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789229
star this property registered interest false more like this
star this property date less than 2017-11-14more like thismore than 2017-11-14
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Royal Bank of Scotland: Small Businesses more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 13 November 2017 to Question 111358, on the Royal Bank of Scotland: small businesses, what representations he has received from business organisations on the date for publication of the further report of the Financial Conduct Authority on Royal Bank of Scotland's treatment of small and medium-sized enterprises. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 113141 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-20more like thismore than 2017-11-20
star this property answer text <p>Treasury Ministers and officials communicate with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. The Financial Conduct Authority (FCA) has published an interim summary of the independent review of Royal Bank of Scotland’s treatment of small and medium-sized enterprise customers transferred to its Global Restructuring Group. The FCA announced it is investigating the matters arising from the review and focussing on whether there is any basis for it to take further action. It would not be appropriate for the Government to comment further whilst this process is ongoing.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-20T15:31:20.75Zmore like thismore than 2017-11-20T15:31:20.75Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
789231
star this property registered interest false more like this
star this property date less than 2017-11-14more like thismore than 2017-11-14
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Services: Small Businesses more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 13 November 2017 to Question 111345, on bank services: small businesses, what representations he has received from business organisations on the (a) accessibility of full banking services for small and medium-sized enterprises when their bank branch closes and (b) suitability of the Post Office counter network for business banking. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 113143 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-20more like thismore than 2017-11-20
star this property answer text <p>Treasury Ministers and officials receive representations from a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>The Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. Government will have provided nearly £2 billion during the period 2011 to 2018 to maintain and modernise the Post Office network.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-20T15:32:47.903Zmore like thismore than 2017-11-20T15:32:47.903Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
788709
star this property registered interest false more like this
star this property date less than 2017-11-13more like thismore than 2017-11-13
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading UK Trade with EU: Customs more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 9 November 2017 to Question 110711, on EU internal trade: customs, what representations he has received from business organisations about future customs arrangements with the EU. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 112733 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-21more like thismore than 2017-11-21
star this property answer text <p>Since the referendum, HM Treasury and HM Revenue and Customs officials have met with over 300 businesses and representative bodies in a variety of sectors to discuss future customs arrangements with the EU. Input provided by businesses and other stakeholders was used to inform the Customs Bill White Paper, published in October 2017. Since publication, the Government has continued to engage with businesses and consumers and sought comment on the content of the White Paper, both through official written responses and formal meetings.</p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property question first answered
remove maximum value filtermore like thismore than 2017-11-21T14:08:58.727Z
star this property answering member
3935
star this property label Biography information for Mel Stride more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
786888
star this property registered interest false more like this
star this property date less than 2017-11-10more like thismore than 2017-11-10
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Business: Loans more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 7 November 2017 to Question 111359, what representations he has received from business organisations on extending the regulatory perimeter of the Financial Conduct Authority insofar as it relates to business lending. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 112353 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-15more like thismore than 2017-11-15
star this property answer text <p>The Chancellor receives representations from a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p> </p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-15T13:07:57.09Zmore like thismore than 2017-11-15T13:07:57.09Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
786889
star this property registered interest false more like this
star this property date less than 2017-11-10more like thismore than 2017-11-10
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Customs more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 7 November 2017 to Question 110710, what representations he has received from business organisations on the adequacy of capacity and capability of UK customs arrangements after the UK leaves the EU. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 112354 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-15more like thismore than 2017-11-15
star this property answer text <p>Since the referendum, the Government has undertaken a comprehensive programme of stakeholder engagement throughout the UK. This engagement will help to inform effective policy development, and to deepen understanding of the impact of customs procedures on businesses.</p><p> </p><p>The content of the recent Customs White Paper reflects much of the feedback that stakeholders have provided.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-15T15:12:49.467Zmore like thismore than 2017-11-15T15:12:49.467Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
786890
star this property registered interest false more like this
star this property date less than 2017-11-10more like thismore than 2017-11-10
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Customs: Northern Ireland more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 7 November 2017 to Question 110573, what representations he has received from business organisations in Northern Ireland and the Irish Republic on the adequacy of future customs arrangements in Northern Ireland after the UK leaves the EU. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 112352 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-15more like thismore than 2017-11-15
star this property answer text <p>The Government is undertaking a comprehensive programme of stakeholder engagement throughout the UK, including Northern Ireland. During summer and autumn 2017 the Government has engaged with businesses and associations from across Northern Ireland and the Republic of Ireland.</p><p> </p><p>The Government recognises the unique case of the Northern Ireland – Ireland land border, and the UK and Irish Governments, and EU Institutions, are all clear that we need to avoid a hard border. Feedback from business engagement supports this view.</p><p> </p> more like this
star this property answering member constituency Central Devon more like this
star this property answering member printed Mel Stride more like this
star this property question first answered
less than 2017-11-15T15:17:35.96Zmore like thismore than 2017-11-15T15:17:35.96Z
star this property answering member
3935
star this property label Biography information for Mel Stride more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
784767
star this property registered interest false more like this
star this property date less than 2017-11-06more like thismore than 2017-11-06
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Business: Loans more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the proportion of (a) businesses whose lending and (b) funds lent to businesses which is regulated by the Financial Conduct Authority. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 111702 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-14more like thismore than 2017-11-14
star this property answer text <p>The Government is committed to extending the regulatory perimeter only where there is a clear case for doing so, in order to avoid putting additional costs on lenders that would ultimately lead to higher costs for businesses.</p><p> </p><p>However, unincorporated sole traders and small partnerships borrowing less than £25,000 do receive regulatory protection. In practice, the effect of this is that the smallest SMEs are more likely than not to receive regulatory protections when borrowing.</p><p> </p><p>The Financial Conduct Authority estimated in their 2015 Discussion Paper “Our approach to SMEs as users of financial services” that between 2010 and 2014, 41% of all the loans and overdrafts applied for by SMEs could potentially fall within the regulatory perimeter</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111703 more like this
star this property question first answered
less than 2017-11-14T13:44:40.813Zmore like thismore than 2017-11-14T13:44:40.813Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
784768
star this property registered interest false more like this
star this property date less than 2017-11-06more like thismore than 2017-11-06
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Financial Conduct Authority more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what plans he has to extend the business lending element of the regulatory framework of the Financial Conduct Authority; and if he will make a statement. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 111703 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-14more like thismore than 2017-11-14
star this property answer text <p>The Government is committed to extending the regulatory perimeter only where there is a clear case for doing so, in order to avoid putting additional costs on lenders that would ultimately lead to higher costs for businesses.</p><p> </p><p>However, unincorporated sole traders and small partnerships borrowing less than £25,000 do receive regulatory protection. In practice, the effect of this is that the smallest SMEs are more likely than not to receive regulatory protections when borrowing.</p><p> </p><p>The Financial Conduct Authority estimated in their 2015 Discussion Paper “Our approach to SMEs as users of financial services” that between 2010 and 2014, 41% of all the loans and overdrafts applied for by SMEs could potentially fall within the regulatory perimeter</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property grouped question UIN 111702 more like this
star this property question first answered
less than 2017-11-14T13:44:40.687Zmore like thismore than 2017-11-14T13:44:40.687Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
783162
star this property registered interest false more like this
star this property date less than 2017-11-03more like thismore than 2017-11-03
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Services: Small Businesses more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 2 November 2017 to Question 109593, what representations he has made to representatatives of the banking sector on the accessibility of full banking services for SMEs when their bank branch closes. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 111345 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-13more like thismore than 2017-11-13
star this property answer text <p>The Government is committed to improving access to financial services.</p><p> </p><p>The Access to Banking Standard, launched in May 2017, commits banks to ensure personal and business customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customers who need more help. The Access to Banking Standard is monitored and enforced by the independent Lending Standards Board.</p><p> </p><p>95% of banks’ business customers are now able to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches. Government will have provided nearly £2 billion during the period 2011 to 2018 to maintain and modernise the Post Office network.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-13T13:57:30.017Zmore like thismore than 2017-11-13T13:57:30.017Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this
783164
star this property registered interest false more like this
star this property date less than 2017-11-03more like thismore than 2017-11-03
star this property answering body
HM Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Royal Bank of Scotland: Small Businesses more like this
unstar this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, when he expects the further report of the Financial Conduct Authority on Royal Bank of Scotland's treatment of small and medium-sized enterprises to be published. more like this
star this property tabling member constituency Sefton Central more like this
star this property tabling member printed
Bill Esterson remove filter
star this property uin 111358 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-11-13more like thismore than 2017-11-13
star this property answer text <p>The Financial Conduct Authority (FCA) has published an interim summary of the independent review of Royal Bank of Scotland’s treatment of small and medium-sized enterprise customers transferred to its Global Restructuring Group. The FCA announced it is investigating the matters arising from the review and focussing on whether there is any basis for it to take further action. It would not be appropriate for the Government to comment further whilst this process is ongoing.</p> more like this
star this property answering member constituency North East Cambridgeshire more like this
star this property answering member printed Stephen Barclay more like this
star this property question first answered
less than 2017-11-13T13:55:08.643Zmore like thismore than 2017-11-13T13:55:08.643Z
star this property answering member
4095
star this property label Biography information for Steve Barclay more like this
star this property tabling member
4061
unstar this property label Biography information for Bill Esterson more like this