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tabling member printed	David T. C. Davies
answer › date of answer	2014-07-10
max answer › question first answered	2015-11-10T15:31:04.577Z

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member constituency

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member constituency

answering member printed

question first answered

answering member


label

tabling member


label

65964

registered interest

date

07/07/2014

answering body

HM Treasury

answering dept id

answering dept short name

Treasury

answering dept sort name

CaTreasury

hansard heading

Credit: Interest Rates

house id

legislature

25259

	pref label	House of Commons

question text

To ask Mr Chancellor of the Exchequer, what discussions he has had with banks about the consequences for a mortgage application of taking out a payday loan.

tabling member constituency

Monmouth

tabling member printed

David T. C. Davies

uin

204209

answer

is ministerial correction

date of answer

10/07/2014

answer text

Treasury Ministers and officials meet with a range of stakeholders to discuss relevant policy issues. In making mortgage lending decisions, lenders must follow the appropriate regulatory and legislative requirements. Beyond this, decisions about who they lend to and on what terms are a commercial matter, including how they use information about existing or previous credit commitments. Credit risk models and approaches vary between lenders, so while a history of payday loans may prevent a borrower taking out a loan with one lender, others may take a different approach.

answering member constituency

South West Hertfordshire

answering member printed

Mr David Gauke

question first answered

10/07/2014 16:06:19

answering member

1529

	label	Biography information for Mr David Gauke

tabling member

1545

	label	Biography information for David T C Davies