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<p>Automatic enrolment has achieved a quiet revolution through getting employees into
the habit of pension saving, and reversing the decline in workplace pension participation
in the decade prior to these reforms. Since automatic enrolment started in 2012 participation
rates have been transformed with 87% of eligible employees saving into a workplace
pension in 2018, up from 55% in 2012.</p><p> </p><p>The Department does not hold data
for individual constituencies in relation to opt outs or the number of individuals
who have saved above the automatic enrolment minimum contribution level. However,
we do know that overall around 9% of automatically enrolled workers have chosen to
opt out which is significantly below original estimates; and our latest evaluation
report shows that, in April 2017, approximately 5.9 million eligible employees were
already meeting the April 2019 minimum contribution rates<sup>1</sup>.</p><p> </p><p>I
am providing the following information about the impact of automatic enrolment in
your constituency, as at end of September 2019<sup>2</sup>:</p><p> </p><p>In the Makerfield
constituency since 2012, approximately 5,000 eligible jobholders have been automatically
enrolled and 1200 employers have met their duties.</p><p> </p><p><sup>1</sup>Automatic
Enrolment Evaluation Report 2018, available via the following weblink: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf"
target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/764964/Automatic_Enrolment_Evaluation_Report_2018.pdf</a>.</p><p>
</p><p><sup>2</sup>The Pensions Regulator’s data on Automatic enrolment declaration
of compliance by constituency, available via the following weblink:</p><p><a href="https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/data-requests"
target="_blank">https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/data-requests</a></p>
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