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758961

	registered interest
	date	08/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 September 2017 to Question 6051, what estimate he has made of the additional costs to (a) lenders and (b) business customers that would be created by setting rules on the level of business lending allowed through non-bank finance providers.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9639
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>The Government has not made an estimate of the additional costs to lenders or business customers that would be created by setting rules on the level of business lending allowed through non-bank finance providers.</p><p> </p><p>The Government monitors the level of business lending through both bank and non-bank finance providers, working with both the British Business Bank and the financial regulators.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 13/09/2017 15:04:03 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

758960

	registered interest
	date	08/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Capability and Innovation Fund
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 September 2017 to Question 6052, what proportion of the £425 million Capability and Innovation Fund will be made available to (a) challenger banks and (b) other financial services providers.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9638
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>The £425 million Capability and Innovation Fund is made up of 15 separate awards that eligible challenger banks and other financial service providers can compete for. These awards will range from £5 million to £120 million.</p><p> </p><p>We will be releasing further details on the Capability and Innovation Fund once the European Commission have announced their final decision.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 13/09/2017 15:02:56 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

758959

	registered interest
	date	08/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 September 2017 to Question 6053, on crowdfunding, what estimate he has made of the volume of peer-to-peer lending which would provide competition to the marketplace.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9637
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>The Government believes that the peer-to-peer (P2P) lending sector already provides competition to the lending marketplace, and welcomes the strong growth of the industry.</p><p> </p><p>The Government has supported the sector through implementing a proportionate, principles based regime for P2P lending that balances the need for consumer protection with allowing the sector to grow and evolve.</p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 13/09/2017 15:07:56 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

758958

	registered interest
	date	08/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 September 2017 to Question 6055, on crowdfunding, how much of the £120 million channelled by the British Business Bank to UK businesses through peer-to-peer platforms has been allocated to businesses which employ fewer than (a) 50 and (b) 10 people.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9636
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>We do not currently collect data on 'employee number' from delivery partners who provide peer-to-peer lending. We are unable to obtain robust data because it is not included in the mandatory information required by some peer-to-peer delivery partners when lending through their platforms.</p><p> </p><p>However, by their very nature, the vast majority of lending will be to organisations that have less than 50 employees.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 13/09/2017 15:05:05 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

758957

	registered interest
	date	08/09/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 5 September 2017 to Question 6054, on financial services, if he will make an assessment of the level of lending through (a) banks and (b) peer-to-peer providers to small and medium-sized businesses; and if he will make a statement.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9635
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>The British Business Bank published an assessment of the level of lending through banks and peer-to-peer providers to small and medium-sized businesses in its report on Small Business Finance Markets in February 2017.</p><p> </p><p>The report can be found at <a href="http://british-business-bank.co.uk/wp-content/uploads/2017/02/BBB-SBFM-REPORT-2016-17-web.pdf" target="_blank">http://british-business-bank.co.uk/wp-content/uploads/2017/02/BBB-SBFM-REPORT-2016-17-web.pdf</a></p><p> </p><p>The Government also monitors the Bank of England’s Money and Credit statistical releases and other statistical publications.</p><p> </p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 13/09/2017 15:06:09 answering member 4095 label Biography information for Steve Barclay
	tabling member	4061 label Biography information for Bill Esterson

172430

	registered interest
	date	05/01/2015
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Estate Agents: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Innovation and Skills, if he will take steps to protect consumers from double charging by estate agents.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	906866
	answer	answer is ministerial correction date of answer 08/01/2015 answer text <p>We have worked closely with the Property Ombudsman on this matter. Last month he published specific guidance to estate agents underlining their obligations under the Ombudsman’s Code of Practice which is available at:</p><p> </p><p> </p><p> </p><p><a href="http://www.tpos.co.uk/members_index.htm" target="_blank">http://www.tpos.co.uk/members_index.htm</a></p><p> </p><p> </p><p> </p><p>These obligations include requirements for transparency of information, avoidance of conflicts of interest and fairness to ensure both buyer and seller have the information necessary at the earliest point possible to make the right decisions. Failure to adhere to the Code risks agents being removed from the redress scheme which would result in an estate agent not being legally able to operate.</p><p> </p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 08/01/2015 16:13:01 answering member 1513 label Biography information for Jo Swinson
	tabling member	4061 label Biography information for Bill Esterson

525192

	registered interest
	date	09/06/2016
	answering body	Cabinet Office
	answering dept id	53
	answering dept short name	Cabinet Office
	answering dept sort name	Cabinet Office
	hansard heading	Anti-corruption Summit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for the Cabinet Office, what assessment he has made of the potential effectiveness of the agreements reached at the Anti-Corruption Summit in May 2016 in tackling corruption.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	905422
	answer	answer is ministerial correction date of answer 16/06/2016 answer text <p>This Government the UK has taken a global lead on tackling the scourge of corruption. Each delegation signed up to the commitments set out in the communiqué. In addition, 42 countries and 8 international organisations issued statements setting out further measures they will take.</p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 16/06/2016 14:47:43 answering member 4070 label Biography information for Matt Hancock previous answer version 4131 answering member constituency West Suffolk answering member printed Matthew Hancock answering member 4070 label Biography information for Matt Hancock
	tabling member	4061 label Biography information for Bill Esterson

758264

	registered interest
	date	06/09/2017
	answering body	Department for International Development
	answering dept id	20
	answering dept short name	International Development
	answering dept sort name	International Development
	hansard heading	Department for International Development: Sign Language
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for International Development, what steps her Department takes to provide (a) information on its services in British Sign Language (BSL) and (b) correspondence in BSL to people whose principal language is BSL.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	9008
	answer	answer is ministerial correction date of answer 13/09/2017 answer text <p>DFID provides information and correspondence in British Sign Language (BSL) on request, or when a specific need has been identified.</p><p> </p> answering member constituency Penrith and The Border answering member printed Rory Stewart question first answered 13/09/2017 09:56:03 answering member 4137 label Biography information for Rory Stewart
	tabling member	4061 label Biography information for Bill Esterson

349849

	registered interest
	date	08/06/2015
	answering body	Department for Transport
	answering dept id	27
	answering dept short name	Transport
	answering dept sort name	Transport
	hansard heading	Bus Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Transport, what assessment he has made of the adequacy of bus services in England.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	900261
	answer	answer is ministerial correction date of answer 11/06/2015 answer text <p>The Government is committed to supporting bus services in England. The most recent Bus Passenger Survey, published in March by Transport Focus, shows a satisfaction rate of 88%.</p><p> </p><p>And we are also taking forward a Buses bill to provide local authorities with the tools they need to improve local bus services.</p><p> </p> answering member constituency Harrogate and Knaresborough answering member printed Andrew Jones question first answered 11/06/2015 13:37:33 answering member 3996 label Biography information for Andrew Jones
	tabling member	4061 label Biography information for Bill Esterson

758342

	registered interest
	date	06/09/2017
	answering body	Department for Business, Energy and Industrial Strategy
	answering dept id	201
	answering dept short name	Business, Energy and Industrial Strategy
	answering dept sort name	Business, Energy and Industrial Strategy
	hansard heading	Department for Business, Energy and Industrial Strategy: Sign Language
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, what steps his Department takes to provide (a) information on its services in British Sign Language (BSL) and (b) correspondence in BSL to people whose principal language is BSL.
	tabling member constituency	Sefton Central
	tabling member printed	Bill Esterson
	uin	8999
	answer	answer is ministerial correction date of answer 12/09/2017 answer text <p>We endeavour to communicate in the best way for our audience. Documents are available in large print, audio and braille.</p> answering member constituency Stourbridge answering member printed Margot James question first answered 12/09/2017 14:37:31 answering member 4115 label Biography information for Margot James
	tabling member	4061 label Biography information for Bill Esterson