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1667629

	registered interest
	date	07/11/2023
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Artificial Intelligence
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what recent assessment he has made of the potential impact of AI on the functioning of the welfare system.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	133
	answer	answer is ministerial correction date of answer 15/11/2023 answer text <p>DWP is continually exploring the use of all types of Artificial Intelligence and its potential to support the provision of more digital services with a human touch in a safe, ethical, and considered way. Artificial Intelligence will never replace the role of our colleagues in supporting customers throughout their journey.</p><p>We are using Artificial Intelligence to undertake administrative or repetitive tasks, freeing up our colleagues to spend more time with claimants.</p><p>As part of our approach, and in-line with the Prime Minister’s Foundation Model Taskforce, DWP has created a Generative Artificial Intelligence Lighthouse Programme which will safely guide our innovation in emerging Artificial Intelligence technology. The role of this programme is to ‘test and learn’ in a safe and governed environment where all types of AI can be used to assist us in the delivery of our customer outcomes and department efficiencies. Following this test and learn approach will help us to build more certainty on the potential benefits that can be realised.</p><p>Where Artificial Intelligence is used to assist its activities in prevention and detection of fraud within UC applications, DWP always ensures appropriate safeguards are in place for the proportionate, ethical, and legal use of data with internal monitoring protocols adhered to. Through the work of departmental governance, we can always explain how the AI reaches conclusions using data.</p><p>DWP does not use AI to replace human judgement in determining or denying a payment to a claimant. Where appropriate, Equality and Data Protection Impact Assessments have been carried out.</p><p><a href="https://www.gov.uk/government/organisations/department-for-work-pensions/about/personal-information-charter" target="_blank">DWP's Personal Information Charter</a> explains how and why we use personal information and citizen’s rights and responsibilities.</p><p> </p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p><p><strong> </strong></p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 15/11/2023 11:30:26 answering member 3926 label Biography information for Paul Maynard
	tabling member	1586 label Biography information for Adam Afriyie

448448

	registered interest
	date	27/01/2016
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensioners: Poverty
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the effect of the triple lock pension policy of the number of pensioners living in poverty in (a) Windsor, (b) the South East and (c) the UK.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	24574
	answer	answer is ministerial correction date of answer 04/02/2016 answer text <p>While we can’t draw a direct link between the triple lock and pensioner poverty, pensioner poverty is at one of the lowest rates since records began. Pensioners are less likely to be in relative and absolute low income after housing costs than the population as a whole. The Government continues to support the poorest pensioners and from April 2016, Pension Credit will top up income to a guaranteed minimum level of £155.60 for a single person and £237.55 for couples.</p><p>The Government wants all pensioners to have a decent and secure income in retirement. We are committed to the triple lock, the guarantee that the basic State Pension will increase by the highest of the growth in average earnings, price increase or 2.5%. From April 2016, the basic State Pension will be over £1,100 a year higher than at the start of the last Parliament. This will benefit many of the 18,000 recipients of State Pension in Windsor, the 1.7 million recipients in the South East and the 13 million recipients in the UK.</p><p> </p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 04/02/2016 17:06:54 answering member 4105 label Biography information for Justin Tomlinson
	tabling member	1586 label Biography information for Adam Afriyie

48050

	registered interest
	date	09/04/2014
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, if he will provide a simple route for people to donate their universal benefits back to the state; and if he will make a statement.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	196078
	answer	answer is ministerial correction date of answer 28/04/2014 answer text <p> </p><p> </p><p>The majority of winter fuel payments are sent out automatically. However, people can simply return their winter fuel payment to the office that issues it. They can also write to the Department requesting not to receive a winter fuel payment for future years, either in advance of first getting a payment, or after they have received one or more payments.</p><p> </p><p>Anyone aged 75 or over is entitled to a free TV Licence for their main address. The free licence is not issued automatically and needs to be applied for. Once issued, licences are renewed automatically every year unless the customer does not have a National Insurance Number in which case TV Licensing will contact them to confirm their circumstances have not changed each year. An over 75 licence can be cancelled at any time and a paid-for licence requested.</p><p> </p><p>The concessionary travel benefit is optional. An eligible person can choose not to take up the entitlement. The National Travel Survey 2011 shows that in GB, 79 per cent of people eligible for an older persons' bus pass held one.</p> answering member constituency Thornbury and Yate answering member printed Steve Webb question first answered 28/04/2014 12:00:00 answering member 220 label Biography information for Steve Webb
	tabling member	1586 label Biography information for Adam Afriyie

523664

	registered interest
	date	07/06/2016
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Income
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps he has taken to increase the range of statistics that his Department collects on income mobility.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	39725
	answer	answer is ministerial correction date of answer 14/06/2016 answer text <p>The Department for Work and Pensions (as well as the Office for National Statistics) publishes a wide range of information looking at the income distribution. We have announced we will be producing a new publication, Income Dynamics in February/March 2017, which will look at income mobility, including a measure of persistent low income, based on new data from the Understanding Society survey.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 14/06/2016 14:46:57 answering member 4105 label Biography information for Justin Tomlinson
	tabling member	1586 label Biography information for Adam Afriyie

61453

	registered interest
	date	11/06/2014
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Access to Work Programme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many disabled entrepreneurs have been able to access additional support funding through the Access to Work programme.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	200306
	answer	answer is ministerial correction date of answer 18/06/2014 answer text <p /> <p /> <p>In the financial year April 2013 – March 2014 DWP supported 4066 disabled customers who are registered as self employed through the Access to Work programme. Of which 57 customers were also from The New Enterprise Allowance programme.</p><p> </p> answering member constituency Hemel Hempstead answering member printed Mike Penning question first answered 18/06/2014 15:48:40 answering member 1528 label Biography information for Sir Mike Penning
	tabling member	1586 label Biography information for Adam Afriyie

845519

	registered interest
	date	20/02/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Long Term Unemployed People: Mental Health
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the effect of long-term unemployment on the mental health needs of claimants.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	128491
	answer	answer is ministerial correction date of answer 26/02/2018 answer text <p>We know that the longer a working age person is out of work, the more difficult it is for them to return to work and their health and wellbeing may worsen as a result, which is why improving employment support for people with mental health issues is a key priority for this Government.</p><p>The Command Paper <em>Improving Lives: The Future of Work, Health and Disability</em>, published in November 2017, outlines actions to improve out of work support, including:</p><ul><li>Investment in trials, proofs of concept and feasibility studies to test ways to provide specialist support for people with mental health conditions;</li><li>Doubling the number of employment advisers working in NHS Improving Access to Psychological Therapies services by over 300 by 2019, enabling greater provision of integrated psychological treatment and employment support;</li><li>Enhancing mental health training for Jobcentre work coaches;</li><li>Supporting NHS plans to increase access to the Individual Placement and Support (IPS) model – a model of integrated employment support within secondary mental health care services.</li></ul> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 26/02/2018 12:21:10 answering member 4071 label Biography information for Sarah Newton
	tabling member	1586 label Biography information for Adam Afriyie

937602

	registered interest
	date	09/07/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Mobility
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what recent steps her Department has taken to increase levels of social mobility.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	162029
	answer	answer is ministerial correction date of answer 17/07/2018 answer text <p>I refer you to my previous answer to the member for Witham in the House on 21 May, volume 641, column 552. <a href="https://hansard.parliament.uk/commons/2018-05-21/debates/3F200720-92F6-4F4B-A1E1-AF6454B09F5B/SocialMobility" target="_blank">https://hansard.parliament.uk/commons/2018-05-21/debates/3F200720-92F6-4F4B-A1E1-AF6454B09F5B/SocialMobility</a></p><p> </p><p>Through our reforms to the welfare system, we have increased the number of people in employment to a record 32.39m, including increases across historically under-represented groups, and in doing so we have reduced the number of children living in workless households by around 600,000.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 17/07/2018 16:45:36 answering member 4105 label Biography information for Justin Tomlinson
	tabling member	1586 label Biography information for Adam Afriyie

967827

	registered interest
	date	04/09/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	New Enterprise Allowance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether she has made an assessment of recent trends in the number of individuals in receipt of the New Enterprise Allowance.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	170294
	answer	answer is ministerial correction date of answer 12/09/2018 answer text <p>The Department regularly publishes official statistics for the New Enterprise Allowance Scheme, including an overview of the latest trends seen in the data. The latest publication can be accessed at:</p><p><strong><a href="https://www.gov.uk/government/statistics/new-enterprise-allowance-april-2011-to-december-2017" target="_blank">https://www.gov.uk/government/statistics/new-enterprise-allowance-april-2011-to-december-2017</a></strong></p> answering member constituency Reading West answering member printed Alok Sharma question first answered 12/09/2018 16:33:04 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	1586 label Biography information for Adam Afriyie

967828

	registered interest
	date	04/09/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	New Enterprise Allowance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what the cost to the public purse has been of the New Enterprise Allowance in each of the last five years.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	170295
	answer	answer is ministerial correction date of answer 19/09/2018 answer text <p><strong> </strong></p><p>Between April 2011 and December 2017, New Enterprise Allowance has supported over 113,000 people to start their own business.</p><p> </p><p>The Departmental spend on New Enterprise Allowance (NEA), comprising contracted mentoring costs and Allowance payments to participants who had started to trade from 2013/14 is set out in the table below:</p><p><strong> </strong></p><table><tbody><tr><td><p><strong>£m</strong></p></td><td><p><strong>2013/14</strong></p></td><td><p><strong>2014/15</strong></p></td><td><p><strong>2015/16</strong></p></td><td><p><strong>2016/17</strong></p></td><td><p><strong>2017/18</strong></p></td></tr><tr><td><p><strong>Total NEA spend</strong></p></td><td><p><strong>58.8</strong></p></td><td><p><strong>44.2</strong></p></td><td><p><strong>20.2</strong></p></td><td><p><strong>29.1</strong></p></td><td><p><strong>22.1</strong></p></td></tr></tbody></table><p> </p><p><strong>Notes:</strong></p><p> </p><p>The reducing spend reflects:</p><p> </p><ol><li>Rising employment rates</li><li>The introduction of the Link Up Start Up (LUSU) workshop in April 2017 (to assess the viability of a claimant’s business) prior to starting on NEA</li><li>A refund of costs in 2015/16 from suppliers from the Grant Funded phase of the NEA which ended in December 2014.</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 19/09/2018 14:47:49 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	1586 label Biography information for Adam Afriyie

968413

	registered interest
	date	05/09/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether she has made an assessment of the progress of the delivery of the Pension Dashboard.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	170739
	answer	answer is ministerial correction date of answer 11/09/2018 answer text <p>On Tuesday 4 September 2018, I published a written statement providing an update on pensions including the Pensions Dashboard. This statement can be found here: <a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/" target="_blank">https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/</a></p><p>An industry-led Dashboard, facilitated by Government, will harness the best of industry innovation. We will continue to engage with industry, consumer groups and other stakeholders on this model and Government will protect pension savers and personal information by legislating where necessary.</p><p> </p><p>We will shortly report on the findings of the Feasibility Study.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/09/2018 16:11:21 answering member 4142 label Biography information for Guy Opperman
	tabling member	1586 label Biography information for Adam Afriyie

999252

	registered interest
	date	31/10/2018
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Employment: Mental Illness
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, if he will make an estimate of the change in the employment rate between 2017-18 and 2023-24 for people with (a) schizophrenia, (b) bipolar disorder, (c) depression and (d) mental health conditions as a whole.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	186279
	answer	answer is ministerial correction date of answer 05/11/2018 answer text <p>The information requested in not available. The Department does not produce forecasts of employment for people with specific health conditions.</p> answering member constituency Truro and Falmouth answering member printed Sarah Newton question first answered 05/11/2018 17:17:01 answering member 4071 label Biography information for Sarah Newton
	tabling member	1586 label Biography information for Adam Afriyie

1184224

	registered interest
	date	11/03/2020
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Females: STEM Subjects
	house id	1
	legislature	25259 pref label House of Commons
	question text	What steps the Government is taking to encourage girls to study STEM subjects.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	901474
	answer	answer is ministerial correction date of answer 11/03/2020 answer text <p>We want to see more girls studying STEM subjects and are committed to improving the gender balance in computing, maths and physics, where uptake by girls is low. We are funding several interventions in this area. A-levels mathematics students are likely to earn on average 11 per cent more on their salary by the time they are 34, than students who choose not to study maths. Indeed, studying STEM can lead to a wide range of brilliant careers - from computer scientist to Minister for Women and Equalities.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 11/03/2020 14:31:15 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	1586 label Biography information for Adam Afriyie

100107

	registered interest
	date	21/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	National Insurance Contributions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent steps he has taken to simplify the rates of employees' National Insurance contributions.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	211325
	answer	answer is ministerial correction date of answer 27/10/2014 answer text <p>This Government is committed to a competitive tax regime and has introduced a range of measures to reduce the burden of National Insurance Contributions (NICs), as part of our long term economic plan to back business and create jobs.</p><p> </p><p> </p><p> </p><p>The Employment Allowance, introduced in April this year, means that around 450,000 employers– one third of all employers – are expected to be taken out of paying employer NICs altogether in 2014-15 and from April 2015, employer NICs for under 21 year olds will be abolished, helping to support jobs for almost 1.5 million young people currently in employment.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 27/10/2014 16:16:49 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1586 label Biography information for Adam Afriyie

100108

	registered interest
	date	21/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	New Businesses: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will assess the potential effect of giving part-time entrepreneurs a fixed definition in the Tax Code.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	211328
	answer	answer is ministerial correction date of answer 29/10/2014 answer text <p>There is no definition of a part-time entrepreneur within the Taxes Acts. In general, the tax system treats part-time entrepreneurs in the same way as full-time entrepreneurs, and there are no plans to change this.</p><p> </p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 29/10/2014 14:37:48 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1586 label Biography information for Adam Afriyie

100672

	registered interest
	date	23/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Tax Allowances: Business
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential costs and benefits of removing the cap on entrepreneurs' tax relief.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	211741
	answer	answer is ministerial correction date of answer 30/10/2014 answer text <p>The last published cost for changing the cap on entrepreneurs' tax relief related to increasing the lifetime limit from £5m of qualifying gains to £10m. This is available in the full Budget 2011 document at the following address on page 42 in table 2.1 of the report.</p><p> </p><p> </p><p><a href="http://webarchive.nationalarchives.gov.uk/20130129110402/http:/www.hm-treasury.gov.uk/2011budget.htm" target="_blank">http://webarchive.nationalarchives.gov.uk/20130129110402/http://www.hm-treasury.gov.uk/2011budget.htm</a></p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 30/10/2014 17:10:28 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1586 label Biography information for Adam Afriyie

101048

	registered interest
	date	27/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Corporation Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many (a) company headquarters and (b) jobs have been reshored in the UK since the reduction in corporation tax rates.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	211930
	answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>Supporting businesses and helping them to invest, create jobs and to grow is a key part of the Government’s long term economic plan. Since 2010 we have already cut Corporation Tax (CT) from 28% to 21%, and next year it will fall to 20% - the joint lowest rate in the G20. The Government has also cut the small profits rate to 20%. Overall these CT cuts for large and small firms will be worth £9.5bn a year to business by 2016.</p><p> </p><p> </p><p> </p><p>HM Treasury has not estimated the number of jobs reshored.</p><p> </p><p> </p><p> </p><p>We will continue to work to ensure that the tax system in the UK remains competitive and enables us to attract business investment.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 04/11/2014 16:46:42 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1586 label Biography information for Adam Afriyie

106214

	registered interest
	date	04/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Income Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many people in work did not pay any income tax as a result of changes to the personal allowance threshold in each of the last three financial years.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	213291
	answer	answer is ministerial correction date of answer 11/11/2014 answer text <p>By April 2013, the cumulative effect of the Government's increases in the personal allowance for those aged under 65 years (born after 5 April 1948 from 2013-14 tax year) since 2010-11 had taken 2.8 million people out of income tax liability.</p><p> </p><p> </p><p> </p><p>The year on year growth over the three years requested is shown in the table attached.</p><p> </p><p> </p><p> </p><table><tbody><tr><td><p><strong>Tax Year</strong></p></td><td><p><strong>Taken out of tax since 2010-11 by PA increases<br> (millions - cumulative)</strong></p></td></tr><tr><td><p><strong>2011-12</strong></p></td><td><p>1.4</p></td></tr><tr><td><p><strong>2012-13</strong></p></td><td><p>1.7</p></td></tr><tr><td><p><strong>2013-14</strong></p></td><td><p>2.8</p></td></tr></tbody></table><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 11/11/2014 17:04:51 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1586 label Biography information for Adam Afriyie

1064051

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Productivity
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he has taken to increase the productivity of the UK economy.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	223249
	answer	answer is ministerial correction date of answer 22/02/2019 answer text <p>Autumn Budget announced the next steps we are taking to boost productivity. This includes increasing the National Productivity Investment Fund to more than £37bn to fund important investments in our infrastructure. We are also setting up the National Roads Fund which will provide vital improvements to our road network, piloting new approaches to rural fibre rollout, and supporting new technologies such as artificial intelligence.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 22/02/2019 13:43:02 answering member 4320 label Biography information for Robert Jenrick
	tabling member	1586 label Biography information for Adam Afriyie

1064082

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Productivity
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of recent trends in economic productivity in the UK.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	223482
	answer	answer is ministerial correction date of answer 22/02/2019 answer text <p>The only sustainable way to raise wages, boost living standards, and increase growth is to boost UK productivity.</p><p> </p><p>Since 2010 we have provided over half a trillion pounds in capital investment, increased investment in skills, and reduced taxes for businesses. At the Autumn Budget, we took further action to increase productivity.</p><p> </p><p>Productivity grew by 0.2% in the last quarter (Q4 2018) and is now 1.9% above its pre-crisis peak. Slow productivity growth since the crisis has not been a phenomenon exclusive to the UK, but across the G7.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 22/02/2019 13:45:12 answering member 4320 label Biography information for Robert Jenrick
	tabling member	1586 label Biography information for Adam Afriyie

1064083

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Productivity
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what proportion of productivity growth in the last five years can be attributed to financial technology.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	223494
	answer	answer is ministerial correction date of answer 27/02/2019 answer text <p>The government has not made an assessment of the proportion of productivity growth in the last five years that is attributable to financial technology.</p><p> </p><p>However, the Government has taken significant steps to increase competition in financial services, including creating an environment in which Fintech firms can grow and compete with incumbents. The Competition and Market Authority has led the Open Banking initiative, bringing more competition and innovation to financial services. The FCA has also established the Innovation Hub and Regulatory Sandbox to support Fintech, both of which are held up as global examples of best practice. Further information on the Government’s efforts to promote FinTech can be found in the FinTech Sector Strategy, published in March 2018.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 27/02/2019 16:00:31 answering member 4320 label Biography information for Robert Jenrick
	tabling member	1586 label Biography information for Adam Afriyie

1064084

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Employment
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of recent trends in the employment rate in the UK.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	223495
	answer	answer is ministerial correction date of answer 27/02/2019 answer text <p>The employment rate is currently at a record high of 75.8%.</p><p> </p><p>There are currently a record 32.5 million people in work. Over the last year, employment growth has been driven almost entirely by high skilled jobs and full-time workers.</p><p> </p><p>Since the 2010 election we’ve seen over 3.5 million more people in employment – equivalent to an average of over 1,000 extra people in work every single day.</p><p> </p><p>This is alongside an unemployment rate which has not been lower since 1975, wages growing at the fastest pace in over a decade, and 9 consecutive months of real wage growth.</p> answering member constituency Salisbury answering member printed John Glen question first answered 27/02/2019 12:38:42 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1064085

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Foreign Investment in UK
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent steps he has taken to increase the level of Foreign Direct Investment into the UK.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	223496
	answer	answer is ministerial correction date of answer 26/02/2019 answer text <p>Since 2010 we have significantly lowered the headline rate of Corporation Tax from 28% down to 19% today – the lowest in the G20, with further cuts to 17% legislated by 2020.</p><p> </p><p>We have also created a world-leading offer on creative sector tax reliefs, given significant support for R&amp;D investment through the tax system, and introduced the Patent Box regime to attract international investment in intellectual property to the UK.</p><p> </p><p>These steps have helped to create a highly competitive and FDI-friendly business environment.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 26/02/2019 15:18:46 answering member 4320 label Biography information for Robert Jenrick
	tabling member	1586 label Biography information for Adam Afriyie

1082271

	registered interest
	date	05/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Crowdfunding
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the competitiveness of the UK peer-to-peer lending sector compared to (a) the US, (b) China and (c) the rest of the world.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	228623
	answer	answer is ministerial correction date of answer 13/03/2019 answer text <p>The Government has introduced a robust and proportionate regulatory regime for peer-to-peer (P2P) lending, balancing the need for consumer protection with allowing the sector to grow, innovate and provide competition in the lending market.</p><p> </p><p>The British Business Bank’s Small Business Finance Markets 2018/19 report sets out that P2P business lending increased to nearly £2.3bn in 2018, and assesses the P2P business lending markets in the UK, the USA and China. The report notes that the increased regulation in the P2P market in the UK has been mostly seen as positive, in contrast to China where regulators were slow to address the sector, leading to opportunities for fraudulent activity.</p><p> </p><p>The UK has been independently ranked by EY and Deloitte as the world’s leading hub for Fintech – the best place in the world to start and grow a Fintech firm. The Government is committed to ensuring that it remains the best place in the world for Fintech, and has set out how it intends to do that in the ambitious Fintech Sector Strategy, launched in March 2018.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/03/2019 17:03:31 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1082272

	registered interest
	date	05/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Individual Savings Accounts
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many people have invested in an Innovative Finance ISA; and what assessment he has made of the level of uptake of that ISA.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	228624
	answer	answer is ministerial correction date of answer 11/03/2019 answer text According to HMRC statistics, 31,000 innovative finance ISA accounts were subscribed to during the 2017-18 tax year.<p> </p>The Innovative Finance ISA increases the investment options available to investors and forms part of the wider ISA family. An attractive market for peer to peer lending within ISA already exists, with sufficient providers offering a product which meets the needs of lenders and investors. answering member constituency Salisbury answering member printed John Glen question first answered 11/03/2019 14:11:56 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1082273

	registered interest
	date	05/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Cards: Fees and Charges
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the comparative merits of flat rate Interchange Fees as opposed to fees proportional to the value of the transaction; and whether his Department plans to exercise section 7 of the Interchange Fee (Amendment) (EU Exit) Regulations 2018 to decrease the per transaction interchange fee.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	228625
	answer	answer is ministerial correction date of answer 11/03/2019 answer text <p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its call for evidence on cash and digital payments in the new economy. Amongst other things, this explored how the Government can best support digital payments. The Government will formally respond to the call for evidence in due course.</p><p> </p><p>The European Commission is in the process of reviewing the effectiveness of the Interchange Fee Regulation as part of its usual process. The Payment Systems Regulator, who is the UK’s lead competent authority for the Interchange Fee Regulation, is also conducting a review into the supply of card-acquiring services. Amongst other things, this review will examine the fees merchants pay for these services. The Government has therefore not made a formal assessment of the Interchange Fee Regulation.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/03/2019 14:15:55 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1110234

	registered interest
	date	08/04/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Visas: Skilled Workers
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the net fiscal effect on the public purse of the Government’s decision to increase the number of Tier 5 Exceptional Talent visas from 1,000 to 2,000.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	242081
	answer	answer is ministerial correction date of answer 12/04/2019 answer text <p>The Treasury has not made an assessment of the net fiscal impact of increasing the number of Tier 1 Exceptional Talent visas available. In 2018, the number of Exceptional Talent Visas granted was within the previous quota.</p><p> </p><p>The increase in quota ensures that we have sufficient headroom in the Exceptional Talent route to continue to attract highly skilled people from across the globe; and is a demonstration of the Government’s commitment to ensuring that the UK remains a world-leader in the digital technology, science, arts and the creative sectors.</p> answering member constituency Salisbury answering member printed John Glen question first answered 12/04/2019 15:40:24 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1130448

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how much the UK FinTech industry paid the Exchequer in tax revenue in (a) 2017-18 and (b) 2016-17 financial years.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	261178
	answer	answer is ministerial correction date of answer 14/06/2019 answer text <p>HM Revenue and Customs (HMRC) publishes annual statistics relating to income tax, VAT and corporation tax by industry (including the Financial and Insurance Activities Sector). However, HMRC cannot identify receipts from the UK FinTech industry specifically.</p><p> </p><p>For other taxes, industry-level information is not available.</p><p> </p><p>For business rates, the Ministry of Housing, Communities &amp; Local Government collects data only at local authority level and is unable to provide a breakdown by industry.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 14/06/2019 07:46:18 answering member 3991 label Biography information for Jesse Norman
	tabling member	1586 label Biography information for Adam Afriyie

1130449

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Standards
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what key performance indicators his Department uses to assess the performance of Open Banking; and what recent assessment he has made of the performance of Open Banking.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	261179
	answer	answer is ministerial correction date of answer 13/06/2019 answer text <p>The independent Open Banking Implementation Entity (OBIE) is responsible for assessing the performance of Open Banking, and HM Treasury’s view is informed by their assessment.</p><p> </p><p>The OBIE’s latest published assessment of Open Banking performance, made in March 2019, shows that in that month the average availability of Open Banking APIs was 97%, the average response time was 798 milliseconds, and that 38.2 million successful API calls had been made, representing over 97% of the total number of calls made to APIs.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:36:10 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1130450

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent assessment the Government has made of the potential merits of cryptocurrencies as a means of payment.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	261180
	answer	answer is ministerial correction date of answer 13/06/2019 answer text The Government established the Cryptoassets Taskforce – comprised of HM Treasury, the Financial Conduct Authority and the Bank of England – in 2018 to explore the risks and potential benefits of cryptoassets and the underlying distributed ledger technology (DLT). The Taskforce’s final report<sup><sup>[1]</sup></sup> concluded that benefits associated with the use of cryptoassets may arise in the future, but that the most immediate priorities for the authorities are to mitigate the risks posed by cryptoassets to consumers and markets, and to prevent the use of cryptoassets for illicit activity. As part of this, the Government will consult on its approach to cryptoassets this year. In addition, the authorities continue to encourage the responsible development of legitimate DLT and cryptoasset-related activity in the UK.<p> </p><p>[1] Full version of the report is available at: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:40:32 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1170412

	registered interest
	date	13/01/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Electric Vehicles: VAT
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what plans the Government has to increase the uptake of electric cars by removing VAT on the purchase of zero emission vehicles.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	2460
	answer	answer is ministerial correction date of answer 16/01/2020 answer text <p>The Government has set an ambitious, legally binding target to reach net-zero greenhouse gas emissions from the UK by 2050.</p><p> </p><p>Although there are no plans at present to reduce the VAT charge on electric vehicles, the Government keeps all taxes under review and assesses them against a range of fiscal and environmental considerations. The Government already makes available an incentive for the public to purchase electric vehicles over conventional vehicles: the Plug-in Car Grant (PiCG) provides grants of up to £3,500 for the purchase of a new battery electric vehicle. PiCG was launched in 2011 and has supported the purchase of around 170,000 Ultra Low Emission Vehicles.</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke question first answered 16/01/2020 09:26:29 answering member 4655 label Biography information for Sir Simon Clarke
	tabling member	1586 label Biography information for Adam Afriyie

1173415

	registered interest
	date	27/01/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what progress he has made on creating an economic environment in which digital currencies can be developed.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	8202
	answer	answer is ministerial correction date of answer 04/02/2020 answer text <p>The UK’s approach to cryptoassets was outlined in the 2018 Cryptoassets Taskforce report, and in July last year the FCA set out its position in relation to the regulatory perimeter in this space. The government and regulators have since taken steps to continue encouraging responsible innovation in this area, while also mitigating risks to consumers and markets.</p><p>For instance, this January the Treasury transposed the cryptoasset provisions set out in the EU Fifth Anti-Money Laundering Directive (5MLD). This will combat the risk of cryptoassets being used for illicit activity, in support of the government’s aims for the sector.</p><p>More broadly, the government is committed to creating an environment where tech businesses can thrive by investing in areas such as talent, cutting-edge research and growth finance. Venture capital investment in the UK tech sector grew by 44 per cent in 2019, from £7.1bn to £10.1bn. This was a faster growth rate than both the US and China.</p><p>The financial regulators continue to provide a platform that facilitates innovation in this space. For example, the Financial Conduct Authority has accepted a significant number of DLT-based projects into its Regulatory Sandbox to help enable the adoption of this technology to deliver better financial services with appropriate consumer safeguards.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/02/2020 11:51:13 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1247846

	registered interest
	date	02/11/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Coronavirus
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the viability of using more FinTech platforms to distribute Government-backed financial loans and support packages alongside established high-street banks and lenders.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	110103
	answer	answer is ministerial correction date of answer 09/11/2020 answer text <p>The UK is home to a world-leading Fintech sector and an impressive amount of talent and expertise in this area. The government knows that Fintech firms play an important role in the lending market, especially for smaller businesses.</p><p> </p><p>I am grateful for the way the sector has responded to the current crisis by identifying opportunities where technology may support the Government’s response.</p><p> </p><p>The British Business Bank (BBB) has so far accredited 28 Bounce Back Loan Scheme (BBLS) lenders, including several non-banks and alternative lenders. In addition, the BBB has in excess of 100 accredited lenders for the Coronavirus Business Interruption Loan Scheme (CBILS) and this includes several UK Fintechs.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/11/2020 08:35:19 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1248350

	registered interest
	date	03/11/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	New Businesses: Coronavirus
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether businesses who have started trading since the start of the covid-19 outbreak are eligible for financial support made available by the Government in response to the covid-19 outbreak.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	110760
	answer	answer is ministerial correction date of answer 09/11/2020 answer text <p>The Winter Economy Plan set out a package of targeted measures in response to the current economic context, which will enable businesses, including new businesses, to protect jobs, and manage their finances in the face of reduced or uncertain demand. This includes the extension of the temporary VAT reduced rate for hospitality and tourism, extending the application window of the access to finance schemes, and further support for employees and the self-employed, through the Coronavirus Job Retentions Scheme (CJRS) and the Self-Employment Income Support Scheme (SEISS) Grant Extension. Although it has not been possible to include those who have started trading since the start of the COVID outbreak in the SEISS, the SEISS is just one element of a comprehensive package of support for individuals and businesses. This package includes Bounce Back loans, tax deferrals, rental support, mortgage holidays, and other business support grants. On 8 July, the Government also introduced the new Plan for Jobs which will make available up to £30 billion to assist in creating, supporting and protecting jobs.</p><p> </p><p>More information about the full range of business support measures is available at www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19.</p> answering member constituency Saffron Walden answering member printed Kemi Badenoch question first answered 09/11/2020 10:34:39 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	1586 label Biography information for Adam Afriyie

1364060

	registered interest
	date	27/10/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Aviation: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential merits of the introduction of a frequent flyer levy.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	64567
	answer	answer is ministerial correction date of answer 04/11/2021 answer text <p>The government’s recent consultation on aviation tax reform sought views on the government’s initial position regarding a frequent flyer levy. Having carefully considered the responses to the consultation, the government has confirmed that it remains minded to retain Air Passenger Duty as the principal tax on the aviation sector, noting in particular continuing concerns around the possible administrative complexity and data processing, handling and privacy of a frequent flyer levy.</p><p> </p><p>Full details of the consultation can be found at: <a href="https://www.gov.uk/government/consultations/consultation-on-aviation-tax-reform" target="_blank">https://www.gov.uk/government/consultations/consultation-on-aviation-tax-reform</a></p> answering member constituency Faversham and Mid Kent answering member printed Helen Whately question first answered 04/11/2021 12:07:55 answering member 4527 label Biography information for Helen Whately
	tabling member	1586 label Biography information for Adam Afriyie

1416328

	registered interest
	date	25/01/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Service Industries: Coronavirus
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to help the retail, hospitality and leisure sectors recover from the covid-19 outbreak.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	111531
	answer	answer is ministerial correction date of answer 02/02/2022 answer text <p>In December, Government announced a £1bn package of support for businesses impacted by the Omicron variant, including grants worth up to £6,000 for businesses in the hospitality and leisure sectors.</p><p> </p><p>These measures are just the latest action taken to safeguard businesses and jobs and is in addition to:</p><ul><li>business rates relief meaning that the majority of businesses in the retail, hospitality and leisure sectors will see a 75% reduction in their business rates bill across the entire financial year and a new 50% capped business rates relief next financial year;</li><li>a 12.5% reduced rate of VAT for hospitality and tourism;</li><li>access to finance for SMEs through the Recovery Loan Scheme to June; and</li><li>Bounce Back Loan repayment flexibility, with borrowers having the option to take a 6 month repayment holiday, three 6 month interest only periods or extend their loan to 10 years, which almost halves the monthly payment.</li></ul><p> </p><p>Thanks to our decisive action to implement balanced and proportionate measures in response to the Omicron variant, Cabinet has decided to return to Plan A in England.</p> answering member constituency Faversham and Mid Kent answering member printed Helen Whately question first answered 02/02/2022 11:49:15 answering member 4527 label Biography information for Helen Whately
	tabling member	1586 label Biography information for Adam Afriyie

1435292

	registered interest
	date	24/02/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Stocks and Shares: Blockchain
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if his Department will take steps with the Financial Conduct Authority to ensure that securities issued on blockchain can be clearly distinguished from crypto asset service providers.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	129097
	answer	answer is ministerial correction date of answer 04/03/2022 answer text <p>Under the Money Laundering and Terrorist Financing (Information on the Payer) Regulations 2017, a cryptoasset business will be required to register with the Financial Conduct Authority if it is a firm or sole practitioner that provides cryptoasset exchange or custodian wallet services by way of business.</p><p> </p><p>Securities are financial instruments giving rise to claims against the issuer, and are not businesses in and of themselves. Therefore, although a cryptoasset business may issue securities on the blockchain that confer an ownership interest in the business, these securities would be legally distinct from the business itself.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/03/2022 13:41:41 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1435293

	registered interest
	date	24/02/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Digital Assets
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether his Department has made an estimate of the revenue that the digital assets sector could potentially bring to the public purse.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	129098
	answer	answer is ministerial correction date of answer 04/03/2022 answer text <p>The Government is committed to a global leadership in fintech and to creating a regulatory environment for digital assets in which firms can innovate, while allowing people to use new technologies both reliably and safely. The Cryptoassets Taskforce, consisting of HM Treasury, the Bank of England and the Financial Conduct Authority (FCA) is exploring the impact of cryptoassets, the potential benefits and challenges of Distributed Ledger Technology (DLT) in financial services; as well as assessing what, if any, regulation is required in response.</p><p> </p><p>Businesses trading in or using digital assets are taxed on their trading profits. Where a person realises chargeable gains from increases in value of digital assets, capital gains tax (CGT) or Corporation Tax on Chargeable Gains may be due. If CGT applies, only chargeable gains above the Annual Exempt Amount are taxed.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/03/2022 13:40:06 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1457433

	registered interest
	date	14/04/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Money
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that people have (a) access to cash and (b) the ability to use cash.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	153863
	answer	answer is ministerial correction date of answer 26/04/2022 answer text <p>The government recognises that cash is an important part of daily life for millions of people across the UK, and remains committed to legislating to protect access to cash.</p><p> </p><p>As part of the Financial Services Act 2021, the government made legislative changes to support the widespread offering of cashback without a purchase by shops and other businesses. The government's view is that cashback without a purchase has the potential to be a valuable facility to cash users.</p><p> </p><p>From 1 July to 23 September last year, the government held the Access to Cash Consultation on further proposals for new laws to make sure people only need to travel a reasonable distance to pay in or take out cash. The government’s proposals intend to support the continued use of cash in people’s daily lives and help to enable local businesses to continue accepting cash by ensuring they can access deposit facilities. The government has carefully considered responses to the consultation and will set out next steps in due course.</p><p> </p><p>Following the government’s commitment to legislate, firms are working together through the Cash Action Group to develop new initiatives to provide shared services. The government welcomes the direction set by industry’s commitments at the end of last year and looks forward to seeing what results they deliver in protecting cash facilities for local communities across the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 26/04/2022 13:57:16 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1461889

	registered interest
	date	11/05/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to help ensure that open banking is able to benefit as many consumers as possible.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	678
	answer	answer is ministerial correction date of answer 16/05/2022 answer text <p>Open Banking is a great UK success story that has brought significant benefits to the 5.5 million UK consumers and businesses who now use products and services enabled by this technology.</p><p> </p><p>The government recently set out its plan for the future of UK Open Banking in a joint statement with the Competition and Markets Authority (CMA), the Financial Conduct Authority (FCA), and the Payment Systems Regulator (PSR), including a cross-authority committee for oversight of a new entity to succeed the Open Banking Implementation Entity. Through this Joint Authority Oversight Committee the government and regulators will work closely together to maintain the UK’s leadership in Open Banking. The government is seeking to build on the initial success of UK Open Banking to help unlock and realise further benefits for consumers, businesses, and the wider economy. Open Banking should continue to support innovation and greater competition for consumers and businesses.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/05/2022 13:43:19 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1461894

	registered interest
	date	11/05/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Public Sector: Cost Effectiveness
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps the Government is taking to help ensure public sector bodies are minimising wasteful spending.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	683
	answer	answer is ministerial correction date of answer 20/05/2022 answer text <p>The Government is taking action to tackle waste and inefficiency across the public sector through a comprehensive efficiency agenda overseen by a Chancellor chaired Cabinet Committee on Efficiency and Value for Money. The Government has launched a new programme of Public Body Reviews. Reviews will examine the accountability, efficiency, efficacy and governance of bodies. Reviews will be asked to identify more than 5% recurring efficiencies in resource budgets and are expected to find at least £800m in savings.</p> answering member constituency Middlesbrough South and East Cleveland answering member printed Mr Simon Clarke question first answered 20/05/2022 06:46:01 answering member 4655 label Biography information for Sir Simon Clarke
	tabling member	1586 label Biography information for Adam Afriyie

1461897

	registered interest
	date	11/05/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Business Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he is taking steps to reduce the burden of business rates on small and medium businesses.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	686
	answer	answer is ministerial correction date of answer 19/05/2022 answer text With the conclusion of the Business Rates Review at Autumn Budget 2021, the Government has delivered meaningful reform and cuts worth £7 billion to business over the next five years. This includes a multiplier freeze in 2022-23 which will support all ratepayers, large and small, and a new temporary relief for retail, hospitality, and leisure businesses worth almost £1.7 billion in 2022-23. In addition, over a third of properties (700,000) already pay no business rates as a result of 100 per cent relief through Small Business Rates Relief, with an additional 121,000 in the taper. answering member constituency South East Cambridgeshire answering member printed Lucy Frazer question first answered 19/05/2022 15:59:03 answering member 4517 label Biography information for Lucy Frazer
	tabling member	1586 label Biography information for Adam Afriyie

1467417

	registered interest
	date	01/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what plans he has to reduce tax for working people.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	11628
	answer	answer is ministerial correction date of answer 10/06/2022 answer text <p>As the Government announced at Spring Statement 2022, the basic rate of Income Tax will be reduced from 20 per cent to 19 per cent in April 2024. This will be the first cut to the basic rate in 16 years, and is over a £5 billion tax cut for workers, savers, and pensioners.</p><p> </p><p>The Government is committed to doing this in a responsible and sustainable way. The cut to the basic rate of Income Tax will require continued fiscal discipline and depend on the broader economy</p><p> </p><p>The Government has raised the Personal Allowance (PA) by over 40 per cent in real terms in the last decade. A typical basic rate taxpayer will still be over £600 better off in 2025-26 than they would have been if the Government had not taken this action to increase the PA above inflation since 2010-11.</p><p> </p><p>The Government is aligning the Primary Threshold and Lower Profits Limit – the point at which employees and the self-employed respectively start paying Class 1 and Class 4 National Insurance contributions– with the internationally high Income Tax Personal Allowance rising to £12,570 from July 2022. This means the amount that people will be able to earn tax free will increase by £2,690 and is a tax cut worth over £330 for a typical employee in the first year.</p><p> </p> answering member constituency South East Cambridgeshire answering member printed Lucy Frazer question first answered 10/06/2022 08:47:00 answering member 4517 label Biography information for Lucy Frazer
	tabling member	1586 label Biography information for Adam Afriyie

1467418

	registered interest
	date	01/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Digital Technology: Greater London
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to (a) foster digital innovation and (b) maintain London as a key global capital market and fintech centre.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	11629
	answer	answer is ministerial correction date of answer 13/06/2022 answer text <p>Digital innovation is a major priority for the Government and the UK has a world leading tech sector valued at over $1 trillion. To foster cutting-edge innovation, at the 2021 Autumn Budget and Spending Review the Chancellor announced an increase in public research and development investment to £20bn by 2024/25, including £1.1bn for core Innovate UK programmes targeting business innovation. At Spring Statement 2022, the Chancellor went further in support of digital innovation by announcing reforms to R&amp;D tax credits which will expand qualifying costs to include data and cloud computing.</p><p> </p><p>The UK is well known internationally as a hub for high quality capital markets backed by strong and effective regulation. Last year, the Chancellor launched the Wholesale Markets Review (WMR) with the aim to deliver a rulebook that is fair, outcomes-based and supports competitiveness, whilst ensuring the UK maintains the highest regulatory standards.</p><p> </p><p>In addition, a sweeping set of reforms to sharpen the UK’s competitive advantage in financial services is underway. As set out in the Queen's Speech, the upcoming Financial Services and Markets Bill will implement the outcomes of the Future Regulatory Framework (FRF) Review as well as a series of important initiatives underpinning the Government’s ambitious vision for the financial services sector.</p><p> </p><p>Finally, innovation and technology are central to the Government’s vision for the future of the UK’s financial services sector. The Government and regulators are taking forward the recommendations of the recent Kalifa Review of how government, regulators and industry can maximise the future growth of the fintech sector across the UK. In particular, on 29 October 2021, the Government announced £5 million of seed funding for a new Centre for Finance, Innovation and Technology (CFIT) as part of the Spending Review.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2022 12:30:06 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1467419

	registered interest
	date	01/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies: Regulation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will allow UK FCA regulated firms, such as brokers, to be exempt from the FCA Cryptoasset Register as they already have equivalent approved processes in place.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	11630
	answer	answer is ministerial correction date of answer 13/06/2022 answer text <p>Under the Money Laundering Regulations (MLRs), any firm operating as a cryptoasset exchange provider or custodian wallet provider must be registered with the FCA for anti-money laundering supervision as a cryptoasset business. It is the responsibility of the FCA, as the independent supervisor for these firms, to assess whether firms have appropriate anti-money laundering controls in place for the kinds of activity they carry out, prior to admitting them to the register. There is no statutory exemption to this requirement for firms that are already registered with the FCA for another activity.</p><p> </p><p>It is necessary for firms dealing with cryptoassets to demonstrate that their controls are adequate to deal with the specific nature of the cryptoasset ecosystem. Having adequate AML controls for one type of business activity does not guarantee that these controls are suitable for another.</p><p> </p><p>The government is committed to supporting the safe and sustainable growth of the cryptoasset sector. The MLRs established a risk-based approach to the supervision of cryptoasset businesses, and the assessment which each firm must undergo should therefore be proportionate to the risks generated by the kind of activities it engages in. The processes that a broker is expected to put in place will therefore likely be different from those that a large cryptoasset exchange is expected to demonstrate.</p><p><strong> </strong></p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2022 12:38:43 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1467420

	registered interest
	date	01/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies: Regulation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the FCA’s decision to classify cryptoassets as a restricted mass market investment.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	11631
	answer	answer is ministerial correction date of answer 13/06/2022 answer text <p>In January 2022 the government published a response to its consultation on a proposal to bring certain cryptoassets into the scope of the Financial Promotion Order to ensure that cryptoasset promotions are fair, clear, and not misleading.</p><p> </p><p>The forthcoming legislation, and supportive FCA rules, will regulate in-scope cryptoasset financial promotions. This is aimed at improving consumers’ understanding of the risks and benefits associated with cryptoasset purchases and ensuring that cryptoasset promotions are held to the same standards as similar risk financial services products.</p><p> </p><p>The FCA’s consultation on its rules closed in March 2022 and it is currently considering representations from firms.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2022 12:37:00 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1467600

	registered interest
	date	06/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Wines: Excise Duties
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he has had discussions with the Secretary of State for Business, Energy and Industrial Strategy on the impact of the proposed increase in excise duty on small and medium size enterprises in the wine industry.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	13084
	answer	answer is ministerial correction date of answer 10/06/2022 answer text <p>The Government is currently considering all feedback put forward to it through the alcohol duty review consultation, which closed on 30 January. The Government will respond to the consultation in due course.</p> answering member constituency Faversham and Mid Kent answering member printed Helen Whately question first answered 10/06/2022 12:41:38 answering member 4527 label Biography information for Helen Whately
	tabling member	1586 label Biography information for Adam Afriyie

1472852

	registered interest
	date	23/06/2022
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies: Regulation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 13 June 2022 to Question 11630 on Cryptocurrencies: Regulation, what assessment he has made of the (a) adequacy of existing skills and qualifications and (b) requirement to acquire further skills of brokers who (i) are already regulated and compliant with Money Laundering Regulations and (ii) do not intend to custody cryptoassets themselves but instead use a registered cryptoasset firm.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	23734
	answer	answer is ministerial correction date of answer 28/06/2022 answer text <p>It is the responsibility of the FCA to assess whether cryptoasset firms have appropriate anti-money laundering controls.</p><p> </p><p>As part of this assessment, firms must demonstrate they have the necessary skills and qualifications. Firms must also demonstrate they have proper policies and procedures in place to deal with the specific nature of the cryptoasset ecosystem. Where either is assessed to be below the required standard, they may have their application rejected or refused.</p><p> </p><p> </p><p>The Money Laundering Regulations established a risk-based approach to the supervision of cryptoasset businesses. The assessment which each firm must undergo is therefore proportionate to the risks generated by the kind of activities firms engage in.</p><p> </p><p>This means that whether the broker holds cryptoassets themselves or uses a registered cryptoasset firm, the skills &amp; procedures required will likely be different from those that a large cryptoasset exchange is expected to demonstrate.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/06/2022 13:50:19 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

155745

	registered interest
	date	17/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Foreign Investment in UK
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he has taken to encourage more foreign direct investment in UK companies.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	214745
	answer	answer is ministerial correction date of answer 24/11/2014 answer text <p><strong>In 2013-14 the UK attracted 1,773 foreign direct investment projects, giving a total stock of £1.6 trillion of such investments - more than any other country apart from the USA. During this Parliament the Government has taken action to make the UK a more attractive location to run a business including reducing corporation tax so that it will reach 20% next year – the lowest in the G20 - and investing in skills, science and infrastructure. The Government has also increased resources at UK Trade and Investment including for example establishing private sector-led teams in the Gulf, Central Europe, and South America dedicated to attracting inward investment into the UK. </strong></p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 24/11/2014 17:43:50 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1586 label Biography information for Adam Afriyie

177084

	registered interest
	date	02/02/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent steps he has taken to encourage banks to offer their services to money service businesses.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	222940
	answer	answer is ministerial correction date of answer 04/02/2015 answer text <p>The UK Government is committed to supporting a healthy and legitimate remittance sector, and ensuring that UK citizens are able to continue to remit funds safely to family abroad. That is why, in response to the withdrawal of banking services from the Money Service Business sector we set up an Action Group on Cross Border Remittances to address this issue. The group is monitoring changes to the market, has developed guidance for MSBs and banks and is promoting a shared understanding of risk. The group is also overseeing the development of a Safer Corridor to ensure the continued, secure flow of remittances to Somalia.</p><p> </p><p> </p><p> </p><p>Treasury Ministers have been engaging closely with the banking industry both through the British Bankers Association and directly with those banks involved in this issue, including personally writing to and phoning a number of banks.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 04/02/2015 12:29:59 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1586 label Biography information for Adam Afriyie

224414

	registered interest
	date	02/03/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Technology
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps his Department has taken to boost the growth of the financial technology industry.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	225806
	answer	answer is ministerial correction date of answer 25/03/2015 answer text <p>As part of our long term economic plan, the Government is committed to supporting the continued growth of the Financial Technology (FinTech) sector. The Government has taken a number of steps to achieve this, including:</p><p> </p><p> </p><p> </p><ul><li><p>Creating a new Payments Systems Regulator (PSR), which will ensure that smaller banks and alternative providers of finance – including FinTechs – can access payment systems in a fair and transparent way, and thereby contributing to a fairer and more competitive payments industry. The PSR will open its doors on 1 April this year.</p><p> </p></li><li><p>Committing to additional funding of £100m to the British Business Bank’s Investment Programme – including funding for FinTech.</p><p> </p></li><li><p>Launching the GO-Science’s Blackett Review on FinTech Futures, which looks ahead 10 years to the future and identify what the technologies, enablers and barriers are that will shape the future of the UK FinTech sector.</p><p> </p></li></ul><p> </p><ul><li><p>Naming the big banks that will have to share credit data, and refer on SMEs they reject for finance – helping alternative finance providers, including FinTech firms, to lend more effectively;</p></li></ul><p> </p><p> </p><p> </p><ul><li><p>Supporting the development of the peer-to-peer lending and crowdfunding market: consulting on ISA eligibility for crowdfunded debt securities; announcing we will review EU regulations standing in the way of P2P institutional lending; and creating a bespoke regulatory framework for P2P.</p><p> </p></li></ul><p> </p><p>Most recently at budget 2015, we announced a further package of measures to build on the government’s wide-reaching programme of reform to drive competition in banking and FinTech, including announcing that:</p><p> </p><ul><li><p>The Government intends to apply anti-money laundering regulation to digital currency exchanges in the UK, launch a new research initiative into digital currency technology, with £10 million additional funding, and work with the British Standards Institution and the digital currency industry to develop voluntary standards for consumer protection.</p><p> </p></li><li><p>Gocompare will launch the first personal current account comparison tool making use of customers’ bank midata releases on 26 March 2015.</p><p> </p></li><li><p>The Government will work with the banks and FinTech firms to develop an open API (Application Programming Interface) standard for banks, by the end of the year.</p></li></ul><p> </p><p> </p><p> </p><ul><li><p>the Financial Conduct Authority’s (FCA) ‘Project Innovate’ will work with HMT and the Prudential Regulation Authority (PRA) to investigate the feasibility of developing a regulatory ‘sandbox’ for financial services innovators</p><p> </p></li><li><p>Innovate Finance has agreed to deliver its FinTech regional strategy through a series of local partnerships; the first partnership has already been established in Leeds, and further partnerships will be established in Manchester and Edinburgh by April, and in Newcastle, Bristol and other centres before the end of the year.</p></li></ul><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 25/03/2015 11:07:37 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1586 label Biography information for Adam Afriyie