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1110563

	registered interest
	date	09/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Treasury: Disclosure of Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many non-disclosure agreements his Department has entered into with departmental staff in each of the last five years.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	242804
	answer	answer is ministerial correction date of answer 15/04/2019 answer text <p>Treasury has signed no non-disclosure agreements with employees in any of the last five years.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 15/04/2019 14:06:52 answering member 4320 label Biography information for Robert Jenrick
	tabling member	4006 label Biography information for Dr Matthew Offord

1122001

	registered interest
	date	18/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Productivity
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the level of increased productivity in the economy.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	245761
	answer	answer is ministerial correction date of answer 30/04/2019 answer text <p>In the long run, the only way to ensure sustainable growth, higher wages and increases in living standards is through raising productivity. The latest data showing an increase in the level of productivity is welcome, however productivity growth remains a key challenge.</p><p> </p><p>The government is tackling this challenge head on; investing over half a trillion pounds in capital investment, cutting taxes for businesses, improving access to finance, increasing the National Productivity Investment Fund to £37bn at Budget 2018 and committing to reform technical education, such as the introduction of T-levels.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 30/04/2019 07:46:33 answering member 4320 label Biography information for Robert Jenrick
	tabling member	4006 label Biography information for Dr Matthew Offord

1122629

	registered interest
	date	24/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Growth
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to focus on expanding the economy through the (a) technology, (b) manufacturing or (c) exports sectors; and if he will make a statement.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	247004
	answer	answer is ministerial correction date of answer 02/05/2019 answer text <p>The Chancellor has been clear that raising productivity is the only way to expand the economy in the long term. Doing so will mean encouraging growth in the manufacturing sector, boosting the adoption of technology and enabling more British firms to export. That’s why we increased the National Productivity Investment Fund to £37bn at Budget 2018, and have announced a wide range of productivity enhancing measures at previous fiscal events. Most recently this has included £81 million for a new extreme photonics centre in Oxfordshire, £45 million for the European Bioinformatics Institute, and £79 million for a new supercomputer to be hosted at Edinburgh University.</p><p> </p> answering member constituency Newark answering member printed Robert Jenrick question first answered 02/05/2019 07:20:03 answering member 4320 label Biography information for Robert Jenrick
	tabling member	4006 label Biography information for Dr Matthew Offord

1135558

	registered interest
	date	28/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	National Insurance Contributions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what estimate he has made of the revenue accruing to the public purse annually from a 1p increase in National Insurance.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	270789
	answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>HM Revenue and Customs (HMRC) publish estimates of the exchequer impact of various illustrative tax changes in the publication series “Direct effects of illustrative tax changes”. This includes illustrative effects for the following National Insurance changes:</p><ul><li><p>Change Class 1 employee main rate by 1 percent point</p></li><li><p>Change Class 1 employee additional rate by 1 percent point</p></li><li><p>Change Class 1 employer rate by 1 percentage point</p></li><li><p>Change Class 2 rate by £1 per week</p></li><li><p>Change Class 4 main rate by 1 percentage point</p></li><li><p>Change Class 4 additional rate by 1 percentage point.</p></li></ul><p> </p><p>The latest bulletin, published in April 2019, is linked below: <a href="https://www.gov.uk/government/statistics/direct-effects-of-illustrative-tax-changes" target="_blank">https://www.gov.uk/government/statistics/direct-effects-of-illustrative-tax-changes</a></p><p> </p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 08/07/2019 14:53:18 answering member 3991 label Biography information for Jesse Norman
	tabling member	4006 label Biography information for Dr Matthew Offord

1168280

	registered interest
	date	19/12/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will review the lending requirements for mortgages to ensure the affordability of rents and repayments in relation to the current salary multiplier requirement.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	84
	answer	answer is ministerial correction date of answer 13/01/2020 answer text <p>The Financial Conduct Authority’s (FCA) ‘Mortgage Market Review’ regulations are based on the principle that mortgages should only be advanced where there is a reasonable expectation that borrowers can repay. To provide new mortgage loans, all lenders must conduct an affordability assessment which includes a robust income and expenditure analysis, and the lender must obtain evidence of that income to support this assessment. Lenders must also comply with rules set by the Financial Policy Committee (FPC) at the Bank of England, intended to manage financial stability risks from the housing market, including a limit of 15% of new lending above 4.5 Loan-to-Income (LTI), and a stress test for loans at 3% above the Standard Variable Rate.</p><p> </p><p>Both the FCA and the Bank of England keep their mortgage market regulations under review to ensure that they meet their objectives. In May 2016 the FCA conducted a review of the MMR, finding that the regulations had been implemented as desired protecting consumers without unduly restricting the availability of credit. The FCA’s Mortgages Market Study of March 2019 also found that the market is working well for consumers. The FPC most recently reviewed their housing tools in December 2019 in their Financial Stability Report, including the 4.5 LTI cap, finding that they have had a positive impact in upholding strong underwriting standards to prevent an increase in the number of highly indebted households, whilst having only a limited impact on mortgage availability.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/01/2020 14:25:40 answering member 4051 label Biography information for John Glen
	tabling member	4006 label Biography information for Dr Matthew Offord

1168287

	registered interest
	date	19/12/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Off-payroll Working
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when the proposed review of the changes to IR35 will (a) begin and (b) conclude.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	85
	answer	answer is ministerial correction date of answer 13/01/2020 answer text <p>The Chancellor has commissioned a review of the off-payroll working rules reform (IR35). As set out at Budget 2018, the reform is due to be extended to all sectors from April 2020. The review was announced on 7 January and will focus on the implementation of the reform, including gathering evidence on the experiences of individuals and businesses. The review will consider whether there are any further steps the Government can take to ensure the smooth and successful implementation of the forthcoming reforms. The review will conclude in mid-February.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 13/01/2020 16:57:58 answering member 3991 label Biography information for Jesse Norman
	tabling member	4006 label Biography information for Dr Matthew Offord

1179742

	registered interest
	date	24/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the availability of residential mortgages that extend beyond 25 years.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	19837
	answer	answer is ministerial correction date of answer 03/03/2020 answer text <p>Data collected by UK Finance shows that the proportion of residential mortgages taken out with terms extending beyond 25 years has increased steadily since 2009. In 2019, more than 60% of first-time buyers took out a mortgage with a term longer than 25 years.</p> answering member constituency Salisbury answering member printed John Glen question first answered 03/03/2020 17:13:07 answering member 4051 label Biography information for John Glen
	tabling member	4006 label Biography information for Dr Matthew Offord

1187762

	registered interest
	date	25/03/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Equitable Life Assurance Society: Compensation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of (a) increasing and (b) making additional Equitable Life compensation payments people who made losses as policyholders with that company.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	34966
	answer	answer is ministerial correction date of answer 27/04/2020 answer text <p>There are no plans to reopen the Payment Scheme or review the £1.5 billion funding allocation previously made to it. The Equitable Life Payment Scheme closed to claims in 2015 and further guidance on the status of the Payment Scheme after closure is available at https://www.gov.uk/guidance/equitable-life-payment-scheme#closure-of-the-scheme.</p> answering member constituency Salisbury answering member printed John Glen question first answered 27/04/2020 13:36:26 answering member 4051 label Biography information for John Glen
	tabling member	4006 label Biography information for Dr Matthew Offord

1190057

	registered interest
	date	24/04/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Business Grants Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of extending eligibility for the Small Business Grant Fund to include small businesses which are not registered for business rates because they rent a space within a larger property and pay a proportion of business rates to the landlord.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	39566
	answer	answer is ministerial correction date of answer 05/05/2020 answer text <p>The Small Business Grant Fund has been designed to support the smallest businesses which have been affected by the measures taken to prevent the spread of Covid-19.</p><p> </p><p>The SBGF has been tied to the business rates system and rating assessments, which together provide a framework for Local Authorities to make payments as quickly as possible. Businesses in the business rates system are also likely to face particularly high fixed costs, such as fixed rents.</p><p> </p><p>Extending the scheme to businesses outside of the business rates system, such as businesses which rent a space within a larger property or which pay a proportion of business rates to their landlord, would not be practicable as it would require Local Authorities to create an entirely new system and to put in place appropriate anti-fraud checks. This would significantly increase Local Authorities’ workloads at a time when they are already working under pressure to support struggling businesses as quickly as possible.</p><p><strong> </strong></p> answering member constituency North East Cambridgeshire answering member printed Steve Barclay question first answered 05/05/2020 12:58:27 answering member 4095 label Biography information for Steve Barclay
	tabling member	4006 label Biography information for Dr Matthew Offord

1204307

	registered interest
	date	16/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Tolls: Greater London
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether his Department requested TfL to bring forward plans to increase the scope and level of the Congestion Charge as a condition of the funding deal announced in May 2020.
	tabling member constituency	Hendon
	tabling member printed	Dr Matthew Offord
	uin	59741
	answer	answer is ministerial correction date of answer 24/06/2020 answer text <p>On 15 May the government announced a £1.6 billion emergency funding and financing package to enable Transport for London to continue operating services for essential journeys through the COVID 19 outbreak.</p><p> </p><p>As part of the agreement with the Department for Transport, the Mayor of London agreed a number of measures to support the safe restart of the transport system, including by helping Londoners move towards greener and healthier walking and cycling options. This included reintroducing the congestion charge, LEZ and ULEZ.</p><p> </p><p>The decision to immediately raise the congestion charge to £15 was taken by the Mayor. This will be assessed as part of the Department for Transport’s upcoming review into TfL’s future financial position.</p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 24/06/2020 10:24:45 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	4006 label Biography information for Dr Matthew Offord