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1123154
star this property registered interest false more like this
star this property date remove maximum value filtermore like thismore than 2019-04-25
star this property answering body
Ministry of Housing, Communities and Local Government more like this
star this property answering dept id 7 more like this
star this property answering dept short name Housing, Communities and Local Government more like this
star this property answering dept sort name Housing, Communities and Local Government more like this
star this property hansard heading Leasehold more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Housing, Communities and Local Government, what progress he has made on proposals to (a) protect and (b) improve the rights of leaseholders in England and Wales. more like this
star this property tabling member constituency Stalybridge and Hyde more like this
star this property tabling member printed
Jonathan Reynolds more like this
star this property uin 247698 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-05-03more like thismore than 2019-05-03
star this property answer text <p>The Government is committed to reforming the leasehold system to ensure fairness and transparency for leaseholders. Last year, we consulted on implementing the ban on new leasehold houses and restricting ground rents on future leases to zero financial value, and will provide a government response in due course.</p><p>We are working with the Law Commission, who are taking forward a programme of work and recently consulted on:</p><ul><li>making buying a freehold or extending a lease easier, quicker and more cost effective;</li><li>reinvigorating commonhold, so that it is a viable alternative to leasehold; and</li><li>making it easier for leaseholders to exercise the Right to Manage, and take control of their blocks.</li></ul><p>The Law Commission are now analysing responses and will report back to the Government with recommendations later this year.</p><p>In addition, the Government has established a working group chaired by Lord Best to raise standards across the property management sector. This group will consider the transparency of service charges, and how they should be presented to consumers, and the best means for challenging unjustified fees. The group is instructed to report back in 2019 and the Government will consider its recommendations. We are also ensuring all landlord freeholders belong to a redress scheme and giving freeholders on private or mixed use estates equivalent rights to leaseholders to challenge communal costs.</p><p>The Government recently announced an industry led Pledge so that leaseholders with 10 or 15 year doubling ground rents can have their lease terms amended voluntarily. We have also said that we will be clamping down on unjustified legal costs for leaseholders, we will implement the majority of the Law Commission's recommendations on 'event fees' in the retirement sector.</p>
star this property answering member constituency South Derbyshire more like this
star this property answering member printed Mrs Heather Wheeler more like this
star this property question first answered
less than 2019-05-03T13:41:52.047Zmore like thismore than 2019-05-03T13:41:52.047Z
star this property answering member
4053
star this property label Biography information for Mrs Heather Wheeler more like this
unstar this property tabling member
4119
unstar this property label Biography information for Jonathan Reynolds remove filter
1109105
star this property registered interest false more like this
star this property date less than 2019-04-02more like thismore than 2019-04-02
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Mortgages more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps the Government is taking to encourage greater switching and transparency in the UK mortgage market. more like this
star this property tabling member constituency Stalybridge and Hyde more like this
star this property tabling member printed
Jonathan Reynolds more like this
star this property uin 239957 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-04-10more like thisremove minimum value filter
star this property answer text The FCA’s final report of the Mortgage Market Study found that there are high levels of consumer engagement, with over three quarters of consumers switching to a new mortgage deal within 6 months of moving onto a reversion rate.<p> </p><p>The Government has worked closely with the FCA to consider how to remove the regulatory barriers that prevent some customers, particularly those with inactive lenders, from accessing better deals. The Government welcomes the FCA’s plans to move the affordability assessment from an absolute test to a relative one. This change removes the regulatory barrier that prevented some customers, who otherwise may have been able to switch, from accessing new mortgage products. The Government also welcomes the industry voluntary agreement covering 95% of the UK mortgage market to help ‘trapped’ customers of active lenders.</p><p> </p><p>Transparency and fairness in the mortgage market is a priority for the Government. The Treasury welcomes and supports the work the FCA are doing to improve this as a result of their findings in the final report of the Mortgage Market Study. The Government will continue to monitor the market and support the FCA when necessary.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-04-10T15:24:04.98Zmore like thismore than 2019-04-10T15:24:04.98Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
unstar this property tabling member
4119
unstar this property label Biography information for Jonathan Reynolds remove filter