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	6229
	answer	answer is ministerial correction date of answer 31/10/2019 answer text <p>Data on apprenticeship starts, completions, training providers and age of apprentices is not available for the maritime industry sector specifically.</p><p>Due to the methodology behind these experimental statistics, data has not been published below the broad industry sector level.</p><p>The most recent statistics on apprenticeships starts by broad industry sector cover the academic years 2012/13 to 2016/17 and are published at the following link:</p><p><a href="https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics" target="_blank">https://www.gov.uk/government/statistics/apprenticeships-in-england-by-industry-characteristics</a>.</p> answering member constituency Chippenham answering member printed Michelle Donelan grouped question UIN 6226 6228 question first answered 31/10/2019 14:04:46 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1156156

	registered interest
	date	24/10/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, whether unspent apprenticeship levy monies returned to his Department are allocated to the apprenticeship budget for use by non-levy paying employers.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	4925
	answer	answer is ministerial correction date of answer 29/10/2019 answer text <p>The funds in apprenticeship service accounts are available for levy-paying employers to use for 24 months before they begin to expire on a rolling, month-by-month basis. We have never anticipated that levy-payers will use all the funds available to them, but they are able to if they wish. Individual levy-paying employers have full control over when and where apprenticeship funds are spent to meet their current and future skills needs.</p><p>Employers’ levy funds are distinct from the Department for Education’s ring-fenced annual apprenticeship budget. This budget is set on an annual basis to cover the costs of all apprenticeships. This includes new apprenticeships in both levy-paying employers and those that do not pay the levy, as well as existing apprenticeships for learners who started in previous years. As this budget is distinct from the funds in employers’ apprenticeship service accounts, it is not affected by the value of any funds which may expire from employers’ accounts each month.</p> answering member constituency Chippenham answering member printed Michelle Donelan question first answered 29/10/2019 13:58:33 answering member 4530 label Biography information for Michelle Donelan
	tabling member	465 label Biography information for Gordon Marsden

1150219

	registered interest
	date	17/10/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions: Females
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate she has made of the number of women on low incomes born in the 1950s who have had their state pension age changed in (a) Blackpool, (b) Lancashire and (c) the North West.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	895
	answer	answer is ministerial correction date of answer 21/10/2019 answer text <p>Women born between 6 April 1950 and 5 April 1953 were affected by State Pension age equalisation under the Pensions Act 1995. The Pensions Act 2011 accelerated the equalisation of State Pension age, and included transitional arrangements limiting State Pension age delays, affecting women born between 6 April 1953 and 5 December 1953. It also brought forward the increase in State Pension age from 65 to 66 which affected women born between 6 December 1953 and 5 April 1960.</p><p> </p><p>The Department for Work and Pensions only holds estimates at a Great Britain level.</p><p> </p><p>The Office for National Statistics publishes data bi-annually on population numbers and projections. This is not segmented into income categories. They do offer data segmented into local area groups and region. The next release of population data will be available on the 21/10/2019 at: <a href="https://www.ons.gov.uk/releases/nationalpopulationprojections2018based" target="_blank">https://www.ons.gov.uk/releases/nationalpopulationprojections2018based</a></p><p> </p> answering member constituency Hexham answering member printed Guy Opperman question first answered 21/10/2019 13:37:37 answering member 4142 label Biography information for Guy Opperman
	tabling member	465 label Biography information for Gordon Marsden