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1133561

	registered interest
	date	20/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether there is a minimum level of income that a claimant of universal credit must retain after a 40 per cent reduction to repay an advance.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	267165
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>There is no set minimum level Universal Credit award for a claimant to retain. A claimant’s award will reflect their individual circumstances, topping up any earnings or other income that they may have, so their Universal Credit might just constitute a small proportion of their total income. Deductions from the award are calculated in relation to the Universal Credit standard allowance and the maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance. From October 2019 this will be reduced to 30 per cent.</p><p /><p> </p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 266652 question first answered 24/06/2019 16:41:12 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1133332

	registered interest
	date	19/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what proportion of claimants of universal credit with an existing advance that have successfully applied for a budgeting advance have (a) received the maximum available budgeting advance, (b) chosen to repay the budgeting advance over the maximum time period allowed and (c) repaid the budgeting advance within the pre-agreed time period.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	266642
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support.</p><p>A budgeting advance is available for one-off unexpected financial events for Universal Credit claimants and is repayable over a period of up to 12 monthly instalments. Claimants might be able to get help for things such as: emergency household costs, getting a job or staying in work or funeral costs.</p><p>Of the Universal Credit claims repaying an existing advance:</p><p>a) 8% of these claims received a budgeting advance which was the maximum amount available to them</p><p>b) 13% of these claims received a budgeting advance to be paid over the maximum time period allowed</p><p>c) Information regarding those budgeting advances repaid within the pre-agreed time period is not readily available, and to provide it would incur disproportionate cost.</p><p> </p><p>Notes:</p><ol><li>Figures relate to Universal Credit full service only</li><li>Figures relate to claims repaying an advance between March 2018 and February 2019</li><li>Figures are rounded to the nearest %</li><li>Budgeting advances with a value of £348, £464 and £812 have been used for proportion of claimants receiving the maximum available advance, as the values relate to the maximum entitlement dependent on the claimant's circumstances</li></ol><p> </p> answering member constituency Reading West answering member printed Alok Sharma question first answered 24/06/2019 16:28:06 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1133343

	registered interest
	date	19/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 18 June 2019 to Question 263677 on universal credit, what recovery methods her Department uses.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	266645
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>Claimants are advised from the onset advances of Universal Credit are not loans. They are Universal Credit awards paid early which is then recovered over an agreed period via deductions from their Universal Credit payment. Universal Credit New Claim Advances are recovered over a maximum of 12 months, this increases to 16 months in 2021. Exceptionally, the maximum period could be deferred by up to three months. Claimants can opt to repay the advance over a shorter period. For advances made after the payment due date, the full amount is recovered immediately from arrears payable.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 24/06/2019 16:22:46 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1133347

	registered interest
	date	19/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many universal credit claimants had advance payments refused for a (a) new claim and (b) benefit transfer in the last 12 months.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	266647
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>Universal Credit new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months. From October 2021, this maximum repayment period will be extended from 12 to 16 months.</p><p> </p><p>The Department ensures claimants are made aware of their maximum advance entitlement and informed that their Universal Credit award will be adjusted over the relevant recovery period to take into account the advance of benefit they received.</p><p> </p><p>There were 1,046,000 claims made to Universal Credit during January to December 2018 which went into payment. Of these claims, 598,000 (57%) received an advance by end of February 2019 and 449,000 (43%) did not receive an advance. Those who did not receive an advance will include instances of advance payments being refused. However, to identify and collate the total number of applications refused for (a) new claim and (b) benefit transfer in the last 12 months would incur disproportionate cost to the Department.</p><p> </p><p>Notes:</p><p> </p><ol><li>Figures relate to Universal Credit full service</li><li>Figures capture all advances types</li><li>Figures are rounded to the nearest 1,000</li><li>Advances paid are provided for claims which went into payment in the 2018 calendar year to ensure enough time has elapsed to be certain these claims did actually progress to payment</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 24/06/2019 16:06:42 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1133371

	registered interest
	date	19/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether there is a minimum level of income that a universal credit claimant must retain after a 40 per cent reduction to repay an advance has been applied.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	266652
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>There is no set minimum level Universal Credit award for a claimant to retain. A claimant’s award will reflect their individual circumstances, topping up any earnings or other income that they may have, so their Universal Credit might just constitute a small proportion of their total income. Deductions from the award are calculated in relation to the Universal Credit standard allowance and the maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance. From October 2019 this will be reduced to 30 per cent.</p><p /><p> </p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 267165 question first answered 24/06/2019 16:41:12 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1131838

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Funerals: Costs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 7 May 2019 to Question 249851, what steps her Department takes to (a) make funerals accessible to everyone and (b) co-ordinate actions between the various bodies listed to ensure they are making funerals accessible to everyone.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	263674
	answer	answer is ministerial correction date of answer 21/06/2019 answer text <p>The Social Fund Funeral Expenses Payments provides a significant contribution towards funeral costs for claimants on qualifying benefits. It continues to meet the necessary costs of a cremation or burial and up to £700 towards other costs. In 2017-18 around 25,500 Funeral Expenses Payment awards were made. This amounted to £37.1 million of support for funeral costs. Interest-free Social Fund Budgeting Loans and Universal Credit Budgeting Advances are now also available to assist with funeral costs.</p><p> </p><p>The Department holds regular discussions with funeral providers and related organisations, including a Ministerial Roundtable on 18th June 2019 to discuss the Social Fund Funeral Expenses Payments scheme and listen to views for suggested future improvements.</p> answering member constituency Colchester answering member printed Will Quince question first answered 21/06/2019 12:07:19 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1131839

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many universal credit claimants have been offered a deferral period for advance repayments in the last 12 months.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	263675
	answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>This information is not centrally collated and could only be supplied at a disproportionate cost to the Department.</p><p> </p><p>The Department recognises that exceptional circumstances may occur to claimants that were not foreseen when a Universal Credit advance was taken out. Should claimants face unexpected financial hardship as a result of such changes, they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 18/06/2019 15:35:06 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123350 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1131840

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many universal credit claimants who have an existing advance have been offered an additional budgeting advance in the last 12 months.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	263676
	answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due, ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>A budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>The latest available data shows in the 12 months between March 2018 and February 2019 around 840,000 claims received a new claim or benefit transfer advance. In the same period 134,000 claims received budgeting advances, where for the previous assessment period prior to receiving a budgeting advance there was a repayment of a previous advance for that claim.</p><p> </p><p><strong>Notes:</strong></p><p><strong> </strong></p><ol><li>Figures are rounded to the nearest 1,000.</li><li>Figures relate only to Universal Credit full service.</li><li>Figures do not relate to those who may have been repaying an advance from a previous claim.</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 18/06/2019 15:04:24 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123351 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1131841

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to question 260538, what assistance is available for universal credit claimants who (a) are unable to repay their advance, (b) have already had their repayments deferred for three months, (c) are not eligible for benefit transfer or change of circumstance advances and (d) are still repaying a previous budgeting advance.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	263677
	answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 263678 question first answered 18/06/2019 15:32:14 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123353 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1131842

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to Question 260540, what the consequences are for universal credit claimants who are unable to repay their advance within the agreed timescale.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	263678
	answer	answer is ministerial correction date of answer 18/06/2019 answer text <p>A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.</p><p> </p><p>The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.</p><p><strong> </strong></p><p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.</p> answering member constituency Reading West answering member printed Alok Sharma grouped question UIN 263677 question first answered 18/06/2019 15:32:14 answering member 4014 label Biography information for Sir Alok Sharma previous answer version 123355 answering member constituency Reading West answering member printed Alok Sharma answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe