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686958
star this property registered interest false more like this
star this property date less than 2017-02-08more like thisremove minimum value filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Lloyds Banking Group more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, for what reasons the public offer of shares in Lloyds Banking Group was cancelled. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 63555 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-02-23more like thismore than 2017-02-23
unstar this property answer text <p>I refer the Honourable Member to the Written Ministerial Statement made by the Chancellor to the House in October 2016 concerning the Government’s shareholding in Lloyds which he may find useful.</p><p> </p><p>(<a href="https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9" target="_blank">https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9</a>)</p><p> </p><p>I should also clarify that retail investors, like any other investor, remain able to buy shares in Lloyds by purchasing shares via a stockbroker.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 63554 more like this
star this property question first answered
less than 2017-02-23T14:08:31.31Zmore like thismore than 2017-02-23T14:08:31.31Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
707220
star this property registered interest false more like this
star this property date less than 2017-03-02more like thismore than 2017-03-02
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Foreign Exchange more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if the Government will take steps to make currency conversion fully transparent in forthcoming payment services regulations. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 66413 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-03-07more like thismore than 2017-03-07
unstar this property answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p> </p><p>As with all policy areas, the Government continues to keep transparency of foreign exchange fees under review, and is currently conducting research on the effects of this on consumer decisions to inform its policy approach.</p><p> </p><p>The Government is also currently consulting on its draft regulations for the implementation of the Second Payment Services Directive and will respond in due course.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 66412 more like this
star this property question first answered
less than 2017-03-07T10:07:45.827Zmore like thismore than 2017-03-07T10:07:45.827Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
711343
star this property registered interest false more like this
star this property date less than 2017-03-15more like thismore than 2017-03-15
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Credit Reference Agencies more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of reasons for the 86 per cent increase in complaints to the Financial Ombudsman on the activities of credit reference agencies between 2014-15 and 2015-16; and if he will make a statement. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 68013 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-03-20more like thismore than 2017-03-20
unstar this property answer text <p>This question has been passed on to the Financial Ombudsman Service (FOS). The FOS will reply to directly to the Honourable Member by letter. A copy of the letter will be placed in the Library of the House.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property question first answered
less than 2017-03-20T15:02:19.353Zmore like thismore than 2017-03-20T15:02:19.353Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
686957
star this property registered interest false more like this
star this property date less than 2017-02-08more like thisremove minimum value filter
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Lloyds Banking Group more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect on small investors of the cancellation of the public offer of shares in Lloyds Banking Group. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 63554 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-02-23more like thismore than 2017-02-23
unstar this property answer text <p>I refer the Honourable Member to the Written Ministerial Statement made by the Chancellor to the House in October 2016 concerning the Government’s shareholding in Lloyds which he may find useful.</p><p> </p><p>(<a href="https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9" target="_blank">https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9</a>)</p><p> </p><p>I should also clarify that retail investors, like any other investor, remain able to buy shares in Lloyds by purchasing shares via a stockbroker.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 63555 more like this
star this property question first answered
less than 2017-02-23T14:08:31.263Zmore like thismore than 2017-02-23T14:08:31.263Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
720237
star this property registered interest false more like this
star this property date less than 2017-04-13more like thismore than 2017-04-13
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the banks buy-to-let mortgage terms and conditions on the ability of private landlords to rent to those in receipt of housing benefit. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 70629 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-04-20more like thismore than 2017-04-20
unstar this property answer text <p>The Government is committed to increasing competition in banking. Although it is a commercial decision for banks to set their own lending criteria when lending to private landlords, to rent to those in receipt of housing benefit, the UK has a competitive mortgage market capable of serving a range of different business models.</p><p> </p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property question first answered
less than 2017-04-20T11:36:59.033Zmore like thismore than 2017-04-20T11:36:59.033Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
714722
star this property registered interest false more like this
star this property date less than 2017-03-28more like thismore than 2017-03-28
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Foreign Exchange: Small Businesses more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of non-transparent pricing structures in foreign currency exchange on UK small businesses which trade overseas. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 69488 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-04-18more like thismore than 2017-04-18
unstar this property answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p>The Government has not yet made an assessment of the effect of pricing structures used by foreign currency providers on competition for consumers or UK small businesses which trade overseas but, as with all policy areas, keeps transparency of foreign exchange fees under review.</p><p>The Government is currently conducting research on the effects of transparency on consumer decisions to inform its policy approach. The Government has recently consulted on draft regulations for the implementation of the Second Payment Service Directive, and will respond in due course.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 69490 more like this
star this property question first answered
less than 2017-04-18T14:14:42.007Zmore like thismore than 2017-04-18T14:14:42.007Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
714717
star this property registered interest false more like this
star this property date less than 2017-03-28more like thismore than 2017-03-28
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bureaux de Change: Competition more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment his Department has made on the effect of non-transparent or opaque pricing structures used by foreign currency providers on competition for consumers. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 69490 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-04-18more like thismore than 2017-04-18
unstar this property answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p>The Government has not yet made an assessment of the effect of pricing structures used by foreign currency providers on competition for consumers or UK small businesses which trade overseas but, as with all policy areas, keeps transparency of foreign exchange fees under review.</p><p>The Government is currently conducting research on the effects of transparency on consumer decisions to inform its policy approach. The Government has recently consulted on draft regulations for the implementation of the Second Payment Service Directive, and will respond in due course.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 69488 more like this
star this property question first answered
less than 2017-04-18T14:14:41.947Zmore like thismore than 2017-04-18T14:14:41.947Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter
707219
star this property registered interest false more like this
star this property date less than 2017-03-02more like thismore than 2017-03-02
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Foreign Exchange more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what progress the Government has made on bringing greater transparency to foreign currency transactions. more like this
star this property tabling member constituency Linlithgow and East Falkirk more like this
star this property tabling member printed
Martyn Day more like this
star this property uin 66412 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2017-03-07more like thismore than 2017-03-07
unstar this property answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p> </p><p>As with all policy areas, the Government continues to keep transparency of foreign exchange fees under review, and is currently conducting research on the effects of this on consumer decisions to inform its policy approach.</p><p> </p><p>The Government is also currently consulting on its draft regulations for the implementation of the Second Payment Services Directive and will respond in due course.</p> more like this
star this property answering member constituency Brighton, Kemptown remove filter
unstar this property answering member printed Simon Kirby more like this
star this property grouped question UIN 66413 more like this
star this property question first answered
less than 2017-03-07T10:07:45.67Zmore like thismore than 2017-03-07T10:07:45.67Z
star this property answering member
3929
star this property label Biography information for Simon Kirby more like this
star this property tabling member
4488
unstar this property label Biography information for Martyn Day remove filter