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31321

	registered interest
	date	07/01/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name
	answering dept sort name
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with UKAR regarding the potential effect on customers of a rise in interest rates.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	182195
	answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 182196 question first answered 13/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

31322

	registered interest
	date	07/01/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name
	answering dept sort name
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of an interest rate rise on customers whose mortgages are held by UKAR; and what support is available to assist such customers to switch providers.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	182196
	answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 182195 question first answered 13/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

50299

	registered interest
	date	08/05/2014
	answering body	Foreign and Commonwealth Office
	answering dept id	16
	answering dept short name	Foreign and Commonwealth Office
	answering dept sort name	Foreign and Commonwealth Office
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Foreign and Commonwealth Affairs, whether the provisions of the EU Deep and Comprehensive Free trade Agreement with Morocco apply outside the sovereign territory of Morocco.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198209
	answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>The terms of the Deep and Comprehensive Free Trade Agreement are currently being negotiated between the EU and the Kingdom of Morocco. The agreement is between the European Communities and their Member States and the Kingdom of Morocco.</p> answering member constituency Faversham and Mid Kent answering member printed Hugh Robertson question first answered 13/05/2014 12:00:00 answering member 1415 label Biography information for Sir Hugh Robertson
	tabling member	4011 label Biography information for Cathy Jamieson

50300

	registered interest
	date	08/05/2014
	answering body	Foreign and Commonwealth Office
	answering dept id	16
	answering dept short name	Foreign and Commonwealth Office
	answering dept sort name	Foreign and Commonwealth Office
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Foreign and Commonwealth Affairs, who the de facto administering power is in the area of Western Sahara not under Moroccan control; and if he will make a statement.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198207
	answer	answer is ministerial correction date of answer 13/05/2014 answer text <p>The UK does not regard any power as the de facto administrator of that part of the territory of Western Sahara not under Moroccan control.</p> answering member constituency Faversham and Mid Kent answering member printed Hugh Robertson question first answered 13/05/2014 12:00:00 answering member 1415 label Biography information for Sir Hugh Robertson
	tabling member	4011 label Biography information for Cathy Jamieson

57840

	registered interest
	date	04/06/2014
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	New Businesses: Disability
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, what assistance is available to disabled people who wish to start their own businesses.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198945
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p> </p><p>We continue to work hard to provide the right support to make life easier for all people setting up and growing a business, including disabled people.</p><p> </p><p> </p><p> </p><p><a href="http://www.gov.uk/business" target="_blank">www.gov.uk/business</a> is the home for Government services and information online. One of the tools available is the 'Business Finance and Support Finder;' that can provide a customised source of government backed support and finance for business. The website <a href="http://www.greatbusiness.gov.uk/" target="_blank">www.greatbusiness.gov.uk</a> also provides support and advice for anyone trying to grow a business as well as for entrepreneurs starting out.</p><p> </p><p> </p><p> </p><p>In addition to on-line support, the Business Support Helpline (0300 456 3565) is available to provide a quick response on queries about starting a business, or a personalised and in-depth advice service for more complex needs. For those looking for start-up finance and advice there are Start-Up Loans: 19 loans worth a total of £53,855have been drawn down in Kilmarncock and Loudoun to date.</p><p> </p><p> </p><p> </p><p>Finally, the New Enterprise Allowance helps people claiming certain out of work benefits to start up their own business. As of March 2014, 7,420 disabled people (or a total of 40,420) had started a new business with the help of the NEA.</p><p> </p><p> </p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 09/06/2014 15:46:52 answering member 4070 label Biography information for Matt Hancock
	tabling member	4011 label Biography information for Cathy Jamieson

57839

	registered interest
	date	04/06/2014
	answering body	Cabinet Office
	answering dept id	53
	answering dept short name	Cabinet Office
	answering dept sort name	Cabinet Office
	hansard heading	Public Sector: Mutual Societies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for the Cabinet Office, if he will list the mutuals which provide public services.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198921
	answer	answer is ministerial correction date of answer 10/06/2014 answer text <p>Information on known operational public service mutuals in England is publically available on the Mutuals Information Service at:</p><p><a href="http://www.mutuals.cabinetoffice.gov.uk/interactive-map-public-service-mutuals" target="_blank">http://www.mutuals.cabinetoffice.gov.uk/interactive-map-public-service-mutuals</a></p><p> </p> answering member constituency Ruislip, Northwood and Pinner answering member printed Mr Nick Hurd question first answered 10/06/2014 12:44:07 answering member 1561 label Biography information for Mr Nick Hurd
	tabling member	4011 label Biography information for Cathy Jamieson

57842

	registered interest
	date	04/06/2014
	answering body	Department for Communities and Local Government
	answering dept id	7
	answering dept short name	Communities and Local Government
	answering dept sort name	Communities and Local Government
	hansard heading	Social Rented Housing
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Communities and Local Government, how many tenants from elsewhere in the UK have taken advantage of Home Swap Direct to arrange exchanges to Scotland in each of the last three years for which figures are available.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	199053
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p> </p><p>Details of the number of moves that have taken placeunder the <em>HomeSwap</em> Direct Scheme from elsewhere in the United Kingdom to Scotland in each of the last three years are not held centrally.</p><p> </p><p><em>HomeSwap</em> Direct increases opportunities for social tenants who wish to find a new home by allowing tenants looking for a swap to see details of every possible property nationwide, no matter which mutual exchange website their landlord has chosen to subscribe to. The scheme has operated very successfully since its launch in October 2011 with tenants carrying out over 18 million searches of the property data held on <em>HomeSwap</em> Direct.</p><p> </p> answering member constituency Keighley answering member printed Kris Hopkins question first answered 09/06/2014 15:23:12 answering member 4043 label Biography information for Kris Hopkins
	tabling member	4011 label Biography information for Cathy Jamieson

57841

	registered interest
	date	04/06/2014
	answering body	Department for Culture Media and Sport
	answering dept id	10
	answering dept short name	Culture, Media and Sport
	answering dept sort name	Culture, Media and Sport
	hansard heading	Cathedrals: Repairs and Maintenance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Culture, Media and Sport, which cathedrals will receive funding from the new grant scheme for cathedral repairs announced in Budget 2014.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198924
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The First World War Centenary Cathedral Repairs Fund is open to all Anglican and Catholic cathedrals in England. Applications for the first round will be considered by the expert panel later this month.</p> answering member constituency Wantage answering member printed Mr Edward Vaizey question first answered 11/06/2014 14:49:49 answering member 1580 label Biography information for Lord Vaizey of Didcot
	tabling member	4011 label Biography information for Cathy Jamieson

57843

	registered interest
	date	04/06/2014
	answering body	Ministry of Defence
	answering dept id	11
	answering dept short name	Defence
	answering dept sort name	Defence
	hansard heading	Armed Forces: Discharges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Defence, how many requests for discharge were made by soldiers aged (a) 19 and (b) 20 years who had served at least three years in the regular Army in the last five years; and what the outcome was of each such request.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198845
	answer	answer is ministerial correction date of answer 12/06/2014 answer text <p>Soldiers must normally serve a minimum of three years before they can voluntarily discharge with a year's notice. Consequently, the number of applications from 19 year-olds is lower than from those aged 20 years of age. &quot;Requests for discharge&quot; has been interpreted as Voluntary Outflow Applications which are recorded on the Joint Personnel Administration system.</p><p> </p><p>The number of applications for voluntary discharge made by trained Regular Soldiers aged 19 and 20 between 1 March 2009 and 1 March 2014 are shown in the following table</p><p> </p><table><tbody><tr><td>Age on Application</td><td>No of Applications</td></tr><tr><td>19</td><td>50</td></tr><tr><td>20</td><td>330</td></tr><tr><td>Total</td><td>380</td></tr></tbody></table><p>Source: Defence Statistics (Army)</p><p> </p><p>These figures include some personnel who applied for voluntary release, but who were subsequently discharged for other reasons. The actual numbers discharged between 1 March 2009 and 31 March 2014, and the reasons for the discharge are shown below:</p><p> </p><p>Age on Application</p><p>19 20</p><p> </p><p>Voluntary Outflow 20 240</p><p>Administrative discharge 10 30</p><p>Medical/Other - 10</p><p>Total 30 270</p><p>Source: Defence Statistics (Army). Figures have been rounded to 10; numbers ending in &quot;5&quot; have been rounded to the nearest multiple of 20 to prevent systematic bias.</p><p> </p><p> </p><p>These figures exclude requests for medical, administrative and disciplinary discharges. Some applications may have been withdrawn at a later date and that some individual soldiers may have applied for voluntary discharge more than once.</p><p> </p> answering member constituency Broxtowe answering member printed Anna Soubry question first answered 12/06/2014 16:58:34 answering member 3938 label Biography information for Anna Soubry
	tabling member	4011 label Biography information for Cathy Jamieson

57844

	registered interest
	date	04/06/2014
	answering body	Ministry of Defence
	answering dept id	11
	answering dept short name	Defence
	answering dept sort name	Defence
	hansard heading	Armed Forces: Young People
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Defence, what training programmes or qualifications are available to recruits who enlist as minors which are not available to those who enlist aged 18 years or over.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198846
	answer	answer is ministerial correction date of answer 12/06/2014 answer text <p> </p><p>Young people joining the Army attend Phase 1 training at the Army Foundation College (Harrogate) and complete different programmes depending on the part of the Army they wish to join. Full details of the training offered at Harrogate is available at this link: http://www.army.mod.uk/training_education/24420.aspx<br><br>For the Royal Navy and RAF, age at enlistment has no bearing on the training programmes or qualifications available during initial training.<br><br>Irrespective of the age that an individual joins the Armed Forces, approximately 90% of all recruits complete an apprenticeship within three years of joining.</p><p> </p> answering member constituency Broxtowe answering member printed Anna Soubry question first answered 12/06/2014 16:56:44 answering member 3938 label Biography information for Anna Soubry
	tabling member	4011 label Biography information for Cathy Jamieson