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1046094

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Action Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, how many reports of fraud Action Fraud received in each year since 2013 by police force area.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211126
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Home Office collects statistics on the number of fraud cases reported to Action Fraud by each Police Force Area on a quarterly basis. These data are published as Experimental statistics in the Office for National Statistics ‘Crime in England and Wales’ statistical bulletins.</p><p>The table provided goes back to the year ending March 2015, the earliest year that fraud data was available by Police Force Area.</p><p>The next release of the ‘Crime in England and Wales’ statistical bulletin is due to be published on 24th January and will include fraud cases reported to Action Fraud for the year ending September 2018.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:22:40 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1046093

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Fraud: Crime Prevention
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, if he will implement a national fraud prevention strategy with an annual statement of priorities.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211125
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>Preventing fraud by designing out the vulnerabilities that criminals exploit and educating the public about fraud are central tenets of the Joint Fraud Taskforce’s work. The Taskforce is committed to transparency and will publish its priorities, along with reports on its progress.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:25:31 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1046090

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Joint Fraud Taskforce
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, whether the joint fraud task force will continue to operate following the announcement of the formation of the economic crime strategy board.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211122
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Joint Fraud Taskforce will continue to operate, working as a public and private partnership to tackle fraud and to protect victims.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:31:26 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1046092

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what recent assessment he has made of the level of fraud in the UK; and what plans he has to tackle fraud.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211124
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Home Office Analysis and Insight Team has developed its evidence base on the scale, nature and impact of fraud against individuals and businesses using comparative analysis from key data sources, such as Action Fraud, the Crime Survey for England and Wales (CSEW) and academic literature. The CSEW reports an estimated 3.3 million fraud incidents in England and Wales for the year ending June 2018. In the same period, the National Fraud Intelligence Bureau (NFIB) notes 641,700 fraud and computer misuse offences referred, including those from Action Fraud (the UK’s national reporting centre for fraud and cyber crime) with 288,703 offences reported.</p><p>The Home Office is working in partnership with the wider public and private sectors to develop measures aimed at reducing peoples’ vulnerability to fraud. We have also been working with law enforcement to improve the reporting and investigation of fraud and the support provided to victims. Last year, the Secretary of State commissioned Her Majesty’s Inspectorate of Constabulary and Fire &amp; Rescue Services to carry out a thematic inspection of the policing response to fraud. The inspection report is due to be published in early 2019, and will inform our future activity.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:38:58 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1046089

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Joint Fraud Taskforce
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, whether the joint fraud task force management board has met since the last published minutes of 20 June 2018.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211121
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The Joint Fraud Taskforce Management Board has met on several occasions since 20 June 2018. They have been reviewing the work of the Joint Fraud Taskforce and how the group is structured, to ensure it is able to respond to the highest harm fraud threats we face, using all the powers and resources of its members to maximise impact. The Joint Fraud Taskforce Management Board will publicly report on their new approach shortly.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:42:37 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1046091

	registered interest
	date	22/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Ministerial Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what the terms of reference will be for the Economic Crime Strategy Board; and if the reports of that Board will be published.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	211123
	answer	answer is ministerial correction date of answer 29/01/2019 answer text <p>The new Economic Crime Strategic Board, which will meet twice a year, will set priorities, direct resources and scrutinise performance against the economic crime threat, which is set out in the Serious and Organised Crime (SOC) Strategy. The Board brings together key leaders from the public and private sectors working together to develop a single system response.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 29/01/2019 15:44:47 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1050382

	registered interest
	date	29/01/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Action Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, how many investigations resulting from information being passed to the police by Action Fraud have taken place in each year since 2013.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	213951
	answer	answer is ministerial correction date of answer 05/02/2019 answer text <p>Action Fraud reports are passed on to the National Fraud Intelligence Bureau (NFIB), who are responsible for reviewing and allocating offences to forces for investigation.</p><p><br>The Home Office collects information on the number of fraud cases disseminated by the NFIB to police forces and also the number of fraud outcomes recorded by the police. These data are published annually as part of the Home Office’s ‘Crime Outcomes in England and Wales’ publication. The latest data can be found here:</p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/740625/prc-fraud-open-data-march2018-tables.ods." target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/740625/prc-fraud-open-data-march2018-tables.ods.</a></p><p>In order to improve our understanding of how forces are responding to fraud, we, last year, asked HMIC to inspect forces. We will study the report when it is published.</p><p> </p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 05/02/2019 16:21:58 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1132466

	registered interest
	date	17/06/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Counter-terrorism
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, when he plans to publish the timetable for the independent review of the Prevent programme.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	265440
	answer	answer is ministerial correction date of answer 20/06/2019 answer text <p>Work is underway to appoint the Independent Reviewer of the Prevent Strategy, define the Terms of Reference for the Review, and to recruit a secretariat to support this work. The House will be informed of the arrangements for the Review, including the Reviewer and the Terms of Reference, by 12 August 2019, as required by the Counter Terrorism and Border Security Act 2019. The final report, recommendations and the Government response are due by August 2020.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 20/06/2019 16:03:29 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1132468

	registered interest
	date	17/06/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Higher Education: Radicalism
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, when the Government plans to redraft the Higher Education Prevent Duty Guidance following the Court of Appeal’s verdict that paragraph 11 is unlawful; and if he will consult with organisations from the higher education sector on that redraft.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	265441
	answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>The Court of Appeal’s judgment that one paragraph in the Prevent Duty Guidance for Higher Education Institutions in England and Wales is unlawful (which applies correspondingly to the same or similar paragraphs in the Prevent Duty Guidance documents for higher education in Scotland, and for further education institutions in England and Wales, and in Scotland) does not affect the rest of the guidance documents, which should continue to be read as before.</p><p>The Government continues to consider its position regarding its next steps in relation to this judgment. Any redraft of the guidance documents will be made in consultation with the higher education sector, and in the meantime higher and further education institutions affected by the Prevent duty should refer to the court’s judgment, in particular paragraphs 158 to 177.</p> answering member constituency Wyre and Preston North answering member printed Mr Ben Wallace question first answered 08/07/2019 14:38:23 answering member 1539 label Biography information for Mr Ben Wallace
	tabling member	465 label Biography information for Gordon Marsden

1064112

	registered interest
	date	19/02/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	HIV Infection: Drugs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, when the Government's commitment to double the number of places available for men on the PrEP Impact Trial will be rolled out at the Whitegate Health Centre in Blackpool.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	223523
	answer	answer is ministerial correction date of answer 27/02/2019 answer text <p>The HIV Pre-exposure Prophylaxis (PrEP) Impact trial that began in October 2017 was funded by NHS England to recruit 10,000 participants over a three-year study period. In 2018, the allocation of places was increased to 13,000 to take account of a surge in people taking part. On 30 January, the Secretary of State for Health and Social Care announced that the PrEP Impact trial would be expanded to 26,000 places. Work is underway with partners to take this forward. The PrEP Oversight Board has requested information on local capacity to make the additional places available and will review this shortly. After assessing their capacity to utilise any extra places, investigators in each site, including those in Blackpool, can request additional trial places.</p> answering member constituency Winchester answering member printed Steve Brine question first answered 27/02/2019 16:16:50 answering member 4067 label Biography information for Steve Brine
	tabling member	465 label Biography information for Gordon Marsden

1091420

	registered interest
	date	19/03/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	Erasmus+ Programme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, what steps his Department has taken to secure EU healthcare benefits for UK students studying in the EU after September 2019 on the Erasmus+ programme in the event that the UK leaves the EU without a deal.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	234129
	answer	answer is ministerial correction date of answer 22/03/2019 answer text <p>On 19 March 2019, I laid a Written Ministerial Statement (<a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2019-03-19/HCWS1429/" target="_blank">HCWS1429</a>) on the Department’s plans for the continuity of reciprocal healthcare arrangements in the event we exit the European Union without a deal. This statement includes specific guidance for students and with regards to European Health Insurance Cards (EHICs).</p><p> </p><p>Discussions about EHICs, including for students, forms part of the broader negotiations with the European Commission and Member States about continued reciprocal healthcare arrangements.</p><p> </p><p>Subject to Parliament ratifying the Withdrawal Agreement, current reciprocal healthcare rights will continue during the implementation period until 31 December 2020. This includes EHICs for students.</p><p> </p><p>In a ‘no deal’ scenario, the United Kingdom Government has proposed to EU Member States that we should maintain the existing healthcare arrangements until 31 December 2020, with the aim of minimising disruption to UK nationals’ and EU citizens’ healthcare provision. The UK cannot unilaterally guarantee people’s healthcare cover if they live abroad, as this depends on decisions by Member States.</p><p> </p><p>Currently, students residing in the UK who are going on a placement abroad are entitled to a UK-issued EHIC to cover healthcare costs for the duration of their placement. We cannot guarantee that this will continue for all EU Member States in the event of a ‘no deal’ scenario where the existing arrangements are not extended.</p><p> </p><p>UK nationals living in or travelling to the EU should ensure they are taking the necessary steps to prepare including taking out comprehensive health insurance and ensuring they access up-to-date information on GOV.UK and NHS.UK at the following links:</p><p> </p><p><a href="https://www.gov.uk/government/collections/overseas-living-in-guides" target="_blank">https://www.gov.uk/government/collections/overseas-living-in-guides</a></p><p> </p><p><a href="https://www.nhs.uk/using-the-nhs/healthcare-abroad/healthcare-when-travelling-abroad/travelling-in-the-european-economic-area-eea-and-switzerland/" target="_blank">https://www.nhs.uk/using-the-nhs/healthcare-abroad/healthcare-when-travelling-abroad/travelling-in-the-european-economic-area-eea-and-switzerland/</a></p><p><strong> </strong></p> answering member constituency Wimbledon answering member printed Stephen Hammond grouped question UIN 234130 question first answered 22/03/2019 15:24:21 answering member 1585 label Biography information for Stephen Hammond
	tabling member	465 label Biography information for Gordon Marsden

1091421

	registered interest
	date	19/03/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	Health Services: Reciprocal Arrangements
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, what discussions he has had with (a) the Secretary of State for Education, (b) NHS executives and (c) the EU on the status of the EU health insurance card for UK students studying abroad from September 2019 in the event of the UK leaving the EU without a deal.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	234130
	answer	answer is ministerial correction date of answer 22/03/2019 answer text <p>On 19 March 2019, I laid a Written Ministerial Statement (<a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2019-03-19/HCWS1429/" target="_blank">HCWS1429</a>) on the Department’s plans for the continuity of reciprocal healthcare arrangements in the event we exit the European Union without a deal. This statement includes specific guidance for students and with regards to European Health Insurance Cards (EHICs).</p><p> </p><p>Discussions about EHICs, including for students, forms part of the broader negotiations with the European Commission and Member States about continued reciprocal healthcare arrangements.</p><p> </p><p>Subject to Parliament ratifying the Withdrawal Agreement, current reciprocal healthcare rights will continue during the implementation period until 31 December 2020. This includes EHICs for students.</p><p> </p><p>In a ‘no deal’ scenario, the United Kingdom Government has proposed to EU Member States that we should maintain the existing healthcare arrangements until 31 December 2020, with the aim of minimising disruption to UK nationals’ and EU citizens’ healthcare provision. The UK cannot unilaterally guarantee people’s healthcare cover if they live abroad, as this depends on decisions by Member States.</p><p> </p><p>Currently, students residing in the UK who are going on a placement abroad are entitled to a UK-issued EHIC to cover healthcare costs for the duration of their placement. We cannot guarantee that this will continue for all EU Member States in the event of a ‘no deal’ scenario where the existing arrangements are not extended.</p><p> </p><p>UK nationals living in or travelling to the EU should ensure they are taking the necessary steps to prepare including taking out comprehensive health insurance and ensuring they access up-to-date information on GOV.UK and NHS.UK at the following links:</p><p> </p><p><a href="https://www.gov.uk/government/collections/overseas-living-in-guides" target="_blank">https://www.gov.uk/government/collections/overseas-living-in-guides</a></p><p> </p><p><a href="https://www.nhs.uk/using-the-nhs/healthcare-abroad/healthcare-when-travelling-abroad/travelling-in-the-european-economic-area-eea-and-switzerland/" target="_blank">https://www.nhs.uk/using-the-nhs/healthcare-abroad/healthcare-when-travelling-abroad/travelling-in-the-european-economic-area-eea-and-switzerland/</a></p><p><strong> </strong></p> answering member constituency Wimbledon answering member printed Stephen Hammond grouped question UIN 234129 question first answered 22/03/2019 15:24:21 answering member 1585 label Biography information for Stephen Hammond
	tabling member	465 label Biography information for Gordon Marsden

1104735

	registered interest
	date	25/03/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	General Practitioners: Blackpool
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, what estimate he has made of the number of people attending (a) A&E facilities at the Blackpool Acute Hospitals Trust and (b) Walk-in facilities in Blackpool between June 2018 and January 2019 who could have been seen as a non-emergency appointment.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	236308
	answer	answer is ministerial correction date of answer 28/03/2019 answer text <p>The information is not available in the format requested.</p> answering member constituency Wimbledon answering member printed Stephen Hammond question first answered 28/03/2019 12:10:22 answering member 1585 label Biography information for Stephen Hammond
	tabling member	465 label Biography information for Gordon Marsden

1055223

	registered interest
	date	05/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Security Benefits: Neurology
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate she has made of the number of people who have a neurological condition applying for assessment for (a) personal independence payment and (b) employment and support allowance who are assessed by an appropriate health care professional for that neurological condition in each year for which information is available.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	216965
	answer	answer is ministerial correction date of answer 12/02/2019 answer text <p>The information requested is not available.</p><p> </p><p>Medical condition data is collected from the point of claim on Employment and Support Allowance (ESA) from claimants’ fit notes, and at Work Capability Assessments (WCA). DWP statistics on the number of applications for ESA are grouped into medical conditions based on the International Classification of Diseases 10th Revision (ICD10) published by the World Health Organisation and do not include a specific group of neurological conditions. Information on the number of initial ESA WCA applications by available groups of medical conditions are available at: <a href="https://stat-xplore.dwp.gov.uk/webapi/jsf/login.xhtml" target="_blank">https://stat-xplore.dwp.gov.uk</a>. The Departments’ choice of system for recording groups of medical conditions does not affect the correct administration the benefits individual recipients are entitled to.</p><p> </p><p>In the Personal Independence Payment (PIP) application process, claimants’ main disabling condition is only recorded for collation by the Department at assessment. It is not recorded at the point of application. The Department does not therefore hold data on the number of applicants to PIP with particular conditions. Only those who have a disability assessment determination decision will have a main disabling condition recorded for them. Information on the number of initial decisions made by disabling condition for claimants who had an assessment is published in the PIP clearances table and available at: <a href="https://stat-xplore.dwp.gov.uk/webapi/jsf/login.xhtml" target="_blank">https://stat-xplore.dwp.gov.uk</a>. PIP main disabling conditions are recorded using a different system to ESA.</p><p> </p><p>Guidance for users of Stat Xplore is available at:</p><p><a href="https://stat-xplore.dwp.gov.uk/webapi/online-help/Getting-Started.html" target="_blank">https://sw.stat-xplore.dwp.gov.uk/webapi/online-help/Getting-Started.html</a></p><p> </p><p>All assessments of claimants to ESA and PIP are carried out by appropriate Health Professionals. They are functional assessments which focus not on a claimant’s condition but on the functional effects of that condition. All Health Professionals have passed strict recruitment and experience criteria and are registered with a relevant regulatory body.</p><p> </p><p>Healthcare Professionals carrying out assessments for PIP and WCAs for ESA must have 2 years of clinical experience (or less than 2 years post full registration experience by individual agreement with the Department) and are trained to undertake functional assessments. In addition, they complete training on neurological conditions and have access to a range of relevant resources.</p><p> </p><p>Health Professionals can engage with claimants’ specialists where necessary to gather supporting medical evidence.</p><p> </p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 12/02/2019 13:39:13 answering member 4071 label Biography information for Sarah Newton previous answer version 100778 answering member constituency Truro and Falmouth answering member printed Sarah Newton answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1056737

	registered interest
	date	07/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Blackpool
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what the waiting time from registration for personal independence payment to appeal is in Blackpool.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	218199
	answer	answer is ministerial correction date of answer 12/02/2019 answer text <p>Information on the clearance time from registration of a Personal Independence Payment (PIP) claim to appeal in Blackpool could only be provided at disproportionate cost.</p><p> </p><p>Information is available on the median clearance time from a PIP claim being cleared (when a DWP decision maker has determined whether the claimant should or should not be awarded PIP) to an appeal being cleared for people living in Blackpool Local Authority in April to September 2018 and was 53 weeks.</p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 12/02/2019 17:24:18 answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1056738

	registered interest
	date	07/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Blackpool
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many personal independence payment assessments where a claimant had a diagnosis of a mental health disorder have resulted in no award in Blackpool; and how many of those assessments were overturned at a mandatory reconsideration or appeal.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	218200
	answer	answer is ministerial correction date of answer 12/02/2019 answer text <p>Since Personal Independence Payment (PIP) has been introduced, 1,670 people living in Blackpool Local Authority, whose main condition was a psychiatric disorder, have been disallowed after their case was referred to the Assessment Provider. The data the Department holds is up to September 2018. Of the 1,670 cases, 90 decisions resulted in awards being changed at the Mandatory Reconsideration (MR) stage, and 130 at appeal.</p><p> </p><p>Since PIP was introduced 3.7m decisions have been made in Great Britain for all health conditions up to September 2018, of these 10% have been appealed and 5% have been overturned.</p><p> </p><p>The data has been rounded to the nearest 10.</p><p> </p><p>PIP data includes normal rules and special rules for the terminally ill claimants, and covers new claims and DLA reassessment claims.</p><p> </p><p>Data is based on primary disabling condition as recorded on the PIP computer systems. Claimants may often have multiple disabling conditions upon which the decision is based but only the primary condition is shown in these statistics.</p><p> </p><p>The appeals may include decisions which are changed at MR, and where the claimant continues to appeal for a higher PIP award, are then changed again at tribunal appeal.</p><p> </p><p>Claimants who have received benefit decisions more recently may not yet have had time to complete the claimant journey and progress to appeal.</p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 12/02/2019 17:27:28 answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1055224

	registered interest
	date	05/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Security Benefits: Neurology
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what discussions (a) she, (b) Ministers and (c) officials of her Department have had with charities and third sector bodies on the overall competence and expertise of health care professionals who assess people with neurological conditions for (i) personal independence payment and (ii) employment and support allowance.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	216966
	answer	answer is ministerial correction date of answer 14/02/2019 answer text <p>Ministers and officials regularly meet charities and third sector bodies, including those who have an understanding of those with neurological conditions, to discuss a range of issues in relation to Personal Independence Payment (PIP) and Employment and Support Allowance (ESA), including assessments.</p><p> </p><p>PIP and WCA Health Professionals must have 2 years of clinical experience (or less than 2 years post full registration experience by individual agreement with the Department). They are trained to undertake functional assessments and in addition complete training on neurological conditions and have access to a range of resources.</p><p> </p><p>Assessment Providers engage with medical experts, charities and relevant stakeholders to strengthen, review and update their training programmes.</p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 14/02/2019 16:48:34 answering member 4071 label Biography information for Sarah Newton previous answer version 100777 answering member constituency Truro and Falmouth answering member printed Sarah Newton answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1056739

	registered interest
	date	07/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Medical Examinations
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment has been carried out into (a) the experience that health care professionals carrying out assessments for personal independence payment have of the medical conditions of claimants and (b) other aspects of the suitability of those professionals.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	218201
	answer	answer is ministerial correction date of answer 15/02/2019 answer text <p>Health Professionals that carry out PIP Assessments on behalf of DWP must have the following qualifications and experience:</p><p> </p><ul><li>are an occupational therapist, nurse (level 1), physiotherapist or paramedic. Doctors support assessments as part of the overall clinical assurance process but do not currently undertake any PIP assessments.</li></ul><p> </p><ul><li>are fully registered with the relevant licensing body (doctors must have a licence to practise).</li></ul><p> </p><ul><li>The licensing body has not placed restrictions on the healthcare professional’s registration.</li></ul><p> </p><ul><li>at least 2 years post full registration experience or less than 2 years post full registration experience by individual agreement with the Department.</li></ul><p> </p><p>It is DWP’s policy that Health Professionals who meet this criteria will have appropriate experience to complete a functional assessment.</p><p> </p><p>Assessment Providers are required to ensure Health Professionals have knowledge of the clinical aspects and likely functional effects of a wide range of health conditions and impairments. All Health Professionals employed to conduct PIP assessments are required to complete Continuous Professional Development to keep their knowledge up to date.</p><p> </p><p>In addition, Assessment Provides have Mental Function Champions available to provide relevant advice and support to Health Professionals about mental health conditions and cognitive impairments.</p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 15/02/2019 11:39:03 answering member 4071 label Biography information for Sarah Newton previous answer version 101512 answering member constituency Truro and Falmouth answering member printed Sarah Newton answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1060703

	registered interest
	date	13/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Mental Illness
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 12 February 2019 to Question 218200, how many personal independence payment assessments where a claimant had a diagnosis of a mental health disorder have resulted in no award in (a) the North-West and (b) England; and how many of those assessments were overturned at a mandatory reconsideration or appeal.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	220796
	answer	answer is ministerial correction date of answer 18/02/2019 answer text <p>The information requested is provided in the table below.</p><p> </p><p><strong>Personal Independence Payment (PIP) claimants with a primary disabling condition of psychiatric disorders – April 2013 to September 2018</strong></p><p> </p><table><tbody><tr><td><p>-</p></td><td><p>England</p></td><td><p>North West</p></td></tr><tr><td><p>Disallowed post-referral to the Assessment Provider due to failing the assessment</p></td><td><p>309,110</p></td><td><p>49,310</p></td></tr><tr><td><p>Of these:</p></td><td><p>-</p></td><td><p>-</p></td></tr><tr><td><p>Change of award at Mandatory Reconsideration</p></td><td><p>17,470</p></td><td><p>2,650</p></td></tr><tr><td><p>Decision overturned at appeal</p></td><td><p>29,710</p></td><td><p>4,120</p></td></tr></tbody></table><p> </p><p>Since PIP was introduced 3.7m decisions have been made in Great Britain for all health conditions up to September 2018, of these 10% have been appealed and 5% have been overturned.</p><p>There are strands of work in progress to drive continuous improvement in the decision making process. This has included the deployment of approximately 150 Presenting Officers, who are presenting DWP’s case in a number of PIP and Employment and Support Allowance (ESA) appeals.</p><p>Presenting Officers have a role in gaining valuable insight into Tribunals’ view of the Department’s processes - both at the original decision stage and at mandatory reconsideration - and why decisions may be overturned.</p><p>Their feedback is being directed to the relevant parts of the business in order to drive long term improvements to the claimant journey.</p><p>DWP is also running a series of tests exploring the different ways evidence could be gathered, and the quality of decision making.</p><p>The data has been rounded to the nearest 10.</p><p>PIP data includes normal rules and special rules for the terminally ill claimants, and covers new claims and DLA reassessment claims.</p><p> </p><p>Data is based on primary disabling condition as recorded on the PIP computer systems. Claimants may often have multiple disabling conditions upon which the decision is based but only the primary condition is shown in these statistics.</p><p>The geography relates to the origin of the claim (i.e. derived from claimant’s postcode).</p><p>The appeals may include decisions which are changed at MR, and where the claimant continues to appeal for a higher PIP award, are then changed again at tribunal appeal.</p><p>Claimants who have received benefit decisions more recently may not yet have had time to complete the claimant journey and progress to appeal.</p><p /><p> </p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 18/02/2019 15:43:29 answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1060567

	registered interest
	date	13/02/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Blackpool
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment she has made of the effect of waiting times for personal independence payment appeals on the wellbeing of claimants in Blackpool.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	220795
	answer	answer is ministerial correction date of answer 18/02/2019 answer text <p>Her Majesty’s Courts and Tribunals Service (HMCTS) and DWP are very sensitive to the needs of people who may be affected by waiting times for tribunal hearings. Tribunal staff and judicial office-holders are trained accordingly, with HMCTS’ reasonable adjustments policy and practice applied where appropriate. Guidance on the policy is published on GOV.UK. If an expedited hearing is sought, or where the tribunal identifies a case which might benefit from an expedited hearing, a judge or caseworker will make a decision on the issue, taking all the circumstances of the case into account.</p><p> </p><p>HMCTS is appointing additional judges and panel members and generally taking forward initiatives with the potential to increase the capacity and performance of the tribunal, including listing more Personal Independence Payment appeals into each session. In the North West specifically, closer case management of cases ready to list has allowed many cases to be dealt with in advance of a hearing.</p><p> </p><p>Furthermore, DWP is reviewing its decision making and Mandatory Reconsideration processes with a view to reducing the number of appeals that need to be made. It is also working closely with HMCTS as it develops a new digital system which will enable speedier processing of appeals.</p><p> </p><p> </p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 18/02/2019 15:59:27 answering member 4071 label Biography information for Sarah Newton
	tabling member	465 label Biography information for Gordon Marsden

1122875

	registered interest
	date	24/04/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	Primodos
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, for what reasons his Ministers declined to meet with members of the All Party Parliamentary Group on hormone pregnancy tests to discuss the scientific review set up to consider the effects of the drug primodos on pregnant women.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	246933
	answer	answer is ministerial correction date of answer 29/04/2019 answer text <p>In November 2017 the Expert Working Group established by the Commission on Human Medicines to review hormone pregnancy tests concluded that the available evidence did not support a causal association with adverse pregnancy outcomes. At that time the Government made a commitment to evaluate carefully any new evidence. In February 2018 the Government asked Baroness Cumberlege to undertake a review into patients’ concerns and how these were responded to, and to advise what further action may be required.</p><p>Since then, a new ad hoc Expert Group of the Commission on Human Medicines has been convened to consider the recent meta-analysis published by Heneghan et al. of clinical studies. An independent review of this publication is also being conducted in parallel by the European Medicines Agency via a formal referral under European Union legal provisions. Both of these scientific reviews are ongoing and the conclusions will be made public when complete, likely in May.</p><p>While the review by Baroness Cumberlege into what further action may be required in the case of hormone pregnancy tests is ongoing, and pending the findings of the scientific reviews of <em>Heneghan et al.</em>, the Government considers that it would be premature to have a further meeting with the All Party Parliamentary Group.</p> answering member constituency Thurrock answering member printed Jackie Doyle-Price question first answered 29/04/2019 13:37:31 answering member 4065 label Biography information for Dame Jackie Doyle-Price
	tabling member	465 label Biography information for Gordon Marsden

1122876

	registered interest
	date	24/04/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	Primodos
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, what assessment he has made of the robustness of procedures to avoid conflicts of interest in the setting up of the Expert Working group led by the Medicines and Healthcare Products Agency on the effects of the drug primodos on pregnant women.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	246934
	answer	answer is ministerial correction date of answer 02/05/2019 answer text <p>The Medicines and Healthcare products Regulatory Agency has a clearly defined, published policy on conflicts of interest for members of its scientific advisory committees and groups. This policy has been in place for a number of years and defines the level of participation of experts in the Commission on Human Medicines (CHM) and its Expert Groups.</p><p>Prior to being appointed to the CHM Expert Working Group (EWG) on Hormone Pregnancy Tests, all those invited to participate were required to complete and sign a declaration of interests form. At each meeting, experts were asked to declare any new interests. Experts with declared interests were precluded from participating in the EWG’s decision-making. Specific consideration was given to any concerns raised during the review and, in one case, led to one invited expert stepping down from the group before any scientific data were reviewed, even though the interest (a consultancy) had lapsed. All declared interests have been published.</p><p>In relation to the terms of reference of the EWG, an association between Hormone Pregnancy Tests and birth defects had long been the subject of debate, but the nature of any association remained uncertain. The EWG was formed specifically to review all the available evidence on the possible association between Hormone Pregnancy Tests during pregnancy and birth defects and reach a conclusion as to whether or not it supported a causal association. The terms of reference of the Expert Working Group on Hormone Pregnancy Tests defined the scope of the review, not the conclusion of the group, and did not change.</p> answering member constituency Thurrock answering member printed Jackie Doyle-Price grouped question UIN 246935 question first answered 02/05/2019 11:23:02 answering member 4065 label Biography information for Dame Jackie Doyle-Price
	tabling member	465 label Biography information for Gordon Marsden

1122877

	registered interest
	date	24/04/2019
	answering body	Department of Health and Social Care
	answering dept id	17
	answering dept short name	Health and Social Care
	answering dept sort name	Health and Social Care
	hansard heading	Primodos
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Health and Social Care, what discussions his (a) Ministers and (b) officials have had with the (i) Medicines and Healthcare Regulatory Agency and (ii) members of the Expert Working Group on the review of hormone pregnancy tests (primodos) on why that Working Group changed the terms for that review from looking for an association to looking for a causal link as to the effect of the drugs concerned on the women it was given to.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	246935
	answer	answer is ministerial correction date of answer 02/05/2019 answer text <p>The Medicines and Healthcare products Regulatory Agency has a clearly defined, published policy on conflicts of interest for members of its scientific advisory committees and groups. This policy has been in place for a number of years and defines the level of participation of experts in the Commission on Human Medicines (CHM) and its Expert Groups.</p><p>Prior to being appointed to the CHM Expert Working Group (EWG) on Hormone Pregnancy Tests, all those invited to participate were required to complete and sign a declaration of interests form. At each meeting, experts were asked to declare any new interests. Experts with declared interests were precluded from participating in the EWG’s decision-making. Specific consideration was given to any concerns raised during the review and, in one case, led to one invited expert stepping down from the group before any scientific data were reviewed, even though the interest (a consultancy) had lapsed. All declared interests have been published.</p><p>In relation to the terms of reference of the EWG, an association between Hormone Pregnancy Tests and birth defects had long been the subject of debate, but the nature of any association remained uncertain. The EWG was formed specifically to review all the available evidence on the possible association between Hormone Pregnancy Tests during pregnancy and birth defects and reach a conclusion as to whether or not it supported a causal association. The terms of reference of the Expert Working Group on Hormone Pregnancy Tests defined the scope of the review, not the conclusion of the group, and did not change.</p> answering member constituency Thurrock answering member printed Jackie Doyle-Price grouped question UIN 246934 question first answered 02/05/2019 11:23:02 answering member 4065 label Biography information for Dame Jackie Doyle-Price
	tabling member	465 label Biography information for Gordon Marsden

1141804

	registered interest
	date	24/07/2019
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Community Development: Coastal Areas
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, whether he plans to support the implementation of locally based development programmes in seaside towns.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	281617
	answer	answer is ministerial correction date of answer 03/09/2019 answer text <p>My Department currently has no plans for development programmes in seaside towns, however we are developing the details for up to five Tourism Zones, as announced in the recently published Tourism Sector Deal.</p> answering member constituency Taunton Deane answering member printed Rebecca Pow question first answered 03/09/2019 11:29:49 answering member 4522 label Biography information for Rebecca Pow
	tabling member	465 label Biography information for Gordon Marsden

1141805

	registered interest
	date	24/07/2019
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Tourism
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, whether tourism zones will include (a) seaside towns and (b) capital funds to allow local authorities to support projects to improve (i) the public realm and (ii) cultural and heritage assets.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	281618
	answer	answer is ministerial correction date of answer 03/09/2019 answer text <p>The detail of Tourism Zones is still under development and further details will be available in due course.</p><p> </p><p>The Coastal Communities Fund already provides opportunities for developing cultural and heritage assets. Blackpool City Council have received under £2m from the fund to transform the iconic Blackpool illuminations, create new experiences for visitors and boost the local economy.</p> answering member constituency Taunton Deane answering member printed Rebecca Pow question first answered 03/09/2019 11:31:53 answering member 4522 label Biography information for Rebecca Pow
	tabling member	465 label Biography information for Gordon Marsden

1064057

	registered interest
	date	19/02/2019
	answering body	Department for Digital, Culture, Media and Sport
	answering dept id	10
	answering dept short name	Digital, Culture, Media and Sport
	answering dept sort name	Digital, Culture, Media and Sport
	hansard heading	Department for Digital, Culture, Media and Sport: Apprentices
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what proportion of staff employed by his Department are apprentices.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	223255
	answer	answer is ministerial correction date of answer 28/02/2019 answer text <p>DCMS has 15 apprentices, which is equivalent to 1.3% of the department’s headcount.</p><p><strong> </strong></p> answering member constituency Stourbridge answering member printed Margot James question first answered 28/02/2019 16:16:31 answering member 4115 label Biography information for Margot James
	tabling member	465 label Biography information for Gordon Marsden

1144504

	registered interest
	date	03/09/2019
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Fracking: Lancashire
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what independent input the Oil and Gas Authority has sought to inform their investigations concerning the pumping of liquids by Cuadrilla into their fracking site at Preston New Road in Lancashire.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	286108
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>In February 2019, the OGA announced it would work with recognised and independent geologists and scientists to carry out a scientific analysis of the data gathered during Cuadrilla’s operations at Preston New Road between October and December 2018. This work includes inputs from the British Geological Survey (BGS), Dr Ben Edwards, Nanometrics Inc and Outer Limits Geophysics; further information can be found on the OGA website. Additionally, during operations the OGA seeks expertise from external experts, including the BGS and from Bristol University.</p><p> </p><p> </p> answering member constituency Spelthorne answering member printed Kwasi Kwarteng question first answered 09/09/2019 13:32:20 answering member 4134 label Biography information for Kwasi Kwarteng
	tabling member	465 label Biography information for Gordon Marsden

1051415

	registered interest
	date	30/01/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Erasmus+ Programme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make it his policy to provide funding for students due to start their Erasmus+ placements after 29 March 2019 in the event of the UK leaving the EU without a deal.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	214484
	answer	answer is ministerial correction date of answer 04/02/2019 answer text <p>In the event that the UK leaves the EU with a withdrawal agreement in place, the UK will participate in Erasmus+ until the end of the current cycle in 2020. Leaving the EU with a deal remains the government’s top priority.</p><p> </p><p>In the event the UK leaves the EU without a withdrawal agreement, the Government will engage with the European Commission with the aim of securing the UK’s participation in Erasmus+ until 2020.</p><p> </p><p>Further information can be found at <a href="https://www.gov.uk/government/publications/erasmus-in-the-uk-if-theres-no-brexit-deal/erasmus-in-the-uk-if-theres-no-brexit-deal" target="_blank">https://www.gov.uk/government/publications/erasmus-in-the-uk-if-theres-no-brexit-deal/erasmus-in-the-uk-if-theres-no-brexit-deal</a></p><p> </p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 04/02/2019 15:48:45 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	465 label Biography information for Gordon Marsden

1078691

	registered interest
	date	27/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what criteria in terms of protection for long-term holders of former Northern Rock mortgages were established by UK Asset Resolution before conducting such sales.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	226545
	answer	answer is ministerial correction date of answer 04/03/2019 answer text <p>The Government and UK Asset Resolution (UKAR) take treating customers fairly very seriously. UKAR has always included non-negotiable customer protections as part of the legal documents in every sale, past and present. Bidders must accept these terms before their bids are considered on price. For past sales, these protections required that: the servicer of the mortgages is regulated by the Financial Conduct Authority (FCA); the terms and conditions of the mortgages are not changed; and purchasers abide by restrictions on how the Standard Variable Rate (SVR) can be set.</p><p> </p><p>The Government and UKAR have listened to stakeholders on the issue of customer protections and have enhanced the protections for current and future sales. New protections include: requiring that both the servicer and legal title holder are FCA-regulated; restrictions on setting SVRs for the lifetime of the mortgage; and no early repayment charges, should a customer wish to switch mortgages.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 226546 question first answered 04/03/2019 14:18:22 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1078692

	registered interest
	date	27/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what criteria for the protection of mortgage holders he plans to direct UK Asset Resolution to use in its future sales of mortgages and loans.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	226546
	answer	answer is ministerial correction date of answer 04/03/2019 answer text <p>The Government and UK Asset Resolution (UKAR) take treating customers fairly very seriously. UKAR has always included non-negotiable customer protections as part of the legal documents in every sale, past and present. Bidders must accept these terms before their bids are considered on price. For past sales, these protections required that: the servicer of the mortgages is regulated by the Financial Conduct Authority (FCA); the terms and conditions of the mortgages are not changed; and purchasers abide by restrictions on how the Standard Variable Rate (SVR) can be set.</p><p> </p><p>The Government and UKAR have listened to stakeholders on the issue of customer protections and have enhanced the protections for current and future sales. New protections include: requiring that both the servicer and legal title holder are FCA-regulated; restrictions on setting SVRs for the lifetime of the mortgage; and no early repayment charges, should a customer wish to switch mortgages.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 226545 question first answered 04/03/2019 14:18:22 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1078687

	registered interest
	date	27/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has conducted of the (a) credentials and (b) status as active mortgage lenders of groups and companies which have purchased former Northern Rock mortgages and loans at sales undertaken by UK Asset Resolution (UKAR) since 2015.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	226544
	answer	answer is ministerial correction date of answer 07/03/2019 answer text <p>For each asset sale UKAR undertakes due diligence on sale participants.</p><p> </p><p>Both active and non-active lenders are invited to participate in these sales to ensure a competitive process. Government and UKAR do not discriminate on bidders based on their lender status and, in relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, to date, UKAR has not received a bid from an active lender that covers the full portfolio of assets being sold.</p> answering member constituency Salisbury answering member printed John Glen question first answered 07/03/2019 15:13:20 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1111259

	registered interest
	date	10/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of (a) the merits of the sale of £4.9 billion of former Northern Rock loans to Citibank on the ability of those mortgage loan holders to transfer or get better terms from other regulated lenders, (b) whether properties of Northern Rock mortgage holders' loans held under AKAR and sold between 2012 and 2018 were sold to (i) inactive and (ii) unregulated lenders.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	243349
	answer	answer is ministerial correction date of answer 23/04/2019 answer text <p>As with all UKAR transactions, HM Treasury considered the potential impacts on customers and concluded that this sale does not negatively affect any customer’s ability to remortgage with another loan provider. In addition, UKAR have put in place protections that mean there are no financial barriers, such as early repayment charges, in the way of customers seeking to remortgage with another provider. Customers will be in a better position to change their mortgage following the proposed Financial Conduct Authority (FCA) rule change, provided they are up to date with their payments and meet lenders’ risk appetites.</p><p> </p><p>The details of UKAR mortgage sales from 2012 to 2018 can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR did not receive a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>HMT has worked closely with the FCA on their mortgage market study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HMT will continue to work closely with the FCA once the changes to their rules are implemented to monitor the impact this will have on the market.</p><p> </p><p>For the latest asset sale, the legal title to the regulated mortgage contracts will always be held by an FCA-regulated entity in addition to the existing regulatory requirement that they are serviced by an FCA-regulated entity. This ensures continued FCA oversight and that customers have access to the Financial Ombudsman Scheme. Moreover, the legal title holder will be required to provide regular loan level reporting to the FCA.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 243348 question first answered 23/04/2019 11:26:03 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1111258

	registered interest
	date	10/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what discussions his Department has had with the FCA on the adequacy of their mechanisms for monitoring the outcomes for mortgage holders whose loans have been sold on by UKAR to inactive lenders.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	243348
	answer	answer is ministerial correction date of answer 23/04/2019 answer text <p>As with all UKAR transactions, HM Treasury considered the potential impacts on customers and concluded that this sale does not negatively affect any customer’s ability to remortgage with another loan provider. In addition, UKAR have put in place protections that mean there are no financial barriers, such as early repayment charges, in the way of customers seeking to remortgage with another provider. Customers will be in a better position to change their mortgage following the proposed Financial Conduct Authority (FCA) rule change, provided they are up to date with their payments and meet lenders’ risk appetites.</p><p> </p><p>The details of UKAR mortgage sales from 2012 to 2018 can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR did not receive a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>HMT has worked closely with the FCA on their mortgage market study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HMT will continue to work closely with the FCA once the changes to their rules are implemented to monitor the impact this will have on the market.</p><p> </p><p>For the latest asset sale, the legal title to the regulated mortgage contracts will always be held by an FCA-regulated entity in addition to the existing regulatory requirement that they are serviced by an FCA-regulated entity. This ensures continued FCA oversight and that customers have access to the Financial Ombudsman Scheme. Moreover, the legal title holder will be required to provide regular loan level reporting to the FCA.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 243349 question first answered 23/04/2019 11:26:03 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1125482

	registered interest
	date	08/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the adequacy of the safeguards and mechanisms put in place by his Department and the Financial Conduct Authority between 2012 and 2018 in respect of the sale of UKAR loans to ensure that loan holders were able to transfer or get better terms from other regulated lenders instead of those companies to whom AKAR had sold their loans.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	251931
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>Customers have always been protected in UKAR asset sales. The government and UKAR consider the fair treatment of customers a priority for all asset sales and have always included customer protections in line with or that exceeded industry best practice for transactions of this nature.</p><p> </p><p>Bidders were required to agree to customer protections, which were non-negotiable, before the bids were assessed on price. These protections included: adherence to the Financial Conduct Authority’s principle of Treating Customers Fairly; where customers were on Standard Variable Rate mortgages, purchasers were restricted in the changes they could make to the Standard Variable Rate for 12 months; and, mortgage books that were sold had to be administered by Financial Conduct Authority regulated companies, and no changes could be made to the terms and conditions of any of the loans that had been sold.</p><p> </p><p>In addition to requiring bidders to agree to the protections outlined above, UKAR undertake due diligence on bidders, their proposed servicers and legal title holders of the loans to ensure that they have the necessary policies, procedures and governance in place to treat customers fairly.</p><p> </p><p>The details of all NRAM mortgage sales can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR have not received a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>Whether to offer customers new mortgage products is a commercial decision for lenders and government does not intervene in individual cases.</p><p> </p><p>That said, the government welcomes the voluntary agreement entered into last year by UK Finance working with the FCA. Under this agreement, 59 authorised lenders representing 93 per cent of the UK’s residential mortgage market have agreed common standards to help existing borrowers on reversion rates who are up-to-date with repayments but, because of stricter affordability criteria, are currently ineligible, to move to an alternative product provided by their lender, where said lender is able to offer alternative products.</p><p> </p><p>HM Treasury has also worked closely with the FCA on their Mortgages Market Study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HM Treasury will continue to work closely with the FCA once the changes to their rules are implemented, to monitor the impact this will have on the market.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 251932 251933 251934 question first answered 13/05/2019 14:27:34 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1125483

	registered interest
	date	08/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment (a) his Department and (b) the Financial Conduct Authority have made of the legal responsibility of TSB and other banks whose organisation or subsidiary have bought loans from UKAR to allow people who had such loans but are not their customers to transfer or switch to another mortgage loan provider.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	251932
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>Customers have always been protected in UKAR asset sales. The government and UKAR consider the fair treatment of customers a priority for all asset sales and have always included customer protections in line with or that exceeded industry best practice for transactions of this nature.</p><p> </p><p>Bidders were required to agree to customer protections, which were non-negotiable, before the bids were assessed on price. These protections included: adherence to the Financial Conduct Authority’s principle of Treating Customers Fairly; where customers were on Standard Variable Rate mortgages, purchasers were restricted in the changes they could make to the Standard Variable Rate for 12 months; and, mortgage books that were sold had to be administered by Financial Conduct Authority regulated companies, and no changes could be made to the terms and conditions of any of the loans that had been sold.</p><p> </p><p>In addition to requiring bidders to agree to the protections outlined above, UKAR undertake due diligence on bidders, their proposed servicers and legal title holders of the loans to ensure that they have the necessary policies, procedures and governance in place to treat customers fairly.</p><p> </p><p>The details of all NRAM mortgage sales can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR have not received a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>Whether to offer customers new mortgage products is a commercial decision for lenders and government does not intervene in individual cases.</p><p> </p><p>That said, the government welcomes the voluntary agreement entered into last year by UK Finance working with the FCA. Under this agreement, 59 authorised lenders representing 93 per cent of the UK’s residential mortgage market have agreed common standards to help existing borrowers on reversion rates who are up-to-date with repayments but, because of stricter affordability criteria, are currently ineligible, to move to an alternative product provided by their lender, where said lender is able to offer alternative products.</p><p> </p><p>HM Treasury has also worked closely with the FCA on their Mortgages Market Study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HM Treasury will continue to work closely with the FCA once the changes to their rules are implemented, to monitor the impact this will have on the market.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 251931 251933 251934 question first answered 13/05/2019 14:27:34 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1125484

	registered interest
	date	08/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 23 April 2019 to Question 243349, if he will publish the details of the proportion of Northern Rock mortgage holders' loans that were sold to (a) inactive and (b) unregulated lenders between 2011 and 2018.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	251933
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>Customers have always been protected in UKAR asset sales. The government and UKAR consider the fair treatment of customers a priority for all asset sales and have always included customer protections in line with or that exceeded industry best practice for transactions of this nature.</p><p> </p><p>Bidders were required to agree to customer protections, which were non-negotiable, before the bids were assessed on price. These protections included: adherence to the Financial Conduct Authority’s principle of Treating Customers Fairly; where customers were on Standard Variable Rate mortgages, purchasers were restricted in the changes they could make to the Standard Variable Rate for 12 months; and, mortgage books that were sold had to be administered by Financial Conduct Authority regulated companies, and no changes could be made to the terms and conditions of any of the loans that had been sold.</p><p> </p><p>In addition to requiring bidders to agree to the protections outlined above, UKAR undertake due diligence on bidders, their proposed servicers and legal title holders of the loans to ensure that they have the necessary policies, procedures and governance in place to treat customers fairly.</p><p> </p><p>The details of all NRAM mortgage sales can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR have not received a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>Whether to offer customers new mortgage products is a commercial decision for lenders and government does not intervene in individual cases.</p><p> </p><p>That said, the government welcomes the voluntary agreement entered into last year by UK Finance working with the FCA. Under this agreement, 59 authorised lenders representing 93 per cent of the UK’s residential mortgage market have agreed common standards to help existing borrowers on reversion rates who are up-to-date with repayments but, because of stricter affordability criteria, are currently ineligible, to move to an alternative product provided by their lender, where said lender is able to offer alternative products.</p><p> </p><p>HM Treasury has also worked closely with the FCA on their Mortgages Market Study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HM Treasury will continue to work closely with the FCA once the changes to their rules are implemented, to monitor the impact this will have on the market.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 251931 251932 251934 question first answered 13/05/2019 14:27:34 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1125485

	registered interest
	date	08/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Asset Resolution
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what discussions (a) he and (b) Ministers of his Department have had with the Financial Conduct Authority on whether Cerberus Capital Management is a fit and proper organisation to purchase mortgage loans from UK banks and his Department via UKAR.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	251934
	answer	answer is ministerial correction date of answer 13/05/2019 answer text <p>Customers have always been protected in UKAR asset sales. The government and UKAR consider the fair treatment of customers a priority for all asset sales and have always included customer protections in line with or that exceeded industry best practice for transactions of this nature.</p><p> </p><p>Bidders were required to agree to customer protections, which were non-negotiable, before the bids were assessed on price. These protections included: adherence to the Financial Conduct Authority’s principle of Treating Customers Fairly; where customers were on Standard Variable Rate mortgages, purchasers were restricted in the changes they could make to the Standard Variable Rate for 12 months; and, mortgage books that were sold had to be administered by Financial Conduct Authority regulated companies, and no changes could be made to the terms and conditions of any of the loans that had been sold.</p><p> </p><p>In addition to requiring bidders to agree to the protections outlined above, UKAR undertake due diligence on bidders, their proposed servicers and legal title holders of the loans to ensure that they have the necessary policies, procedures and governance in place to treat customers fairly.</p><p> </p><p>The details of all NRAM mortgage sales can be found on gov.uk. Both active and non-active lenders are invited to participate in UKAR sales to ensure a competitive process. In relation to the latest asset sale, UKAR’s advisors proactively invited the top 25 active lenders to participate. Notwithstanding this, UKAR have not received a bid from an active lender that covered the full portfolio of assets being sold.</p><p> </p><p>Whether to offer customers new mortgage products is a commercial decision for lenders and government does not intervene in individual cases.</p><p> </p><p>That said, the government welcomes the voluntary agreement entered into last year by UK Finance working with the FCA. Under this agreement, 59 authorised lenders representing 93 per cent of the UK’s residential mortgage market have agreed common standards to help existing borrowers on reversion rates who are up-to-date with repayments but, because of stricter affordability criteria, are currently ineligible, to move to an alternative product provided by their lender, where said lender is able to offer alternative products.</p><p> </p><p>HM Treasury has also worked closely with the FCA on their Mortgages Market Study and their planned changes to affordability assessments. These changes remove the regulatory barriers which previously might have prevented borrowers from accessing new mortgage deals, regardless of whether they are with active or inactive lenders. HM Treasury will continue to work closely with the FCA once the changes to their rules are implemented, to monitor the impact this will have on the market.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 251931 251932 251933 question first answered 13/05/2019 14:27:35 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1131377

	registered interest
	date	11/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	London Capital & Finance: Insolvency
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to establish an ad hoc compensation scheme for people affected by the collapse of London Capital and Finance.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	263057
	answer	answer is ministerial correction date of answer 17/06/2019 answer text <p>The administrators for London Capital &amp; Finance (LCF) are currently estimating recoveries for investors affected by LCF’s failure.</p><p>The Financial Services Compensation Scheme (FSCS), as the compensation scheme of last resort, can only provide compensation for claims connected with certain types of regulated activities. They are working closely with LCF’s administrators and the Financial Conduct Authority to understand more about LCF’s activities and whether there are grounds for compensation.</p><p>If there are circumstances that give rise to potentially valid claims, the FSCS will communicate this on their website. They have invited LCF investors to register for updates on their website. More information on this can be found at https://www.fscs.org.uk/failed-firms/lcf/.</p> answering member constituency Salisbury answering member printed John Glen question first answered 17/06/2019 14:30:39 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1131379

	registered interest
	date	11/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Investment: Regulation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of introducing Government regulations on mini-bonds.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	263059
	answer	answer is ministerial correction date of answer 17/06/2019 answer text <p>On 23 May, the Treasury formally directed the Financial Conduct Authority (FCA) to launch an independent investigation into the events at London Capital &amp; Finance (LCF), a mini-bond issuer that entered administration on 30 January 2018, and approved the FCA’s appointment of Dame Elizabeth Gloster to lead it.</p><p> </p><p>Alongside the independent investigation, the Government announced it would review a number of the wider policy questions raised by the events at LCF.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 263058 question first answered 17/06/2019 14:33:33 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1131378

	registered interest
	date	11/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services Compensation Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of making mini-bonds subject to the provisions of the Financial Services Compensation Scheme.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	263058
	answer	answer is ministerial correction date of answer 17/06/2019 answer text <p>On 23 May, the Treasury formally directed the Financial Conduct Authority (FCA) to launch an independent investigation into the events at London Capital &amp; Finance (LCF), a mini-bond issuer that entered administration on 30 January 2018, and approved the FCA’s appointment of Dame Elizabeth Gloster to lead it.</p><p> </p><p>Alongside the independent investigation, the Government announced it would review a number of the wider policy questions raised by the events at LCF.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 263059 question first answered 17/06/2019 14:33:33 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1144492

	registered interest
	date	03/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions: Chronic Illnesses
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of people affected by terminal illness who are unable to claim their personal pensions early.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	286104
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The government does not hold this data.</p><p> </p><p>Subject to scheme rules, individuals may be able to make early withdrawals from their personal pension in the event that they are expected to live less than a year. These withdrawals can be made free of tax provided certain conditions are met.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/09/2019 11:37:49 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1167212

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of existing mortgage prisoners that could benefit from the rule changes announced by the FCA on 28 October 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7072
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7073 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1167213

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he will take to ensure that his officials contact existing vulture funds operating in the UK to ensure compliance with the new FCA regulations on mortgage prisoners.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7073
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7074 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1167214

	registered interest
	date	29/10/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what discussions he has had with representatives of groups acting on behalf of mortgage prisoners on the effect of the announcement made by the FCA on 28 October 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	7074
	answer	answer is ministerial correction date of answer 04/11/2019 answer text <p>I am aware that customers who are unable to access cheaper mortgage deals are in a difficult and stressful situation. Taking action to remove unnecessary regulatory barriers that have prevented some customers from switching has been a priority for me and so I welcome the changes the FCA have made to their mortgage lending rules.</p><p> </p><p>This change in the FCA’s rules should allow customers to switch to a new lender as long as they meet the lender’s risk appetite. This is determined by the lender and will take into account the circumstances of individual customers, which may include being up to date with their payments; not having significant other debt; and not being in negative equity.</p><p> </p><p>Due to the uncertainty of lender’s risk appetites or the number of consumers who will choose to use the new switching opportunities, it is impossible to know precisely how many mortgage prisoners will be helped by the rule change until lenders are able to report progress to the Financial Conduct Authority (FCA).</p><p> </p><p>Part of the FCA’s action to support mortgage prisoners is ensuring that borrowers, whose mortgage is currently held by an unregulated entity, are proactively contacted about this rule change. Inactive lenders and administrators acting for unregulated entities are now required to implement a communication strategy for relevant customers to inform them of the rule change within the next 10 months.</p><p> </p><p>The FCA ran a consultation on the rule changes and thoroughly considered representations from various interested parties before implementing the changes in October. Most recently, I have met with Andrew Bailey, Chief Executive of the FCA, where we agreed to continue to collaborate and engage to support mortgage prisoners moving forward. In addition, I have met specifically with MPs for the All-Party Parliamentary Group on mortgage prisoners and numerous other MPs who, representing their constituents, have wished to discuss mortgage policy.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 7072 7073 question first answered 04/11/2019 14:00:56 answering member 4051 label Biography information for John Glen
	tabling member	465 label Biography information for Gordon Marsden

1144710

	registered interest
	date	04/09/2019
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Apprentices: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Education, whether all returned unspent apprenticeship levy monies are being allocated to the apprenticeship budget for use by non-levy paying employers.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	286641
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Saffron Walden answering member printed Mrs Kemi Badenoch question first answered 09/09/2019 16:52:45 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	465 label Biography information for Gordon Marsden

1141129

	registered interest
	date	22/07/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Entry Clearances: Overseas Students
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for the Education on increasing the number of free appointments for international students who require visas to allow them to enrol at Cardiff university in autumn 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	280169
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>We wrote to Tier 4 sponsors, including Cardiff University on 11 July 2019 to set out Sopra Steria’s offer for Tier 4 students applying in the Autumn, which includes the provision of dedicated Tier 4 Service Points.</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes grouped question UIN 280170 question first answered 25/07/2019 15:29:58 answering member 4048 label Biography information for Caroline Nokes
	tabling member	465 label Biography information for Gordon Marsden

1141130

	registered interest
	date	22/07/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Entry Clearances: Overseas Students
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what assessment he has made of the adequacy of UK Visa and Citizenship Applications Services in providing free appointments for international students at (a) its Cardiff centre and (b) its other five centres.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	280170
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>We wrote to Tier 4 sponsors, including Cardiff University on 11 July 2019 to set out Sopra Steria’s offer for Tier 4 students applying in the Autumn, which includes the provision of dedicated Tier 4 Service Points.</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes grouped question UIN 280169 question first answered 25/07/2019 15:29:58 answering member 4048 label Biography information for Caroline Nokes
	tabling member	465 label Biography information for Gordon Marsden

1141127

	registered interest
	date	22/07/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Entry Clearances: Overseas Students
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for the Education on the financial implications for universities of delays in the processing of free visa applications for international students who have been offered places by universities to study in the UK.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	280139
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes grouped question UIN 280168 280171 question first answered 25/07/2019 15:31:49 answering member 4048 label Biography information for Caroline Nokes
	tabling member	465 label Biography information for Gordon Marsden

1141128

	registered interest
	date	22/07/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Entry Clearances: Overseas Students
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what recent discussions he has had with representatives from Cardiff University on delays in the processing of visa applications for international students who are enrolling in autumn 2019.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	280168
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes grouped question UIN 280139 280171 question first answered 25/07/2019 15:31:49 answering member 4048 label Biography information for Caroline Nokes
	tabling member	465 label Biography information for Gordon Marsden

1141132

	registered interest
	date	22/07/2019
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Entry Clearances: Overseas Students
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, what recent discussions he has had with the Secretary of State for Education on the adequacy of procedures to process tier 4 visa procedures.
	tabling member constituency	Blackpool South
	tabling member printed	Gordon Marsden
	uin	280171
	answer	answer is ministerial correction date of answer 25/07/2019 answer text <p>The Home Office regularly engages with representatives from the education sector, including the Department for Education. This has included recent discussions on Tier 4 services during the AutumnOperationally we are currently deciding Tier 4 visa applications within published service standards.</p> answering member constituency Romsey and Southampton North answering member printed Caroline Nokes grouped question UIN 280139 280168 question first answered 25/07/2019 15:31:49 answering member 4048 label Biography information for Caroline Nokes
	tabling member	465 label Biography information for Gordon Marsden