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1540860

	registered interest
	date	08/11/2022
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Security Benefits: Terminal Illnesses
	house id	1
	legislature	25259 pref label House of Commons
	question text	"To ask the Secretary of State for Work and Pensions, when the provisions of the Social Security (Special Rules for End of Life) Act 2022 enabling people who are thought to be in the final year of their life to receive fast-tracked access to disability benefits such as Personal Independent Payments will come into effect.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	82293
	answer	answer is ministerial correction date of answer 14/11/2022 answer text <p>The Social Security (Special Rules for End of Life) Bill received Royal Assent on 25<sup>th</sup> October 2022 and the Government will implement it as soon as is practicable.</p><p>The Act will enable people who are thought to be in the final year of their life to get fast-tracked access to Disability Living Allowance (DLA), Personal Independence Payment (PIP) and Attendance Allowance (AA). Similar changes were made to the definition of end of life used in Universal Credit and Employment Support Allowance in April 2022.</p> answering member constituency Corby answering member printed Tom Pursglove question first answered 14/11/2022 14:49:38 answering member 4369 label Biography information for Tom Pursglove
	tabling member	4122 label Biography information for Alex Cunningham

805517

	registered interest
	date	13/12/2017
	answering body	Wales Office
	answering dept id	28
	answering dept short name	Wales
	answering dept sort name	Wales
	hansard heading	Burial: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	If he will meet with Cabinet colleagues to discuss the merits of removing child burial fees in England in line with policy in Wales.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	902839
	answer	answer is ministerial correction date of answer 13/12/2017 answer text <p>I recognise the distress caused to families when organising a funeral for a child. I pay tribute to members who have campaigned on this important issue, particularly the honourable lady for Swansea East.</p><p>We are making it easier for parents to apply for financial support under the Funeral Expenses Payment Scheme.</p> answering member constituency Vale of Glamorgan answering member printed Alun Cairns question first answered 13/12/2017 16:58:56 answering member 4086 label Biography information for Alun Cairns
	tabling member	4122 label Biography information for Alex Cunningham

797852

	registered interest
	date	30/11/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensioners: Income Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people aged 65 or over paid income tax at the (a) higher and (b) additional rate in the most recent year for which data is available.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	116759
	answer	answer is ministerial correction date of answer 05/12/2017 answer text <p>An estimate of numbers of taxpayers aged 65 or over who are liable at the higher or additional rates of tax in the year 2014-15 are shown below:</p><p> </p><table><tbody><tr><td colspan="3"><p>2014-15: income taxpayers liable at higher or additional rates of tax</p></td></tr><tr><td><p>Age</p></td><td colspan="2"><p>Number of individuals (Thousands)</p></td></tr><tr><td><p> </p></td><td><p>Higher Rate</p></td><td><p>Additional Rate</p></td></tr><tr><td><p>65 and over</p></td><td><p>506</p></td><td><p>30</p></td></tr></tbody></table><p> </p><p>These estimates are based on the 2014-15 Survey of Personal Incomes.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 05/12/2017 16:10:26 answering member 3935 label Biography information for Mel Stride
	tabling member	4122 label Biography information for Alex Cunningham

808911

	registered interest
	date	18/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	North Sea Oil: Pipelines
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will estimate the (a) direct and (b) indirect costs to the public purse of the decision by Ineos to invoke a force majeure clause in its contract for the Forties pipeline.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	120020
	answer	answer is ministerial correction date of answer 20/12/2017 answer text <p>The government is monitoring the situation with the Forties Pipeline System closely. Energy Minister Richard Harrington has spoken to Ineos and the Department of Business, Energy and Industrial Strategy continues to liaise with industry operators to monitor the situation. Any material economic or fiscal effects would be considered by the Office for Budget Responsibility as part of their next forecasts at Spring Statement.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/12/2017 16:41:33 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4122 label Biography information for Alex Cunningham

795775

	registered interest
	date	28/11/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Offshore Industry: Helicopters
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will take steps to require the insurance industry to publish historic cost benefit analyses of under writing commercial helicopter flights in the offshore energy industry since 2009.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	116121
	answer	answer is ministerial correction date of answer 06/12/2017 answer text <p>The Financial Conduct Authority (FCA) is responsible for monitoring and regulating the insurance industry.</p><p> </p><p>As a rule, insurers use their claims experience, other industry-wide statistics and detailed risk assessments to calculate the risks posed when underwriting an insurance contract. This enables them to price their insurance products accordingly. The Government does not generally intervene in these commercial decisions by insurers.</p><p> </p><p>If it becomes clear that intervention is necessary, the FCA is able to do so.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 06/12/2017 17:06:12 answering member 4095 label Biography information for Steve Barclay
	tabling member	4122 label Biography information for Alex Cunningham

935091

	registered interest
	date	05/07/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Childcare Vouchers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 2 July 2018 to Question 157736, whether people using childcare vouchers are able to use that voucher scheme alongside (a) the childcare element to working tax credit and (b) universal credit.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	161159
	answer	answer is ministerial correction date of answer 10/07/2018 answer text <p>Parents cannot claim Universal Credit or tax credits for the same childcare they are using childcare vouchers to fund. However, if a Universal Credit or tax credit claimant requires more childcare than their vouchers pay for, they can claim any additional amounts through Universal Credit or tax credits, provided they meet the eligibility conditions and can provide evidence of payments.</p><p> </p><p>The government has increased the support for working parents on Universal Credit who can now get up to 85% of their childcare costs paid. Parents on tax credits get up to 70% of their childcare costs paid. This means the majority of Universal Credit and tax credits claimants are better off getting help through these schemes than through the childcare voucher scheme.</p><p>Many Universal Credit and tax credits claimants aren’t able to get childcare vouchers as the majority of schemes are run through salary sacrifice. You cannot salary sacrifice below the National Minimum Wage so those claimants earning close to this level aren’t able to get childcare vouchers.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 10/07/2018 14:40:42 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4122 label Biography information for Alex Cunningham

931576

	registered interest
	date	26/06/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Childcare Vouchers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the closure of the childcare vouchers scheme on universal credit claimants who currently access both schemes.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	157736
	answer	answer is ministerial correction date of answer 02/07/2018 answer text <p>There will be no impact on parents currently using vouchers when the scheme closes to new entrants in October 2018. Parents that are using childcare vouchers will be able to continue doing so, while they work for the same employer and their employer continues to offer them.</p><p> </p><p>Universal Credit claimants are unable to receive help with childcare costs through Universal Credit at the same time as using childcare vouchers.</p><p> </p><p>The government has increased the support available to parents on Universal Credit, who can now get up to 85% of their childcare costs paid. This means the vast majority of Universal Credit claimants are better off getting help with their childcare costs through Universal Credit than through the voucher scheme.</p><p> </p><p> </p><p>Most vouchers schemes are run through salary sacrifice arrangements, and because you cannot salary sacrifice below the National Minimum Wage, the vast majority of parents on low income are not able to get childcare vouchers.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 02/07/2018 13:14:58 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4122 label Biography information for Alex Cunningham

798665

	registered interest
	date	01/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensioners: Income
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the Financial Conduct Authority’s interim report on the Retirement Outcomes Review.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	117059
	answer	answer is ministerial correction date of answer 11/12/2017 answer text <p>The Financial Conduct Authority (FCA) published their interim Retirement Outcomes Review report in July 2017 and plan to publish their final report in 2018.</p><p> </p><p>The government welcomes the FCA’s work in this area ensuring that the market supports consumer choice and consumers have the right information when making decisions on how to manage their retirement income. The government awaits the publication of the final report of the review, and will consider any recommendations carefully.</p><p> </p><p>The government notes the FCA’s interim report and believes it is right that individuals are trusted with their own hard-earned savings and that they should have choice about how to access their pension income rather than being forced to purchase an annuity.</p><p> </p><p>As the FCA’s interim findings show, the majority of pots that are fully withdrawn are smaller (90% worth less than £30,000) and the majority of individuals (94%) have other sources of income in retirement. This does not indicate that people are squandering their savings as a result of the pension freedoms.</p><p> </p><p>The pension freedoms have been very popular: as of October 2017 individuals have accessed over £14.2 billion through over 2.7 million payments.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 11/12/2017 12:00:14 answering member 4095 label Biography information for Steve Barclay
	tabling member	4122 label Biography information for Alex Cunningham

900163

	registered interest
	date	08/05/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Instalment Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to help ensure customers are protected from being pushed into problem debt by (a) rent-to-own and (b) home credit products.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	141784
	answer	answer is ministerial correction date of answer 15/05/2018 answer text <p>The Government is committed to protecting consumers from unfair lending practises. To this end, the Government has given the Financial Conduct Authority (FCA) strong powers, including the power to cap the cost of credit, and it will do so if it thinks it is necessary to protect consumers.</p><p> </p><p>The FCA is conducting a review of the high-cost credit market, including rent-to-own and doorstep lending, and will publish an update later this month. The Government will continue to work closely with the FCA to ensure that all customers are treated fairly.</p><p> </p><p>As well as supporting consumers through better regulation, the Government is also supporting consumers to make effective financial decisions, through the creation of a Single Financial Guidance Body (SFGB). The SFGB will have a statutory duty to improve the public’s financial capability.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 141783 question first answered 15/05/2018 13:37:39 answering member 4051 label Biography information for John Glen
	tabling member	4122 label Biography information for Alex Cunningham

900162

	registered interest
	date	08/05/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Instalment Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether he plans to bring forward legislative proposals to extend the protections under the payday loan cap to the (a) rent-to-own and (b) home credit markets.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	141783
	answer	answer is ministerial correction date of answer 15/05/2018 answer text <p>The Government is committed to protecting consumers from unfair lending practises. To this end, the Government has given the Financial Conduct Authority (FCA) strong powers, including the power to cap the cost of credit, and it will do so if it thinks it is necessary to protect consumers.</p><p> </p><p>The FCA is conducting a review of the high-cost credit market, including rent-to-own and doorstep lending, and will publish an update later this month. The Government will continue to work closely with the FCA to ensure that all customers are treated fairly.</p><p> </p><p>As well as supporting consumers through better regulation, the Government is also supporting consumers to make effective financial decisions, through the creation of a Single Financial Guidance Body (SFGB). The SFGB will have a statutory duty to improve the public’s financial capability.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 141784 question first answered 15/05/2018 13:37:39 answering member 4051 label Biography information for John Glen
	tabling member	4122 label Biography information for Alex Cunningham